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System and method for financial services device usage 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G07F-009/08
  • G06Q-040/02
  • G07D-011/00
  • G07D-009/00
출원번호 US-0692328 (2015-04-21)
등록번호 US-9460469 (2016-10-04)
발명자 / 주소
  • Donaho, Emma
  • Nolan, Joseph Bradley
  • Budde, William
  • Miranda, Giancarlo
  • Sheley, William Scott
출원인 / 주소
  • JPMorgan Chase Bank, N.A.
대리인 / 주소
    Hunton & Williams LLP
인용정보 피인용 횟수 : 0  인용 특허 : 663

초록

An intelligent process is provided for a business to interface with a financial institution. A container is provided that is capable of interfacing with a financial transaction device. The container may have one or more internal compartments sized to accommodate cash, coins, and/or checks. The conta

대표청구항

1. An apparatus, comprising: a cylindrical container having an internal volume, the internal volume being configured to hold one or more of cash, coins, and checks;a locking cover for sealing the container, wherein the locking cover is tamperproof;a computer processor comprising computer memory, a d

이 특허에 인용된 특허 (663)

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  190. Bezy E. William (San Rafael CA) Chenevich William (Hillsborough CA), Electronic funds confirmation at point of transaction.
  191. Doggett John (Brookline MA) Jaffe Frank A. (Sharon MA) Anderson Milton M. (Fair Haven NJ), Electronic funds transfer instruments.
  192. Thomas George F. ; Wood Albert G. ; Pawelczyk Joseph S. ; Cotton Robert M., Electronic funds transfer method and system and bill presentment method and system.
  193. Deming Gilbert R. (7853 25th Ave. Kenosha WI 53140), Electronic funds transfer system.
  194. Zervides Andronicos,GBX ; Tsappi Philip,GBX, Electronic invoicing and collection system and method with charity donations.
  195. Neely R. Alan, Electronic invoicing and payment system.
  196. Kane John R. (Wellington FL), Electronic mail message delivery system.
  197. Oneda, Hideo, Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon.
  198. Franklin D. Chase ; Rosen Daniel ; Benaloh Josh ; Simon Daniel R., Electronic online commerce card with customer generated transaction proxy number for online transactions.
  199. Franklin D. Chase ; Rosen Daniel, Electronic online commerce card with transactionproxy number for online transactions.
  200. James David L., Electronic payment interchange concentrator.
  201. Chen James F. (Potomac MD) Wang Jieh-Shan (Potomac MD), Electronic payment system and method.
  202. Barnes Robert L. ; Berti Andrew J. ; Doyle Kevin,GBX ; Rawlinson Peter J., Electronic procurement system and method for trading partners.
  203. Kolling Ray ; Occhino Michael ; Roughgarden Jeffrey D. ; Hayward James T.,CAX, Electronic statement presentment system.
  204. Shingo Fujimoto JP, Electronic transaction system and systems for issuing and examining electronic check.
  205. Rosen Sholom S. (New York NY), Electronic-monetary system.
  206. Rosen Sholom S. (New York NY), Electronic-monetary system.
  207. Molinari Lou ; Gooderum Steve ; Peckholdt Keith ; DiMarco Frank ; Jackson Michael ; DePoalo Ron ; Makhijani Sunil ; Chung Jennifer ; Chou Winnie ; Gould Mary Beth, Enhanced collateralized funding processor.
  208. Xie,Nan; Singh,Vebhhav, Enhanced security and processing for web service business transactions.
  209. Lieberman Leon D. (22210 Victory Blvd. ; Unit D-320 Woodland Hills CA 91367), Equipment for, and methods of playing, a prize drawing game of chance.
  210. Orlen Noah (Boca Raton FL), Facsimile communication with an active addressing display device.
  211. Lefevre Jean Patrick (Palaiseau FRX), Fare collection system using microwaves.
  212. Lewis, Charles J., Financial consolidation and communication platform.
  213. Braun Edward L. (4169 Via Marinia ; #412 Marina del Rey CA 90291) Thomson Eric A. (No. 7 Harrisburg Irvine CA 92714), Financial data processing system.
  214. Thomson Eric A. (Newport Beach CA) Josephson Stanley M. (Dallas TX), Financial data processing system.
  215. Thomson Eric A. (Newport Beach CA) Josephson Stanley M. (Dallas TX), Financial data processing system.
  216. Josephson Stanley M. (Dallas TX), Financial data processing system using payment coupons.
  217. Lange Jeffrey, Financial products having a demand-based, adjustable return, and trading exchange therefor.
  218. Basch, Catherine A.; Bruesewitz, Belva J.; Siegel, Kevin; Faith, Patrick, Financial risk prediction systems and methods therefor.
  219. Coutts Michael G.,GB6 ; Dove Lee G.,GB6, Financial transaction system.
  220. Sasaki Shigeru (Ibaraki JPX) Kawauchi Masataka (Ishioka JPX) Hamada Yasunori (Tsuchiura JPX), Financial transaction system.
  221. Brown, Kerry D.; Pariseau, David Kevin, Financial transactions with dynamic card verification values.
  222. Gandel,Priscilla; Lasch,Ellen; Webb,Lisa Ann Morrill, Foldable transaction cards and methods of making the same.
  223. Rosen Sholom S., Foreign exchange transaction system.
  224. Bhaskaran Vasudev ; Ratnakar Viresh, Fragile watermarks for detecting tampering in images.
  225. Penzias Arno A. (Highland Park NJ), Fraud protection for card transactions.
  226. Kelsey Craig E., Fraud resistant personally activated transaction card.
  227. Tozzoli Guy Frederick ; Lynch Christopher James, Full service trade system.
  228. Layne, Mitchell; Kim, David C.; Stranzl, Herb; Rubinchik, Felix; Johannessen, Clare, Funds transfer repair system.
  229. Benton William M. (Ft. Lauderdale FL), Funds transfer system using optically coupled, portable modules.
  230. Kohorn Henry V. (Vero Beach FL), Generation of enlarged participatory broadcast audience.
  231. Bothwell, Charles R., Golf club.
  232. Glaser Howard J. (San Jose CA) Strain Joanna M. (Ford GB3) Tuckey-Smith Angus T. (Bedhampton GB3), Graphical user interface control for replicating data fields in forms.
  233. Eberhardt Noel H. (Cupertino CA), Hand-held dual technology identification tag reading head.
  234. Olarig Sompong P. ; Angelo Michael F. ; Jansen Kenneth A., Hardware theft-protection architecture.
  235. Bellinger David T. ; Moss Isabelle R., High volume financial image media creation and display system and method.
  236. Leighton Keith, Hot lamination process for the manufacture of a combination contact/contactless smart card and product resulting therefrom.
  237. Kawana Shigeyuki (Tokyo JPX), Identification card and authentication system therefor.
  238. Curley Craig Dennis (Charlotte NC) Smith Thomas Chester (Charlotte NC) Yeskel Filip Jay (Charlotte NC), Image quality analysis method and apparatus.
  239. Harada Hisayuki (Tokyo JPX) Tomita Toshitsugu (Tokyo JPX), Image storing managing apparatus and method for retreiving and displaying merchandise and customer specific sales inform.
  240. Kern Norman P. (Birmingham MI), Image-based document processing system providing enhanced transaction balancing.
  241. Lent, Jeremy; Coltrell, Timothy; Reddi, Munnamgi S.; Tracy, Christopher O.; Huang, TaChung, Implementing a counter offer for an on line credit card application.
  242. Watson Craig Michael, Integrated bill consolidation, payment aggregation, and settlement system.
  243. Wong Charles, Integrated business-to-business Web commerce and business automation system.
  244. Kenna Janine S. ; Butler Patrick B.,GBX ; Musmanno Thomas ; Ur Kelly, Integrated nested account financial system with medical savings subaccount.
  245. Barry,B. Reilly; Chodoronek,Mark A.; DeRose,Eric; Gonzales,Mark N.; James,Angela R.; Levy,Lynne; Tusa,Michael, Integrated systems for providing communications network management services and interactive generating invoice documents.
