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| 국가/구분 | United States(US) Patent 등록 |
|---|---|
| 국제특허분류(IPC7판) |
|
| 출원번호 | US-0868167 (1992-04-14) |
| 발명자 / 주소 |
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| 출원인 / 주소 |
|
| 인용정보 | 피인용 횟수 : 460 인용 특허 : 0 |
A security apparatus receives a biometric input from a user, which then is compared to a template to determine a correlation factor. The correlation factor, a fixed code and either a time-varying code or a challenge code then are combined to generate a token. The token is displayed to the user, who
A security apparatus receives a biometric input from a user, which then is compared to a template to determine a correlation factor. The correlation factor, a fixed code and either a time-varying code or a challenge code then are combined to generate a token. The token is displayed to the user, who then enters the token at an access device. The access device is coupled to a secure host system. The access device forwards the token to the host, which processes the token to determine whether access is permitted. In one embodiment, the host is an electronic banking system. If access to such system is permitted the user is allowed to perform an electronic funds transfer. The security apparatus in one embodiment is an integrated circuit card. Each apparatus includes a sensor for detecting the holder\s biometric information (i.e., voice, signature, fingerprint), along with a processor and display. The processor generates the token which then is displayed to the holder.
A user verification apparatus for use in verifying the identify of a user of a remote host system as that of an authorized user, comprising: (a) means for receiving biometric information from the user; (b) memory means for storing acceptance threshold level data along with previously obtained biomet
A user verification apparatus for use in verifying the identify of a user of a remote host system as that of an authorized user, comprising: (a) means for receiving biometric information from the user; (b) memory means for storing acceptance threshold level data along with previously obtained biometric information of the authorized user and a fixed code; (c) comparison means for comparing said biometric information from the user with said previously obtained biometric information and for generating a correlation factor; (d) signal generating means for comparing said correlation factor with said acceptance threshold level data to generate a transmittable code, including an authentication code; and (e) transmission means for receiving said transmittable code from said signal generating means and for transmitting said transmittable code, including said authentication code, to the host system for a determination by the host system of whether to grant to the user access to the host system.
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