[특허]Payment processing system for use in a retail environment having segmented architecture

Payment processing system for use in a retail environment having segmented architecture 원문보기

IPC분류정보
국가/구분	United States(US) Patent 등록
국제특허분류(IPC7판)	G06Q-020/00 G06Q-020/20 G07G-001/12 G06Q-020/40 G06Q-030/06 G07G-001/14 G06Q-020/10 G06Q-020/18 G06Q-020/38 G07F-015/00
출원번호	US-0936222 (2015-11-09)
등록번호	US-9424566 (2016-08-23)
발명자 / 주소	Berrio, Gaston Symonds, Michael James Klinc, Ronald Philip Pearce, Andrew Richard
출원인 / 주소	Gilbarco Inc.
대리인 / 주소	Nelson Mullins Riley & Scarborough, LLP
인용정보	피인용 횟수 : 0 인용 특허 : 41

초록 ▼

A payment processing system and method comprising a POS module providing an interface to effect sales of FGS in a retail environment, a device module operatively connected to at least one retail device configured to supply FGS and comprising a card reader adapted to receive a first payment card data for payment for the FGS, wherein the device module is adapted to control operation of the at least one retail device, and a payment system module operatively connected to the POS module and the device module, the payment system module adapted to validate payment for the FGS. The payment system module and the device module are separated from the POS module in order to segment a portion of the payment processing system configured to handle payment card data from a portion of the system that does not handle payment card data.

대표청구항 ▼

1. A retail fueling environment having a secure LAN portion including a plurality of fuel dispensers, each fuel dispenser generating non-sensitive transaction data and having a customer interface with a dispenser card reader and a PIN pad to receive sensitive payment information from a customer, characterized in that the retail fueling environment includes: (a) a store LAN portion of the retail fueling environment comprising a server workstation having a cashier work station that provides means for effecting a transaction for one or more items offered for sale by the retail fueling environment, the store LAN portion of the retail fueling environment does not handle sensitive payment information and is segmented from the secure LAN portion that handles the sensitive payment information;(b) at least one customer card reader for receiving the sensitive payment information from the customer, the customer card reader being a part of the secure LAN portion of the retail fueling environment and associated with the server workstation; and(c) an enhanced dispenser hub that is part of the secure LAN portion of the retail fueling environment, the enhanced dispenser hub device: (i) receives the sensitive payment information from the dispenser card reader and from the at least one customer card reader;(ii) receives the non-sensitive transaction data from the fuel dispensers;(iii) transmits the sensitive payment information and non-sensitive transaction data such that the: sensitive payment information is not transmitted to the store LAN portion of the retail fueling environment and is transmitted to a financial institution for validation of the transaction; and, non-sensitive transaction data is transmitted to the server workstation; and,(iv) controls the operation of the fuel dispensers. 2. The retail fueling environment according to claim 1, characterized in that the store LAN portion of the retail fueling environment further includes, in addition to the server workstation, a point of sale server device which receives the non-sensitive transactional data from the enhanced dispenser hub. 3. The retail fueling environment according to claim 1, characterized in that the secure LAN portion of the retail fueling environment further includes an additional customer card reader for receiving the sensitive payment information from the customer, the output of the additional customer card reader being transmitted to the enhanced dispenser device. 4. The retail fueling environment according to claim 1, characterized in that the retail fueling environment further includes a secure router in the secure LAN portion of the retail fueling environment, the secure router operably connected for communication between the enhanced dispenser hub and the store LAN portion of the retail fueling device. 5. The retail fueling environment according to claim 4 characterized in that the secure router connects the enhanced dispenser hub to wide area network (WAN) for communication between devices in the retail fueling environment and devices external to the retail fueling environment.

이 특허에 인용된 특허 (41)

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Warn Walter E. (Knightdale NC) Carr Fred K. (Chapel Hill NC), Fuel pump - card reader control center.
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Withrow Benjamin S., Fuel transaction system for enabling the purchase of fuel and non-fuel items on a single authorization.
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Cook Kathleen, Method and system for the detection, management and prevention of losses in retail and other environments.
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Kloubakov, Iouri; McVicar, Bruce; Leroux Demers, Thierry, Multi-device supervisor support for self-checkout systems.
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Dickson,Timothy E., Multi-stage accounting system for a fueling environment.
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Berrio, Gaston; Symonds, Michael James; Klinc, Ronald Philip; Pearce, Andrew Richard, Payment processing system for use in a retail environment having segmented architecture.
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Williams, Mark, Point of sale system interface for processing of transactions at a secondary transaction payment network.
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Warn Walter E. ; Carr Fred K., Point-of-sales interface for mechanical pumps.
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Kaehler David L. ; McSpadden John S. ; Dickson Timothy E. ; Blake Anthony G., Preconditioning a fuel dispensing system using a transponder.
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Bublitz Hermann,ESX ; Newth Adam R.,GBX, Processing of transaction data.
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Hutchinson, Ray J.; Halla, Donald D.; Dolson, Richard G.; Hart, Robert P.; Lucas, Richard K.; Reid, Kent D., Secondary containment leak prevention and detection system and method in fuel dispenser.
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Liebal, Michael; Kaper, Paul; Scott, Chris; Price, Brent K., System and method for fraud detection and shut-off at a fuel dispenser.
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Sorbe, Trent; Larson, Troy, Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account.
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Payment processing system for use in a retail environment having segmented architecture 원문보기

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안내	총 건의 자료가 검색되었습니다. 다운받으실 자료의 인덱스를 입력하세요. (1-10,000) 검색결과의 순서대로 최대 10,000건 까지 다운로드가 가능합니다. 데이타가 많을 경우 속도가 느려질 수 있습니다.(최대 2~3분 소요) 다운로드 파일은 UTF-8 형태로 저장됩니다. 파일의 내용이 제대로 보이지 않을실 때는 웹브라우저 상단의 보기 -> 인코딩 -> 자동선택 여부를 확인하십시오. ~ Text(ASCII format) Excel format

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Payment processing system for use in a retail environment having segmented architecture 원문보기

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