Multifunction removable cover for portable payment device
원문보기
IPC분류정보
국가/구분
United States(US) Patent
등록
국제특허분류(IPC7판)
G06K-019/06
G07F-007/10
출원번호
US-0231722
(2011-09-13)
등록번호
US-8950680
(2015-02-10)
발명자
/ 주소
Yuzon, Ryan
Hammad, Ayman
출원인 / 주소
Visa U.S.A. Inc.
대리인 / 주소
Kilpatrick Townsend & Stockton, LLP
인용정보
피인용 횟수 :
0인용 특허 :
56
초록▼
Methods and devices for conducting financial transactions are provided. Aspects and embodiments include multifunction removable covers for portable payment devices; multifunction removable covers configured as password token type portable payment devices; and multifunction removable covers configure
Methods and devices for conducting financial transactions are provided. Aspects and embodiments include multifunction removable covers for portable payment devices; multifunction removable covers configured as password token type portable payment devices; and multifunction removable covers configured as radio frequency shields to prevent unintended data transmission.
대표청구항▼
1. A multifunction removable cover for a portable payment device, comprising: a solid support;a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data, wherein the processor is configured to change the dynamic authentication data periodica
1. A multifunction removable cover for a portable payment device, comprising: a solid support;a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data, wherein the processor is configured to change the dynamic authentication data periodically after a set time interval;a card-communication contact connected to the solid support and configured to couple the multifunction removable cover to the portable payment device; anda USB contact, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device. 2. The multifunction removable cover of claim 1, further comprising: a power supply; andmemory, wherein the memory is configured to store the dynamic authentication data. 3. The multifunction removable cover of claim 1, further comprising one or more magnets configured to magnetically align the multifunction removable cover with the portable payment device. 4. The multifunction removable cover of claim 1, further comprising a display panel. 5. The multifunction removable cover of claim 4, wherein the display panel extends substantially over a face of the multifunction removable cover. 6. The multifunction removable cover of claim 4, wherein the display panel is configured to display user associated data in response to a user input query. 7. A multifunction removable cover for a portable payment device, comprising; a solid support;a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data;a card-communication contact connected to the solid support and configured to couple the multifunction removable cover to the portable payment device;a USB contact, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device; andone or more magnets configured to magnetically align the multifunction removable cover with the portable payment device. 8. A system comprising: a portable payment device; anda multifunction removable cover comprising: a support;a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data;a communication contact attached to the support and configured to communicatively couple the multifunction removable cover to the portable payment device; anda USB contact attached to the support, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device. 9. The method of claim 1, wherein the multifunction removable cover covers a single side of the portable payment device. 10. A system comprising: a portable payment device; anda multifunction removable cover comprising: a support;a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data, wherein the processor is configured to change the dynamic authentication data periodically after a set time interval;a communication contact attached to the support and configured to communicatively couple the apparatus to the payment device; anda USB contact attached to the support, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device. 11. The system of claim 10, wherein the multifunction removable cover further comprises: a power supply; andmemory, wherein the memory is configured to store the dynamic authentication data. 12. The system of claim 10, further comprising one or more magnets configured to magnetically align the multifunction removable cover with the portable payment device. 13. A system comprising: a portable payment device;a multifunction removable cover comprising: a support;a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data;a communication contact attached to the support and configured to communicatively couple the multifunction removable cover to the portable payment device; anda USB contact attached to the support, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device; andone or more magnets configured to magnetically align the multifunction removable cover with the portable payment device. 14. A multifunction removable cover for a portable payment device, comprising: a solid support;a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data, wherein the dynamic authentication data is time-synchronized;a card-communication contact connected to the solid support and configured to couple the multifunction removable cover to the portable payment device; anda USB contact, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device. 15. A system comprising: a portable payment device comprising a magnetic stripe; anda multifunction removable cover comprising: a support;a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data;a communication contact attached to the support and configured to communicatively couple the multifunction removable cover to the portable payment device; anda USB contact attached to the support, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device,wherein the magnetic stripe is exposed when the portable payment device and multifunction removable cover are coupled. 16. A method comprising: establishing, with a processor on a multifunction removable cover, communication with a contact-making element on a portable payment device;generating, using the processor, dynamic authentication data; andproviding, via a USB contact coupled to the processor, the dynamic authentication data to a computing device. 17. A method comprising: establishing, with a processor on a multifunction removable cover, communication with a contact-making element on a portable payment device;generating, using the processor, dynamic authentication data, wherein the processor is configured to change the dynamic authentication data periodically after a set time interval; andproviding, via a USB contact coupled to the processor, the dynamic authentication data to a computing device. 18. The method of claim 17, further comprising programming, with the USB contact, a dynamic card verification value. 19. The method of claim 17 further comprising providing, using the USB contact, a user identifier to a computing device. 20. The method of claim 16, wherein the multifunction removable cover covers a single side of the portable payment device.
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