Enhanced processes, methods, tools, strategies, and techniques are provided for more effectively and efficiently processing, managing, analyzing, and communicating wealth related data and other financial information within a computing environment. In various embodiments, the analysis tools provided
Enhanced processes, methods, tools, strategies, and techniques are provided for more effectively and efficiently processing, managing, analyzing, and communicating wealth related data and other financial information within a computing environment. In various embodiments, the analysis tools provided herein have been designed to correspond visually with a mental model employed by many clients in managing their wealth.
대표청구항▼
1. A computer-implemented analysis method comprising: receiving, with a computer processor controlled by a financial institution, data indicative of a user-initiated selection of a grouping of one or more asset objects and data indicative of a user-initiated selection of a grouping of one or more li
1. A computer-implemented analysis method comprising: receiving, with a computer processor controlled by a financial institution, data indicative of a user-initiated selection of a grouping of one or more asset objects and data indicative of a user-initiated selection of a grouping of one or more liability objects selected in association with multiple assets and liabilities; wherein at least one of the assets in the grouping of assets includes a non-monetary asset;wherein at least one of the assets in the grouping of assets includes an account that is owned by a user and held within the financial institution;receiving a selection from a user to include an asset object in the grouping of asset objects; wherein receiving the selection from the user includes a click-drag-drop manipulation for including the asset object;wherein receiving the selection from the user includes a click-drag-drop manipulation for excluding the asset object;generating, with the computer processor, a net worth calculation based on at least the user-initiated grouping of assets and the user-initiated grouping of liabilities;displaying, with the computer processor, the net worth calculation;displaying an illustration of a performance for a time period of at least one of the assets in the grouping of assets; anddisplaying a benchmark index associated with the at least one of the assets in the grouping of assets for comparing the performance of the at least one of the assets to the benchmark index;wherein the illustration of the performance of the at least one of the assets in the grouping of assets comprises a plurality of graphs, wherein the plurality of graphs comprises at least a first graph showing values of the at least one asset, a second graph showing the benchmark index associated with the at least one asset, and a third graph showing an allocation of the at least one asset; andwherein at least the third graph is programmed to display at least one set of nested concentric rings, wherein each nested concentric ring is programmed to display information about the at least one asset, wherein at least a portion of the third graph is programmed to change appearance if the asset allocation deviates from a predetermined level;wherein the click-drag-drop manipulation for including the asset object and the click-drag-drop manipulation for excluding the asset object, when used to include or exclude asset objects, causes calculations performed and visuals displayed by the net worth calculation, the illustration of the performance for the time period, and the benchmark index to be adjusted and revised. 2. The method of claim 1, wherein the asset object is an account that is owned by a user and that is external to the financial institution. 3. The method of claim 1, wherein the illustration of the performance of the at least one of the assets in the grouping of assets comprises at least one of a starting value for the at least one asset, a contribution made to the at least one asset, a withdrawal made from the at least one asset, income realized by the at least one asset, and gains or losses experienced by the at least one asset. 4. The method of claim 3, wherein receiving the selection from the user includes a click-drag-drop manipulation for including the liability object. 5. The method of claim 1, wherein the time period for the illustration of the performance for the at least one of the assets in the grouping of assets is user-selected and is at least one of month-to-date, year-to-date, one-year performance, three-year performance, and five-year performance. 6. The method of claim 5, wherein receiving the selection from the user includes a click-drag-drop manipulation for excluding the liability object. 7. The method of claim 1, further comprising receiving data associated with creation of an account representing a non-monetary asset and excluding the created account from the grouping of assets. 8. The method of claim 1, further comprising receiving data associated with creation of an account representing a future liability and including the created account in the grouping of liabilities. 