이 특허에 인용된 특허 (219)

1. Pitroda, Satyan G.; Desai, Mehul, Administering a plurality of accounts for a client.

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2. Pitroda, Satyan G.; Desai, Mehul, Aggregating a user's transactions across a plurality of service institutions.

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3. Cummings ; Jr. Desmond D. (2309 Orchard Dr. Apopka FL 32715), All care health management system.

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4. Steele,Dale Everett; Silva,Kenneth Alan, Anonymous transaction system.

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5. Tengel Cary G. ; Farin Thomas A. ; Kowal Michael L. ; Mataya L. Darryl, Apparatus and method for automatically matching a best available loan to a potential borrower via global telecommunicati.

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6. Goldhaber A. Nathaniel ; Fitts Gary, Attention brokerage.

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7. Palmer, Charles Campbell; Palmer, Elaine Rivette; Smith, Sean William, Authenticated electronic coupon issuing and redemption.

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8. Crane, Michael A.; Milman, Ivan Matthew, Authentication framework for managing authentication requests from multiple authentication devices.

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9. Wary, M. Jean-Philippe, Authentication process including setting up a secure channel between a subscriber and a service provider accessible through a telecommunications operator.

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10. Purcell Daniel S., Automated and independently accessible inventory information exchange system.

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11. Rugge,Robert D., Automated financial register reconciliation in a combined user interface.

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12. Honda Toshio (Yao JPX) Nishimura Kosuke (Yamatokoriyama JPX), Card-type data terminal operatively connectable to electronic apparatus.

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13. Tarpenning, Marc; Kavanah, Ben; Slesinsky, Brian, Certificate handling for digital rights management system.

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14. Norris Jeffrey A., Closed loop financial transaction method and apparatus.

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15. Hanson George E. (Cedar Rapids IA), Compact hand-held RF data terminal.

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16. Hara Kazuya (Tokorozawa JPX) Rikuna Kenji (Tanashi JPX), Compact type electronic information card.

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17. Watanabe Hiroshi (Kokubunji JPX) Okubo Yoshihide (Chiba JPX), Composite IC card.

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18. DeFrancesco James R. ; Freiman Scott L. ; Agrawal Arvind K., Computer implemented automated credit application analysis and decision routing system.

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19. Salmon Bardwell C. (Weston MA) Borgman John D. (Acton MA) Holtey Thomas O. (Newton MA), Computer-assisted system for interactively brokering goods or services between buyers and sellers.

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20. Lalonde James E. (Seattle WA) Dettmann Terry R. (Kirkland WA), Computer-based classified ad system and method.

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21. Sinclair David A., Computer-driven information management system for selectively matching credit applicants with money lenders through a global communications network.

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22. Daly Michael T. ; Grate Thomas A., Computerized purchasing system and method for mediating purchase transactions over an interactive network.

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23. Giovannoli Joseph, Computerized quotation system and method.

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24. Eskicioglu,Ahmet Mursit; Wehmeyer,Keith Reynolds; Virag,David Emery, Conditional access system for set-top boxes.

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25. Walker, Jay S.; Schneier, Bruce; Jorasch, James A.; Case, T. Scott, Conditional purchase offer management system.

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26. Matsuda,Paul J.; Perry,Sarah E.; Wilk,Tracy L., Conducting commerce between individuals.

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27. Breed Craig A. ; Freed Ian W. ; Furber Bradley B. ; Keenan Kelly S. ; Morse Christopher J., Confidential market making system.

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28. Peachman, Anthony David; Simmons, Ian Stephen, Configuration of IC card.

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29. Matsuyama,Shinako; Ishibashi,Yoshihito; Futamura,Ichiro; Kon,Masashi; Watanabe,Hideaki, Content distribution system, content distribution method, information processing apparatus, and program providing medium.

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30. Tenorio,Manoel; Menon,Hari, Content enhancement in an electronic marketplace.

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31. O'Toole, Jr.,James W.; Gifford,David K., Controlled transfer of information in computer networks.

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32. Simon, Daniel R., Controlled-content recoverable blinded certificates.

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33. Foletta Wayne S. (4760 Castlewood Dr. San Jose CA 95129), Credit card with active electronics.

