최소 단어 이상 선택하여야 합니다.
최대 10 단어까지만 선택 가능합니다.
다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
NTIS 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
DataON 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Edison 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Kafe 바로가기국가/구분 | United States(US) Patent 등록 |
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국제특허분류(IPC7판) |
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출원번호 | US-0611933 (1990-11-09) |
발명자 / 주소 |
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출원인 / 주소 |
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인용정보 | 피인용 횟수 : 309 인용 특허 : 0 |
A transaction approval system (10) is disclosed which includes various enhancements to existing systems. For example, the transaction limit (30) stored in the terminal can by dynamically adjusted to vary the level of risk at the terminal to be closer to the desired level of risk. The terminal will a
A transaction approval system (10) is disclosed which includes various enhancements to existing systems. For example, the transaction limit (30) stored in the terminal can by dynamically adjusted to vary the level of risk at the terminal to be closer to the desired level of risk. The terminal will also generate and store a list of account numbers (44,46) which might be invalid and should provode an on-line request for authorization.
A system for authorizing transactions comprising: terminal means including a storage means, said terminal means functioning to authorize certain of said transactions based on criteria maintained in said storage means, said criteria including a transaction limit which is compared to the transaction a
A system for authorizing transactions comprising: terminal means including a storage means, said terminal means functioning to authorize certain of said transactions based on criteria maintained in said storage means, said criteria including a transaction limit which is compared to the transaction amount by said terminal means, and said storage means further maintaining a record of the transactions handled by said terminal means; means associated with said terminal means for periodically transmitting and receiving information including said transaction records; and central processor means located remote from said terminal means for receiving and analyzing said transaction records and calculating a level of risk associated with said transaction records, said level of risk calculated over two time intervals of differing length to determine if the transaction limit should be changed; and if said level of risk varies from a desired level of risk, supplying said terminal means with different criteria based on a new transaction limit for authorizing transactions, said different criteria being selected to adjust the level of risk to be closer to the desired level of risk.
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