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Systems and methods for multifactor authentication

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • H04L-029/00
출원번호 US-0610289 (2006-12-13)
등록번호 US-8793490 (2014-07-29)
발명자 / 주소
  • Szwalbenest, Stanley A.
출원인 / 주소
  • JPMorgan Chase Bank, N.A.
대리인 / 주소
    Hunton & Williams LLP
인용정보 피인용 횟수 : 8  인용 특허 : 509

초록

The invention provides a method for performing an authentication (and a system for performing the method), in conjunction with a transaction, utilizing a primary channel and a secondary channel. The method may include an authenticating entity, such as a bank, (1) receiving from a customer primary au

대표청구항

1. A method for performing an authentication, in conjunction with a transaction, utilizing a primary communication channel and a secondary communication channel, the primary and secondary communication channels being adapted for long-range communication, the method comprising: an authenticating enti

이 특허에 인용된 특허 (509)

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  190. Dykstra Diana R. (Herald CA) Wade Patricia M. (Meadow Vista CA), Lender direct credit evaluation and loan processing system.
  191. Leong Sang ; Cahill Teresa ; Wren Margaret J. ; McCarthy Mary ; Reyna Ilona, Lockbox browser system.
  192. Wood, David L.; Weschler, Paul; Norton, Derk; Ferris, Chris; Wilson, Yvonne; Soley, William R., Log-on service providing credential level change without loss of session continuity.
  193. Zamanzadeh, Behzad; Shallenberger, Robert D.; Farry, Mohsen; Maihotra, Hariah, Market data domain and enterprise system implemented by a master entitlement processor.
  194. Hao Ming C. ; Karp Alan H ; Garfinkel Daniel ; Young Charles ; Fincher Thomas G., Mechanism to control and use window events among applications in concurrent computing.
  195. Marquette,Brian; Hernandez,Robert, Media session framework using a control module to direct and manage application and service servers.
  196. Walker Jay S. ; Schneier Bruce ; Jorasch James A., Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven cond.
  197. Walker Jay S. ; Schneier Bruce ; Jorasch James A., Method and apparatus for a cryptographically-assisted commercial network system designed to facilitate and support exper.
  198. Walker Jay S. ; Van Luchene Andrew S. ; Jorasch James A. ; Alderucci Dean, Method and apparatus for administering a reward program.
  199. Lent Jeremy R. ; Lent Mary ; Meeks Eric R. ; Cai Yinzi ; Coltrell Timothy J. ; Dowhan David W., Method and apparatus for an account level offer of credit and real time balance transfer.
  200. Gupta Abhay ; Ferris Chris ; Abdelnur Alejandro, Method and apparatus for authenticating users.
  201. Liu Lynn Y. ; Lu Juan ; Wang Tao, Method and apparatus for authorizing remote internet access.
  202. Hager Dean J. (Rochester MN) Resch Robert P. (Byron MN) Rose Curtis G. (Rochester MN), Method and apparatus for automated meeting agenda generation in a data processing system.
  203. Fraser Alexander Gibson, Method and apparatus for automated provisioning and billing of communication services.
  204. Walker Jay S. ; Jorasch James A., Method and apparatus for awarding and redeeming prepaid telephone time.
  205. Hirai Chiaki (Tokyo JPX) Kondo Hidefumi (Yamato JPX), Method and apparatus for completing a partially completed document in accordance with a blank form from data automatical.
  206. Donoho David Leigh ; Hindawi David Salim ; Lippincott Lisa Ellen, Method and apparatus for computed relevance messaging.
  207. Walker Jay S. ; Schneier Bruce ; Jorasch James A., Method and apparatus for computer-based educational testing.
  208. Leong Sang F., Method and apparatus for concurrent data processing.
  209. Jorasch James A. ; Mik Magdalena, Method and apparatus for controlling a gaming device having a plurality of balances.
  210. Robert D. Cassagnol ; Douglas M. Dillon ; David S. Kloper ; Sandra J. Weber ; Brandon E. Bautz, Method and apparatus for controlling access to confidential data by analyzing property inherent in data.
  211. Ernest J. A. von Rosen CA; Vaclav Vincalek CA, Method and apparatus for creating and ordering customized branded merchandise over a computer network.
  212. Macleod Beck Christopher Clemmett ; Berke Jonathan Michael ; Johnstone Joel A ; Mitchell Robin Marie ; Powers James Karl ; Sidell Mark Franklin ; Knuff Charles Dazler, Method and apparatus for determining and initiating interaction directionality within a multimedia communication center.
  213. Cahill Thomas (Newton NJ) Levine Glenn (Ossining NY) Goldfisher Saul (Brooklyn NY) Wilson Philip (Brooklyn NY), Method and apparatus for distributing files on a file storage device.
  214. Walker Jay S. ; Case T. Scott, Method and apparatus for distributing supplemental information related to printed articles.
  215. Walker Jay S. ; Jorasch James A. ; Sparico Thomas M., Method and apparatus for enabling interaction between callers with calls positioned in a queue.
  216. Arunachalam Lakshmi, Method and apparatus for enabling real-time bi-directional transactions on a network.
  217. Walker Jay S. ; Jorasch James A. ; Sparico Thomas M., Method and apparatus for entertaining callers in a queue.
  218. Walker Jay S. ; Jindal Sanjay K. ; Jorasch James A., Method and apparatus for funds and credit line transfers.
  219. Walker Jay S. ; Jindal Sanjay K. ; Jorasch James A., Method and apparatus for funds and credit line transfers.
  220. Crichton Joseph M. ; Garvin Peter F. ; Staten Jeffrey W. ; Wright Waiki L., Method and apparatus for lightweight secure communication tunneling over the internet.