  246. Lent, Jeremy; Coltrell, Timothy; Reddi, Munnamgi S.; Tracy, Christopher O.; Huang, TaChung, Integrating live chat into an online credit card application.
  247. Mattison, Paul Martin; Vannatter, Timothy Bryan, Intelligent cash recycler remote capabilities.
  248. Baran Paul (83 James Ave. Atherton CA 94025) Baran David F. (1324 Josephine St. Berkeley CA 94703), Interactive facsimile system and method of information retrieval.
  249. Shavit Eyal (New York NY) Teichner Lester (Chicago IL), Interactive market management system.
  250. Pierre H. Nel ZA, Interactive system for and method of performing financial transactions from a user base.
  251. Clark Barry Alan ; D'Onofrio John, Interface device for electronically integrating global financial services.
  252. Kanevsky Dimitri ; Maes Stephane H. ; Zadrozny Wlodek Wlodzimierz, Internet assisted mail.
  253. Egendorf Andrew, Internet billing method.
  254. Fin Tong-Haing ; Fujisaki Tetsunosuke ; Kobayashi Makoto,JPX ; Shinozaki Masahide,JPX, Internet web page sharing.
  255. Bezos Jeffrey P. ; Kaphan Sheldon J. ; Ratajak Ellen L. ; Schonhoff Thomas K., Internet-based customer referral system.
  256. Campbell ; Jr. Carl M. (Newtown Square PA), Key management system for on-line communication.
  257. Bain James M. (Beavercreek OH) Best David J. (Miamisburg OH) Markham James G. (Spring Valley OH) Morrow Mark S. (Dayton OH) Stellwag Debra A. (Dayton OH) Tavener Raymond D. (Kettering OH), Label generating and data tracking system for processing purchase orders.
  258. Price Macy J. (Golden CO) Accumanno Mario B. (Cedar Grove NJ) Johnson Mack E. (Arvada CO) Acker Nornam J. (Lakewood CO), Label generation apparatus.
  259. Orlens Alfreds (Old Greenwich CT), Label printing apparatus.
  260. Bridges ; Jr. Louis E. (Mesquite TX) Parsons Terry L. (Plano TX), Library circulation control system.
  261. Bowman-Amuah, Michel K., Load balancer in environment services patterns.
  262. Bergeron, Alfred F.; Clauser, Robert; Crawford, Christopher L.; Deaville, David C.; Nunn, Michael D.; Thawley, Jeffrey T.; Wood, Kenneth B.; Watrous, Stephen R., Lockable removable cassette.
  263. Leong Sang ; Cahill Teresa ; Wren Margaret J. ; McCarthy Mary ; Reyna Ilona, Lockbox browser system.
  264. Price,Joanne; Mathur,Sumit; Mao,Paul, Lockbox imaging system.
  265. Price,Joanne; Mathur,Sumit; Mao,Paul, Lockbox imaging system.
  266. Price,Joanne; Mathur,Sumit; Mao,Paul, Lockbox imaging system.
  267. Haukka, Suvi; Shero, Eric; Pomarede, Christophe; Hub Maes, Jan Willem; Tuominen, Marko, Low temperature method of forming a gate stack with a high k layer deposited over an interfacial oxide layer.
  268. Bin Yu, Low temperature process to locally form high-k gate dielectrics.
  269. Forst Jon K. ; Hall ; Jr. Robert G., MICR line decoding logic system.
  270. Abel Jay A. (Hartland WI) VanHorn David B. (Hartland WI) Getz Jalem M. (Waukesha WI), Magnetic reader with read head biased against document by resilient deflection of circuit board.
  271. Wong, Jacob Y., Magnetic stripe bridge.
  272. Arakaki, James S.; Fernandes, Jorge M.; Liu, Li, Magnetic stripe simulacrum for transaction acceptance systems.
  273. Nelson Theodor Holm,JPX, Many-to-many payments system for network content materials.
  274. Meltzer Bart Alan ; Allen Terry ; Fuchs Matthew Daniel ; Glushko Robert John ; Maloney Murray,CAX, Market makers using documents for commerce in trading partner networks.
  275. Geer Terry L. (Baltimore OH), Mechanism for expediting the deposit, transport and submission of checks into the payment system.
  276. Weidong Kou CA, Mechanism for secure tendering in an open electronic network.
  277. Burks James L. (Pendleton KY) Schick Robert R. (Louisville KY) Schweitzer Sheila H. (Louisville KY), Medical transaction system.
  278. Weiss, David L.; Jernigan, Patrick L.; Bass, William S.; Easley, Shannon Nicole, Menuing method and system.
  279. Lent,Jeremy R.; Lent,Mary; Meeks,Eric R.; Cai,Yinzi; Coltrell,Timothy J.; Dowhan,David W., Method and apparatus for a verifiable on line rejection of an applicant for credit.
  280. Lent, Jeremy R.; Lent, Mary; Meeks, Eric R.; Cai, Yinzi; Coltrell, Timothy J.; Dowhan, David W., Method and apparatus for a verifiable on line rejection of an application for credit.
  281. Lent Jeremy R. ; Lent Mary ; Meeks Eric R. ; Cai Yinzi ; Coltrell Timothy J. ; Dowhan David W., Method and apparatus for an account level offer of credit and real time balance transfer.
  282. Shah Dinesh V., Method and apparatus for an automated, computer approved, check cashing system.
  283. Fraser Alexander Gibson, Method and apparatus for automated provisioning and billing of communication services.
  284. Stallaert Jan ; Whinston Andrew Bernard ; Graves Glenn William, Method and apparatus for bundled asset trading.
  285. Beizer Mordechai M. (New York NY), Method and apparatus for converting documents into electronic data for transaction processing.
  286. Cahill Thomas ; Sferra Richard H. ; Levine Glenn ; Goldfisher Saul ; Wilson Philip ; Koroteyev Vladimir, Method and apparatus for correcting erroneously decoded magnetic ink characters.
  287. Off George W. (Huntington Beach CA) Scroggie Michael C. (Valencia CA) Mindrum Thomas L. (Fairfield CT) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons.
  288. Off George W. (Huntington Beach CA) Scroggie Michael C. (Valencia CA) Mindrum Thomas L. (Fairfield CT) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons in response to the purchase of one or more products.
  289. Wilfried E. Y. Dejaeger BE; Alfred J. Hutcheon, Method and apparatus for displaying a customized advertising message with a retail terminal.
  290. Cahill Thomas ; McMonagle John J. ; Sferra Richard H., Method and apparatus for displaying electronic image of a check.
  291. Odom,Pat; Fatland,Tracey; Gilliam,Dolly; Barnett,Cheri; Harbin,Terry; Songy, Jr.,Lionel Joseph; Hair,Terry, Method and apparatus for electronic commerce services at a point of sale.
  292. Owens Clifford J. (Carlsbad CA) Rutledge Thomas L. (Leucadia CA), Method and apparatus for electronic image processing of documents for accounting purposes.
  293. Mersky Randy ; Mersky Milton, Method and apparatus for facilitating customer payments to creditors from a remote site.
  294. Shkedy Gary, Method and apparatus for facilitating transactions on a commercial network system.
  295. Roberts Peter A. (New York NY) Finnerty John D. (New York NY), Method and apparatus for funding a future liability of uncertain cost.
  296. Walker Jay S. ; Jindal Sanjay K. ; Jorasch James A., Method and apparatus for funds and credit line transfers.
  297. Walker Jay S. ; Jindal Sanjay K. ; Jorasch James A., Method and apparatus for funds and credit line transfers.
  298. Sloo Marshall Allan (4746 Roanoke Pkwy. - #702 Kansas City MO 64112), Method and apparatus for handling a complaint.
  299. Bednar Gregory M. (Matthews NC) Carr Thomas E. (Charlotte NC) Curley Craig D. (Charlotte NC) Curley Lynn P. (Charlotte NC) Mazina Dorothy I. (Charlotte NC) Olson Paul L. (Charlotte NC) Yeskel Filip J, Method and apparatus for image processing at remote sites.
