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Transaction approval system 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-015/21
출원번호 US-0611933 (1990-11-09)
발명자 / 주소
  • Adams Carl A. (San Francisco CA)
출원인 / 주소
  • Visa International Service Association (San Mateo CA 02)
인용정보 피인용 횟수 : 309  인용 특허 : 0

초록

A transaction approval system (10) is disclosed which includes various enhancements to existing systems. For example, the transaction limit (30) stored in the terminal can by dynamically adjusted to vary the level of risk at the terminal to be closer to the desired level of risk. The terminal will a

대표청구항

A system for authorizing transactions comprising: terminal means including a storage means, said terminal means functioning to authorize certain of said transactions based on criteria maintained in said storage means, said criteria including a transaction limit which is compared to the transaction a

이 특허를 인용한 특허 (309)

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  204. Hogg, Jason J.; Graf, Patrick, System and method for immediate issuance of transaction cards.
  205. Hogg, Jason J.; Graf, Patrick, System and method for immediate issuance of transaction cards.
  206. Breslin, Jodi; Borgia, Evelyn; de Gottal, Graham, System and method for managing risks associated with outside service providers.
  207. Petite, Thomas D.; Huff, Richard; Aldoretta, David P.; Stevens, Candida, System and method for monitoring remote devices with a dual-mode wireless communication protocol.
  208. Petite, Thomas David; Huff, Richard M; Aldoretta, David P; Stevens, Candida, System and method for monitoring remote devices with a dual-mode wireless communication protocol.
  209. Hogg, Jason J.; Graf, Patrick, System and method for new execution and management of financial and data transactions.
  210. Hogg, Jason J.; Graf, Patrick, System and method for new execution and management of financial and data transactions.
  211. Das, Jayanta, System and method for offering risk-based interest rates in a credit instrument.
  212. Das, Jayanta, System and method for offering risk-based interest rates in a credit instutment.
  213. Walker, Jay S.; Jorasch, James A.; Jindal, Sanjay K., System and method for performing lottery ticket transactions utilizing point-of-sale terminals.
  214. Walker, Jay S.; Jorasch, James A.; Jindal, Sanjay K., System and method for performing lottery ticket transactions utilizing point-of-sale terminals.
  215. Walker, Jay S.; Jorasch, James A.; Jindal, Sanjay K., System and method for performing lottery ticket transactions utilizing point-of-sale terminals.
  216. Walker,Jay S.; Jorasch,James A.; Jindal,Sanjay K., System and method for performing lottery ticket transactions utilizing point-of-sale terminals.
  217. Walker,Jay S.; Jorasch,James A.; Jindal,Sanjay K., System and method for performing lottery ticket transactions utilizing point-of-sale terminals.
  218. Sorem, Steve, System and method for processing transactions.
  219. Harris Jeffrey ; Kirschner Douglas ; Purdy James, System and method for providing a discount credit transaction network.
  220. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  221. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  222. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  223. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  224. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  225. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  226. Hamilton, Stacy M.; Rossiter, Janet L., System and method for providing promotional pricing.
  227. Petite, Thomas David, System and method for transmitting an emergency message over an integrated wireless network.
  228. Petite, Thomas David, System and method for transmitting an emergency message over an integrated wireless network.
  229. Petite, Thomas David, System and method for transmitting an emergency message over an integrated wireless network.
  230. Petite, Thomas D., System and method for transmitting pollution information over an integrated wireless network.
  231. Petite, Thomas D., System and method for transmitting pollution information over an integrated wireless network.
  232. Petite, Thomas David, System and method for transmitting pollution information over an integrated wireless network.
  233. Petite,Thomas D., System and method for transmitting pollution information over an integrated wireless network.
  234. Hogg, Jason J.; Graf, Patrick, System and method for user selection of fraud detection rules.
  235. Carlson, Mark; Keshan, Surendra; Faith, Patrick L., System and method utilizing device information.
  236. Freund, Peter C., System and process for performing purchase transactions using tokens.
  237. Kemper, Lynn; Vij, Akshey Shawn; O'Connell, Robin, System for personal authorization control for card transactions.
  238. Kemper, Lynn; Vij, Akshey Shawn; O'Connell, Robin, System for personal authorization control for card transactions.
  239. Kemper,Lynn; Vij,Akshey "Shawn"; O'Connell,Robin, System for personal authorization control for card transactions.
  240. Kemper,Lynn; Vij,Akshey Shawn; O'Connell,Robin, System for personal authorization control for card transactions.
  241. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
  242. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
  243. Walker, Jay S.; Bemer, Keith; Palmer, Timothy A.; Sammon, Russell P., System to provide price adjustments based on indicated product interest.
  244. Walker, Jay S.; Bemer, Keith; Sammon, Russell P.; Palmer, Timothy A., System to provide price adjustments based on indicated product interest.
  245. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  246. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  247. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  248. Schwartz, Jr.,William S., Systems and method for risk triggering values.
