[특허]Establishing trust for conducting direct secure electronic transactions between a user and service providers

Establishing trust for conducting direct secure electronic transactions between a user and service providers 원문보기

IPC분류정보
국가/구분	United States(US) Patent 등록
국제특허분류(IPC7판)	G06Q-020/32 G06Q-020/02 G06Q-020/04 G06Q-020/10 G06Q-020/12 G06Q-020/36 G06Q-020/38 G06Q-020/40 G06Q-020/42 G06Q-030/06 G06Q-020/14 G06F-021/60 H04L-029/06 G06F-019/00
출원번호	US-0983877 (2015-12-30)
등록번호	US-9990625 (2018-06-05)
발명자 / 주소	Pitroda, Satyan G. Desai, Mehul
출원인 / 주소	MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC.
대리인 / 주소	GTC Law Group PC & Affiliates
인용정보	피인용 횟수 : 0 인용 특허 : 154

초록

Ensuring security of electronic transactions between a user and a service provider involves establishing electronic trust among a user, device, transaction service provider, and service providers through OTAC processing, key generation and exchange, and verification.

대표청구항 ▼

1. A method of establishing trust among a user, a device, and a service provider, comprising: establishing trust between a transaction service provider and an electronic transaction facility deployed on a mobile phone operated by the user comprising registering the electronic transaction facility with the transaction service provider through a registration process that includes the transaction service provider certifying keys generated by the electronic transaction facility, wherein the keys comprise electronic transaction facility identification information;establishing trust between the transaction service provider and the user via the trusted electronic transaction facility comprising receiving, decrypting and authenticating an encryption of a first one-time activation code (OTAC) known to the transaction service provider, the first OTAC received by the user from the transaction service provider, input by the user to the electronic transaction facility and encrypted by the electronic transaction facility;establishing initial trust between the transaction service provider and a service provider comprising transmitting security certificates between the transaction service provider and the service provider and installing the security certificates as trusted SSL/HTTPS credentials; andin response to the user opting to use a transaction service from the service provider, dynamically establishing direct secure transaction trust between the trusted electronic transaction facility and the trusted service provider by the transaction service provider transmitting a certificate representing the electronic transaction facility's security credentials to the trusted service provider and providing a certificate representing the service provider's security credentials to the electronic transaction facility;authenticating, by the service provider, the electronic transaction facility by verifying a second OTAC received by the service provider directly from the handheld device after being encrypted by the handheld device using the credentials of the service provider, wherein prior to the authentication the second OTAC is sent from the service provider to the user. 2. The method of claim 1, wherein the user opting to use a service of the service provider references a service provider. 3. The method of claim 2, wherein transmitting the certificate includes transmitting the certificate to the service provider referenced when the user opts to use a service of the service provider. 4. The method of claim 1, wherein the service that the user opts to use from the service provider is a person to person transaction service. 5. A method comprising: registering an electronic transaction facility deployed on a mobile device operated by a user with a transaction service provider by certifying electronic transaction facility identifying keys generated by the electronic transaction facility;receiving, decrypting and authenticating an encryption of a first one-time activation code (OTAC) known to the transaction service provider from the mobile device, the first OTAC received by the user from the transaction service provider, provided to the electronic transaction facility by the user and encrypted by the electronic transaction facility;installing security certificates communicated between the transaction service provider and a service provider as trusted SSL/HTTPS credentials; andproviding, in response to the user opting to use a transaction service from the service provider, a certificate representing the electronic transaction facility's security credentials to the service provider and providing a certificate representing the service provider's security credentials to the electronic transaction facility;authenticating, by the service provider, the electronic transaction facility by verifying a second OTAC received by the service provider directly from the handheld device after being encrypted by the handheld device using the credentials of the service provider, wherein prior to the authentication the second OTAC is sent from the service provider to the user. 6. A method of establishing trust among a user, a device, and a service provider, comprising: establishing trust between a transaction service provider and an electronic transaction facility deployed on a mobile phone operated by the user comprising registering the electronic transaction facility with the transaction service provider through a registration process that includes the transaction service provider certifying keys generated by the electronic transaction facility, wherein the keys comprise electronic transaction facility identification information;establishing initial trust of a service provider comprising transmitting security certificates between the transaction service provider and the service provider and installing the security certificates as trusted SSL/HTTPS credentials; andestablishing trust between the trusted service provider and the user via the trusted electronic transaction facility comprising the transaction service provider forwarding a key-exchange request and response between the trusted electronic transaction facility and the trusted service provider, wherein the key-exchange request is encrypted by the trusted electronic transaction facility using a first one-time activation code (OTAC) known to the user and to the trusted service provider, the first OTAC input by the user to the electronic transaction facility;in response to the user opting to use a transaction service from the service provider, dynamically establishing direct secure transaction trust between the trusted electronic transaction facility and the trusted service provider by the transaction service provider transmitting a certificate representing the electronic transaction facility's security credentials to the trusted service provider and providing a certificate representing the service provider's security credentials to the electronic transaction facility;authenticating, by the service provider, the electronic transaction facility by verifying a second OTAC received by the service provider directly from the handheld device after being encrypted by the handheld device using the credentials of the service provider, wherein prior to the authentication the second OTAC is sent from the service provider to the user. 7. The method of claim 6, wherein the first OTAC known to the user is received by the user in a communication other than via the transaction service provider.