  300. Stolfo Salvatore J., Method and apparatus for imaging, image processing and data compression.
  301. Stern Richard H., Method and apparatus for issuing and automatically validating gaming machine payout tickets.
  302. Walker, Jay S.; Tedesco, Daniel E.; Jorasch, James A.; Lech, Robert R.; Jindal, Sanjay K., Method and apparatus for issuing and managing gift certificates.
  303. Nemzow, Martin A., Method and apparatus for localizing currency valuation independent of the original and objective currencies.
  304. O'Brien, Michael R.; Off, George W.; Cherney, Timothy L.; Katz, Gary M., Method and apparatus for logging system test data in a POS system.
  305. Levine Ronald M., Method and apparatus for minimizing credit card fraud.
  306. Cunningham Scott W. ; Kerber Randy G., Method and apparatus for optimizing promotional sale of products based upon historical data.
  307. Polk John, Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange.
  308. Libman Richard Marc, Method and apparatus for preparing client communications involving financial products and services.
  309. Walker Jay S. ; Jindal Sanjay K. ; Weir-Jones Toby, Method and apparatus for processing customized group reward offers.
  310. Yien Richard S. (New York NY) Stratigos William N. (New York NY), Method and apparatus for processing data received at a remote workstation.
  311. Wagner Christopher L. (Glencoe IL) Wetmore Carol J. (Chicago IL) Liddy Martha A. (Evanston IL) Nelson Lori A. (Evanston IL), Method and apparatus for providing access to a plurality of payment networks.
  312. Walker Jay S. ; Jorasch James A. ; Van Luchene Andrew S., Method and apparatus for providing and processing installment plans at a terminal.
  313. Miller Nathan West ; Tayloe Daniel Richard ; Sowles Kenneth Lee ; Sangha Baldev ; Frederick Robert, Method and apparatus for providing billing services for a mobile group of communication system users.
  314. Jeremy R. Lent ; Mary Lent ; Eric R. Meeks ; Yinzi Cai ; Timothy J. Coltrell ; David W. Dowhan, Method and apparatus for real time on line credit approval.
  315. Kehnemuyi Craig R. (Arlington Heights IL) Hughes John (Arlington Heights IL), Method and apparatus for reporting customer data.
  316. O'Brien Michael F. ; Off George W. ; Cherney Timothy L. ; Katz Gary M., Method and apparatus for selective distribution of discount coupons based on prior customer behavior.
  317. Cahill Thomas ; McMonagle John J. ; Sferra Richard H. ; Levine Glenn ; Goldfisher Saul ; Wilson Philip, Method and apparatus for storing images of documents having magnetic ink code line.
  318. Ramsay Thomas E. (Minneapolis MN) Elkins James C. (Golden Valley MN), Method and apparatus for the transmission, storage, and retrieval of documents in an electronic domain.
  319. King Douglas L., Method and apparatus of creating a financial instrument and administering an adjustable rate loan system.
  320. David A. Martin, Method and device for preventing check fraud.
  321. Hennige Hartmut (23 Packman Lane ; Home Green Kirk Ella Hull HU10 7TH N. Humberside GB3), Method and device for simplifying the use of a plurality of credit cards, or the like.
  322. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., Method and system for DNA recognition biometrics on a fob.
  323. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive.
  324. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds.
  325. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold.
  326. Bauchner Renee ; Weinberger Henry ; Wright Wilbur E. ; Newman Al, Method and system for analyzing and handling the customer files of a financial institution.
  327. Robert D. Woodbury, Jr., Method and system for automated collect and win sweepstakes for ATM transactions.
  328. Byerly Baxter H. ; Uecker Robert Anthony, Method and system for automatically generating advisory information for pharmacy patients along with normally transmitted data.
  329. Bednar Gregory M. ; Carr Thomas E. ; Donahue James W. ; Hendrix ; Jr. Robert F. ; Kuklentz Richard J. ; Uhrich William A., Method and system for bill presentation and payment reconciliation.
  330. Schutzer Daniel, Method and system for bill presentment and payment.
  331. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database and performing marketing based upon prior shopping history.
  332. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
  333. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
  334. Hawkins John G. ; Jacobs Dave M. ; Fitzpatrick Rick, Method and system for confirmation and settlement for financial transactions matching.
  335. Fredman, Marc Lawrence, Method and system for credit card reimbursements for health care transactions.
  336. Fredman,Marc Lawrence, Method and system for credit card reimbursements for health care transactions.
  337. Tobin William J., Method and system for customizing marketing services on networks communicating with hypertext tagging conventions.
  338. Chang Sheueling ; Rochetti Robert, Method and system for electronic bill payment.
  339. Lamm David, Method and system for electronically presenting and paying bills.
  340. Ahmad, Farhan, Method and system for emulating a private label over an open network.
  341. Das, Pradeep; Calderwood, Michael; Debolt, Emily C.; Gesse, Timothy L.; Gracey, Jr., Bernard E.; Martin, Jr., Ralph E., Method and system for enterprise-level unassisted customer shipping.
  342. Richey,David; King,Marie; Bernhard,Lisa; Van Horn,David, Method and system for facilitating electronic dispute resolution.
  343. Paul,David K.; Hatfield,R. Scott, Method and system for facilitating electronic funds transactions.
  344. German,Dan A.; Morea,Dominic John; Tsuei,Henry T.; Duncan,John; Golub,Matt, Method and system for facilitating financial transactions between consumers over the internet.
  345. Furuta Shigeru (Itami JPX), Method and system for identifying and communicating with a plurality of contactless IC cards.
  346. Pletz,Tracy M.; Seidel,Howard C.; Rochford,Joseph, Method and system for implementing a card product with multiple customized relationships.
  347. Postrel,Richard, Method and system for implementing a search engine with reward components and payment components.
  348. Steven M. H. Wallman, Method and system for investing in a group of investments that are selected based on the aggregated, individual preference of plural investors.
  349. Sandretto Michael J., Method and system for jointly estimating cash flows, simulated returns, risk measures and present values for a plurality.
  350. Wankmueller,John, Method and system for making small payments using a payment card.
  351. Siefert David M., Method and system for monitoring and enhancing computer-assisted performance.
  352. Teshima,Atsushi, Method and system for operating a virtual shopping mall or seller-engaged type.
  353. Hartman Peri ; Bezos Jeffrey P. ; Kaphan Shel ; Spiegel Joel, Method and system for placing a purchase order via a communications network.
  354. Jay S. Walker ; Sanjay K. Jindal ; Toby Weir-Jones, Method and system for processing customized reward offers.
  355. Walker Jay S. ; Jindal Sanjay K. ; Weir-Jones Toby, Method and system for processing customized reward offers.
  356. Anderson Milton ; Jaffe Frank ; Hibbert Chris ; Virkki Jyri ; Kravitz Jeffrey ; Chang Sheveling ; Palmer Elaine, Method and system for processing electronic documents.
  357. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments using the electronic funds transfer network.
  358. Fogliano, Frank J.; Gniewosz, Dennis J.; Trupia, Paul Gerard; Striano, Riccardo M., Method and system for processing recurring payments.
  359. Sampson Gerald P.,LUX ; Strauss Melvin ; Tyson-Quah Kathleen,GBX ; Haddock Jorge ; Sime Thomas S.,LUX, Method and system for providing credit support to parties associated with derivative and other financial transactions.
  360. Koppstein Peter E. A. ; Park Benjamin James ; Shasha Dennis E., Method and system for reconciling concurrent streams of transactions in a database.
  361. Lawlor Matthew P. (Washington DC) Carmody Timothy E. (McLean VA), Method and system for remote delivery of retail banking services.
  362. Lawlor Matthew P. ; Carmody Timothy E., Method and system for remote delivery of retail banking services.
  363. Lawlor,Matthew P.; Carmody,Timothy E., Method and system for remote delivery of retail banking services.
  364. Krueger, Scott; Goodman, Daniel, Method and system for seamless integration of preprocessing and postprocessing functions with an existing application program.