  221. Blau Robert A. (Golden Valley MN), Method and apparatus for obtaining consumer information.
  222. Libman Richard Marc, Method and apparatus for preparing client communications involving financial products and services.
  223. Walker Jay S. ; Jorasch James A. ; Sparico Thomas M., Method and apparatus for priority queuing of telephone calls.
  224. Walker Jay S. ; Jindal Sanjay K. ; Weir-Jones Toby, Method and apparatus for processing customized group reward offers.
  225. Yien Richard S. (New York NY) Stratigos William N. (New York NY), Method and apparatus for processing data received at a remote workstation.
  226. Cuomo, Gennaro A.; Jamison, Wilfred C.; Nagaratnam, Nataraj, Method and apparatus for processing requests in a network data processing system based on a trust association between servers.
  227. Jay S. Walker ; James A. Jorasch ; Andrew S. Van Luchene, Method and apparatus for providing and processing installment plans at a terminal.
  228. Walker Jay S. ; Jorasch James A. ; Van Luchene Andrew S., Method and apparatus for providing and processing installment plans at a terminal.
  229. Loeb Michael R. ; Walker Jay S., Method and apparatus for providing open-ended subscriptions to commodity items normally available only through term-based subscriptions.
  230. Szlam Aleksander ; Owen James E., Method and apparatus for providing result-oriented customer service.
  231. Bharat, Krishna A., Method and apparatus for query-specific bookmarking and data collection.
  232. Williams Dale L. ; Peterson Michael E., Method and apparatus for rationalizing different data formats in a data management system.
  233. Bakis Raimo ; Kanevsky Dimitri ; Maes Stephane Herman, Method and apparatus for recognizing identity of individuals employing synchronized biometrics.
  234. Nadooshan Mehrdad Jamei, Method and apparatus for restricting outbound access to remote equipment.
  235. Krause Gary Matthew, Method and apparatus for searching and tracking construction projects in a document information database.
  236. Chainer, Timothy Joseph; Kitchens, Bruce P.; Maes, Stephane Herman; Martens, Marco; Rutledge, Joseph Dela; Tresser, Charles Philippe, Method and apparatus for secure authorization and identification using biometrics without privacy invasion.
  237. Walker Jay S. ; Schneier Bruce ; Jorasch James A., Method and apparatus for secure document timestamping.
  238. Walker Jay S. ; Schneier Bruce ; Jorasch James A., Method and apparatus for secure measurement certification.
  239. Smith ; Jr. A. James, Method and apparatus for securing passwords and personal identification numbers.
  240. Hobbs Allen, Method and apparatus for selectively augmenting retrieved text, numbers, maps, charts, still pictures and/or graphics, m.
  241. Walker Jay S. ; Jindal Sanjay K., Method and apparatus for selling subscriptions to periodicals in a retail environment.
  242. Fortenberry Keith Neil ; Rodriquez Herman, Method and apparatus for storing an internet user's identity and access rights to world wide web resources.
  243. Walker Jay S. ; Jorasch James A., Method and apparatus for using a player input code to affect a gambling outcome.
  244. Walker Jay S. ; Jorasch James A. ; Sparico Thomas M., Method and apparatus for value-based queuing of telephone calls.
  245. Jager, Marcus J., Method and apparatus for verifying the contents of a global configuration file.
  246. King Douglas L., Method and apparatus of creating a financial instrument and administering an adjustable rate loan system.
  247. Fleischl David ; Hemminger Paul ; Guido John, Method and apparatus to process combined credit and debit card transactions.
  248. Baize Eric, Method and architecture to provide a secured remote access to private resources.
  249. Flaten Lawrence M. (Carmel IN), Method and means for telephonically crediting customers with rebates and refunds.
  250. Belville Daniel R. ; Goble George R., Method and system for allowing remote procedure calls through a network firewall.
  251. Bednar Gregory M. ; Carr Thomas E. ; Donahue James W. ; Hendrix ; Jr. Robert F. ; Kuklentz Richard J. ; Uhrich William A., Method and system for bill presentation and payment reconciliation.
  252. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database and performing marketing based upon prior shopping history.
  253. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
  254. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
  255. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
  256. Shockley William R. (Salinas CA) Gajnak George E. (Harvard MA), Method and system for certificate based alias detection.
  257. Walker Jay S. ; Tedesco Daniel E. ; Van Luchene Andrew S. ; Jorasch James A., Method and system for controlling authorization of credit card transactions.
  258. Tobin William J., Method and system for customizing marketing services on networks communicating with hypertext tagging conventions.
  259. Chang Sheueling ; Rochetti Robert, Method and system for electronic bill payment.
  260. Jeffrey W. Mankoff, Method and system for electronic organization of coupons.
  261. Walker Jay S. ; Schneier Bruce ; Case T. Scott, Method and system for establishing and maintaining user-controlled anonymous communications.
  262. Walker Jay S. ; Schneier Bruce ; Case T. Scott, Method and system for facilitating an employment search incorporating user-controlled anonymous communications.
  263. McCalmont David T. (San Jose CA) Hitson Bruce L. (Mountain View CA) Maloney Michael J. (Plano TX), Method and system for integrating a plurality of call center agent performance enhancement modules.
  264. Sheldon David E. ; Leach James ; Pisarsky Vladimir, Method and system for inventory management.
  265. Popolo Carl A., Method and system for matching sellers and buyers of spot metals.
  266. Roberge James ; Soble Jeffrey, Method and system for navigation and data entry in heirarchically-organized database views.