이 특허에 인용된 특허 (154)

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Shiigi, Daisuke; Kurita, Taro; Takemura, Toshiharu; Ota, Toyokazu; Nakatsugawa, Yasumasa, Value information transfer system and value information transfer method.
상세보기
Joseph C. Kawan, Wireless transaction and information system.
상세보기
Labrou, Yannis; Ji, Lusheng; Agre, Jonathan Russell; Molina Terriza, Jesus; Chen, Wei-lun, Wireless wallet.
상세보기
DeFrancesco, Jr., James R.; Fingerhuth, Amy; Freiman, Scott; Rusk, Geoffrey; Terpening, Steven, Workflow management system for an automated credit application system.
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IPC	Description
A	생활필수품
A62	인명구조; 소방(사다리 E06C)
A62B	인명구조용의 기구, 장치 또는 방법(특히 의료용에 사용되는 밸브 A61M 39/00; 특히 물에서 쓰이는 인명구조 장치 또는 방법 B63C 9/00; 잠수장비 B63C 11/00; 특히 항공기에 쓰는 것, 예. 낙하산, 투출좌석 B64D; 특히 광산에서 쓰이는 구조장치 E21F 11/00)
A62B-1/08	.. 윈치 또는 풀리에 제동기구가 있는 것

내보내기 구분	파일저장 인쇄 메일전송
구성항목	기본정보 상세정보 관리번호, 국가코드, 자료구분, 상태, 출원번호, 출원일자, 공개번호, 공개일자, 등록번호, 등록일자, 발명명칭(한글), 발명명칭(영문), 출원인(한글), 출원인(영문), 출원인코드, 대표IPC 관리번호, 국가코드, 자료구분, 상태, 출원번호, 출원일자, 공개번호, 공개일자, 공고번호, 공고일자, 등록번호, 등록일자, 발명명칭(한글), 발명명칭(영문), 출원인(한글), 출원인(영문), 출원인코드, 대표출원인, 출원인국적, 출원인주소, 발명자, 발명자E, 발명자코드, 발명자주소, 발명자 우편번호, 발명자국적, 대표IPC, IPC코드, 요약, 미국특허분류, 대리인주소, 대리인코드, 대리인(한글), 대리인(영문), 국제공개일자, 국제공개번호, 국제출원일자, 국제출원번호, 우선권, 우선권주장일, 우선권국가, 우선권출원번호, 원출원일자, 원출원번호, 지정국, Citing Patents, Cited Patents
저장형식	Text(ASCII format) Excel format PIAS분석(.xls)
메일정보	받는사람 (필수) @ 보내는사람 (선택) @ 제목 내용 KISTI 검색결과 이메일 서비스
안내	총 건의 자료가 검색되었습니다. 다운받으실 자료의 인덱스를 입력하세요. (1-10,000) 검색결과의 순서대로 최대 10,000건 까지 다운로드가 가능합니다. 데이타가 많을 경우 속도가 느려질 수 있습니다.(최대 2~3분 소요) 다운로드 파일은 UTF-8 형태로 저장됩니다. 파일의 내용이 제대로 보이지 않을실 때는 웹브라우저 상단의 보기 -> 인코딩 -> 자동선택 여부를 확인하십시오. ~ Text(ASCII format) Excel format

연합인증

Establishing trust for conducting direct secure electronic transactions between a user and service providers 원문보기

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연합인증

Establishing trust for conducting direct secure electronic transactions between a user and service providers 원문보기

초록

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