  365. Lapstun, Paul; Lapstun, Jacqueline Anne; Silverbrook, Kia, Method and system for seeking bids.
  366. David W. Deaton ; Rodney G. Gabriel, Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  367. David W. Deaton ; Rodney G. Gabriel, Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  368. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  369. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  370. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  371. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  372. Deaton David W. ; Gabriel Rodney G., Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  373. Deaton, David W.; Gabriel, Rodney G., Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
  374. Heit, Graham; Newman, Douglas; Shamroni, Dima; Botejue, Dhammika; Kavanagh, John, Method and system for thin client based image and transaction management.
  375. Downing John,GBX ; Hernandez William M. ; Hooper William D. ; Meiroff Netty ; Rao Jaithirth ; Reef Rodman ; Schechtman Howard A. ; Horowitz Edward, Method and system for transferring funds from an account to an individual.
  376. Wood, Richard Glee; White, Jr., Wesley Jack, Method for accelerated provision of funds for medical insurance using a smart card.
  377. Rosen Sholom S. (New York NY), Method for acquiring and revalidating an electronic credential.
  378. Yanagisawa, Noboru; Minowa, Masahiro; Oguchi, Teruaki; Oguchi, Asahiro, Method for billing for advertisements printed on check-out receipts.
  379. Baumgartner James W. ; Smith Cynthia M., Method for closed loop processing of transactions utilizing bank card association.
  380. Cross Wanda Kay ; Haller Michael Joseph ; Higgins Brian John ; Hoque Nasrin ; Jurie Kathryn Ann ; Russell Dianne Green, Method for establishing customized billing arrangements for a calling card in a telecommunications network.
  381. Sheffield Kim A. (Groton MA), Method for forming a reusable and modifiable database interface object.
  382. Szewczykowski Jerzy, Method for identifying counterfeit negotiable instruments.
  383. Spector, Donald, Method for issuance of satellite credit and debit cards.
  384. Blagg,Lynn Holm; Kathol,Eugene F.; Donlin,Gretchen L.; Grear,Michael B., Method for linking accounts corresponding to different products together to create a group.
  385. Atkins Charles Agee, Method for managing financial accounts by a preferred allocation of funds among accounts.
  386. Raimann Gerhard (Alland ATX), Method for paying for services and/or goods and apparatus for carrying out the method.
  387. Muehlberger Karl ; Hughes Michael, Method for processing debit purchase transactions using a counter-top terminal system.
  388. Bowman-Amuah Michel K., Method for providing communication services over a computer network system.
  389. Green W. Thomas (Carrollton GA) Lynn R. Keith (Roswell GA), Method of and apparatus for document data recapture.
  390. Yien Richard S. (New York NY) Stratigos William N. (New York NY), Method of and apparatus for processing data at a remote workstation.
  391. Benton William M. (Fort Lauderdale FL) Mee William (Pompano Beach FL), Method of and system for electronic funds transfer via facsimile machines.
  392. Benton William M. (Fort Lauderdale FL) Mee William (Pompano Beach FL), Method of and system for electronic funds transfer via facsimile with image processing verification.
  393. Eder Jeff (15422 SE. 7th Pl. Bellevue WA 98007), Method of and system for generating feasible, profit maximizing requisition sets.
  394. Bernstein Robert, Method of controlling payment of debts.
  395. Yu Bin, Method of locally forming a high-k dielectric gate insulator.
  396. Michael D. Schulze ; Richard J. Gagnon, Method of obtaining an electronically-stored financial document.
  397. Wu, Hui; Kelland, Stewart B.; Boyd, Neil P., Method of processing documents in an image-based document processing system and an apparatus therefor.
  398. Anzini, David J.; Koenigkramer, Rusty; Howell, Clifton R.; Ausnit, Steven, Method of producing high burst zipper assemblies for large reclosable packages.
  399. Smorodinsky Lev ; McSweeney Joseph Craig ; Thompson James Walter, Method of transferring funds employing a three-node real-time electronic interlock.
  400. Bueno Serge (Bretigny Sur Orge FRX), Method of transmitting data quickly and securely from a smart card during a remote transaction.
  401. Mosler Warren B. ; McCauley William P. ; Sherman James M., Method, system, and computer program product for trading interest rate swaps.
  402. Stephen Yao Ching Chen ; Patrick Michael Malone ; Jerry Mukai ; Jeffrey Ralph Ruggles ; Desai Paramesh Sampatrai ; Yun Wang ; Guogen Zhang, Method, system, and program for a join operation on a multi-column table and satellite tables including duplicate values.
  403. Melnikoff Meyer, Methods and apparatus for evaluating portfolios based on investment risk.
  404. Stutz, William; Kaliappan, Arulnambi; Capwell, Ronald; Martin, Paul; Ogrin, Todd, Methods and apparatus for extendible information aggregation and presentation.
  405. Lewis Richard ; Dwyer Tara ; Abdelsadek Mohammed ; Han Donald ; Rogoff Jonathon ; Parks Louis, Methods and apparatus for internet based financial transactions with evidence of payment.
  406. Dolan Joseph F. ; Niemiec Daniel G. ; Davis ; III Lawrence J., Methods and systems employing strain gauge signals to determine the dynamics of moving railcars.
  407. Nabe, Oumar; Souery, Michael A., Methods and systems for accessing multi-dimensional customer data.
  408. Samra,Balwinder S.; Nabe,Oumar, Methods and systems for analyzing historical trends in marketing campaigns.
  409. Samra, Balwinder S.; Nabe, Oumar, Methods and systems for analyzing marketing campaigns.
  410. Bott, Uwe, Methods and systems for assessing creditworthiness of a country.
  411. Crooks Gerry ; Genzberger Janna ; Arnhold Ed ; Battista John ; Boni Ken ; Miller Dave ; Feichtner Mark ; Kippenhan Larry ; Nanto Shawn ; Orr Teri ; Bowers Dan, Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill co.
  412. Samra,Balwinder S.; Nabe,Oumar, Methods and systems for creating models for marketing campaigns.
  413. Samra,Balwinder S.; Nabe,Oumar, Methods and systems for defining targeted marketing campaigns using embedded models and historical data.
  414. Templeton Randy Joe (Bellaire TX) Gulden Gerald (Houston TX), Methods and systems for interactive check authorizations.
  415. Rhoads, Geoffrey B.; Gustafson, Ammon E., Methods and systems using multiple watermarks.
  416. James Erickson ; J. Graham Goddard ; Michael Kiefer, Methods for detecting compounds which modulate the activity of an LPA receptor.
  417. deGroeve, Bernard; Petroons, Jan; Hanan, Christopher C.; Bailey, A. Graham; Gupta, Shreyas D.; Mellyn, Kevin Lawrence; Saal, Matthew; Alexander, Morio; Mondschein, Craig, Methods for electronic multiparty accounts receivable and accounts payable systems.
  418. Tabb Lloyd (Santa Cruz CA) Herrmann Conrad (Soquel CA), Methods for hypertext reporting in a relational database management system.
  419. Blagg,Lynn Holm; Kathol,Eugene F.; Vovk,Paula J.; Timmins,Debra A.; Rashleigh,Carol Ann; Hodges,Michael David; Beck,Darren D., Methods for processing a group of accounts corresponding to different products.
  420. Haseltine, Mark E.; Irribarren, Roberto; Talreja, Yash Pal; Arthur, Mohan K.; Agarwal, Siddhartha; Doshi, Mohit, Methods, devices and systems for electronic bill presentment and payment.
  421. Pavey Kent (Oakland CA) Feitelberg David (El Cerrito CA), Modular networked image processing system and method therefor.
  422. Magness, Jason P., Money transfer system.
  423. Le Roux Jean-Yves (La Ciotat FRX), Multi-applications portable card for personal computer.
  424. Koenck, Steven E.; Bunte, Alan G.; Cargin, Jr., Keith K.; Hanson, George E.; Mahany, Ronald L.; Miller, Phillip; Salvay, Steven H.; Danielson, Arvin D.; West, Guy J., Multi-level hierarchial radio-frequency system communication system.
