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Data card that can be used for transactions involving separate card issuers 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06K-005/00
출원번호 US-0395575 (1995-02-28)
발명자 / 주소
  • Taylor Douglas C. (New York NY)
출원인 / 주소
  • Datamark Services, Inc. (New York NY 02)
인용정보 피인용 횟수 : 732  인용 특허 : 9

초록 ▼

A multi-application data card is capable of substituting for a plurality of existing single-application data cards. The multi-application data card is preferably a smart card recording data relating to a card user and a plurality of card issuers. The following fields are associated with each card is

대표청구항 ▼

A smart card for recording data relating to a card user and a plurality of card issuers and, associated with each issuer, the following fields: an application code field indicating a type of application made available to the user by the issuer; a PIN field identifying the user; an access code field

이 특허에 인용된 특허 (9)

  1. Yoshida Shinya (Kyoto JPX), Financial transaction processing system using an integrated circuit card device.
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  5. Hennige Hartmut (23 Packman Lane ; Home Green Kirk Ella Hull HU10 7TH N. Humberside GB3), Method and device for simplifying the use of a plurality of credit cards, or the like.
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  6. Hale William J. (Dayton OH) Horst William R. (Dayton OH) Riley Ellen P. (Centerville OH), Portable personal terminal for use in a system for handling transactions.
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  7. Anderl Ewald C. (Middletown NJ) Frankel Oren (Ocean Township ; Monmouth County NJ) Zahavi Avi (Highland Park NJ), Security file system and method for securing data in a portable data carrier.
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  8. Ugon, Michel, Single chip microprocessor with on-chip modifiable memory.
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  9. Younger Thomas L. (Minnetonka MN), Smart card apparatus and method of programming same.
    상세보기

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  138. Pitroda, Satyan G.; Desai, Mehul, Establishing trust for conducting direct secure electronic transactions between a user and service providers.
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  139. Bellegarda, Jerome, Exemplar-based latent perceptual modeling for automatic speech recognition.
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  140. Futrell, Richard L.; Gruber, Thomas R., Exemplar-based natural language processing.
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  141. Futrell, Richard L.; Gruber, Thomas R., Exemplar-based natural language processing.
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  142. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Expert engine tier for adapting transaction-specific user requirements and transaction record handling.
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  143. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Facial scan biometrics on a payment device.
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  144. Pitroda, Satyan G.; Desai, Mehul, Facilitating a secure transaction over a direct secure transaction channel.
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  145. Pitroda, Satyan G.; Desai, Mehul, Facilitating a secure transaction over a direct secure transaction portal.
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  146. Pitroda, Satyan G.; Desai, Mehul, Facilitating establishing trust for a conducting direct secure electronic transactions between a user and a financial service providers.
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  147. Pitroda, Satyan G.; Desai, Mehul, Facilitating establishing trust for conducting direct secure electronic transactions between a user and airtime service providers.
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  148. Pitroda, Satyan G.; Desai, Mehul, Facilitating establishing trust for conducting direct secure electronic transactions between users and service providers via a mobile wallet.
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  149. Bellegarda, Jerome R.; Silverman, Kim E. A., Fast, language-independent method for user authentication by voice.
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  150. Forte, Patrick A., Financial management system.
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  151. Forte,Patrick, Financial management system.
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  152. Hoffman, Ned, Financial transactions using a rule-module nexus and a user account registry.
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  153. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Flexibly loading a tamper resistant module.
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  154. Wilson,Amy Hetz, Fuel dispensing system for cash customers.
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  155. Wilson,Amy Hetz, Fuel dispensing system for cash customers.
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  156. Wilson,Amy Hetz, Fuel dispensing system for cash customers.
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  157. Gilliland, John J.; Laakso, Jeffrey P.; Kaminkow, Joseph E.; Vasquez, James A., Gaming device having multiple display interfaces.
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  158. Gilliland, John G.; Laakso, Jeffrey P.; Kaminkow, Joseph E.; Vasquez, James A., Gaming device having multiple selectable display interfaces based on player's wagers.
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  159. Gilliland, John G.; Laakso, Jeffrey P.; Kaminkow, Joseph E.; Vasquez, James A., Gaming device having multiple selectable display interfaces based on player's wagers.
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  160. Baerlocher, Anthony J.; Kaminkow, Joseph E.; Vasquez, James A., Gaming device having physical concentric symbol generators which are operable to provide a plurality of different games to a player.
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  161. Kaminkow, Joseph E.; Jones, Aaron T., Gaming device having touch activated alternating or changing symbol.
