로그인시 본인확인과정이 필요할 수 있습니다.
다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
NTIS 바로가기
다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
DataON 바로가기
다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Edison 바로가기
다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Kafe 바로가기
| 국가/구분 | United States(US) Patent 등록 |
|---|---|
| 국제특허분류(IPC7판) |
|
| 출원번호 | US-0510446 (1990-04-18) |
| 발명자 / 주소 |
|
| 인용정보 | 피인용 횟수 : 452 인용 특허 : 0 |
A centralized system of accumulating cash value for consumers based upon point-of-sale transactions with multiple merchants is disclosed wherein for each transaction, the consumer\s account number (such as the Social Security number) and birthdate are transmitted to a central system along with data
A centralized system of accumulating cash value for consumers based upon point-of-sale transactions with multiple merchants is disclosed wherein for each transaction, the consumer\s account number (such as the Social Security number) and birthdate are transmitted to a central system along with data identifying the merchant and a credit value for the transaction. The credit value may be based upon predetermined incentives associated with the transaction such as coupons, rebates or discounts, and/or upon a credit rate determined by the merchant applied to the amount of the transaction. At the central location, a cash value for that consumer is incremented by the credit value and a bill value for that merchant is similarly incremented. Periodically, the merchants are billed for the accumulated bill value or credited for any third party incentive amounts confirmed at the central location. Also, at selected intervals, consumers are given access to their respective accumulated cash values by either a check in that amount or through a funds dispensing electronic terminal access or the like. Preferably, the intervals are selected to correspond to birthdates of the consumers.
A method of consumer cash value accumulation based upon point-of-sale transactions between consumers and merchants, the method comprising: at the point-of-sale, obtaining from the consumer an account number unique to the consumer and the consumer\s birthdate; at a merchant location, determining a cr
A method of consumer cash value accumulation based upon point-of-sale transactions between consumers and merchants, the method comprising: at the point-of-sale, obtaining from the consumer an account number unique to the consumer and the consumer\s birthdate; at a merchant location, determining a credit value for the transaction; providing to a central system for each transaction, the consumer\s account number and birthdate, and the credit value; for each transaction, accumulating, at the central system, cash value in a consumer account associated with that consumer\s account number and birthdate by adding the credit value to the cash value in that consumer account; and selecting at least one birthdate and providing for each consumer account associated with that birthdate access to funds in an amount based upon the cash value in that consumer account.
Copyright KISTI. All Rights Reserved.
※ AI-Helper는 부적절한 답변을 할 수 있습니다.