  425. Korman Bruce R. ; Golds August,ATX, Multi-transaction coin machine.
  426. Korman Bruce R. ; Bergman Darryl Jesse, Multi-transactional architecture.
  427. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  428. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  429. McNeely Maurice G. (250 Ohua Ave. ; Apt. 8C Honolulu HI 96815) Gomes Rodney A. (1760 Hookupa St. Pearl City HI 96782), Multiple company credit card system.
  430. Kashkashian ; Jr. Arsen (55 Briarwood Dr. Holland PA 18966), Multiple credit card system.
  431. Knox, David; Emanuel, Josh, Multiple denomination currency receiving and prepaid card dispensing method and apparatus.
  432. Ward Richard J. (c/o Manhattan Electronics ; 17 W. 45 St. New York NY 10036), Multiple format hand held label printer.
  433. Chapin ; Jr. Stephen R., Multiple magnetic stripe transaction cards and systems for the utilization thereof.
  434. Chapin ; Jr. Stephen R., Multiple magnetic stripe transaction cards and systems for the utilization thereof.
  435. Hallowell, Curtis W.; Klein, Robert J.; Munro, Mark C.; Graves, Bradford T., Multiple pocket currency bill processing device and method.
  436. Jones, John E.; Jones, Paul A.; Gafron, Ronald M.; Jones, William J.; Mennie, Douglas U., Network for transporting and processing images in real time.
  437. Threadgill Michael E. ; Biegel Charles H., Network operations center for mobile earth terminal satellite communications system.
  438. Payne Andrew C. ; Stewart Lawrence C. ; Mackie David J., Network sales system.
  439. Johnson, David Matthew, Network-accessible account system.
  440. Morley Julian D. (Hyde GBX), Non-contact transaction system with token presence detection.
  441. Holmwall Ronald E. (Sumner WA), Nozzle for injecting a sealant into a crack.
  442. Niwa Tomomitsu (Aichi JPX), Numerical control unit.
  443. Richard Hiers Wagner, OPEN NETWORK SYSTEM FOR I/O OPERATION INCLUDING A COMMON GATEWAY INTERFACE AND AN EXTENDED OPEN NETWORK PROTOCOL WITH NON-STANDARD I/O DEVICES UTILIZING DEVICE AND IDENTIFIER FOR OPERATION TO BE PERF.
  444. Bickerton Matthew John,GBX ; Bohrer Kathryn Ann ; Hughes Emma Suzanne,GBX ; Kenworthy Edward William,GBX ; Musgrove Rupert Jeremy,GBX ; Patterson LindaMay Rose ; Porter Steven,GBX ; Salt David Dennis, Object oriented technology framework for accounts receivable and accounts payable.
  445. Halbrook W. Bracey, Obligated investment system.
  446. Matyas Stephen M. (Kingston NY), Offline PIN validation with DES.
  447. Klingman Edwin E., On-line secured financial transaction system through electronic media.
  448. Kiron Kenneth ; Bander Kevin S., Open end mutual fund securitization process.
  449. Northington Cathy C. ; Goodson Louis J., Open-architecture system for real-time consolidation of information from multiple financial systems.
  450. Minowa,Masahiro; Horikawa,Toshiro; Yokoyama,Kazuyuki; Nobutani,Tsutomu, POS system, network system, method of generating printing data for POS system, and method of managing sales and advertisement information in network system.
  451. Hook Christopher (Reading GB2) Juson Keith (Malmesburg GB2) Hall Chris (London GB2) Ferguson Donald Harold (Maple CAX) Paun Dimitrie Octavian (Mississauga CAX) Oprea Alexandru (Willowdale CAX), Passive transponder.
  452. Neal Milch ; Ragnar Jawerth SE, Pay per wash laundry system.
  453. Materna Richard H. (705 St. Joseph Dr. Oak Brook IL 60515) Linse John S. (9418 Bay Colony Dr. ; Apt. 3 S. Des Plaines IL 60016) Richardson Roy A. (Pinellas Park FL), Payment Authorization and Information Device.
  454. Sandru,Calin A., Payment validation network.
  455. Grunbok ; Jr. Warren William ; Martino Gilford Francis, Personal digital assistant based financial transaction method and system.
  456. Garrou Elizabeth B. (405 Louise Ave. Valdese NC 28690), Personal identification and credit information system and method of performing transaction.
  457. Schrader Joseph A. ; Bhatt Patanjali ; Altekruse Charles A., Personal online banking with integrated online statement and checkbook user interface.
  458. Pranger, Eugene P., Personal teller system and method of remote interactive and personalized banking.
  459. Rielly, William S.; Erlich, Leslie D.; Acharya, Ravi; Goldman, Dmitry, Personalized bank teller machine.
  460. Reeder Kenneth Rodney, Point of sale method and system.
  461. Katz Ronald Craig, Point of sale terminal for the visually impaired.
  462. Carlson Steven R. (417 2nd Ave. Beach ND 58621) Carlson Paul R. (417 2nd Ave. Beach ND 58621), Point-of-sale device particularly adapted for processing checks.
  463. Rogge Stanley A. (Houston TX) Cooper Christophe K. (Kingwood TX), Point-of-sale system using multi-threaded transactions and interleaved file transfer.
  464. Suda Hiroshi (Kawasaki JPX), Point-of-sale terminal.
  465. Halpern John W. (14 Belsize Park Gdns. London ; N W 3 GB2), Portable data carrier incorporating manually presettable processing modes.
  466. McMahon Steven A. ; McQueen Alexander M. ; Schler Matt D., Portable data module and system for consumer transactions.
  467. Dreifus Henry N. (Narberth PA), Portable electronic transaction device and system therefor.
  468. Hale William J. (Dayton OH) Horst William R. (Dayton OH) Riley Ellen P. (Centerville OH), Portable personal terminal for use in a system for handling transactions.
  469. Lewis William H., Portable system for personal identification based upon distinctive characteristics of the user.
  470. Meyer Lee ; Fuller James D. ; Hanley David C. ; Fong Willie Yuen ; Specht Gary L. ; Fischer Michael ; Serotta Paul A. ; Cole William B., Portable transaction terminal system.
  471. Desilets Dennis W. ; Carlson Raymond L. ; Dale Steven J., Power and free conveyor system utilizing power track and dog elevation to prevent jamming conditions at transfers and s.
  472. Noriega, Eduardo; Almenara, Jose, Prepaid card payment system and method for electronic commerce.
  473. Igaki Takahisa (Chikushino JPX), Preparation for epidermis.
  474. Bowman-Amuah, Michel K., Presentation services patterns in a netcentric environment.
  475. Garner William B., Priority and preemption service system for satellite related communication using central controller.
  476. Garner William B., Priority and preemption service system for satellite related communication using central controller.
  477. Garner, William B., Priority and preemption service system for satellite related communication using central controller.
  478. Vohrer Christoph (Hattsteiner Str. 22 ; D 6420 Konigstein 2 DEX), Process for producing a reinforced tube.
  479. Giuliani John A., Process, system and computer readable medium for in-store printing of discount coupons and/or other purchasing incentives in various departments within a retail store.
  480. Teicher Mordechai,ILX, Processing system and method for a heterogeneous electronic cash environment.
  481. Sakamoto Yoshitsugu,JPX ; Kawahara Shinsuke,JPX ; Handa Kimio,JPX ; Nishizawa Hideto,JPX ; Sato Haruro,JPX ; Furuya Toshiyuki,JPX ; Hosoi Tsutomu,JPX ; Yamada Takashi,JPX ; Wakabayashi Fujio,JPX, Processing system for charge request data.
  482. Burks Rupert T. (New York NY) Boska Joseph M. (Sandy UT), Product distribution equipment and method.
  483. Wynn Sol H., Programmable multiple company credit card system.
  484. Weinstein Stephen B. (Summit NJ), Protection system for intelligent cards.
  485. Sandberg-Diment Erik, Providing verification information for a transaction.
  486. Arakaki, James S.; Khan, Mohammad A.; Pariseau, David Kevin; Fernandes, Jorge M.; De Lima, Marcelo Alves Bezerra; Khan, Ahmer Ali; Brown, Kerry D., Proximity interface for transaction acceptance systems.