9. The method of claim 1, wherein the asset objects and the liability objects have an option box that is checked by a user if the user wants the asset/liability object to be included in the new worth calculation. 10. The method of claim 1, wherein the asset objects and the liability objects are controlled by the financial institution. 11. The method of claim 1, further comprising providing a graphical representation of net worth as calculated based on the user-selected grouping of assets and liabilities. 12. A computer system for calculating net worth, the system comprising: a computer processor controlled by a financial institution that is programmed for: receiving data indicative of a user-initiated selection of a grouping of one or more asset objects and data indicative of a user-initiated selection of a grouping of one or more liability objects selected in association with multiple assets and liabilities; wherein at least one of the assets in the grouping of assets includes a non-monetary asset;wherein at least one of the assets in the grouping of assets includes an account that is owned by a user and held within the financial institution;receiving a selection from a user to include an asset object in the grouping of asset objects; wherein receiving the selection from the user includes a click-drag-drop manipulation for including the asset object;wherein receiving the selection from the user includes a click-drag-drop manipulation for excluding the asset object;generating a net worth calculation based on at least the user-initiated grouping of assets and the user-initiated grouping of liabilities;displaying the net worth calculation;displaying an illustration of a performance for a time period of at least one of the assets in the grouping of assets; anddisplaying a benchmark index associated with the at least one of the assets in the grouping of assets for comparing the performance of the at least one of the assets to the benchmark index;wherein the illustration of the performance of the at least one of the assets in the grouping of assets comprises a plurality of graphs, wherein the plurality of graphs comprises at least a first graph showing values of the at least one asset, a second graph showing the benchmark index associated with the at least one asset, and a third graph showing an allocation of the at least one asset; andwherein at least the third graph is programmed to display at least one set of nested concentric rings, wherein each nested concentric ring is programmed to display information about the at least one asset, wherein at least a portion of the third graph is programmed to change appearance if the asset allocation deviates from a predetermined level;wherein the click-drag-drop manipulation for including the asset object and the click-drag-drop manipulation for excluding the asset object, when used to include or exclude asset objects, causes calculations performed and visuals displayed by the net worth calculation, the illustration of the performance for the time period, and the benchmark index to be adjusted and revised. 13. The system of claim 12, wherein the asset object is an account that is owned by a user and that is external to the financial institution. 14. The system of claim 12, wherein the asset objects and the liability objects have an option box that is checked by a user if the user wants the asset/liability object to be included in the new worth calculation. 15. The system of claim 12, wherein the asset objects and the liability objects are controlled by the financial institution. 16. The system of claim 12, wherein the illustration of the performance of the at least one of the assets in the grouping of assets comprises at least one of a starting value for the at least one asset, a contribution made to the at least one asset, a withdrawal made from the at least one asset, income realized by the at least one asset, and gains or losses experienced by the at least one asset.
연구과제 타임라인
LOADING...
LOADING...
LOADING...
LOADING...
LOADING...
이 특허에 인용된 특허 (114)
Powers, James G.; Weber, Richard M., Apparatus and method for exposing, evaluating and re-balancing risk for decision-making in financial planning.
Harris, Trevor Samuel; Foster, Richard Graham; Braben, David John; Roach, Jonathan Stanley; Donner, Marc Daniel; Thomas, Matthew P., Asset and liability modeling tool.
Edelman Fredric M., Computer assisted and/or implemented process and architecture for customer account creation, maintenance and administration for an investment and/or retirement program.
Arrowood, Bryce A., Computer-implemented and/or computer-assisted web database and/or interaction system for staffing of personnel in various employment related fields.
Dent Warren T. ; Kaethler Judy ; Remington Darren B. ; Saliba Bassam, Consumer-based system and method for managing and paying electronic billing statements.
Dent, Warren T.; Kaethler, Judy; Remington, Darren B.; Saliba, Bassam, Consumer-based system and method for managing and paying electronic billing statements.
Joyce,Simon James; Goparaju,Murali; Kumar,Sundaram Mohan; Subhashree,Radhakrishnan; Heitstuman,Michel, Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account.