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34. Ehrsam William F. (Kingston NY) Elander Robert C. (Saugerties NY) Hollis Lloyd L. (Cary NC) Lennon Richard E. (Woodstock NY) Matyas Stephen M. (Poughkeepsie NY) Meyer Carl H. W. (Kingston NY) Oseas J, Cryptographic communication security for multiple domain networks.

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35. Ehrsam William F. (Kingston NY) Elander Robert C. (Saugerties NY) Matyas Stephen M. (Poughkeepsie NY) Meyer Carl H. W. (Kingston NY) Smith John L. (Woodstock NY) Tuchman Walter L. (Woodstock NY), Cryptographic file security for single domain networks.

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36. Johnson ; Jr. William S., Cryptography security for remote dispenser transactions.

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37. Taylor Douglas C. (New York NY), Data card that can be used for transactions involving separate card issuers.

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38. Pitroda, Satyan G.; Desai, Mehul, Data consolidation expert system for facilitating user control over information use.

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39. Hayashi Makoto (Muko JPX) Okamoto Kiyohide (Ohtsu JPX), Data storage unit system.

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40. Brandt, Andre R.; Frueh, Barbara; Pillai, Sajan J.; Rehder, Karl; Shearer, Donald J., Data warehousing infrastructure for web based reporting tool.

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41. Richard Leslie Bishop ; Robert Peter Freeman GB, Device and method for authorized funds transfer.

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42. Pitroda Satyan G., Device, system and methods of conducting paperless transactions.

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43. Pitroda, Satyan G., Device, system and methods of conducting paperless transactions.

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44. Butman Ronald A. ; Ramachandran Raja ; Burns Thomas A. ; Malone Thomas J. ; Kmiec Michael D. ; Dougherty Joseph C., Dynamic client registry apparatus and method.

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45. Masuzawa Shigeaki (Nara JPX) Komaki Shigeki (Nara JPX), Electronic card reading device.

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46. Elgamal Taher (Palo Alto CA), Electronic commerce using a secure courier system.

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47. Pitroda Satyan G. (1 S. 310 Danby Villa Park IL 60181), Electronic diary.

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48. Gatto James G., Electronic fund transfer or transaction system.

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49. Benton William M. (Rte. 1 ; Box 191 Middleburg VA 22117), Electronic funds transfer and voucher issue system.

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50. Barnes Robert L. ; Berti Andrew J. ; Doyle Kevin,GBX ; Rawlinson Peter J., Electronic procurement system and method for trading partners.

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51. Ogasawara, Nobuo, Electronic shopping system utilizing a program downloadable wireless telephone.

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52. Jonstromer Ulf,SEX, Electronic transaction terminal for conducting electronic financial transactions using a smart card.

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53. Ohki Masayuki,JPX ; Urushihara Atsuhiko,JPX ; Suso Koji,JPX ; Takano Masaki,JPX ; Hoshino Takeshi,JPX ; Abe Yuhei,JPX ; Itoh Shigeyuki,JPX, Electronic wallet and method for operating the same.

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54. Ijichi Makoto,JPX ; Itoh Shigeyuki,JPX ; Hiroya Masaaki,JPX ; Asao Hiroshi,JPX ; Sato Naomi,JPX ; Yonezawa Kei,JPX, Electronic-money rewarding system for lost and found IC card.

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55. Linehan,Mark Holmes, Enabling use of smart cards by consumer devices for internet commerce.

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56. Pitroda, Satyan G.; Desai, Mehul, Establishing direct, secure transaction channels between a device and a plurality of service providers.

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57. Pitroda, Satyan G.; Desai, Mehul, Establishing direct, secure transaction channels between a device and a plurality of service providers via personalized tokens.

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58. Iwamoto, Neil Y.; Slick, Royce E.; Mazzagatte, Craig; Martinez, Martin, Establishing mutual authentication and secure channels in devices without previous credentials.

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59. Pitroda, Satyan G.; Desai, Mehul, Facilitating a secure transaction over a direct secure transaction channel.

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60. Pitroda, Satyan G.; Desai, Mehul, Facilitating a secure transaction over a direct secure transaction portal.

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61. Pitroda, Satyan G.; Desai, Mehul, Facilitating establishing trust for a conducting direct secure electronic transactions between a user and a financial service providers.

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62. Pitroda, Satyan G.; Desai, Mehul, Facilitating establishing trust for conducting direct secure electronic transactions between a user and airtime service providers.