  487. Arakaki, James; Khan, Mohammad A.; Fernandes, Jorge; Brown, Kerry, Proximity interface with advertising insert for transaction acceptance systems.
  488. Weiss Allan N. ; Shiller Robert J., Proxy asset data processor.
  489. Greaves David J.,GBX ; Bradbury Richard J.,GBX, Proxy-controlled ATM subnetwork.
  490. Nethery Kee, Purchaser generated transaction recording and negotiable instrument payment system.
  491. Biship,Fred; Saunders,Peter D, RF payment via a mobile device.
  492. Bohen, Daniel Christopher; Folk, Amy Baker; Sanders, William Thomas; Johnson, Shane Anthony, RFID tracking for currency transfers and transportation.
  493. Raspotnik William B., Radio frequency transponder stored value system employing a secure encryption protocol.
  494. Nardin L. Baker, Rapid method of analysis for correlation of asset return to future financial liabilities.
  495. Odom James Michael ; Yelich Scott D., Real-time network exchange with seller specified exchange parameters and interactive seller participation.
  496. Halliburton ; Jr. W. Ken (1618 Haynes Dr. Murfreesboro TN 37130), Redeemable coupon disbursement control and reporting system.
  497. Leonard Eugene (Sands Point NY) Perlman Bill (New York NY), Reliable secure, updatable “cash”card system.
  498. Ballard Claudio R., Remote image capture with centralized processing and storage.
  499. Ballard Claudio R., Remote image capture with centralized processing and storage.
  500. Johnson,Lance; Buckley,Brian; Kocher,Paul C.; Meffert,Peter, Routing methods and systems for increasing payment transaction volume and profitability.
  501. Bezos Jeffrey P., Secure method and system for communicating a list of credit card numbers over a non-secure network.
  502. Ajit Kumar Zacharias, Secure multi-application card system.
  503. Krueger, Scott; Goodman, Daniel, Secure networked transaction system.
  504. Moreau Thierry (Montreal CAX), Secure payment method using facsimile.
  505. Jalili Reza, Secure purchase transaction method using telephone number.
  506. Morrison ; Jr. William T., Security system and method for business transactions with customers.
  507. Lozier, Bradley L.; Reyner, Morrison; Sampier, James D., Self service kiosk which dispenses vouchers.
  508. Hyde ; Jr. Thomas A., Self service method of and system for cashing checks.
  509. Michel K. Bowman-Amuah, Self-described stream in a communication services patterns environment.
  510. Patterson David,GBX ; Coutts Michael G.,GBX, Self-service system.
  511. Aggarwal, Gaurav; Dubey, Pradeep K.; Kulshreshtha, Ashutosh; Martens, Marco; Tresser, Charles P.; Wu, Chai W., Semi-fragile watermarks.
  512. Risser J. Marlin (801 Mill Rd. Elizabethtown PA 17022), Separable multi-account safety credit card.
  513. Hahn-Carlson Dean W., Shipment transaction system and an arrangement thereof.
  514. Lalonde Michael G. (37825 Mallast Harrison Township MI 48045), Structure for a method of facilitating charge transactions.
  515. Liebermann,Raanan, System and a method for carrying out personal and business transactions.
  516. Sullivan,Kevin, System and method for a card benefit program providing benefits to program members based on program performance.
  517. Hobbs,Chris; Park,Grace; Rubinshtein,Tomer, System and method for a prepaid card issued by a foreign financial institution.
  518. Peirce Roger L. ; Rhoads Bruce C. ; Duncan John ; Loftesness Scott J. ; Johnson Kurt W. ; Dobbs Mary K. ; Mayes Dan, System and method for a targeted payment system discount program.
  519. Shaw James G., System and method for allocating company resources to fulfill customer expectations.
  520. Zajkowski,Joseph W.; Tabat,Carolyn G.; Sonnenberg,Brad M.; Hack,Kenneth C.; Christenson,Anne M., System and method for an integrated payment and reward card.
  521. Berardi,Michael J.; Bliman,Michal; Bonalle,David; Elwood,Jennifer Anne; Hood,Matthew C.; Isenberg,Susan E.; Mayers,Alexandra; Perry,Trevor J.; Saunders,Peter D.; Scheding,Kathryn D.; Shah,Sejal Ajit;, System and method for assigning a funding source for a radio frequency identification device.
  522. Bishop,Fred; Saunders,Peter D, System and method for authenticating a RF transaction using a transaction account routing number.
  523. Norton Robert G., System and method for authorizing electronic funds transfer at a point of sale.
  524. Dworkin Ross E. (Parkside PA), System and method for automated selection of equipment for purchase through input of user desired specifications.
  525. Riehl,Louis; Anderson,George, System and method for back office processing of banking transactions using electronic files.
  526. Hogan Edward J. (Bayside NY), System and method for bill delivery and payment over a communications network.
  527. Virgin, Kenneth L.; Titel, Jonathan M.; Ripley, Robert L., System and method for collecting, enhancing and distributing invoices electronically via the internet.
  528. Buddle, James Joseph; Burke, Brenda Sue; Perkins, Rodney Albert; Roday, Leon Ellis; Tartaglia, Renee; Vermiglio, Ivan Antonio, System and method for compliance management.
  529. Hogan Edward J. (Bayside NY), System and method for conducting cashless transactions on a computer network.
  530. Moskowitz, Howard; Gofman, Alexander, System and method for content optimization.
  531. Bishop, Fred; Neemann, Trey; Armes, David, System and method for converting a stored value card to a credit card.
  532. Rose Sandra T. ; Elstrod John ; Andrews Patricia C. ; Forbes Charles G. ; Donovan Joseph M. ; Klinger Lynn M., System and method for deriving financial responsibility identification.
  533. Crane,Suzanne P.; Sheire,Marcus; Sweazy,Mark D.; Hein,Bonnie; Prairie,Joan; Metcalf,Rockwell, System and method for dividing a remittance and distributing a portion of the funds to multiple investment products.
  534. Houvener Robert C. ; Hoenisch Ian P., System and method for efficiently processing payments via check and electronic funds transfer.
  535. Anderson Michael W. ; Merritt David L. ; Matthews John W., System and method for electronically processing invoice information.
  536. Kight Peter J. ; Johnson Mark A. ; Christenson Tamara K. ; Lach Regina ; Pointer Philip ; Cook Kenneth, System and method for electronically providing customer services including payment of bills, financial analysis and lo.
  537. Nguyen, Justin T.; Chang, John; Chin, Stanley; Yang, Charles; Peltz, William R.; Loh, Helen; Thackery, Raymond; Han, Annie Bei; Kang, Betty Ku; Kuo, Glen Yan Kit, System and method for enterprise event marketing and management automation.
  538. Ledford, Bobby; Marks, Richard; Paul, Chuck; Sorrell, Ben, System and method for enterprise-wide business process management.
  539. Walker Jay S. ; Jindal Sanjay K. ; Tedesco Daniel E., System and method for establishing and executing functions to affect credit card accounts and transactions.
  540. Hessburg, Matthew Benedict; Rappleyea, Andrew W.; Rodriguez, Sunen; Sanoff, Julie; Silverstein, Andrea N., System and method for exchanging loyalty points for acquisitions.
  541. Dunn,Melanie; Hobbs,Chris; Menichilli,Julie; Rances,Mary, System and method for facilitating a subsidiary card account with controlled spending capability.
  542. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  543. Lai, Ray Y, System and method for generating Web Service architectures using a Web Services structured methodology.
  544. MacFarlane Lloyd ; Driskell Dwight D. ; Henley Vivian C. ; Lane Nancy C. ; Greenspan Michael ; Nielsen Betty J., System and method for generating an invoice to rebill charges to the elements of an organization.
  545. Walker Jay S. ; Jorasch James A., System and method for generating and executing insurance policies for foreign exchange losses.
