System and method for controlling financial transactions over a wireless network
원문보기
IPC분류정보
국가/구분
United States(US) Patent
등록
국제특허분류(IPC7판)
H04W-004/22
G06Q-020/20
G06Q-020/04
G06Q-020/10
G06Q-020/32
G06Q-020/36
G06Q-020/42
G06Q-040/02
H04M-015/00
G06F-003/0484
H04L-029/08
H04W-004/02
출원번호
US-0477663
(2014-09-04)
등록번호
US-9111271
(2015-08-18)
발명자
/ 주소
Dennis, Charles L.
출원인 / 주소
Unwired Planet, LLC
인용정보
피인용 횟수 :
0인용 특허 :
125
초록▼
A system and method for controlling financial transactions is disclosed. A customer, using a wireless device, identifies a point of sale and the amount of a transaction at that point of sale is first communicated to a central service and then transmitted to the wireless device for display at the wir
A system and method for controlling financial transactions is disclosed. A customer, using a wireless device, identifies a point of sale and the amount of a transaction at that point of sale is first communicated to a central service and then transmitted to the wireless device for display at the wireless device. The customer can either accept the transaction amount to complete the transaction or reject the amount to cancel the transaction. The customer may have to enter a password or personal identification number to verify the authorization to use the wireless financial system. The customer is billed for the transaction via credit, debit, ATM or other methods, such as the wireless carrier or an internet provider.
대표청구항▼
1. A method comprising, on a wireless communications device: transmitting, to a server system, first data indicative of a geographic area in which the wireless communications device is currently located;receiving, from the server system, second data comprising data identifying a plurality of locatio
1. A method comprising, on a wireless communications device: transmitting, to a server system, first data indicative of a geographic area in which the wireless communications device is currently located;receiving, from the server system, second data comprising data identifying a plurality of locations based at least in part on the first data;presenting, on a display of the wireless communications device, the plurality of locations identified by the second data;receiving user input representing a selected location of the plurality of locations; andtransmitting, to the server system, third data indicative of the selected location, wherein the third data is transmitted to associate a user of the wireless communications device with the selected location. 2. The method of claim 1, wherein the presenting the plurality of different locations on the display of the wireless communications device is to request user input indicative of the presence of the user at the selected location. 3. The method of claim 1, wherein the second data further comprises an order of presentation of the plurality of locations, the order of presentation being based at least in part on a profile of the user stored at the server system; and the presenting of the plurality of locations is based at least in part on the order of presentation. 4. The method of claim 1, wherein the second data is further based at least in part on a profile of the user stored at the server system. 5. The method of claim 1, wherein the plurality of locations is more than can be presented on the display simultaneously, the method further comprising presenting the plurality of locations by scrolling the plurality of different locations on the display. 6. The method of claim 1, further comprising: presenting, on the display of the wireless communications device, one or more categories of locations;wherein the second data is received responsive to selection of a selected category from the one or more categories of locations, and wherein the second data is further based at least in part on the selected category. 7. The method of claim 6, wherein the one or more categories include a category selected from the group consisting of retail stores, gas stations, ATMs and vending machines. 8. The method of claim 1, further comprising: receiving, from the server system, additional data associated with the selected location. 9. The method of claim 8, wherein the additional data comprises data indicating the geographical position of the selected location; the method further comprising: presenting the geographical position of the selected location on the display of the wireless device. 10. The method of claim 1, further comprising: transmitting, to the server system, update data including an update to be associated with the selected location. 11. The method of claim 1, wherein the first data is based at least in part on determining a location of a wireless network site from which the wireless communications device is currently receiving wireless communications service. 12. A server system comprising: one or more processors;a communication interface; andstorage storing computer-executable instructions,wherein the computer-executable instructions, when executed by the one or more processors, cause the server system to:receive, from a wireless communications device, first data indicative of a geographic area in which the wireless communications device is currently located;determine a plurality of locations based at least in part on the first data;transmit, to the wireless communications device, second data identifying the plurality of locations for presentation on a display of the wireless communications device;receive, from the wireless communications device, third data indicative of a selected location of the one or more locations; andassociate a user of the wireless communications device with data relating to the selected location. 13. The server system of claim 12, wherein the computer-executable instructions further cause the server system to: determine an order of presentation of the plurality of different locations, the order of presentation being based at least in part on a profile of the user stored at the server system; andinclude data of the order of presentation in the second data. 14. The server system of claim 12, wherein the computer-executable instructions further cause the server system to: determine the plurality of different locations further based at least in part on a profile of the user stored at the server system. 