  267. Breding,Emil; Kihlberg,Henrik; Lindgren,Mats; Grunbaum,Niklas, Method and system for online creation and ordering of customized material for printing.
  268. Walker, Paul; Des Pallieres, Bertrand, Method and system for optimizing bandwidth cost via caching and other network transmission delaying techniques.
  269. McElfresh, Charles; Mineiro, Paul; Radford, Michael, Method and system for optimum placement of advertisements on a webpage.
  270. Hartman Peri ; Bezos Jeffrey P. ; Kaphan Shel ; Spiegel Joel, Method and system for placing a purchase order via a communications network.
  271. Walker Jay S. ; Jindal Sanjay K. ; Weir-Jones Toby, Method and system for processing customized reward offers.
  272. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments using the electronic funds transfer network.
  273. Walker Jay S. ; Jorasch James A. ; Van Luchene Andrew S., Method and system for processing supplementary product sales at a point-of-sale terminal.
  274. Blakley ; III George R. (Austin TX) Hickerson L. Brooks (Austin TX) Milman Ivan M. (Austin TX) Gittins Robert S. (Woodland Park CO) Scheer Douglas B. (Boynton Beach FL) Wilson John H. (Austin TX), Method and system for providing a user access to multiple secured subsystems.
  275. Perlman, Radia J.; Hanna, Stephen R., Method and system for providing limited access privileges with an untrusted terminal.
  276. Koppstein Peter E. A. ; Park Benjamin James ; Shasha Dennis E., Method and system for reconciling concurrent streams of transactions in a database.
  277. Lawlor Matthew P. (Washington DC) Carmody Timothy E. (McLean VA), Method and system for remote delivery of retail banking services.
  278. Lawlor Matthew P. ; Carmody Timothy E., Method and system for remote delivery of retail banking services.
  279. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  280. Laursen Andrew L. ; Martin ; Jr. Bruce K. ; Rossmann Alain S., Method and system for self-provisioning a rendezvous to ensure secure access to information in a database from multiple devices.
  281. Kao I-Lung ; Milman Ivan Matthew, Method and system for single sign on using configuration directives with respect to target types.
  282. Grandcolas,Michael L.; Law,France; Doshi,Ashwin; Williams,Michael; Jang,Yeona; Merschen,Toni; Pan,Jack, Method and system for single sign-on user access to multiple web servers.
  283. Apte, Naresh Anant, Method and system for temporary network identity.
  284. Horadan Peter H. ; Vaughan Richard A. ; Cone Matthew L., Method and system for transferring a bank file to an application program.
  285. Maloney Michael J. (Plano TX) Hitson Bruce Lewis (Mountain View CA) McCalmont David Thompson (San Jose CA), Method and system for transferring calls and call-related data between a plurality of call centers.
  286. Bartell Brian (4449 Via Precipicio San Diego CA 92122) Clarke Robert (8246 Caminito Modena La Jolla CA 92037), Method and system for two-dimensional visualization of an information taxonomy and of text documents based on topical co.
  287. Rosenthal Kathryn A., Method and system of determining access to records of members of a community.
  288. Schuyler, Paula D.; Stone, David E.; Tara, Marisa S., Method and system of routing requests for authorized approval.
  289. Goertzel Mario C. ; Strom Susi E. ; Garg Praerit ; Shah Bharat, Method and system of security location discrimination.
  290. Rosen Sholom S. (New York NY), Method for acquiring and revalidating an electronic credential.
  291. Anderson, Roy L.; Bryant, Jr., William R.; Wong, Jacob Y., Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions.
  292. Szlam Aleksander (Norcross GA) Owen James E. (Smyrna GA), Method for automatically obtaining and presenting data from multiple data sources.
  293. Bolle, Rudolf Maarten; Nunes, Sharon Louise; Pankanti, Sharathchandra; Ratha, Nalini Kanta; Smith, Barton Allen; Zimmerman, Thomas Guthrie, Method for biometric-based authentication in wireless communication for access control.
  294. Black, Alan J.; Rossmann, Alain S.; Francois, Christophe, Method for generating and distributing telecom and internet revenue.
  295. Routhenstein, Larry; Anderson, Roy L.; Bryant, William R.; Wong, Jacob Y., Method for generating customer secure card numbers subject to use restrictions by an electronic card.
  296. Barrameda Benedicto ; Barrameda Paula, Method for multi-directional consumer purchasing, selling, and transaction management.
  297. Jin Jane Jiaying ; Chu Jie ; Dos Santos Maria Alice ; Lou Shuxian ; Xu Xi ; Zhang Shujin, Method for providing single step log-on access to a differentiated computer network.
  298. Noyes Dallas B. (2500 George Washington Way ; #124 Richland WA 99352), Method for representation of knowledge in a computer as a network database system.
  299. Ann Mahaffey, Method for selectively printing messages and adding inserts to merchant statements.
  300. Wong, Jacob Y.; Anderson, Roy L., Method for storing data in payment card transaction.
  301. Kojima Keiji ; Matsuda Yoshiki,JPX ; Futatsugi Seiji,JPX, Method for visual programming with aid of animation.
  302. Green W. Thomas (Carrollton GA) Lynn R. Keith (Roswell GA), Method of and apparatus for document data recapture.
  303. Yien Richard S. (New York NY) Stratigos William N. (New York NY), Method of and apparatus for processing data at a remote workstation.