  546. Richardson Keith D. ; Greif Jeff ; Buedel Doug ; Aleksandrovsky Boris, System and method for message process and response.
  547. Boesch Brian Paul ; Crocker Stephen David ; Eastlake ; III Donald Eggleston ; Hart ; Jr. Alden Sherburne ; Jackson Andrew ; Lindenberg Robert A. ; Paredes Denise Marie, System and method for multi-currency transactions.
  548. Coppersmith Don ; Raghavan Prabhakar ; Zimmerman Thomas G., System and method for near-field human-body coupling for encrypted communication with identification cards.
  549. Cataline, Glen R.; Rielly, William Smith; Sheehan, Mark Robert; Wallace, William Scott, System and method for optimized funding of electronic transactions.
  550. Landry George W., System and method for paying bills and other obligations including selective payor and payee controls.
  551. Landry George W. (Cincinnati OH), System and method for paying bills and other obligations including selective payor and payee controls.
  552. Anderson Milton M. (Fair Haven NJ), System and method for paying bills electronically.
  553. Slater Alan, System and method for performing an electronic financial transaction.
  554. Pinnell,Nigel, System and method for performing an on-line transaction using a single-use payment instrument.
  555. Farrar, Henry C.; Hicks, John H., System and method for point-of-sale check authorization.
  556. Watson Craig, System and method for pre-authorization of individual account transactions.
  557. Concannon,Andrea; Stuparich,Mark, System and method for processing foreign currency payment instructions contained in bulk files.
  558. Bednarek, Michael David, System and method for promoting commerce, including sales agent assisted commerce, in a networked economy.
  559. Josephson Stanley M., System and method for providing advance notification of potential presentment returns due to account restrictions.
  560. Scroggie Michael C. ; Kacaba Michael E. ; Rochon David A. ; Diamond David M., System and method for providing shopping aids and incentives to customers through a computer network.
  561. Scroggie Michael C. ; Kacaba Michael E. ; Rochon David A. ; Diamond David M., System and method for providing shopping aids and incentives to customers through a computer network.
  562. Scroggie Michael C. ; Kacaba Michael E. ; Rochon David A. ; Diamond David M., System and method for providing shopping aids and incentives to customers through a computer network.
  563. Scroggie, Michael C.; Kacaba, Michael E.; Rochon, David A.; Diamond, David M., System and method for providing shopping aids and incentives to customers through a computer network.
  564. Bishop,Fred; Neemann,Trey; Armes,David, System and method for re-associating an account number to another transaction account.
  565. Norris Jeffrey A., System and method for real time loan approval.
  566. Saunders,Peter D., System and method for remotely initializing a RF transaction.
  567. Whitehouse, Harry T.; Montgomery, Scott T., System and method for restrictively authorizing reprinting of mail pieces having postage indicia.
  568. Teicher Mordechai,ILX, System and method for retail.
  569. Fox, Barbara L.; Waters, Lester L.; Spelman, Jeffrey F.; Seidensticker, Robert B.; Thomlinson, Matthew W., System and method for secure electronic commerce transaction.
  570. Rosen Sholom S., System and method for secure presentment and payment over open networks.
  571. Goldthwaite,Scott; Balsan,Damien, System and method for securely storing, generating, transferring and printing electronic prepaid vouchers.
  572. Rosedale,Matthew P.; Master,Warren; Campfield,Thomas; Phinney,John, System and method for trade settlement tracking and relative ranking.
  573. Allen, Greggory W. D.; Jilka, Bharat, System and method for validating and operating an access card.
  574. Terri Page, System and method for verifying the authenticity of a check and authorizing payment thereof.
  575. Crosskey James P. ; Mei Mark Gee-Gwo ; Ragavan Harish ; Wu Kun-Lung ; Yu Philip Shi-lung, System and method of multiparty billing for Web access.
  576. Walker Darcy ; Sussman Lawrence J. ; Mayr Mona ; Dean ; Jr. Charles G. ; Seib Dennis ; Musci Richard ; Marino Glenn, System and method to performing on-line credit reviews and approvals.
  577. Pitroda,Satyan G., System and methods for servicing electronic transactions.
  578. Sharpe Murem S. (Stamford CT) Bryson Eugene (Redding CT) Manduley Flavio (Woodbury CT) Riordan ; II Eben M. (Southport CT) Flesser Brian D. (Norwalk CT), System for centralized processing of accounting and payment functions.
  579. Ndili, Awele, System for converting wireless communications for a mobile device.
  580. Samuel DeFazio ; Rajiv Chopra ; Jagannathan Srinivsan ; Melliyal Annamalai, System for efficient content-based retrieval of images.
  581. Klesse Richard C. (Neshanic Station NJ), System for establishing and administering funded and post-funded charge accounts.
  582. Geer Terry L., System for expediting the clearing of financial instruments and coordinating the same with invoice processing at the poi.
  583. Van Remortel Fred (400 N. Union St. Alexandria VA 22314) Clow Stanley H. (Indian Hollow Rd. Mendham NJ 07945), System for funding, analyzing and managing health care liabilities.
  584. Field Richard G., System for invoice record management and asset-backed commercial paper program management.
  585. Wojcik Casimir M. (Tampa FL) Pretto Paul A. (Clearwater FL) Courier Jim (Dade City FL) Morrow Bob (Plant City FL) Wehry ; Jr. Joseph R. (Riverview FL) Kuczynski Paul (Tampa FL) Edwards Matt F. (Dade , System for managing customer orders and method of implementation.
  586. Kawan Joseph C., System for performing financial transactions using a smart card.
  587. Kawan Joseph C., System for performing financial transactions using a smartcard.
  588. Fuhrmann Norbert (Palm Beach Gardens FL) Friedman Nick (West Palm Beach FL), System for providing a warning when vehicles approach a common collision point.
  589. Hughes Thomas S. (31310 Eagle Haven Cir. ; Ste. 100 Rancho Palos Verdes CA 90274) Molina Gustavo (24292 Rhona Dr. Laguna Niguel CA 92656), System for remote purchase payment transactions and remote bill payments.
  590. Atkins Charles Agee, System for the operation and management of one or more financial accounts through the use of a digital communication a.
  591. Atkins Charles Agee (Charleston SC), System for the operation and management of one or more financial accounts through the use of a digital communication and.
  592. Richard Bissonette ; Christopher Royal Corrie ; William Lee Wingate, III, System integrating credit card transactions into a financial management system.
  593. Miller Steven K. (Germantown MD) Mandato Frank E. (Damascus MD) Gursahaney Suresh K. (Gaithersburg MD), System, data processing method and program to provide a programmable interface between a workstation and an archive serv.
  594. Kramer Glenn A., System, method and article of manufacture for a modular gateway server architecture.
  595. Michel K. Bowman-Amuah, System, method and article of manufacture for a persistent state and persistent object separator in an information services patterns environment.
  596. Bahreman Ali Reza, System, method and article of manufacture for dynamic negotiation of a network payment framework.
  597. Weber Jay C. ; Berger David A. ; Arora Atul, System, method and article of manufacture for multiple-entry point virtual point of sale architecture.
  598. Williams Humphrey ; Hughes Kevin ; Parmar Bipinkumar G., System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment.
  599. Weber Jay C., System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensi.
  600. Levine David A. ; Levine Monica L. ; Minton Gabriel D. ; Poletti Jon ; Sondregger Dean, System, method and computer program product for online financial products trading.
  601. Skurtovich, Jr., John L.; Barrios, Pamela; Sumida, Timothy, System, method and software for providing persistent entity identification and linking entity information in an integrated data repository.
  602. Michelassi, Leslie; Tidwell, Lisa C.; Templeton, Randy; Shankar, Sharat, Systems and methods for accessing reconcilement information.
  603. Lunt, Teresa F.; Franklin, Matthew K.; Hecht, David L.; Berson, Thomas A.; Stefik, Mark J.; Dean, R. Drew; Bell, Alan G.; Breuel, Thomas M.; Cass, Todd A.; Curry, Douglas N.; Greene, Daniel H.; Kriva, Systems and methods for forgery detection and deterrence of printed documents.