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63. Pitroda, Satyan G.; Desai, Mehul, Facilitating establishing trust for conducting direct secure electronic transactions between users and service providers via a mobile wallet.

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64. Linehan Mark, Four-party credit/debit payment protocol.

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65. Mansvelt Andre P. (171 ANderson Avenue Northcliff ; Johannesburg ; Transvaal ZAX) Belamant Serge C. P. (55 - 13th Street Parkmore ; Johannesburg ; Transvaal ZAX), Funds transfer system.

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66. Benton William M. (Ft. Lauderdale FL), Funds transfer system using optically coupled, portable modules.

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67. Castellano Michael A., Handheld pressurized hopper gun and method.

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68. Takahira Kenichi (Itami JPX), IC card.

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69. Ohki Masayuki,JPX ; Urushihara Atsuhiko,JPX ; Furuya Jun,JPX ; Itoh Shigeyuki,JPX ; Kitagawa Hiroki,JPX ; Oosawa Takao,JPX, IC card reader/writer and method of operation thereof.

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70. Nakano Harumi (Tokyo JPX), Identification card including switching means for built-in battery.

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71. Dlugos ; Sr. Daniel F. (Huntington CT) Chen Robert (Spring Valley OH), Integrated circuit package label and/or manifest system.

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72. Blinn,Arnold N.; Coco,Joseph N.; Marks,Greg A., Integrating payment accounts and an electronic wallet.

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73. Lee,Byung Gil; Kim,Hyun Gon; Park,Chee Hang, Inter-working method of wireless internet networks (gateways).

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74. Fraser Richard (10 Glen Avon Dr. Riverside CT 06878), Interactive computer system to match buyers and sellers of real estate, businesses and other property using the internet.

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75. Shavit Eyal (New York NY) Teichner Lester (Chicago IL), Interactive market management system.

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76. Fraser Stephen K. ; Adiga Sadashiv ; Payankannur Suresh, Interactive mortgage and loan information and real-time trading system.

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77. Underwood, Roy Aaron, Interfacing servers in a Java based e-commerce architecture.

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78. Davis Virgil M. ; Cutino Suzanne C. ; Berg Michael J. ; Conklin Fredrick Sidney ; Pringle Steven John, Internet payment system using smart card.

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79. Lewis Tony, Key replacement in a public key cryptosystem.

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80. Dykstra Diana R. ; Wade Patricia M., Lender direct credit evaluation and loan processing system.

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81. Brown, Michael Wayne; Lawrence, Kelvin Roderick; Paolini, Michael A., Managing consumer preferences with a portable data processing system.

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82. Pritchard Lawrence E. (2517 Wellington Rd. Cleveland Heights OH 44118), Medical insurance verification and processing system.

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83. Barber William B. (Berea OH) Davis William H. (Fairview Park OH) Rautenkranz Karl (Tucson AZ), Medical payment system.

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84. Walker Jay S. ; Schneier Bruce ; Jorasch James A., Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven cond.

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85. Jordan, Philip Martin; Ng, Keith Steffen; Sanders, Michael John; Stewart, Jerry, Method and apparatus for accessing multidimensional data.

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86. Jones Robert M. (Houston TX) Goetz Charles F. (Marietta GA) Steele Larry L. (Tucker GA), Method and apparatus for automatically determining the approval status of a potential borrower.

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87. Dedrick Rick, Method and apparatus for dynamically customizing electronic information to individual end users.

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88. Rodriguez,Herman; Smith,Newton James, Method and apparatus for encoding transactions for goods and services using an e-receipt.

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89. Shkedy Gary, Method and apparatus for facilitating buyer-driven purchase orders on a commercial network system.

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90. Peitrucha, Jr., Stanislaus; Nenninger, Brian W.; Myers, Kenneth L.; Shedlick, Matthew T.; Radziewicz, Scott L.; Austin, Andre M.; Youm, Julie Hae Jung; Rowan, James R.; Tully, Rick D.; Lucas, Arnaud; Blanchard, Albert J.; Bragg, Robert M.; Gutierrez, Miguel J.; Moskosky, James P.; Meyers, John W., Method and apparatus for facilitating electronic acquisition and maintenance of goods and services via the internet.