  304. Lim Peter S. ; Broderson Robert, Method of maintaining a network of partially replicated database system.
  305. Risen ; Jr. William M. ; Covello Diane F., Method of protecting against a change in value of intellectual property, and product providing such protection.
  306. Ambrose Jesse Lee ; Rothwein Thomas Michael, Method of selecting and presenting data from a database using a query language to a user of a computer system.
  307. Cram Robert ; Liou Ming-Tao ; Stauber Christopher, Method, and system for product configuration.
  308. Walker Jay S. ; Jorasch James A., Method, apparatus, and program for customizing credit accounts.
  309. Walker Jay S. ; Case T. Scott ; Jorasch James A. ; Sparico Thomas M., Method, apparatus, and program for pricing, selling, and exercising options to purchase airline tickets.
  310. Stephane Herman Maes ; Geoffrey G. Zweig, Methods and apparatus for correlating biometric attributes and biometric attribute production features.
  311. Jawahar Janardhanan ; Dilip Venkatachari, Methods and apparatus for enabling dynamic resource collaboration.
  312. Miloslavsky Alec, Methods and apparatus for implementing a network call center.
  313. Taskett John M., Methods and apparatus for regenerating a prepaid transaction account.
  314. Gopalakrishnan, Ponani S.; Kanevsky, Dimitri; Maes, Stephane Herman, Methods and apparatus for restricting access of a user using random partial biometrics.
  315. Crooks Gerry ; Genzberger Janna ; Arnhold Ed ; Battista John ; Boni Ken ; Miller Dave ; Feichtner Mark ; Kippenhan Larry ; Nanto Shawn ; Orr Teri ; Bowers Dan, Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill co.
  316. McCarty,Scott F.; Hammock,Jeanette L., Methods and systems for coordinating sessions on one or more systems.
  317. Tabb Lloyd (Santa Cruz CA) Herrmann Conrad (Soquel CA), Methods for hypertext reporting in a relational database management system.
  318. Magness, Jason P., Money transfer system.
  319. Bloomquist,Eric; Spellman,Robert; Wilson,Barbara Joan, Mortgage loan customization system and process.
  320. Walker Jay S. ; Van Luchene Andrew S. ; Tedesco Daniel E. ; Rogers Joshua D., Multiple party reward system utilizing single account.
  321. Boushy John Michael, National customer recognition system and method.
  322. Hagiuda Tadashi,JPX ; Otani Masatoshi,JPX ; Maekawa Yoshito,JPX ; Takahashi Yoshinori,JPX ; Hamada Noboru,JPX ; Hirai Masahito,JPX, Network data base control device and method thereof.
  323. Payne Andrew C. ; Stewart Lawrence C. ; Mackie David J., Network sales system.
  324. Cohn Robert S. ; Vaudreuil Gregory M. ; Schoeneberger Carl F. ; Reece David M. ; O'Neal Carlton C. ; Kalbfleisch Carl W. ; Whipple Mark B. ; Swoopes James R. ; Huch Alan T. ; Dimitroff Michael P., Network-based multimedia communications and directory system and method of operation.
  325. Walker Jay ; Schneier Bruce, Off-line remote lottery system.
  326. Schneier Bruce ; Walker Jay S. ; Jorasch James, Off-line remote system for lotteries and games of skill.
  327. Kung Kenneth C. (Cerritos CA), One-time logon means and methods for distributed computing systems.
  328. Ferguson Charles H. ; Forgaard Randy J., Online service development tool with fee setting capabilities.
  329. Northington Cathy C. ; Goodson Louis J., Open-architecture system for real-time consolidation of information from multiple financial systems.
  330. Okatani Toru,JPX ; Tsutsumidani Goro,JPX ; Miyamoyo Hirohisa,JPX, Operational mode setting apparatus for display screen.
  331. Su,Jin; Hillyard,Paul B.; Butt,Alan B., PKI-based client/server authentication.
  332. Nichtberger Steven (New Rochelle NY) McGlynn Kevin (Yorktown Heights NY) Snook Corey (Huntington Beach CA), Paperless system for distributing, redeeming and clearing merchandise coupons.
  333. Walker Jay S. ; Jorasch James A. ; Carson Gregory G., Parallel data network billing and collection system.
  334. Kelley Edward E. ; Dauerer Norman J. ; Knickerbocker John U., Password control via the web.
  335. Ferguson Henry ; Ferguson Clayton T., Patronage incentive award system incorporating retirement accounts and method thereof.
  336. Montulli Lou, Persistant client state in a hypertext transfer protocol based client-server system.
  337. D\Agostino Richard J. (Charlotte NC), Personal assistant computer method.
  338. Schrader Joseph A. ; Bhatt Patanjali ; Altekruse Charles A., Personal online banking with integrated online statement and checkbook user interface.
  339. Atalla Martin M. (Portola Valley CA) Liu Alexander F. (San Jose CA), Personal verification system.
  340. Barton Blain, Point of sale automatic savings program contribution system.
  341. Reeder Kenneth Rodney, Point of sale method and system.
  342. Hitchcock Roger C. (Southboro MA), Portable automated teller machine.
  343. Hitchcock Roger C. (Southboro MA), Portable automated teller machine.
  344. Maes Stephane Herman ; Sedivy Jan,CSX, Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security.
  345. Walker Jay S. ; Case T. Scott, Postpaid traveler's checks.
  346. Walker Jay S., Prepaid limited usage calling card.
  347. Teicher Mordechai,ILX, Processing system and method for a heterogeneous electronic cash environment.
  348. Motai Kazunori (Kanagawa JPX) Inoue Kimio (Kanagawa JPX), Production information processing system.
  349. Nakamura, Atsushi; Yui, Hitoshi; Yoshida, Jun, Program control system and program control method.
  350. Wood Mark A. (Fort Wayne IN), Project management system with automated schedule and cost integration.
  351. Wright, Daniel B.; Flesher, Dann J., Project specific communications system and method.
  352. Blakley ; III George Robert ; Milman Ivan Matthew ; Sigler Wayne Dube, Propagating plain-text passwords from a main registry to a plurality of foreign registries.