  604. Bonalle,David S; Fehlhaber,Jeff; Saunders,Peter D, Systems and methods for providing a RF transaction device for use in a private label transaction.
  605. Behrenbrinker,Anita M.; Feight,Richard D., Systems and methods for the processing of financial transactions.
  606. Britton, Kathryn H.; Ims, Steve Dale; Topol, Brad B., Systems, methods and computer program products for tailoring web page content in hypertext markup language format for display within pervasive computing devices using extensible markup language tools.
  607. Moskowitz,Scott A., Systems, methods and devices for trusted transactions.
  608. Day,Larry J.; Weinkauf,Merle S.; Knutson,Theodore, Targeted marketing and purchase behavior monitoring system.
  609. Lawlor Matthew P. ; Carmody Timothy E., Targeting advertising in a home retail banking delivery service.
  610. Cross Christopher J., Telecommunications access cost management system.
  611. McAllister Alex (Wheaton MD), Telephone based credit card protection.
  612. Eric L. Hopper ; Keith E. Steele ; Douglas M. Fieldhouse, Telephone calling account system and method.
  613. Ditzig Albert (Hoffman Estates IL) Oldani Jerome L. (Aurora IL), Telephone handset having a latch-receiving opening in an enlarged inlet opening of a card-receiving slot.
  614. Granzow Robert H. (Miamisburg OH) Myers Kimbrough I. (Kettering OH), Teller-assisted, customer-operated ATM document cashing system.
  615. Borison Victor Scott (Middletown NJ) Mattes Hans George (Ocean Township ; Monmouth County NJ) McDowell ; III Colonel Blake (Holmdel NJ) Schramm George William (Oakhurst NJ) Soloway Gerald Steven (Mor, Terminal apparatus.
  616. Gromley, Neil; Cairns, Dustin; Lawver, Mike; Reese, Rodney J.; Harroff, B. Scott, Time analysis at a banking system controlled by data bearing records.
  617. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric ATM access system.
  618. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric transaction authorization method and system.
  619. Pare ; Jr. David Ferrrin ; Lee Jonathan Alexander ; Hoffman Ned, Tokenless biometric transaction authorization system.
  620. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless identification of individuals.
  621. Hoffman Ned (2529A College Ave. Berkeley CA 94704), Tokenless security system for authorizing access to a secured computer system.
  622. Stroh,Leslie, Trade financing method, instruments and systems.
  623. Loy, John J., Trade receivable processing method and apparatus.
  624. Loy, John J., Trade receivable processing method and apparatus.
  625. Davis Walter Lee ; Rasor Gregg Edward ; Macnak Philip Paul, Transaction authentication for 1-way wireless financial messaging units.
  626. Ogasawara Nobuo (Koganei JPX) Ozaki Yoshiyuki (Yokohama JPX), Transaction authentication system.
  627. Blonder Greg E. ; Greenspan Steven Lloyd ; Mirville J. Robert ; Sugla Binay, Transaction authorization and alert system.
  628. Warther Richard O. (25 Sheffield La. West Chester PA 19380), Transaction card mailer and method of making.
  629. Francini Joseph P. (Castro Valley CA) Asbo Einar L. (Mill Valley CA) Boston Vincent (San Mateo CA), Transaction card with magnetic stripe emulator.
  630. Anderson Robert W. (Morgan Hill CA) Gee May L. (San Jose CA) McMullen Alice K. (Campbell CA), Transaction execution system with improved key function versatility.
  631. Mori Toru (Tokyo JPX), Transaction processing system.
  632. Haigh Steven Paul, Transaction processing system and method.
  633. Yamada Kazutoshi (Nagaokakyo JPX) Yamaguchi Takao (Joyo JPX), Transaction processing system for separate registration and settlement functions.
  634. Joao,Raymond Anthony; Bock,Robert Richard, Transaction security apparatus.
  635. McCrindle John A. (Chelmsford GB2) Steiner Antony F. (Chelmsford GB2) Jackson Andrew M. (Chelmsford GB2), Transaction system.
  636. Brown, Nicholas Anthony Lindsay, Transaction system and method.
  637. Ernest Earl Woodward ; Ronald William Borgstahl ; Jeffrey Martin Harris, Transaction system and method therefor.
  638. Collin Thierry (Courbevoie FRX), Transaction system of the electronic purse type.
  639. Boston Vincent (San Mateo CA) Boggan Elvis W. (Concord CA) Asbo Einar L. (Mill Valley CA), Transaction system with off-line risk assessment.
  640. Templeton Randy Joe (Bellaire TX) Gulden Gerald (Houston TX), Transaction system with on/off line risk assessment.
  641. Hayashida Shoji,JPX, Transaction terminal for an electronic cashless system.
  642. Gillin,Matthew J.; Korfmann,Roger; Raden,Paul L., Transfer instrument.
  643. Curry Stephen M. ; Loomis Donald W. ; Bolan Michael L., Transfer of valuable information between a secure module and another module.
  644. Campbell Walter G. (Flemington NJ) Garland Charles J. (Randolph NJ) Hollowell David A. (Morristown NJ) Orleanski Robert (Pittstown NJ) Wegrzynowicz Carol A. (Holmdel NJ), Transmission of check images by way of a public switched telephone network.
  645. Foust Robert R., Transmitting location-specific weather-related data to terminals within a plurality of regions.
  646. Beenau,Blayn W.; Bonalle,David S.; Vander Eyk,Becky; Isenberg,Susan E.; Malnati,Leigh; Mueller,Sue; Norcross,Zarita; Peart,Lee J.; Saunders,Peter D.; Skilling Belmond,Lisa; Webb,Lisa; Williamson,John, Transparent transaction device.
  647. Lutz William A. (Halesite NY) Wright John B. (Crestwood NY) Moss Noel (St. Louis MO) Delia Richard (Brooklyn NY), Travelers cheque transaction terminal.
  648. Zimmerman Fred ; Severson Verne, Unattended POS system for automatic control of bank system rejections.
  649. Pavlov Leonidas P. (Colorado Springs CO) Aba-Jbara Nabil M. (Colorado Springs CO), Unitary, self-contained card verification and validation system and method.
  650. Bozeman, William O., Universal positive pay match, authentication, authorization, settlement and clearing system.
  651. Ed Pool ; Doug Mauer, Universal shopping center for international operation.
  652. Chamley, Cathryn Anne; Wang, Zhi-Lei; Yap, Sue-Ken; Yourlo, Zhenya Alexander, User customizable secure access token and multiple level portable interface.
  653. Liddy Elizabeth D. ; Paik Woojin ; McKenna Mary E. ; Weiner Michael L. ; Yu Edmund S. ; Diamond Theodore G. ; Balakrishnan Bhaskaran ; Snyder David L., User interface and other enhancements for natural language information retrieval system and method.
  654. Jay S. Walker ; T. Scott Case, User-generated traveler's checks.
  655. Ingo Von Medvey DE; Thomas Rajcsanyi DE; Peter Hanssle DE; Joachim Werres DE, Using a dicarboxylic acid dialkyl ester brightening.
  656. Romero Johnie (Greenwell Springs LA) Weber Andrew R. (Chatham NJ) Leeds Douglas B. (New York NY) Paulson Helene (New York NY) Sempliner Arthur T. (Douglaston NY), Vacuum storage and dispensing container.
  657. Clitherow Michael T. (White House Station NJ), Virtual calling card system.
  658. Garner William B. ; Tisdale William R., Virtual network configuration and management system for satellite communication system.
  659. William B. Garner ; William R. Tisdale, Virtual network configuration and management system for satellite communications system.
  660. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Virtual private lock box.
  661. Clapper ; Jr. Ronald C., Voucher and game ticket combination and apparatus and method used therewith.
  662. Morrill ; Jr. Paul H., Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities.
  663. Fissmann Hans-Joachim,DEX ; Wohlfahrt Matthias,DEX, Wound roll support in a web winding machine.
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