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91. Lokken Robert C., Method and apparatus for navigating and displaying data points stored in a multidimensional database.

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92. Weiss Kenneth (7 Park Avenue Newton MA 02158), Method and apparatus for personal identification.

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93. Murcko, Jr., Thomas, Method and apparatus for post-transaction pricing system.

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94. Walker, Jay S.; Tedesco, Daniel E.; Tulley, Stephen C.; Packes, Jr., John M.; O'Shea, Deirdre; Bemer, Keith; Jorasch, James A.; Alderucci, Dean P., Method and apparatus for providing cross-benefits based on a customer activity.

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95. Bouricius Willard G. (Katonah NY) Stuckert Paul E. (Katonah NY), Method and apparatus for secure message transmission for use in electronic funds transfer systems.

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96. Brunsting, Carole A.; Lurix, Jr., Paul L., Method and apparatus for secure vendor access to accounts payable information over the internet.

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97. Himmel, Maria Azua; Rodriguez, Herman, Method and apparatus for using electronic documents within a smart phone.

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98. Douglas Lebda ; Richard Stiegler, Method and computer network for co-ordinating a loan over the internet.

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99. Eisele Raymund H. (Bad Vilbel DEX), Method and device for making an electronic authentication.

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100. Hennige Hartmut (23 Packman Lane ; Home Green Kirk Ella Hull HU10 7TH N. Humberside GB3), Method and device for simplifying the use of a plurality of credit cards, or the like.

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101. Paltenghe,Cris T.; Mamdani,Alnoor B.; Takata,Melvin M.; Huddleston,Gregory Lee, Method and system for anonymizing purchase data.

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102. Heiden, Richard W., Method and system for authenticating a network user.

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103. Gilmour David L. ; Wang Hua-Wen, Method and system for constructing a knowledge profile of a user having unrestricted and restricted access portions according to respective levels of confidence of content of the portions.

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104. Lamm David, Method and system for electronically presenting and paying bills.

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105. German,Dan A.; Morea,Dominic John; Tsuei,Henry T.; Duncan,John; Golub,Matt, Method and system for facilitating financial transactions between consumers over the internet.

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106. Anderson Michael W. ; Hargreaves David ; Hoellig Susan M. ; Johnson Drew S. ; Mischel Blaine D., Method and system for gathering and analyzing consumer purchasing information based on product and consumer clustering.

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107. Robertson, James A.; Greene, William S.; Wille, Andrew N., Method and system for implementing a databus in a global ecosystem of interrelated services.

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108. Pitroda,Satyan G., Method and system for managing user activities and information using a customized computer interface.

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109. Tracy William X. ; Roslak Thomas K. ; Murrah Judith ; Riso Francis ; Beach Robert ; Sandler Robert ; Klein John, Method and system for presenting item information using a portable data terminal.

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110. Davidson David Edward (44 Whisper Dr. Worcester MA 01609), Method and system for processing loan.

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111. Sixtus Timothy, Method and system for secure online transaction processing.

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112. Barakat Simon (Andresy FRX), Method and system for suthenticating electronic memory cards.

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113. Jones Robert Mebane ; Goetz Charles Frederick, Method for automatically determining the approval status of a potential borrower.

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114. Nelson, Lester D., Method for generating conversation utterances to a remote listener in response to a quiet selection.

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115. Ritter, Rudolf; Lauper, Eric, Method for loading data onto chip cards and devices adapted thereto.

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116. Marc A. Messner, Method for marketing and redeeming vouchers for use in online purchases.

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117. Ran, Assaf, Method for matching vendors with consumers.

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118. Barkan Mordhay,ILX, Method for safe communications.

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119. Petri Heinonen FI; Mikko Terho FI; Matti Marttila FI; Markku Rautiola FI, Method for using applications in a mobile station, a mobile station, and a system for effecting payments.

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120. Salimando Steven Charles ; Youn Sunny M., Method of electronic bidding over networks through data tagging and data scanning.

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121. Low Colin,GBX ; Seaborne Andrew Franklin,GBX ; Bouthors Nicolas,FRX ; Beyschlag Ulf,FRX ; Raguideau Nicolas,FRX, Method of making available content resources to users of a telephone network.

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122. Vermeulen, Christophe Daniel Ghislain, Method to provide information in an internet telecommunication network.