  353. Matyas, Jr., Stephen Michael; Peyravian, Mohammad, Protection of biometric data via key-dependent sampling.
  354. Sandberg-Diment Erik, Providing verification information for a transaction.
  355. Greaves David J.,GBX ; Bradbury Richard J.,GBX, Proxy-controlled ATM subnetwork.
  356. Cahill, Thomas; Chabra, Steven; Clowney, Vincent; Cowan, John; Fitzgerald, Thomas; Fuertes, Louis; O'Connor, Lloyd; Schafer, Randy; Schmidt, Richard Q.; Slavin, Fred; Vayner, Leonid; Westerman, Chris, Push banking system and method.
  357. , Real time fault tolerant transaction processing system.
  358. Cunningham Gordon Cotter, Real-time financial card application system.
  359. Khan Emdadur Rahman ; Neely William Shields, Recurrent neural network-based fuzzy logic system and method.
  360. Kanter Mark W. (Lyndhurst NJ), Referral recognition system for an incentive award program.
  361. Chang Hou-Mei H. (5113 Carolwood La. Durham NC 27713), Relational artificial intelligence system.
  362. Gottesman Sidney ; Shuman Darlene ; Eletto Patricia ; Gurdus Ben ; Santariello Bob ; Murthy Jay ; Spivak Michael, Relationship management system and process for pricing financial instruments based on a customer's relationship with a financial institution.
  363. Johnson Donavon W. (Georgetown TX) Smith Todd A. (Austin TX), Remote authentication and authorization in a distributed data processing system.
  364. Walker Jay S. ; Jorasch James A. ; Sparico Thomas M., Remote gaming device.
  365. Ballard Claudio R., Remote image capture with centralized processing and storage.
  366. Schneier Bruce ; Walker Jay ; Jorasch James, Remote-auditing of computer generated outcomes and authenticated biling and access control system using cryptographic an.
  367. Schneier Bruce ; Walker Jay S. ; Jorasch James, Remote-auditing of computer generated outcomes, authenticated billing and access control, and software metering system.
  368. Rosenzweig Michael J. ; Altman Richard A. ; Marcous Neil P., Report database system.
  369. Hansen,James R., Reporting the state of an apparatus to a remote computer.
  370. Shandony, Michael J., Request based caching of data store data.
  371. Oncken John E. (Austin TX) Piner Edward N. (Austin TX) Roach Margaret L. (Austin TX), Restricted purpose, commercial, monetary regulation method.
  372. Dutta, Rabindranath, Restricting deep hyperlinking on the World Wide Web.
  373. Blakley ; III George Robert ; Milman Ivan Matthew ; Sigler Wayne Dube, Retrieving plain-text passwords from a main registry by a plurality of foreign registries.
  374. Teresa Win ; Emilio Belmonte, Role-based navigation of information resources.
  375. Trefler Alan, Rules bases and methods of access thereof.
  376. Melchione Anthony R. ; Martinez Rafael ; Seifert Eric ; Hirsch Martin, Sales and marketing support system using a customer information database.
  377. Melchione Anthony R. ; Martinez Rafael ; Seifert Eric ; Hirsch Martin, Sales and marketing support system using a graphical query prospect database.
  378. Jones David R. ; Gerard Gregory S. ; Hanley Julie H., Seamless integration of internet resources.
  379. Newman Bruce D. (55 Nutmeg Dr. Carmel NY 10512), Secure communication system.
  380. Subramaniam Anand ; Ebrahimi Hashem M., Secure intranet access.
  381. Subramaniam, Anand; Ebrahimi, Hashem M, Secure intranet access.
  382. Subramaniam, Anand; Ebrahimi, Hashem M, Secure intranet access.
  383. Bezos Jeffrey P., Secure method and system for communicating a list of credit card numbers over a non-secure network.
  384. Bezos Jeffrey P., Secure method for communicating credit card data when placing an order on a non-secure network.
  385. Jalili Reza, Secure purchase transaction method using telephone number.
  386. Chasek Norman E. (24 Briar Brae Rd. Stamford CT 06903), Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes.
  387. Eric M. Olden, Security and access management system for web-enabled and non-web-enabled applications and content on a computer network.
  388. Bellemore John ; Surpur Ashwini, Security and password mechanisms in a database system.
  389. Korshun Yvan,UAX, Security device for controlling the access to a personal computer or to a computer terminal.
  390. Chang Sheueling ; Marks Stuart, Security system and method for financial institution server and client web browser.
  391. He Jingsha ; Hall Randle D., Security system and method for network element access.
  392. Inala Suman Kumar ; Rangan P Venkat ; Satyavolu Ramakrishna, Server-side web summary generation and presentation.
  393. Pinard Deborah L.,CAX ; Gray Thomas A.,CAX, Service context sensitive features and applications.
  394. Gates, Jon A.; Casto, Fred C., Sheet folding systems and methods.
  395. Harvey John C. (New York NY) Cuddihy James W. (New York NY), Signal processing apparatus and methods.
  396. Nair Parameswaran B. (Acworth GA) Choudhuri Kumar S. (Kennesaw GA) Morton Murray A. (Coral Springs FL) Krahe Holly B. (Deerfield Beach FL) Evans John C. (Atlanta GA) Brady Mark (Dix Hills NY) Kligfel, Signature capturing printer and data card terminal.