15. The server system of claim 12, wherein the computer-executable instructions further cause the server system to: update a profile of the user stored at the server system to indicate the presence of the user at the selected location. 16. The server system of claim 12, wherein the computer-executable instructions further cause the server system to: receive data of a selected category from the wireless communications device; anddetermine the plurality of locations further based at least in part on the selected category. 17. The server system of claim 16, wherein the selected category is selected from the group consisting of retail stores, gas stations, ATMs and vending machines. 18. The server system of claim 12, wherein the computer-executable instructions further cause the server system to: receive, from the wireless communications device, update data including an update to be associated with the selected location; andupdate a profile of the user stored at the server system based at least in part on the update data. 19. The server system of claim 12, wherein the first data is based at least in part on a location of a wireless network site from which the wireless communications device is currently receiving wireless communications service. 20. The server system of claim 12, wherein the computer executable instructions further cause the server system to: transmit additional data associated with the selected location, the additional data comprising data indicating the geographical position of the selected location for presentation on the display of the wireless communications device. 21. A non-transitory computer-readable medium having computer-executable instructions embodied thereon, the computer-executable instructions executable by a processor of a wireless communications device to cause the wireless communications device to: transmit, to a server system, first data indicative of a geographic area in which the wireless communications device is currently located;receive, from the server system, second data comprising data identifying a plurality of locations based at least in part on the first data indicative of a geographic area;present, on a display of the wireless communications device, the plurality of locations identified by the second data;receive user input representing a selected location of the plurality of locations; andtransmit, to the server system, third data indicative of the selected location, wherein the third data is transmitted to associate a user of the wireless communications device with the selected location. 22. The non-transitory computer-readable medium of claim 21, and wherein the computer-executable instructions further cause the wireless communications device to: present the plurality of different locations on the display of the wireless communications device thereby to request user input indicative of the presence of the user at the selected location. 23. The non-transitory computer-readable medium of claim 21, wherein the second data further comprises an order of presentation of the plurality of locations, the order of presentation being based at least in part on a profile of the user stored at the server system; and wherein the computer-executable instructions further cause the wireless communications device to: present the plurality of locations based at least in part on the order of presentation. 24. The non-transitory computer-readable medium of claim 21, wherein the second data is further based at least in part on a profile of the user stored at the server system. 25. The non-transitory computer-readable medium of claim 21, wherein the plurality of locations is more than can be presented on the display simultaneously, and wherein the computer-executable instructions further cause the wireless communications device to: present the plurality of locations by scrolling the plurality of different locations on the display. 26. The non-transitory computer-readable medium of claim 21, wherein the computer-executable instructions further cause the wireless communications device to: present, on the display of the wireless communications device, one or more categories of locations;wherein the second data is received responsive to selection of a selected category from the one or more categories of locations, and wherein the second data is further based at least in part on the selected category. 27. The non-transitory computer-readable medium of claim 20, wherein the one or more categories include a category selected from the group consisting of retail stores, gas stations, ATMs and vending machines. 28. The non-transitory computer-readable medium of claim 21, wherein the computer-executable instructions further cause the wireless communications device to: receive, from the server system, additional data associated with the selected location, the additional data comprising data indicating the geographical position of the selected location; andpresent the geographical position of the selected location on the display of the wireless device. 29. The non-transitory computer-readable medium of claim 21, wherein the computer-executable instructions further cause the wireless communications device to: transmit, to the server system, update data including an update to be associated with the selected location. 30. The non-transitory computer-readable medium of claim 21, wherein the computer-executable instructions further cause the wireless communications device to: determine a location of a wireless network site from which the wireless communications device is currently receiving wireless communications service;wherein the first data is based at least in part on the location of the wireless network site.
연구과제 타임라인
LOADING...
LOADING...
LOADING...
LOADING...
LOADING...
이 특허에 인용된 특허 (125)
Vak Hugo (New Port Richey FL) Stephens William (Glendale CA) Zimmerman Fred (Deephaven MN), ATM/POS based electronic mail system.
Waytena William ; Raubvogel Amir H. ; Sachs Robert R., Assigning and managing patron reservations for distributed services using wireless personal communication devices.
Bolduc Raymond L. ; Rosen Kenneth H. ; Salimando Steven Charles ; Stuntebeck Peter H. ; Weber Roy Philip, Cellular phone network that provides location-based information.
Dennison, Everett; Duffy, Timothy J.; Pauley, Gregory T; Jones, Scott L.; Pharis, Jr., Albert H.; Williamson, IV, Warren P., Cellular telephone system that uses position of a mobile unit to make call management decisions.
