The present disclosure describes making a payment transaction between a customer and a merchant using a payment card of the customer including: transmitting details of the payment transaction from a mobile device to a remote server; capturing at least one image of the payment card using the mobile d
The present disclosure describes making a payment transaction between a customer and a merchant using a payment card of the customer including: transmitting details of the payment transaction from a mobile device to a remote server; capturing at least one image of the payment card using the mobile device of the merchant; transmitting the at least one image of the payment card to the remote server; identifying, by the remote server, the merchant and the payment card captured in the at least one image; and implementing the payment transaction between bank accounts of the customer and the merchant.
대표청구항▼
1. A first device comprising: one or more processors; andmemory communicatively coupled to the one or more processors, the memory storing instructions which, when executed by the one or more processors, cause the one or more processors to perform operations comprising:during a video communication be
1. A first device comprising: one or more processors; andmemory communicatively coupled to the one or more processors, the memory storing instructions which, when executed by the one or more processors, cause the one or more processors to perform operations comprising:during a video communication between the first device and a second device that is remote from the first device, receiving, by the first device and transmitted from the second device, at least one image of a payment card being used in a payment transaction, the at least one image being recorded and transmitted in real time by way of the video communication only until a real time response is received by the second device indicating recognition, by the first device, of the payment card based on a correspondence between the at least one transmitted image and at least one pre-registered and stored image of the payment card that is accessed by the first device;receiving, by the first device and transmitted from the second device during the video communication with the first device, additional transaction information associated with the payment transaction;transmitting, to the second device during the video communication and based on the recognition of the payment card and the received additional transaction information, processing information associated with processing the payment transaction using the payment card, the processing information transmitted for presentation on the second device; andperforming, based on the received at least one image of the payment card and the received additional transaction information, the payment transaction between an account associated with the payment card and an account associated with the second device. 2. The first device of claim 1, the operations further comprising: receiving, from a third device, identification information of a user associated with the third device, the first device being different than the second device and being different than the third device; andtransmitting, to the third device and based on the received identification information, the processing information associated with the payment transaction. 3. The first device of claim 1, wherein the additional transaction information includes a transaction amount. 4. The first device of claim 1, the operations further comprising: receiving, by the first device and transmitted from the second device, an image relating to an item associated with the transaction. 5. The first device of claim 1, the operations further comprising: receiving, by the first device and transmitted from the second device, an image of information associated with an item, the image of the information associated with the item being associated with at least one of:an offer associated with the item,a discount associated with the item, anda coupon associated with the item. 6. The first device of claim 1, wherein the video communication is established via a mobile telephone network. 7. A computer-implemented method performed by a first device, the method comprising: during a video communication between the first device and a second device that is remote from the first device, receiving, by the first device and transmitted from the second device, at least one image of a payment card being used in a payment transaction, the at least one image being recorded and transmitted in real time by way of the video communication only until a real time response is received by the second device indicating recognition, by the first device, of the payment card based on a correspondence between the at least one transmitted image and at least one pre-registered and stored image of the payment card that is accessed by the first device;receiving, by the first device and transmitted from the second device during the video communication with the first device, additional transaction information associated with the payment transaction;transmitting, to the second device during the video communication and based on the recognition of the payment card and the received additional transaction information, processing information associated with processing the payment transaction using the payment card, the processing information transmitted for presentation on the second device; andperforming, based on the received at least one image of the payment card and the received additional transaction information, the payment transaction between an account associated with the payment card and an account associated with the second device. 8. The method of claim 7, further comprising: receiving, from a third device, identification information of a user associated with the third device, the first device being different than the second device and being different than the third device; andtransmitting, to the third device and based on the received identification information, the processing information associated with the payment transaction. 9. The method of claim 7, wherein the additional transaction information includes a transaction amount. 10. The method of claim 7, further comprising: receiving, by the first device and transmitted from the second device, an image relating to an item associated with the transaction. 11. The method of claim 10, wherein the image relating to the item is a barcode associated with the item. 12. The method of claim 7, further comprising: receiving, by the first device and transmitted from the second device, an image of information associated with an item, the image of the information associated with the item being associated with at least one of:an offer associated with the item,a discount associated with the item, anda coupon associated with the item. 13. The method of claim 7, wherein the video communication is established via a mobile telephone network. 14. One or more non-transitory computer-readable media storing instructions which, when executed by a first device, cause the first device to performing operations comprising: during a video communication between the first device and a second device that is remote from the first device, receiving, by the first device and transmitted from the second device, at least one image of a payment card being used in a payment transaction, the at least one image being recorded and transmitted in real time by way of the video communication only until a real time response is received by the second device indicating recognition, by the first device, of the payment card based on a correspondence between the at least one transmitted image and at least one pre-registered and stored image of the payment card that is accessed by the first device;receiving, by the first device and transmitted from the second device during the video communication with the first device, additional transaction information associated with the payment transaction;transmitting, to the second device during the video communication and based on the recognition of the payment card and the received additional transaction information, processing information associated with processing the payment transaction using the payment card, the processing information transmitted for presentation on the second device; andperforming, based on the received at least one image of the payment card and the received additional transaction information, the payment transaction between an account associated with the payment card and an account associated with the second device. 15. The one or more non-transitory computer-readable media of claim 14, the operations further comprising: receiving, from a third device, identification information of a user associated with the third device, the first device being different than the second device and being different than the third device; andtransmitting, to the third device and based on the received identification information, the processing information associated with the payment transaction. 16. The one or more non-transitory computer-readable media of claim 14, wherein the additional transaction information includes a transaction amount. 17. The one or more non-transitory computer-readable media of claim 14, the operations further comprising: receiving, by the first device and transmitted from the second device, an image relating to an item associated with the transaction. 18. The one or more non-transitory computer-readable media of claim 17, wherein the image relating to the item is a barcode associated with the item. 19. The one or more non-transitory computer-readable media of claim 14, the operations further comprising: receiving, by the first device and transmitted from the second device, an image of information associated with an item, the image of the information associated with the item being associated with at least one of:an offer associated with the item,a discount associated with the item, anda coupon associated with the item. 20. The one or more non-transitory computer-readable media of claim 14, wherein the video communication is established via a mobile telephone network.
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