  397. Massarani, Leonardo Coutinho; Som, Tapas Kumar, Simulating web cookies for non-cookie capable browsers.
  398. Fang Yi ; Kao I-Lung ; Milman Ivan Matthew ; Wilson George Conerly, Single sign-on (SSO) mechanism personal key manager.
  399. Azuma, Tomihiko, Single sign-on system and single sign-on method for a web site and recording medium.
  400. Zhang Shujin ; Lou Shuxian, Single step network logon based on point to point protocol.
  401. Claus David Michael ; Moran John Christian ; Murphy Kevin Dean ; Thompson Wanda Green, Smart card for automatic financial records.
  402. Logan James ; Carroll Derek V. ; Call Charles G., Supervised satellite kiosk management system with combined local and remote data storage.
  403. Hudson Jerome D. ; Champagne Jean-Paul,FRX ; Galindo Mary A. ; Hickerson Cynthia M. K. ; Hickman Donna R. ; Lockhart Robert P. ; Saddler Nancy B. ; Stange Patricia A., System and method for accessing enterprise-wide resources by presenting to the resource a temporary credential.
  404. McMullin John L., System and method for administration of an incentive award system having a delayed award payment using a credit instrument.
  405. Del Rey,Bernard M.; Sheehan,Mark R.; Weldon, Jr.,Donald J., System and method for aggregate portfolio client support.
  406. Musgrave Clyde ; Dulude Robert S., System and method for authenticating electronic transactions using biometric certificates.
  407. Brown, Timothy J.; Rivers, Rodney; Nelson, Dan, System and method for authenticating users in a computer network.
  408. Jennifer French ; Jone Wilder, System and method for authentication of network users.
  409. Dworkin Ross E. (Parkside PA), System and method for automated selection of equipment for purchase through input of user desired specifications.
  410. Simpson Mark S., System and method for automatically investing a portion of a credit card interest charged amount in an investment account.
  411. Mashayekhi Cameron, System and method for automically authenticating a user in a distributed network system.
  412. Hogan Edward J. (Bayside NY), System and method for bill delivery and payment over a communications network.
  413. Chen Qilun ; Murphy ; Jr. Thomas Edwin ; Rieth Paul Francis ; Stevens Jeffrey Scott, System and method for building and exchanging encrypted passwords between a client and server.
  414. Ittycheriah, Abraham P.; Maes, Stephane H., System and method for compressing biometric models.
  415. Hogan Edward J. (Bayside NY), System and method for conducting cashless transactions on a computer network.
  416. Zandi Richard, System and method for conducting loan auction over computer network.
  417. Perkowski Thomas J., System and method for delivering consumer product related information to consumers within retail environments using inte.
  418. Zeanah James ; Abbott Charles ; Boyd Nik ; Cohen Albert ; Cook James ; Grandcolas Michael ; Lan Sikhun ; Lindsley Bonnie ; Markarian Grigor ; Moss Leslie, System and method for delivering financial services.
  419. Levchin,Max; Nosek,Luke Paul; Thiel,Peter; Banister,Scott Alan, System and method for electronically exchanging value among distributed users.
  420. Kight Peter J. ; Johnson Mark A. ; Christenson Tamara K. ; Lach Regina ; Pointer Philip ; Cook Kenneth, System and method for electronically providing customer services including payment of bills, financial analysis and lo.
  421. Zirkel George S., System and method for enabling a merchant to apply for a credit card processing account using the internet.
  422. Chawla, Rajeev; Bautista, Fel; Framba, Marco; Talla, Venky; Gupta, Rajdeep, System and method for enabling single sign-on for networked applications.
  423. Walker Jay S. ; Jindal Sanjay K. ; Tedesco Daniel E., System and method for establishing and executing functions to affect credit card accounts and transactions.
  424. Walker Jay S. ; Jorasch James A. ; VanLuchene Andrew S., System and method for establishing and managing subscription purchase agreements including commitments to purchase good.
  425. Perkowski Thomas J., System and method for finding product and service related information on the internet.
  426. Walker Jay S. ; Jorasch James A., System and method for generating and executing insurance policies for foreign exchange losses.
  427. Walker Jay S. ; Jindal Sanjay K. ; Tedesco Daniel E., System and method for issuing security deposit guarantees based on credit card accounts.
  428. Megiddo, Nimrod, System and method for maintaining multiple identities and reputations for internet interactions.
  429. Selene K. Makarios ; Robert C. Fitzwilson, System and method for maintaining state information between a web proxy server and its clients.
  430. Leong, Sang; Telkowski, William, System and method for managing information retrievals from distributed archives.
  431. Bullock Wayne J. (Paoli PA) Fertner Kenneth S. (Richboro PA) Klein Eugene (Philadelphia PA), System and method for obtaining information concerning a product or a service.
  432. Nakano Hiroaki,JPX ; Niijima Makoto,JPX ; Sonoda Yumie,JPX ; Kumagai Yoshiaki,JPX ; Nagahara Junichi,JPX ; Nashida Tatsushi,JPX, System and method for parent-controlled charging for on-line services.
  433. Fangman, Richard E.; Preston, Jason D., System and method for performing IP telephony.
  434. Harris Jeffrey ; Kirschner Douglas ; Purdy James, System and method for providing a discount credit transaction network.