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  162. SeLegue, Dylan B.; Wenker, Ross D., Gaming system and method employing multi-directional interaction between multiple concurrently played games.
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  163. Marston, Daniel W.; Joung, Sek Hwan, Gaming system and method for providing a triggering event based on a collection of units from different games.
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  164. Baerlocher, Anthony J.; Cohen, Alexander Casey Naglestad; Bekarian, Arram; De Waal, Daniel, Gaming system and method for providing an additional gaming currency.
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  165. Baerlocher, Anthony J.; Cohen, Alexander Casey Naglestad; Bekarian, Arram; De Waal, Daniel, Gaming system and method for providing an additional gaming currency.
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  166. Baerlocher, Anthony J.; Cohen, Alexander Casey Naglestad; Bekarian, Arram; DeWaal, Daniel, Gaming system and method for providing an additional gaming currency.
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  167. Baerlocher, Anthony J.; Cohen, Alexander Casey Naglestad; Bekarian, Arram; DeWaal, Daniel, Gaming system and method for providing an additional gaming currency.
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  168. Graham, Jacob Thomas; Schlottmann, Gregory A., Gaming system and method for providing different bonus awards based on different types of triggered events.
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  169. Graham, Jacob Thomas; Schlottmann, Gregory A., Gaming system and method for providing different bonus awards based on different types of triggered events.
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  170. Rowe, Richard E., Gaming system and method for providing play of local first game and remote second game.
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  171. Rowe, Richard E., Gaming system and method for providing play of local first game and remote second game.
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  172. Baerlocher, Anthony J.; Hungate, Yuliya; Evans, Christina; Vasquez, James A.; Ferry, Tonja M.; Ching, Erick T., Gaming system having multiple gaming machines which provide bonus awards.
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  173. Baerlocher, Anthony J.; Hungate, Yuliya; Evans, Christina; Vasquez, James A.; Ferry, Tonja M.; Ching, Erick T., Gaming system having multiple gaming machines which provide bonus awards.
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  174. Baerlocher, Anthony J.; Hungate, Yuliya; Evans, Christina; Vasquez, James A.; Ferry, Tonja M.; Ching, Erick T., Gaming system having multiple gaming machines which provide bonus awards.
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  175. Baerlocher, Anthony J.; Hungate, Yuliya; Evans, Christina; Vasquez, James A.; Peterson, Tonja M.; Ching, Erick T., Gaming system having multiple gaming machines which provide bonus awards.
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  176. Muir, David H., Gaming system with linked gaming machines that are configurable to have a same probability of winning a designated award.
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  177. Muir, David H., Gaming system with linked gaming machines that are configurable to have a same probability of winning a designated award.
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  178. Muir, David H., Gaming system with linked gaming machines that are configurable to have a same probability of winning a designated award.
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  179. Gruber, Thomas R.; Sabatelli, Alessandro F.; Pitschel, Donald W., Generating and processing task items that represent tasks to perform.
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  180. Keane, Tim; Seifert, Dean; Grahmann, Jonathan, Generation systems and methods for transaction identifiers having biometric keys associated therewith.
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  181. Keane, Tim; Seifert, Dean; Grahmann, Jonathan, Generation systems and methods for transaction identifiers having biometric keys associated therewith.
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  182. Cohagan, Perry A.; Fitzmaurice, Mary Ann; Freud, Aliza; Mayer, Birgitta; Menichilli, Julia; Nanton, Jason; Sharp, Ray; Vosburgh, Scott; Wood-Kulko, Penelope, Geographic area multiple service card system.
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  183. Cohagan, Perry A; Fitzmaurice, Mary Ann; Freud, Aliza; Mayer, Birgitta; Menichilli, Julia; Nanton, Jason; Sharp, Ray; Vosburgh, Scott; Wood-Kulko, Penelope, Geographic area multiple service card system.
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  184. Cohagan,Perry A.; Fitzmaurice,Mary Ann; Freud,Aliza; Mayer,Birgitta; Menichilli,Julia; Nanton,Jason; Sharp,Ray; Vosburgh,Scott; Wood Kulko,Penelope, Geographic area multiple service card system.
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  185. Cohagan,Perry A; Fitzmaurice,Mary Ann; Freud,Aliza; Mayer,Birgitta; Menichilli,Julia; Nanton,Jason; Sharp,Ray; Vosburgh,Scott; Wood Kulko,Penelope, Geographic area multiple service card system.
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  186. Cohagan,Perry A; Fitzmaurice,Mary Ann; Freud,Aliza; Mayer,Birgitta; Menichilli,Julia; Nanton,Jason; Sharp,Ray; Vosburgh,Scott; Wood Kulko,Penelope, Geographic area multiple service card system.
