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Authentication of a data card using a transit verification value

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06Q-040/00
출원번호 US-0691615 (2012-11-30)
등록번호 US-8700513 (2014-04-15)
발명자 / 주소
  • Hammad, Ayman
  • Dixon, Philip B.
출원인 / 주소
  • Visa U.S.A. Inc.
대리인 / 주소
    Kilpatrick Townsend & Stockton LLP
인용정보 피인용 횟수 : 4  인용 특허 : 109

초록

Transaction processing involves receiving data from an access transaction application of a portable consumer device, wherein the received data comprises data from an access transaction data string that includes a transit verification value wherein, with the exception of the transit verification valu

대표청구항

1. A method of processing an access transaction, the processing method comprising: receiving access transaction application data from a portable consumer device, wherein the received data comprises data from an access transaction data string that includes a transit verification value adapted for off

이 특허에 인용된 특허 (109)

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  62. Jun Young Sam,KRX ; Lee Ho Yun,KRX, Non-contacting type radio frequency recognizing credit card system.
  63. Perkin Gregg S. (2218 North Park Dr. Kingwood TX 77339) Denny Lawrence A. (2200 Jamie Dr. Oklahoma City OK 73170), Oilfield equipment identification apparatus.
  64. Ritter, Rudolf; Lauper, Eric, Payment transaction method and payment transaction system.
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  71. Masada Shigeo (Itami JPX), Secret information preserving system for a multiple issuer IC card.
  72. Chopra, Rajiv; White, Scott D.; Silver, Scott M.; Bardusch, Edward E.; Achyutuni, Kiran J.; Margrave, David T.; Khanna, Richendra; Al-Shurafa, Hisham; Harburg, Mark A., Selective authorization of item transactions.
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  75. Harrell, Martha F., Smart card system for providing financial, travel, and entertainment-related services.
  76. Carlisle William Reid (Morristown NJ) Curtis Lydia Anne (Bridgewater NJ) Murphy Kathleen M. (Bedminster NJ) Skibo Richard John (Skillman NJ), Smart card with multiple charge accounts and product item tables designating the account to debit.
  77. Deo, Vinay; Costea, Mihai; Lotlikar, Mahesh Sharad; Lung, Tak Chung; Milstein, David; Odinak, Gilad, Smart card with volatile memory file subsystem.
  78. Hammad, Ayman; Dixon, Phil, Smart sign mobile transit fare payment.
  79. Griswold, Chauncey Warner; Hedrick, Joseph R., Smart token.
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이 특허를 인용한 특허 (4)

  1. Judge, Edward W.; Ladds, Anouska; Cowen, Michael J.; Noe, James C., Automatic data transfer.
  2. Judge, Edward W.; Ladds, Anouska; Cowen, Michael J.; Noe, James C., Automatic data transfer.
  3. Dixon, Philip B; Hammad, Ayman; El-Awady, Khalid, Contactless prepaid product for transit fare collection.
  4. Hammad, Ayman; Dixon, Phillip; Triplett, Brian, Mobile device containing contactless payment card used in transit fare collection.
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