  435. Gabber Eran ; Gibbons Phillip P. ; Matias Yossi ; Mayer Alain J., System and method for providing anonymous personalized browsing by a proxy system in a network.
  436. Robertson, Steven C., System and method for providing electronic multi-merchant gift registry services over a distributed network.
  437. Lirov, Yuval; Lirov, Erez, System and method for providing secure transmission, search, and storage of data.
  438. Teper Jeffrey A. ; Koneru Sudheer ; Mangione Gordon ; Balaz Rudolph ; Contorer Aaron M. ; Chao Lucy, System and method for providing trusted brokering services over a distributed network.
  439. Roberts Jobe L. W.,CAX ; Stolte Patricia A.,CAX ; Brisebois Mitch A.,CAX, System and method for retrieving customer information at a transaction center.
  440. Rosen Sholom S., System and method for secure presentment and payment over open networks.
  441. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  442. He Jingsha, System and method for single sign-on to a plurality of network elements.
  443. Isenberg David S. (Shrewsbury NJ) Tuomenoksa Mark L. (Shrewsbury NJ), System and method of capturing encoded data transmitted over a communications network in a video system.
  444. John E. Brezak, Jr. ; Richard B. Ward ; Michael M. Swift ; Paul J. Leach, System and method of user logon in combination with user authentication for network access.
  445. Walker Darcy ; Sussman Lawrence J. ; Mayr Mona ; Dean ; Jr. Charles G. ; Seib Dennis ; Musci Richard ; Marino Glenn, System and method to performing on-line credit reviews and approvals.
  446. Brown David ; Beckingham Paul, System and methods for searching and matching databases.
  447. Sharpe Murem S. (Stamford CT) Bryson Eugene (Redding CT) Manduley Flavio (Woodbury CT) Riordan ; II Eben M. (Southport CT) Flesser Brian D. (Norwalk CT), System for centralized processing of accounting and payment functions.
  448. Singer, Barry; Gable, Glen; Sherman, J. David; Rico-Connelly, Susan; Shmuelov, Akiva; Nayak, Vinith, System for collecting, analyzing, and reporting high volume multi-web server usage.
  449. Bateman Thomas Howard,CAX ; Kierstead Bruce Edward,CAX ; Noble William Alexander,CAX ; Curry Timothy Lee,CAX ; Lockett John Alan,CAX ; Mersereau Laurie Edward,CAX ; Ouellette Robert James,CAX, System for coordinating communications via customer contact channel changing system using call centre for setting up the.
  450. Burge Gary L. ; Luddy William A., System for customizing computer displays in accordance with user preferences.
  451. Pham Khai Minh ; Rajkovic Eric Bertrand ; Piffero Veronique, System for data mining using neuroagents.
  452. East, Jeffrey A.; Walker, James J.; Jenness, Steven M.; Ozur, Mark C.; Kelly, Jr., James W., System for determining the rights of object access for a server process by combining them with the rights of the client process.
  453. Von Kohorn Henry (215 Rocky Rapids Rd. Stamford CT 06903), System for evaluation and recording of responses to broadcast transmissions.
  454. Von Kohorn Henry (945 Treasure La. Vero Beach FL 32963), System for evaluation of response to broadcast transmissions.
  455. Herz Frederick S. M. ; Eisner Jason M. ; Ungar Lyle H., System for generation of object profiles for a system for customized electronic identification of desirable objects.
  456. Cole Gary Lee ; Engleman Scott Phillip, System for identifying new web pages of interest to a user.
  457. Wojcik Casimir M. (Tampa FL) Pretto Paul A. (Clearwater FL) Courier Jim (Dade City FL) Morrow Bob (Plant City FL) Wehry ; Jr. Joseph R. (Riverview FL) Kuczynski Paul (Tampa FL) Edwards Matt F. (Dade , System for managing customer orders and method of implementation.
  458. Hoffman Frank (1760 Willow Rd. Hillsborough CA 94010), System for promoting account activity.
  459. Gagnon Eric F., System for providing easy access to the World Wide Web utilizing a published list of preselected Internet locations together with their unique multi-digit jump codes.
  460. de Hond Maurice,NLX, System for publishing and searching interests of individuals.
  461. Gell Michael Anthony,GB2 ; Manning Michael Robert Wistow,GB2 ; Martin Jose-Luis Fernandez-Villacanas,GB2, System for selective communication connection based on transaction pricing signals.
  462. Mahaffey Ann, System for selectively printing messages and adding inserts to merchant statements.
  463. David Grawrock ; Shawn R. Lohstroh, System for supporting secured log-in of multiple users into a plurality of computers using combined presentation of memorized password and transportable passport record.
  464. Walker Jay S. ; Sparico Thomas M., System for syndication of insurance.
  465. Diener Glendon, System for using a dialog session context to process electronic forms data on the world wide web.
  466. Galvin Thomas M. (38 Gardiner Rd. Quincy MA 02169), System for visualizing, identifying and ordering gearing configurations.
  467. Richard Bissonette ; Christopher Royal Corrie ; William Lee Wingate, III, System integrating credit card transactions into a financial management system.
  468. Underwood, Roy Aaron, System, method and article of manufacture for an activity framework design in an e-commerce based environment.
  469. Bahreman Ali Reza, System, method and article of manufacture for dynamic negotiation of a network payment framework.
  470. Williams Humphrey ; Hughes Kevin ; Parmar Bipinkumar G., System, method and article of manufacture for network electronic authorization utilizing an authorization instrument.
  471. Berson,Thomas A.; Dean,R. Drews; Franklin,Matthew K.; Smetters,Diana K., System, method and article of manufacture for providing cryptographic services utilizing a network.