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123. Harrison, Allen Ray; Oney, Bruce Alan; Challappa, Murli; White, James H., Method, apparatus and system for providing product advisory information for a web-based sales application.

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124. Porat,Marc; Surace,Kevin J.; Milgrom,Paul, Method, system and business model for a buyer's auction with near perfect information using the internet.

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125. Bishop,Fred Alan; Glazer,Elliot Harold; Gorgol,Zygmunt Steven; Hohle,William G.; Johnson,Michael G.; Johnstone,David E; Lake,Walter Donald; Royer,Coby; Simkin,Marvin; Swift,Nick; White,Dirk B; Bennett,Russell, Methods and apparatus for conducting electronic transactions.

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126. Chasko, Stephen J., Methods and apparatus for creating and storing secure customer receipts on smart cards.

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127. Forslund Par,SEX ; Beckman Hans,SEX, Methods and arrangements for a smart card wallet and uses thereof.

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128. Benton William M. (Rte. 1 ; Box 191 Middleburg VA 22117), Modular funds transfer system.

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129. Owen,William N.; Shoemaker,Eric, Multi-factor authentication system.

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130. Korman Bruce R. ; Bergman Darryl Jesse, Multi-transactional architecture.

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131. Yoshimatsu Kenzo (Kawasaki JPX), Multi-use portable electronic device.

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132. Dethloff Juergen (Hamburg DEX) Hinneberg Christian (Hamburg DEX), Multi-user card system.

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133. Payne Andrew C. ; Stewart Lawrence C. ; Mackie David J., Network sales system.

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134. Yamaguchi Atsuo (Itami JPX), Non-contact IC card.

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135. Kung Kenneth C. (Cerritos CA), One-time logon means and methods for distributed computing systems.

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136. Northington Cathy C. ; Goodson Louis J., Open-architecture system for real-time consolidation of information from multiple financial systems.

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137. Meche Paul S. (Richardson TX) Vaisanen Ahti (Del Mar CA), Over the air locking of user identity modules for mobile telephones.

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138. Schrader Joseph A. ; Bhatt Patanjali ; Altekruse Charles A., Personal online banking with integrated online statement and checkbook user interface.

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139. Pitroda, Satyan G.; Patel, Merul, Point of sale adapter for electronic transaction device.

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140. Pitroda, Satyan G.; Patel, Merul, Point of sale and display adapter for electronic transaction device.

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141. Spodak, Douglas; Fridman, Ron, Portable E-wallet and universal card.

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142. Ozaki, Toru; Mizutani, Masami; Sasaki, Shigeru, Portable communication device and system using the portable communication device and attachment for a portable communication device.

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143. Tamada Masuo (Yokohama JPX) Tanaka Tsutomu (Tokyo JPX) Matsuoka Hideo (Yokohama JPX), Portable electronic apparatus capable of confirming validity of transaction data.

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144. Iijima Yasuo (Yokohama JPX), Portable electronic apparatus with data remaining counter.

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145. Iijima Yasuo (Baba JPX), Portable electronic device.

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146. Yves Audebert (Croissy Sur Seine FRX) Achille Delahye (Fontenay Sous Bois FRX), Portable electronic device for use in conjunction with a screen.

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147. Nara Seietsu (Yokohama JPX), Portable electronic device having a memory with restricted access in off-line modes.

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148. Naruse Kazuaki (Kanagawa JPX) Matsuoka Hideo (Kanagawa JPX), Portable electronic medium.

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149. Dreifus Henry N. (Narberth PA), Portable electronic transaction device and system therefor.

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150. Maes Stephane Herman ; Sedivy Jan,CSX, Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security.

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151. Hasegawa Haruyoshi (Kawasaki JPX), Portable information record medium having liquid crystal and photoconductive layers.

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152. Hale William J. (Dayton OH) Horst William R. (Dayton OH) Riley Ellen P. (Centerville OH), Portable personal terminal for use in a system for handling transactions.

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153. Mullins Joseph M. ; Mills ; Jr. Donald W., Prepayment wristband and computer debit system.

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154. Wynn Sol H., Programmable multiple company credit card system.

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155. Wallerstein Robert S., Programmable transaction card.

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156. Baentsch Michael,CHX, Protection of sensitive information contained in integrated circuit cards.

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157. Sandberg-Diment Erik, Providing verification information for a transaction.

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158. Cunningham Gordon Cotter, Real-time financial card application system.

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159. Wilf Saar,ILX ; Ruvio Guy,ILX, Retail method over a wide area network.

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160. Johnson,Lance; Buckley,Brian; Kocher,Paul C.; Meffert,Peter, Routing methods and systems for increasing payment transaction volume and profitability.

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161. Kley,Victor B., Scalable transaction system for a network environment.

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162. Masada Shigeo (Itami JPX), Secret information preserving system for a multiple issuer IC card.

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163. Herz, Frederick S. M.; Labys, Walter Paul; Parkes, David C.; Kannan, Sampath; Eisner, Jason M., Secure data interchange.

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164. Claus David Michael, Secure money transfer techniques using hierarchical arrangement of smart cards.

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165. Claus David M. (Indianapolis IN), Secure money transfer techniques using smart cards.

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166. Liu, Gary G.; Cook, David P., Secure transmission system.

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167. Pitroda, Satyan G.; Desai, Mehul, Securing a driver license service electronic transaction via a three-dimensional electronic transaction authentication protocol.

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168. Ganesan, Ravi; Hobday, Kenneth; Lewis, Matt, Securing electronic transactions over public networks.

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169. Korshun Yvan,UAX, Security device for controlling the access to a personal computer or to a computer terminal.

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170. Ikudome Koichiro, Security system for internet provider transaction.

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171. Haraguchi Kaoru (Kyoto JPX), Signature identification system.

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172. Muftic Sead,SEX, Smart token system for secure electronic transactions and identification.

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173. Blandina,Michael; Berry,Robert; Belczynski,Mari, Stored value transaction system including an integrated database server.

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174. Mandler Maria M. ; McLaughlin Ann P. ; Battenfelder Robert R. ; Rouen James E. ; Orbach Levi Y. ; Benson Carol ; Engber Marjorie ; Nevens James E. ; Krajewski William Joseph ; Moody Carol A. Baldwin , System and method for a risk-based purchase of goods.

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175. Thomas Michael W. ; Allard James E. ; Howard Michael ; Chung Sophia ; Ferroni Cameron ; Henbenthal Douglas C. ; Ludeman John ; Stebbens Kim ; Sanders ; II Henry L. ; Treadwell ; III David R., System and method for administering a meta database as an integral component of an information server.

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176. Dworkin Ross E. (Parkside PA), System and method for automated selection of equipment for purchase through input of user desired specifications.

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177. Rosen Sholom S. (New York NY), System and method for commercial payments using trusted agents.

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178. Dennis,Charles L., System and method for controlling financial transactions over a wireless network.

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179. Merrien, Lionel; Carrara, Jean-Louis; Bebic, Youri; Miller, Paul, System and method for creating a trusted network capable of facilitating secure open network transactions using batch credentials.

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180. Riggins,Mark D., System and method for enabling secure access to services in a computer network.

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181. Dunn,Melanie; Hobbs,Chris; Menichilli,Julie; Rances,Mary, System and method for facilitating a subsidiary card account with controlled spending capability.

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182. Riggins Mark D., System and method for installing and using a temporary certificate at a remote site.

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183. Bensoussan, Pierre; De Jaegere, Antoine, System and method for instant consolidation, enrichment, delegation and reporting in a multidimensional database.

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184. Landry George W., System and method for paying bills and other obligations including selective payor and payee controls.

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185. Bertina Johannes Marinus George,AUX ; Oliver Quentin Rees,AUX, System and method for performing transactions and an intelligent device therefor.

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186. Teper Jeffrey A. ; Koneru Sudheer ; Mangione Gordon ; Balaz Rudolph ; Contorer Aaron M. ; Chao Lucy, System and method for providing trusted brokering services over a distributed network.

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187. Eschelbeck, Gerhard; Villa, Andrea, System and method for providing trustworthy network security concern communication in an active security management environment.

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188. Norris Jeffrey A., System and method for real time loan approval.

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189. Abel William D. ; Cali Thomas D., System and method for routing data and communications.

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190. Myles P. Suer ; David Sommers ; Howard Stanley, System and method for the electronic storage and transmission of financial transactions.

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191. Macklin, Lee; Pinsky, Maria; Kraemer, Jessica, System and method for using a multiple-use credit card.

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192. Freund Gregor, System and methodology for managing internet access on a per application basis for client computers connected to the int.

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193. Pitroda, Satyan G., System and methods for servicing electronic transactions.

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194. Pitroda,Satyan G., System and methods for servicing electronic transactions.

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195. Staib, William E.; Blodgett, Dean Scott, System for collaborative internet competitive sales analysis.

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196. Hale William J. (Dayton OH) Horst William R. (Dayton OH) Creech ; Jr. Arthur R. (Bellbrook OH), System for handling transactions including a portable personal terminal.

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197. Diana, Marc; Pettersen, Per, System for implementing automated open market auctioning of leads.

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198. Parienti Raoul (107 ; avenue Leon-Beranger Saint-Laurent-du-Var FRX F06700), System for inputting, processing and transmitting information and data.

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199. Conklin Jeffrey ; Foucher David ; Foucher Daniel, System for interative, multivariate negotiations over a network.

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200. Kerkdijk,Hendrikus, System for secure transactions.

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201. Larche Kimberly ; Taeuber Clemens, System for selecting liability products and preparing applications therefor.

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202. Williams Humphrey ; Hughes Kevin ; Parmar Bipinkumar G., System, method and article of manufacture for network electronic authorization utilizing an authorization instrument.

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203. Katiyar,Dinesh; Belani,Eshwar; Singh,Ujjwal; Chan,Su, System, method, and code for providing promotions in a network environment.

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204. Ginter Karl L. ; Shear Victor H. ; Spahn Francis J. ; Van Wie David M., Systems and methods for secure transaction management and electronic rights protection.

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205. Cheng,Ray C. H.; Van Oorschot,Paul C.; Hillier,Stephen William, Systems and methods providing interactions between multiple servers and an end use device.

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206. Masayuki Ohki JP; Atsuhiko Urushibara JP; Jun Furuya JP; Shigeyuki Ito JP; Hiroki Kitagawa JP; Takao Oosawa JP, Telephone used for electronic money card transaction and method of operation of the same.

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207. Abe Yuhei,JPX ; Urushihara Atsuhiko,JPX ; Ohki Masayuki,JPX ; Ito Shigeyuki,JPX, Terminal for portable IC card.

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208. Nishi Yoshio (Kanagawa JPX) Yasuda Akio (Tokyo JPX) Kashima Tsunehiro (Tokyo JPX) Hori Takeshi (Kanagawa JPX) Higuchi Shigetaka (Tochigi JPX) Shimizu Hidetoshi (Saitama JPX), Thin electronic device having an integrated circuit chip and a power battery and a method for producing same.

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209. Cook, David P.; Liu, Gary G., Transaction authorization system.

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210. Benton William M. (2888 NE. 25th Ct. Fort Lauderdale FL 33305), Transaction verification system using optical coupling data communication link.

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211. Pitroda, Satyan G.; Desai, Mehul, Transferring account information or cash value between an electronic transaction device and a service provider based on establishing trust with a transaction service provider.

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212. Sehr Richard P., Travel system and methods utilizing multi-application passenger cards.

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213. Pitroda Satyan G. (1480 Golden Bell Ct. Downers Grove IL 60515), Universal electronic transaction card including receipt storage and system and methods of conducting electronic transact.

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214. Pitroda, Satyan G.; Desai, Mehul, Using confidential information to prepare a request and to suggest offers without revealing confidential information.

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215. Shiigi, Daisuke; Kurita, Taro; Takemura, Toshiharu; Ota, Toyokazu; Nakatsugawa, Yasumasa, Value information transfer system and value information transfer method.

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216. Dahod, Shabbir M.; Gurwitz, Robert F.; Marcuvitz, Andrew; Olsen, Allen E.; Spellman, Peter J., Web-based system for connecting buyers and sellers.

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217. Joseph C. Kawan, Wireless transaction and information system.

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218. Labrou, Yannis; Ji, Lusheng; Agre, Jonathan Russell; Molina Terriza, Jesus; Chen, Wei-lun, Wireless wallet.

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219. DeFrancesco, Jr., James R.; Fingerhuth, Amy; Freiman, Scott; Rusk, Geoffrey; Terpening, Steven, Workflow management system for an automated credit application system.

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