Praisner,C. Todd; Holland, IV,James R.; Kipp, Jr.,Roy H.; Balbach,Melissa T.; Leiserowitz,William R., Dynamic payment cards and related management systems and associated methods.
Ferguson Mark G. H. ; Epple Gary E. ; Broadway Michael D. ; Erwin-Grotsky George P. ; Reynolds John T., Graphical user interface for a computer-implemented financial planning tool.
Perkowski, Thomas J.; Muchhal, Vaibhava, Internet-based E-commerce network for enabling commission-based E-commerce transactions along the fabric of the world wide web (WWW) using server-side driven multi-mode virtual kiosks (MMVKS) and transaction and commission tracking servers.
Perkowski, Thomas J.; Muchhal, Vaibhava; Kennedy, Katherine; Ulloa, Jr., Fernando; O'Hara, Kathleen, Internet-based product brand marketing communication network configured to allow members of a product brand management team to communicate directly with consumers browsing HTML-encoded pages at an electronic commerce (EC) enabled web-site along the fabric of the world wide web (WWW), using programable multi-mode virtual kiosks (MMVKS) driven by server-side components and managed by product brand management team members.
Beck Christopher Clemmett Macleod ; Berke Jonathan Michael ; Johnstone Joel A ; Mitchell Robin Marie ; Powers James Karl ; Sidell Mark Franklin ; Knuff Charles Dazler, Method and apparatus for providing media-independent self-help modules within a multimedia communication-center customer interface.
Bruno, James E.; Smith, Charles J.; Blank, Arthur; Schiedel, Len; Serling, Bob, Method and system for knowledge assessment and learning incorporating feedbacks.
Ebersole, Elizabeth M.; Farach, Julio; Sorg, Jill; Smith, Donald Jeffrey; Crespo, Hector; Jackson, Lynn, Method and system for performing a financial transaction using a user interface.
Hutchison,Robin B.; Llewellyn,Robert J.; Viljoen,Andre F.; Griffiths,David; Birch,David; Begg,Iain M., Method for ordering goods, services, and content over an internetwork using a virtual payment account.
Blagg,Lynn Holm; Kathol,Eugene F.; Vovk,Paula J.; Timmins,Debra A.; Rashleigh,Carol Ann; Hodges,Michael David; Beck,Darren D., Methods for processing a group of accounts corresponding to different products.
McNeely Maurice G. (250 Ohua Ave. ; Apt. 8C Honolulu HI 96815) Gomes Rodney A. (1760 Hookupa St. Pearl City HI 96782), Multiple company credit card system.
Carlisle William Reid (Morristown NJ) Curtis Lydia Anne (Bridgewater NJ) Murphy Kathleen M. (Bedminster NJ) Skibo Richard John (Skillman NJ), Smart card with multiple charge accounts and product item tables designating the account to debit.
Dunn,Melanie; Hobbs,Chris; Menichilli,Julie; Rances,Mary, System and method for facilitating a subsidiary card account with controlled spending capability.
Thomsen, David J., System and method for retrieving and displaying data, such as economic data relating to salaries, cost of living and employee benefits.
Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
Michael F. Guheen ; James D. Mitchell ; James J. Barrese, System for establishing plan to test components of web based framework by displaying pictorial representation and conveying indicia coded components of existing network framework.
Maggioncalda,Jeff N.; Jones,Christopher L.; Sharpe,William F.; Fine,Ken; Tauber,Ellen, User Interface for a financial advisory system that allows an end user to interactively explore tradeoffs among input decisions.
Baig, Aamer Ali; Cowell, James E.; Karas, Peter M.; Neofytides, Cheryl L.; Golub, Matthew F.; Yoder, James R.; Milberger, Susan M.; Sherrard, Jeff D.; Dunker, Amy M.; Macfarlane, Jackie M.; Platte, Eric L.; Abrahams, Susan F., Wide area network person-to-person payment.
※ AI-Helper는 부적절한 답변을 할 수 있습니다.