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Electronic check presentment system having a return item notification system incorporated therein 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-015/30
출원번호 US-0023364 (1993-02-26)
발명자 / 주소
  • Josephson Stanley M. (Dallas TX) Kopesec Michael F. (Grapevine TX) Royal P. Darrell (Dallas TX) Stephens Thomas S. (Addison TX) Thompson Mitchell D. (Dallas TX)
출원인 / 주소
  • J. D. Carreker & Associates, Inc. (Dallas TX 02)
인용정보 피인용 횟수 : 221  인용 특허 : 0

초록 ▼

An Improved Electronic Check Presentment System Having a Return Item Notification System Incorporated Therein provides banks with a fully automated capability to receive early notification of checks that it previously presented to a payor bank and that have subsequently been identified by the payor

대표청구항 ▼

For use by a presenting bank and a payor bank having check presentment systems between which check-related data may be electronically transmitted, an accelerated method of clearing checks drawn on the payor bank and received by the presenting bank for payment, said method comprising the steps of: el

이 특허를 인용한 특허 (221)

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  139. Brown, Karen Lavern; Manarky, Lisa Kim, System and method for electronic bill pay and presentment.
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  153. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
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  156. Taylor, Robert Cameron; Pilarcik, Jeffrey J.; Ley, Paula M., System and method for granting promotional rewards to both customers and non-customers.
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  159. Hirka, Jeffrey L.; Fox, Steven J., System and method for linked account having sweep feature.
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  160. Feingold, Vincent, System and method for multi-dimensional risk analysis.
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  168. Jenrick, Charles P.; Klein, Robert J.; Hallowell, Curtis W.; Mennie, Douglas U., System and method for processing casino tickets.
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  180. Hora,Rajesh; Dommer,Lisa Marie, System and method for providing automated database assistance to financial service operators.
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  181. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
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  182. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
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  183. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
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  184. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
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  185. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
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