  249. Lawrence, David; Nitze, Peter; MacDonald, Alasdair, Systems and methods for automated political risk management.
  250. Petite, Thomas D., Systems and methods for controlling communication between a host computer and communication devices.
  251. Petite, Thomas David, Systems and methods for controlling communication between a host computer and communication devices.
  252. Petite, Thomas David, Systems and methods for controlling communication between a host computer and communication devices.
  253. Petite,Thomas D.; Davis,James, Systems and methods for enabling a mobile user to notify an automated monitoring system of an emergency situation.
  254. Brownrigg, Edwin B., Systems and methods for facilitating wireless network communication, satellite-based wireless network systems, and aircraft-based wireless network systems, and related methods.
  255. Brownrigg, Edwin B., Systems and methods for facilitating wireless network communication, satellite-based wireless network systems, and aircraft-based wireless network systems, and related methods.
  256. Lawrence, David; Nitze, Peter; MacDonald, Alasdair, Systems and methods for managing information associated with legal, compliance and regulatory risk.
  257. Lawrence, David; Nitze, Peter; MacDonald, Alasdair, Systems and methods for managing information associated with legal, compliance and regulatory risk.
  258. Petite, Thomas D., Systems and methods for monitoring and controlling remote devices.
  259. Petite, Thomas D., Systems and methods for monitoring and controlling remote devices.
  260. Petite, Thomas David, Systems and methods for monitoring and controlling remote devices.
  261. Petite, Thomas David; Huff, Richard M, Systems and methods for monitoring and controlling remote devices.
  262. Petite, Thomas David; Huff, Richard M., Systems and methods for monitoring and controlling remote devices.
  263. Petite, Thomas D., Systems and methods for monitoring conditions.
  264. Petite, Thomas D., Systems and methods for monitoring conditions.
  265. Petite, Thomas David, Systems and methods for monitoring conditions.
  266. Petite, Thomas David; Huff, Richard M, Systems and methods for monitoring vehicle parking.
  267. Petite, Thomas David, Systems and methods for providing emergency messages to a mobile device.
  268. Petite, Thomas David, Systems and methods for providing emergency messages to a mobile device.
  269. Kight, Peter J.; Johnson, Mark A.; Christenson, Tamara K.; Lach, Regina; Pointer, Philip; Cook, Kenneth, Systems and methods for risk based determination of a form for crediting a payee on behalf of a payer.
  270. Bishop, Fred; Eldridge, Eric James; Schwarz, Jr., William S., Systems and methods for risk triggering values.
  271. Bishop, Fred; Eldridge, Eric James; Schwarz, Jr., William S., Systems and methods for risk triggering values.
  272. Bishop, Fred; Eldridge, Eric James; Schwarz, Jr., William S., Systems and methods for risk triggering values.
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  278. Carlson, Mark; Keshan, Surendra; Faith, Patrick, Systems and methods for secure and transparent cardless transactions.
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  280. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
  281. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
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  283. Hoffman,Ned, Tokenless identification system for authorization of electronic transactions and electronic transmissions.
  284. Banaugh, Michelle; Knowlton, Timothy R.; Wood, George L., Transaction ID system and process.
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  286. Field, Manning R.; Reinhard, Walter Brent, Transaction device.
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  294. Templeton Randy Joe (Bellaire TX) Gulden Gerald (Houston TX), Transaction system with on/off line risk assessment.
  295. Petite,Thomas D., Transmitter for accessing automated financial transaction machines.
  296. Katzin, Edward; Hua, Julian; Storey, Gregory Kenneth; Mori, Michael; Shrivastava, Abhinav; Bhargava, Amit; Beck, Andrew; Hammad, Ayman; Pfisterer, Ben; Salmon, Diane; Karpenko, Igor; Schulz, Jennifer; Gavrilov, Miroslav; Ciurea, Peter; Faith, Patrick; Kumnick, Phillip; Chatterjee, Saurav; Badea, Sebastian; Li, Shaw; Jha, Shipra; Pourfallah, Stacy; French, Susan; Theurer, Tenni; Harris, Theodore; Purves, Thomas; Pandey, Vanita; Graham, Victoria; Hariramani, Prakash, Universal electronic payment apparatuses, methods and systems.
  297. DeLoach, John Mark, Universal payment protection.
  298. DeLoach, John Mark, Universal payment protection.
  299. DeLoach, John Mark, Universal payment protection.
  300. Gune, Prasad; Deighton, Anthony; Chen, Mingte; Kuo, Richard; Walcott, Wister, User interface for processing requests for approval.
  301. Simons, Paul, Variable rate payment card.
  302. Walker, Jay S.; Tedesco, Daniel E.; Van Luchene, Andrew S.; Bemer, Keith, Vending machine system and method for encouraging the purchase of profitable items.
  303. Walker,Jay S.; Tedesco,Daniel E.; Van Luchene,Andrew S.; Bemer,Keith, Vending machine system and method for encouraging the purchase of profitable items.
  304. Petite,Thomas D., Wireless communication networks for providing remote monitoring of devices.
  305. Petite, David, Wireless network protocol system and methods.
  306. Petite, David, Wireless network protocol systems and methods.
  307. Brownrigg, Edwin B.; Wilson, Thomas W., Wireless network system and method for providing same.
  308. Brownrigg, Edwin B.; Wilson, Thomas W., Wireless network system and method for providing same.
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