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  187. Chou, Ling-Yun, Guarding system of a credit card against unauthorized use.
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  188. Beenau, Blayn W.; Bonalle, David S.; Fields, Seth W.; Gray, William J.; Larkin, Carl; Montgomery, Joshua L.; Saunders, Peter D., Hand geometry biometrics on a payment device.
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  189. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Hand geometry biometrics on a payment device.
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  190. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Hand geometry recognition biometrics on a fob.
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  191. Fleizach, Christopher Brian; Minifie, Darren C., Handling speech synthesis of content for multiple languages.
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  192. Lutzen, Renee Elahi; Nauman, George; Weis, David G.; Kennedy, Beverly; Bartlett, Robyn, Health care eligibility verification and settlement systems and methods.
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  193. Foo, Edwin W.; Hughes, Gregory F., Hearing assistance system for providing consistent human speech.
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  194. Kim, Edward, Hybrid account.
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  195. Matsumoto, Kenji; Itoh, Shigeyuki; Takami, Yutaka; Inoue, Masayuki, IC card automated transaction terminal and IC used therein.
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  196. Richards Timothy Philip,GBX, IC card with shell feature.
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  197. Kawashima, Takashi; Hagiwara, Kotaro; Hayaashi, Hirofumi; Goishi, Shinya, Identification information supervising method, portal information providing apparatus, and IC card.
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  198. Van Der Valk, Robert Willem, Identity card, information carrier and housing designed for its application.
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  199. Van Der Valk, Robert Willem, Identity card, information carrier and housing designed for its application.
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  200. Justin,Antony Manoj, Information card.
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  201. Yokozawa Tooru,JPX ; Shimizu Hiroshi,JPX ; Kitayama Wataru,JPX ; Goto Hidefumi,JPX ; Kuwabara Tadashi,JPX ; Esaki Tomohiro,JPX ; Yamada Yoshihiro,JPX, Information delivery system and portable information terminal.
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  202. Oda, Hiroyuki; Kamise, Yojiro; Yanagiuchi, Hisakazu; Ohnishi, Takayuki; Morimiya, Yuji; Takemura, Kazuyoshi; Nakada, Kenji, Information processing apparatus and data communication method.
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  203. Oda, Hiroyuki; Kamise, Yojiro; Yanagiuchi, Hisakazu; Ohnishi, Yakayuki; Morimiya, Yuji; Takemura, Kazuyoshi; Nakada, Kenji, Information processing apparatus and data communication method.
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  204. Oda,Hiroyuki; Kamise,Yojiro; Yanagiuchi,Hisakazu; Ohnishi,Takayuki; Morimiya,Yuji; Takemura,Kazuyoshi; Nakada,Kenji, Information processing apparatus and data communication method.
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  205. Oda,Hiroyuki; Kamise,Yojiro; Yanagiuchi,Hisakazu; Ohnishi,Takayuki; Morimiya,Yuji; Takemura,Kazuyoshi; Nakada,Kenji, Information processing apparatus and data communication method.
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  206. Felsher, David Paul, Information record infrastructure, system and method.
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  207. Chakiris, Philip M.; Smith, Merrill Brooks; Graves, Phillip Craig, Inserting value into customer account at point of sale using a customer account identifier.
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  208. Chakiris, Philip M.; Smith, Merrill Brooks; Graves, Phillip Craig, Inserting value into customer account at point of sale using a customer account identifier.
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  209. Everett David Barrington,GBX ; Miller Stuart James,GBX ; Peacham Anthony David,GBX ; Simmons Ian Stephen,GBX ; Richards Timothy Philip,GBX ; Viner John Charles,GBX, Integrated circuit card with application history list.
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  210. Drupsteen Michel Marco Paul,NLX ; Feiken Albertus,NLX, Integrated circuit card, secure application module, system comprising a secure application module and a terminal and a method for controlling service actions to be carried out by the secure applicati.
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  211. Harry E. Graham, Jr. ; Marc B. Kekicheff ; Ricky Jay Nablo ; William W. Haeuser, Integrated production of smart cards.
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  212. Orr, Ryan M.; Nell, Garett R.; Brumbaugh, Benjamin L., Intelligent assistant for home automation.
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  213. Gruber, Thomas Robert; Cheyer, Adam John; Kittlaus, Dag; Guzzoni, Didier Rene; Brigham, Christopher Dean; Giuli, Richard Donald; Bastea-Forte, Marcello; Saddler, Harry Joseph, Intelligent automated assistant.