  472. Weber Jay C., System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensi.
  473. Rivette Kevin G. ; Rappaport Irving S. ; O'Brien Patrick, System, method, and computer program product for developing and maintaining documents which includes analyzing a patent.
  474. Rivette Kevin G. ; Rappaport Irving S. ; Hohmann Luke ; Puglia David ; Jackson Adam ; Rabb ; Jr. Charles ; Smith David W. ; Park Brian ; Thornthwaite Warren ; Navarrete Jorge A., System, method, and computer program product for patent-centric and group-oriented data processing.
  475. Shear Victor H. ; Van Wie David M. ; Weber Robert P., Systems and methods for matching, selecting, narrowcasting, and/or classifying based on rights management and/or other information.
  476. Ginter Karl L. ; Shear Victor H. ; Sibert W. Olin ; Spahn Francis J. ; Van Wie David M., Systems and methods for secure transaction management and electronic rights protection.
  477. Lawlor Matthew P. ; Carmody Timothy E., Targeting advertising in a home retail banking delivery service.
  478. Singhal, Sandeep Kishan; Levinson, Barry Eliot; Sanders, Darren Michael, Technique for enabling remote data access and manipulation from a pervasive device.
  479. King, Julie H.; Kirkman, Susan D.; Labrecque, Daniel J.; Overby, Jr., Linwood H.; Pogue, Steven Wayne, Technique for handling subsequent user identification and password requests with identity change within a certificate-based host session.
  480. King, Julie H.; Kirkman, Susan D.; Labrecque, Daniel J.; Overby, Jr., Linwood H.; Pogue, Steven Wayne, Technique for handling subsequent user identification and password requests within a certificate-based host session.
  481. Venkatesan, Ramarathnam; Jakubowski, Mariusz; Jayram, Thathachar S., Technique for watermarking an image and a resulting watermarked image.
  482. Hultgren, Anders, Tele/datacommunications payment method and apparatus.
  483. Dunn Judith A. ; Smith B. Scott ; Carney Michael S., Telephone call center management system which supports multi-user and separate private applications.
  484. Katz Ronald A., Telephone interface call processing system with call selectivity.
  485. Hucal Stephen J., Tiered interest rate revolving credit system and method.
  486. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric ATM access system.
  487. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric ATM access system.
  488. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric electric check transaction.
  489. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric electronic debit and credit transactions.
  490. Ned Hoffman ; David Ferrin Pare, Jr. ; Jonathan Alexander Lee, Tokenless electronic transaction system.
  491. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless identification of individuals.
  492. Burns Thomas J. (Callaway FL) Page Edward C. (Lynn Haven FL) Gregory Rita A. (Panama City FL) Pryor George M. (Panama City FL), Totally integrated construction cost estimating, analysis, and reporting system.
  493. Haigh Steven Paul, Transaction processing system and method.
  494. Hayashida Shoji,JPX, Transaction terminal for an electronic cashless system.
  495. Gillin,Matthew J.; Korfmann,Roger; Raden,Paul L., Transfer instrument.
  496. Rosen Sholom S. (New York NY), Trusted agents for open electronic commerce.
  497. Smith, Malcolm H.; Risk, Valerie J.; Lesher, Mark K., Tunable filter with bypass.
  498. Macco Richard (102 Warren Dr. Aberdeen NJ 07747), Union member accounts management system.
  499. Maggioncalda Jeff N. ; Jones Christopher L. ; Sharpe William F. ; Fine Ken ; Tauber Ellen, User interface for a financial advisory system.
  500. Lahti,Samu J.; Salo,Markus K., Using connectors to automatically update graphical user interface elements at a client system according to an updated state of a configuration.
  501. Clinton L. Ballard, Varying web page link based on user and web page status.
  502. Legate Kim R. (Valencia CA), Video facility management system for encoding and decoding video signals to facilitate identification of the video signa.
  503. Saward Ian (Wickford GB2), Video recorder system.
  504. Katz Ronald A. (570 S. Mapleton Dr. Los Angeles CA 90024), Videophone system for scrutiny monitoring with computer control.
  505. Caid William Robert ; Carleton Joel Lawrence, Visualization of information using graphical representations of context vector based relationships and attributes.
  506. John F. W. Hunt ; Benedict T. S. Gladstone ; Kief S. Morris GB; Patrick B. Kalaher ; Mark A. Byrn IE; Esa Moilanen CH; Peter R. Lidwell GB, Web site registration proxy system.
  507. Fuerst Carol, Web survey tool builder and result compiler.
  508. Khemlani, Sanjeev; Singer, Adam, Website for financial information.
  509. Klug John R. ; Peterson Thad D., World Wide Web registration information processing system.

이 특허를 인용한 특허 (8)

  1. Miller, Karl Frederick, Authentication proxy agent.
  2. Miller, Karl Frederick, Authentication proxy agent.
  3. Sankaranarayanan, Ananth; Mian, Mubashir A.; Baca, Jim S., Call handling based on user profile identification.
  4. Prasad, Bharat; Oakes, III, Charles Lee; Vijayvergia, Gunjan C.; Jayapalan, Vijay; Buckingham, Thomas Bret, Public authentication systems and methods.
  5. Lanc, David, Secure authentication and payment system.
  6. Moore, Robert; Lawhorne, Brian, System and method for managing customer communications over communication channels.
  7. Huffman, Mark; O'Reilly, Robert, System and method for unified calling.
  8. Borovikov, Nikolay V., System and methods for authorizing operations on a service using trusted devices.
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