Aldred Barry Keith (Winchester GBX) Lambert Howard Shelton (Southampton GBX) Mitchell Harry David (Richmond upon Thames GBX) Bonsall Gordon W. (Winchester GBX), Collaborative working method and system for a telephone to interface with a collaborative working application.
Rose Marshall T. ; Stein Lee H. ; Borenstein Nathaniel S. ; Lowery Carlyn M. ; New Darren ; Stefferud Einar, Computerized payment system for purchasing goods and services on the internet.
Pepe David Matthew ; Blitzer Lisa B. ; Brockman James Joseph ; Cruz William ; Hakim Dwight Omar ; Kramer Michael ; Petr Dawn Diane ; Ramaroson Josefa ; Ramirez Gerardo ; Wang Yang-Wei ; White Robert , Electronic massaging network.
Bartoli Paul D. ; Griesmer Stephen J. ; Lidor Gideon ; Ronen Yzhak ; Tessier Jean, Method and apparatus for billing for transactions conducted over the internet.
Stefani, Rolf R., Method and apparatus for customer/passenger specific interactive flight information data notification using boarding pass barcode scanning capabilities on low-cost display devices.
Agre Daniel H. ; Spartz Michael K. ; Quick Roy F., Method and apparatus for performing position-and preference-based service selection in a mobile telephone system.
Tracy William X. ; Roslak Thomas K. ; Murrah Judith ; Riso Francis ; Beach Robert ; Sandler Robert, Method and system for presenting item information using a portable data terminal.
Tracy,William X.; Roslak,Thomas K.; Murrah,Judith; Riso,Francis; Beach,Robert; Sandler,Robert, Method and system for presenting item information using a portable data terminal.
Bickham Richard S. (Cary IL) Furtaw Robert W. (Lake Zurich IL) Schultz Joseph G. (Bartlett IL) Sobti Arun (South Barrington IL) Zdunek Kenneth J. (Schaumburg IL), Method of providing an alert of a financial transaction.
Gaffar Abdul (Princeton NJ) Nabi Nuran (Cranbury NJ), Oral composition exhibiting improved uptake and retention of antibacterial compounds on dental tissue surfaces.
Russell, Garrett; Schmidt, Mark; Jackson, Ronald; Byun, Sung; Good, Timothy A., POS-based code driven retail transaction system configured to enable the reading of code symbols on cashier and customer sides thereof, during a retail transaction being carried out at a point-of-sale (POS) station, and driven by a retail transaction application program.
Orlen Noah P. (Boca Raton FL) Breeden Robert L. (Boca Raton FL) Bessom Richard E. (Boca Raton FL), Personal communication system providing supplemental information mode.
Ruppert Jonathan Paul (17147 Heatherwood Way Morgan Hill CA 95037) Fish Ronald Craig (16590 Oak View Cir. Morgan Hill CA 95037) Yap Thomas Allan (1069 Summerwind Ct. San Jose CA 95132) Ames Ronald Me, Portable RF ID tag and barcode reader.
McDonnell, James Thomas Edward; Thomas, Andrew; Spratt, Michael P.; Waters, John Deryk; Crouch, Simon E., Providing location data about a mobile entity.
Sistanizadeh Kamran ; Seazholtz John W. ; Lawrence William F., Shared use video processing systems for distributing program signals from multiplexed digitized information signals.
Fawcett Philip E. ; Blomfield-Brown Christopher ; Strom Clifford P., System and method for graphically displaying and navigating through an interactive voice response menu.
Joyce Michael Julian,AUX ; Ong Ping-Wen ; Ourmazd Abbas,DEX ; Warwick Colin Alan, System and method for identifying the location of a wireless terminal.
Bouve W. Lincoln (Milton MA) Semple William T. (Arlington VA) Oxman Steven W. (Riva MD), System and methods for remotely accessing a selected group of items of interest from a database.
Ginter, Karl L.; Shear, Victor H.; Spahn, Francis J.; Van Wie, David M., System and methods for secure transaction management and electronics rights protection.
Lazaridis Mihal (Waterloo CAX) Barnstijn Michael A. (Waterloo CAX), Translation and connection device for radio frequency point of sale transaction systems.
Davidsohn John (7 S. Hollow Rd. Dix Hills NY 11746) Cinotti Anthony (410 Hillside Ave. Mahwah NJ 07430), Videophone interactive mailbox facility system and method of processing information.
※ AI-Helper는 부적절한 답변을 할 수 있습니다.