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  214. Gruber, Thomas Robert; Cheyer, Adam John; Kittlaus, Dag; Guzzoni, Didier Rene; Brigham, Christopher Dean; Giuli, Richard Donald; Bastea-Forte, Marcello; Saddler, Harry Joseph, Intelligent automated assistant.
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  215. Os, Marcel Van; Saddler, Harry J.; Napolitano, Lia T.; Russell, Jonathan H.; Lister, Patrick M.; Dasari, Rohit, Intelligent automated assistant for TV user interactions.
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  216. Van Os, Marcel; Saddler, Harry J.; Napolitano, Lia T.; Russell, Jonathan H.; Lister, Patrick M.; Dasari, Rohit, Intelligent automated assistant for TV user interactions.
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  217. Orr, Ryan M.; Bernardo, Matthew P.; Mandel, Daniel J., Intelligent automated assistant for media exploration.
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  218. Piersol, Kurt W.; Orr, Ryan M.; Mandel, Daniel J., Intelligent device arbitration and control.
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  219. Booker, Susan L.; Krishnan, Murali; Weinberg, Garrett L.; Piercy, Aimee, Intelligent list reading.
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  220. Fleizach, Christopher Brian; Hudson, Reginald Dean, Intelligent text-to-speech conversion.
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  221. Fleizach, Christopher Brian; Hudson, Reginald Dean, Intelligent text-to-speech conversion.
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  222. Fleizach, Christopher Brian; Hudson, Reginald Dean, Intelligent text-to-speech conversion.
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  223. Economy, Theodore F.; Sturm, Gregory R.; Uzar, Leslie A., Intelligent transaction router and process for handling multi-product point of sale transactions.
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  224. Economy, Theodore F.; Sturm, Gregory R.; Uzar, Leslie A., Intelligent transaction router and process for handling multi-product point of sale transactions.
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  225. Cheyer, Adam John; Guzzoni, Didier Rene; Gruber, Thomas Robert; Brigham, Christopher Dean, Intent deduction based on previous user interactions with voice assistant.
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  226. Lemay, Stephen O.; Sabatelli, Alessandro Francesco; Anzures, Freddy Allen; Chaudhri, Imran; Forstall, Scott; Novick, Gregory, Interface for a virtual digital assistant.
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  227. Cash, Jesse R.; Dave, Swapnil R.; Varoglu, Devrim, Interpreting and acting upon commands that involve sharing information with remote devices.
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  228. Beenau, Blayn W.; Bonalle, David S.; Fields, Seth W.; Gray, William J.; Larkin, Carl; Montgomery, Joshua L.; Saunders, Peter D., Iris scan biometrics on a payment device.
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  229. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Isolating distinct service provider widgets within a wallet container.
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  230. Pitroda, Satyan G.; Desai, Mehul, Issuing an account to an electronic transaction device.
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  231. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Key transformation unit for a tamper resistant module.
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  232. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Key transformation unit for a tamper resistant module.
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  233. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Key transformation unit for a tamper resistant module.
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  234. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Key transformation unit for a tamper resistant module.
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  235. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Key transformation unit for a tamper resistant module.
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  236. Timothy Philip Richards GB, Key transformation unit for an IC card.
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  237. Bellegarda, Jerome R.; Barman, Bishal, Language identification from short strings.
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  238. Hatori, Jun; Yu, Dominic, Language input correction.
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  239. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D, Limiting access to account information during a radio frequency transaction.
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  240. Chen, Ann-Pin, Loyalty file structure for smart card.
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  241. Wilson, Amy Hetz, Loyalty rewards for cash customers at a fuel dispensing system.
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  242. Cheyer, Adam John; Guzzoni, Didier Rene; Gruber, Thomas Robert; Brigham, Christopher Dean; Kittlaus, Dag, Maintaining context information between user interactions with a voice assistant.
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  243. Skelding, Dori K.; Reinhard, Walter Brent, Metal transaction device with gem-like surface.
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  244. Skelding, Dori K.; Reinhard, Walter Brent, Metal transaction device with gem-like surface.
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  245. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and administration system for management of electronic receipts.
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  246. Gangi, Frank J., Method and apparatus for associating identification and personal data for multiple magnetic stripe cards or other sources.
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  247. Zuili,Patrick, Method and apparatus for authenticating a shipping transaction.
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  248. Winkelman, III, Nathaniel W.; Flannery, Susan E.; White, Daniel C.; Nyland, Margaret A.; Klopp, Evan D.; FitzMacken, Thomas R., Method and apparatus for automatically reloading a stored value card.
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  249. Cheyer, Adam; Guzzoni, Didier, Method and apparatus for building an intelligent automated assistant.
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  250. Cheyer, Adam; Guzzoni, Didier, Method and apparatus for building an intelligent automated assistant.
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  251. Paulik, Matthias; Evermann, Gunnar; Gillick, Laurence S., Method and apparatus for discovering trending terms in speech requests.
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  252. Kastner, Steven Robert; Candalino, Ted G., Method and apparatus for enrolling gaming device players into a player-tracking system.
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  253. O'Malley, Anne; Ray, Pragnesh; Reiter, Eve; Saunders, Peter; Teodosic, Stefan; Tze, Dennis, Method and apparatus for enrolling with multiple transaction environments.
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  254. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and apparatus for management of electronic receipts on portable devices.
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  255. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and apparatus for management of electronic receipts on portable devices.
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  256. Mik, Magdalena; Walker, Jay S.; Tedesco, Daniel E.; Van Luchene, Andrew S.; Jorasch, James A., Method and apparatus for processing a charge applied to a financial account.
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  257. Jacobs,David A., Method and apparatus for providing multiple transaction cards in assembly.
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  258. Goldberg, Steven Jeffrey; Briancon, Alain Charles Louis, Method and apparatus for selecting the most cost-efficient payment provider to pay for communication services.
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  259. Cheong,Leslie; Mason,Jeffrey A.; Vogt,David A., Method and apparatus for surrogate control of network-based electronic transactions.
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  260. Fleischl David ; Hemminger Paul ; Guido John, Method and apparatus to process combined credit and debit card transactions.
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  261. Place, Roger Nicholas; Blackburn, Andrew John; Tennison, Stephen Robert; Rawlinson, Anthony Paul; Crittenden, Barry David, Method and equipment for removing volatile compounds from air.
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  262. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and portable device for management of electronic receipts.
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  263. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and server for management of electronic receipts.
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  264. Jorgensen, Marty; Moss, Michael; Syed, Eziah, Method and system for a multi-purpose transactional platform.
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  265. Moon, Susan; Aller, Hugh; Yellin, Eric; Knox, Kellie; Schumacher, Jeff, Method and system for a multi-purpose transactional platform.
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  266. Moon, Susan; Aller, Hugh; Yellin, Eric; Knox, Kellie; Schumacher, Jeff, Method and system for a multi-purpose transactional platform.
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  267. Bonalle, David S.; Larkin, Carl; Saunders, Peter D., Method and system for a travel-related multi-function fob.
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  268. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Method and system for auditory recognition biometrics on a FOB.
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  269. Hogan,Edward J.; Campbell,Carl M., Method and system for conducting secure payments over a computer network.
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  270. Bortolin, Corinne; Farnsworth, Jean Elizabeth; Nelson, Chris S.; Gordon, James G., Method and system for determining rewards.
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  271. Cleary, Michael J.; Clifton, David A.; Ilijasic, Dean; Cohen, David C.; Rodgers, Kristine K., Method and system for distribution of unactivated bank account cards.
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  272. Cleary, Michael; Clifton, David; Ilijasic, Dean; Cohen, David; Rodgers, Kristine, Method and system for distribution of unactivated bank account cards.
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  273. Reed, Sonia; Aabye, Christian, Method and system for facilitating data access and management on a secure token.
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  274. Reed, Sonia; Aabye, Christian, Method and system for facilitating data access and management on a secure token.
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  275. Levy, Philippe; Hammad, Ayman; Simcox, Virginia I.; Sloan, Jerry; Gorden, Mary, Method and system for facilitating memory and application management on a secured token.
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  276. Levy, Philippe; Hammad, Ayman; Simcox, Virginia; Sloan, Jerry; Gorden, Mary, Method and system for facilitating memory and application management on a secured token.
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  277. Levy,Philippe; Hammad,Ayman; Simcox,Virginia I.; Sloan,Jerry; Gorden,Mary, Method and system for facilitating memory and application management on a secured token.
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  278. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
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  279. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
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  280. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
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  281. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
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  282. Pletz,Tracy M.; Seidel,Howard C.; Rochford,Joseph, Method and system for implementing a card product with multiple customized relationships.
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  283. Spaeth, Paul; Jones, Douglas; Creighton, Adam, Method and system for implementing a loyalty merchant component.
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  284. Bonalle,David S.; Salow,Glen, Method and system for keystroke scan recognition biometrics on a smartcard.
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  285. Redford, Liane; Shimko, Bryan; Mazour, James; Viswanathan, Rajkumar, Method and system for managing limited use coupon and coupon prioritization.
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  286. Redford, Liane; Shimko, Bryan; Mazour, James; Viswanathan, Rajkumar, Method and system for managing limited use coupon and coupon prioritization.
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  287. Redford, Liane; Shimko, Bryan; Mazour, James; Viswanathan, Rajkumar, Method and system for managing limited use coupon and coupon prioritization.
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  288. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing loyalty program information on a phone.
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  289. Bortolin, Corinne; Hammad, Ayman, Method and system for managing reward reversal after posting.
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  290. Bortolin, Corinne; Hammad, Ayman, Method and system for managing reward reversal after posting.
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  291. Spielmann, Craig; Hutter, Maria; Klein, Joel; Singhani, Naresh, Method and system for managing risk.
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  292. Spielmann,Craig; Hutter,Maria; Klein,Joel; Singhani,Naresh, Method and system for managing risks.
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  293. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing token image replacement.
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  294. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing token image replacement.
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  295. Spaeth,Paul; Jones,Douglas; Shimko,Bryan; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael, Method and system for managing token image replacement.
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  296. Spaeth,Paul; Jones,Douglas; Shimko,Bryan; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael, Method and system for managing token image replacement.
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  297. Micali, Silvio; Rivest, Ronald L., Method and system for micropayment transactions.
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  298. Freeman, Daniel; Barrentine, Derek B., Method and system for operating a multi-function portable electronic device using voice-activation.
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  299. Beenau,Blayn W; Bonalle,David S; Fields,Seth W; Gray,William J; Larkin,Carl; Montgomery,Joshua L; Saunders,Peter D, Method and system for proffering multiple biometrics for use with a FOB.
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  300. Nguyen, Loc; Hammad, Ayman; Gauthier, Patrick, Method and system for providing a distributed adaptive rules based dynamic pricing system.
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  301. Nguyen, Loc; Hammad, Ayman; Gauthier, Patrick, Method and system for providing a distributed adaptive rules based dynamic pricing system.
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  302. Noles, Michael K., Method and system for providing flexible financing.
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  303. Nguyen, Loc; Shimko, Bryan; Redford, Liane; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael; Berg, Glenda, Method and system for providing interactive cardholder rewards image replacement.
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  304. Nguyen,Loc; Shimko,Bryan; Redford,Liane; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael; Berg,Glenda, Method and system for providing interactive cardholder rewards image replacement.
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  305. Nguyen,Loc; Shimko,Bryan; Redford,Liane; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael; Berg,Glenda, Method and system for providing interactive cardholder rewards image replacement.
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  306. Ahmad, Farhan, Method and system for providing pre-approved targeted products.
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  307. Costello, Tana; Nguyen, Loc, Method and system for providing reward status.
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  308. Costello, Tana; Nguyen, Loc Duc, Method and system for providing reward status.
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  309. Barnes, Brian T.; Bonalle, David S.; Saunders, Peter D., Method and system for resource management and evaluation.
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  310. Hogan, Edward J.; Campbell, Carl M., Method and system for secure payments over a computer network.
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  311. Goldberg, Steven Jeffrey; Briancon, Alain Charles Louis, Method and system for selecting a payment provider to pay for communication services.
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  312. Bonalle,David S.; Salow,Glen, Method and system for smellprint recognition biometrics on a smartcard.
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  313. Hartmann Georg,DEX ; Weikert Gunnar,DEX, Method and system for storing and preparing data using a data memory card.
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  314. Barnes, Brian; Bonalle, David S.; Saunders, Peter D., Method and system for tracking user performance.
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  315. Barnes,Brian; Bonalle,David S.; Saunders,Peter D., Method and system for tracking user performance.
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  316. Bonalle, David S.; Salow, Glen, Method and system for vascular scan recognition with a smartcard.
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  317. Nguyen, Loc; Shimko, Bryan; Redford, Liane; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael; Berg, Glenda, Method and system including phone with rewards image.
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  318. Bortolin, Corinne; Nguyen, Loc Duc; Redford, Liane, Method and system using wildcard values.
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  319. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and user device for management of electronic receipts.
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  320. Saarisalo, Mikko, Method for accessing after-operation information of secure element applications.
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  321. Bonalle,David S.; Salow,Glen, Method for biometric security using a smartcard.
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  322. Ramerth, Brent D.; Naik, Devang K.; Davidson, Douglas R.; Dolfing, Jannes G. A.; Pu, Jia, Method for disambiguating multiple readings in language conversion.
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  323. Manchester, Jeff; Dupree-Cammer, Michelle, Method for dual credit card system.
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  324. Routhenstein,Larry, Method for generating customer secure card numbers.
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  325. Stacey Alan Barnes ; Viktors Berstis, Method for managing and updating overloaded cards.
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  326. Pathmasuntharan,Jaya Shankar; Tan,Cheng Lin, Method for recovering information stored in a smart card.
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  327. Bonalle,David S.; Salow,Glen, Method for registering a biometric for use with a smartcard.
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  328. Paulik, Matthias; Huang, Rongqing, Method for supporting dynamic grammars in WFST-based ASR.
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  329. Varga, James Frank, Method of establishing identity validation based on an individual's ability to access multiple secure accounts.
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  330. Feiken Albertus,NLX, Method of modifying the functions performed by a command set of a smart card.
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  331. Yoshinori Kikuchi JP, Method of providing services for users and a service processing system for the same.
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  332. Yoshinori Kikuchi JP, Method of providing services for users and a service processing system for the same.
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  333. DiRaimondo,Sam Joseph; Ayoub,Ramy Peter; Crowley,Michael Joseph; McGovern,Thomas Patrick; Elmore,Clark David; Mayes,Steven Lee, Method of regulating usage and/or concession eligibility via distributed list management in a smart card system.
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  334. Bortolin, Corinne; Nguyen, Loc; Redford, Liane, Method, system and portable consumer device using wildcard values.
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  335. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
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  336. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
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  337. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
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  338. Fraccaroli, Federico, Method, system, and apparatus for enabling secure functionalities.
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  339. Peart, Lee J.; Saunders, Peter D., Methods and apparatus for a secure proximity integrated circuit card transactions.
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  340. Hohle William ; Petit Frederic, Methods and apparatus for a travel-related multi-function smartcard.
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  341. Lee, Michael M., Methods and apparatus for altering audio output signals.
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  342. Taskett John M., Methods and apparatus for regenerating a prepaid transaction account.
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  343. Bellegarda, Jerome R., Methods and apparatuses for automatic speech recognition.
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  344. Johnson, Alan E., Methods and systems for IC card application loading.
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  345. Radlow, Andrew D.; Hollander, Eran, Methods and systems for use of a prepaid payment device.
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  346. Skelding, Dori K.; Reinhard, Walter Brent; Mann, III, William Frederick, Methods for personalizing multi-layer transaction cards.
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  347. Khan, Mohammad; Kumar, Pradeep; Singh, Dickey B.; Martin, Philippe, Methods, systems, and computer readable media for provisioning and utilizing an aggregated soft card on a mobile device.
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  348. Lee, Michael M.; Gregg, Justin; Seguin, Chad G., Mobile device having human language translation capability with positional feedback.
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  349. Lee, Michael M.; Gregg, Justin; Seguin, Chad G., Mobile device having human language translation capability with positional feedback.
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  350. Bortolin, Corinne; Nguyen, Loc; Redford, Liane, Mobile phone including wildcard data string.
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  351. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
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  352. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
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  353. Gutierrez-Sheris, Luis Eduardo, Money-transfer techniques.
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  354. Gutierrez-Sheris, Luis Eduardo, Money-transfer techniques.
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  355. Gutierrez-Sheris, Luis Eduardo, Money-transfer techniques.
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  356. Everett David Barrington,GBX ; Miller Stuart James,GBX ; Peacham Anthony David,GBX ; Simmons Ian Stephen,GBX ; Richards Timothy Philip,GBX ; Viner John Charles,GBX, Multi-application IC card with delegation feature.
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  357. Bortolin, Corinne; Farnsworth, Jean Elizabeth; Nelson, Chris S.; Gordon, James G., Multi-application smart card device software solution for smart cardholder reward selection and redemption.
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  358. Gruber, Thomas R.; Saddler, Harry J.; Bellegarda, Jerome Rene; Nyeggen, Bryce H.; Sabatelli, Alessandro, Multi-command single utterance input method.
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  359. Petite, Thomas D., Multi-function general purpose transceivers and devices.
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  360. Arias, Luis A., Multi-function transaction processing system.
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  361. Arias,Luis, Multi-function transaction processing system.
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  362. Ballard, Barbara Elaine; Bharathur, Raghu; Maniar, Nehal, Multi-panel user interface.
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  363. Mason, James Eric; Boettcher, Jesse, Multi-tiered voice feedback in an electronic device.
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  364. Mason, James Eric; Boettcher, Jesse, Multi-tiered voice feedback in an electronic device.
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  365. Hoffberg, Steven M., Multifactorial optimization system and method.
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  366. Dorf Robert E., Multifunction card system.
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  367. Dorf Robert E., Multifunctional card system.
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  368. Bellegarda, Jerome R.; Davidson, Douglas R., Multilingual word prediction.
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  369. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
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  370. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
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  371. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
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  372. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
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  373. Gungl Klaus,DEX ; Dao Trong Son,DEX, Multiple application chip card with decoupled programs.
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  374. Sullivan, Kevin, Mutual fund card method and system.
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  375. Sullivan, Kevin, Mutual fund card method and system.
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  376. Naik, Devang K., Name recognition system.
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  377. Naik, Devang K., Name recognition system.
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  378. Hsu,Cheng; Boonjing,Veera, Natural language interface using constrained intermediate dictionary of results.
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  379. Bossemeyer, Jr.,Robert Wesley; Israelski,Edmond W.; Heinmiller,Wayne Robert; Light,Jordan Howard; Ekstrom,Gayle Roberta, Network arrangement for smart card applications.
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  380. Redford, Liane; Shimko, Bryan; Nguyen, Loc; Hammad, Ayman, Network centric loyalty system.
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  381. McGhie, Sean I.; Buchheit, Brian K., Online shopping sites for redeeming loyalty points.
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  382. Spaeth, Paul; Shimko, Bryan; Levy, Philippe; Toibero, Liz; Garton, Benjamin; Black, Marc; Salters, Michael; Mazour, James, Opt-in/opt-out in loyalty system.
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  383. Stacey Alan Barnes ; Viktors Berstis, Overloaded card information display.
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  384. Florek, Miroslav; Masaryk, Michal, POS payment terminal and a method of direct debit payment transaction using a mobile communication device, such as a mobile phone.
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  385. Gruber, Thomas Robert; Saddler, Harry Joseph; Cheyer, Adam John; Kittlaus, Dag; Brigham, Christopher Dean; Giuli, Richard Donald; Guzzoni, Didier Rene; Bastea-Forte, Marcello, Paraphrasing of user requests and results by automated digital assistant.
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  386. Bellegarda, Jerome R., Parsimonious continuous-space phrase representations for natural language processing.
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  387. Bellegarda, Jerome R.; Yaman, Sibel, Parsimonious handling of word inflection via categorical stem + suffix N-gram language models.
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  388. Bellegarda, Jerome, Part-of-speech tagging using latent analogy.
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  389. Sehr, Richard P., Passport system and methods utilizing multi-application passport cards.
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  390. Jones, Peter; Mitchell, Jim; Brumfitt, Mike; Falkingbridge, Deborah; Humphreys, Robert; MacPhail, Stewart; Schreurs, Jeremy; Atherton, Amanda; Marshall, Ros; Carolan, Lockie; Manchester, Jeffrey V.; Richards, Paul F., Payment card processing system and methods.
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  391. Cassone,Jean, Personal biometric authentication and authorization device.
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  392. Smith, III, Emmitt J., Personal interface device and method.
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  393. Smith, III, Emmitt J., Personal interface device and method.
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  394. Patel, Ameet; Holme, Jennifer; Caiazzo, Anthony, Personalized interactive network architecture.
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  395. Patel,Ameet; Holme,Jennifer; Caiazzo,Anthony, Personalized interactive network architecture.
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  396. Patel, Ameet; Holme, Jennifer; Caiazzo, Anthony, Personalized interactive network with multiple channels coupled to integrated knowledge management system.
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  397. Chen, Lik Harry; Cheyer, Adam John; Guzzoni, Didier Rene; Gruber, Thomas Robert, Personalized vocabulary for digital assistant.
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  398. Lee, Johng Phil; Moon, Eric E.; Park, Sung H.; Lee, Jung E.; Livshits, Aleksandr; Park, Jae Heung, Point-of-sale electronic PIN distribution system.
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  399. Workens, Monica L., Point-of-transaction machine with improved versatility and related method.
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  400. Workens,Monica L, Point-of-transaction machine with improved versatility and related method.
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  401. Lanahan, James W.; Howard, Dane M.; Williams, Brian F., Position editing tool of collage multi-media.
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  402. Wang, Xin; Ramerth, Brent D., Predictive conversion of language input.
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  403. Dolfing, Jannes; Ramerth, Brent; Davidson, Douglas; Bellegarda, Jerome; Moore, Jennifer; Eminidis, Andreas; Shaffer, Joshua, Predictive text input.
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  404. Kempkes, Rodney J.; Pettay, Mark J.; Johnson, Robert E.; Mussman, David C., Prepaid calling card accounts linked to credit card accounts, with methods for creating and managing the same.
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  405. Gruber, Thomas Robert; Cheyer, Adam John; Guzzoni, Didier Rene; Brigham, Christopher Dean; Saddler, Harry Joseph, Prioritizing selection criteria by automated assistant.
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  406. Paulik, