본 논문은 중국 P2P 플랫폼을 기초로 중국 P2P 업계의 발전 단계, 운영방식 그리고 거래수량 차입액, 수익률과 차입기간 등의 데이터를 분석하여 중국 P2P 사업의 실패 원인을 리스크 관리 차원에서 분석하고자 한다. 또한 미국과 한국의 P2P 사업을 비교 분석하여 P2P 리스크 관리에 관한 방안을 제시하고자 한다....
본 논문은 중국 P2P 플랫폼을 기초로 중국 P2P 업계의 발전 단계, 운영방식 그리고 거래수량 차입액, 수익률과 차입기간 등의 데이터를 분석하여 중국 P2P 사업의 실패 원인을 리스크 관리 차원에서 분석하고자 한다. 또한 미국과 한국의 P2P 사업을 비교 분석하여 P2P 리스크 관리에 관한 방안을 제시하고자 한다.
본 논문은 중국 P2P 플랫폼을 기초로 중국 P2P 업계의 발전 단계, 운영방식 그리고 거래수량 차입액, 수익률과 차입기간 등의 데이터를 분석하여 중국 P2P 사업의 실패 원인을 리스크 관리 차원에서 분석하고자 한다. 또한 미국과 한국의 P2P 사업을 비교 분석하여 P2P 리스크 관리에 관한 방안을 제시하고자 한다.
With the development of the Internet economy and the advent of the era of big data, the emerging P2P network lending business provides small and micro enterprises and individuals with other financing options besides the original traditional financial institutions. P2P network lending refers to t...
With the development of the Internet economy and the advent of the era of big data, the emerging P2P network lending business provides small and micro enterprises and individuals with other financing options besides the original traditional financial institutions. P2P network lending refers to the way of lending between individuals or between individuals and enterprises through online platforms. Relying on Internet technology, the UK established the world's first P2P platform company ZOPA in 2005. China established the first P2P platform in 2007, and China's P2P business developed very fast in 2013. The P2P platform provides convenience based on Internet technology. In addition, because the borrowing conditions of the traditional financial industry are relatively harsh, and the interest rates of personal loan companies are very high, many P2P platforms have been chosen. However, due to the imperfect legal system and trust process in China, many problems have arisen in China's P2P platform business. In 2018, the Chinese regulatory authorities strengthened their supervision of the P2P industry and introduced various measures, but in the end, it is difficult to escape the fate of finally withdrawing from the Chinese market in 2020. The P2P market in the United States and South Korea continues to grow. The United States not only has a better Internet financial system than China, but also has a very standardized system for the P2P industry. South Korea’s Internet has a long history of development, with a relatively high level of technology, and the Internet economy is also developing continuously. Moreover, it belongs to the same Asian country as China and can carry out close economic exchanges with China. Although China's P2P industry has failed, the reasons for the failure can not only make up for the shortcomings; taking the US and South Korea's P2P business as a lesson for development, it is expected to reasonably avoid the risks that may arise in the development of China's Internet economy. Based on China's P2P platform, this paper will analyze the development stage, operation mode, transaction volume, yield, and loan amount of China's P2P industry, and look for the reasons for the failure of China's P2P from the risk level. It also compares and analyzes the P2P business in the United States and South Korea, in order to propose relevant P2P risk management plans.
With the development of the Internet economy and the advent of the era of big data, the emerging P2P network lending business provides small and micro enterprises and individuals with other financing options besides the original traditional financial institutions. P2P network lending refers to the way of lending between individuals or between individuals and enterprises through online platforms. Relying on Internet technology, the UK established the world's first P2P platform company ZOPA in 2005. China established the first P2P platform in 2007, and China's P2P business developed very fast in 2013. The P2P platform provides convenience based on Internet technology. In addition, because the borrowing conditions of the traditional financial industry are relatively harsh, and the interest rates of personal loan companies are very high, many P2P platforms have been chosen. However, due to the imperfect legal system and trust process in China, many problems have arisen in China's P2P platform business. In 2018, the Chinese regulatory authorities strengthened their supervision of the P2P industry and introduced various measures, but in the end, it is difficult to escape the fate of finally withdrawing from the Chinese market in 2020. The P2P market in the United States and South Korea continues to grow. The United States not only has a better Internet financial system than China, but also has a very standardized system for the P2P industry. South Korea’s Internet has a long history of development, with a relatively high level of technology, and the Internet economy is also developing continuously. Moreover, it belongs to the same Asian country as China and can carry out close economic exchanges with China. Although China's P2P industry has failed, the reasons for the failure can not only make up for the shortcomings; taking the US and South Korea's P2P business as a lesson for development, it is expected to reasonably avoid the risks that may arise in the development of China's Internet economy. Based on China's P2P platform, this paper will analyze the development stage, operation mode, transaction volume, yield, and loan amount of China's P2P industry, and look for the reasons for the failure of China's P2P from the risk level. It also compares and analyzes the P2P business in the United States and South Korea, in order to propose relevant P2P risk management plans.
AI-Helper
※ AI-Helper는 부적절한 답변을 할 수 있습니다.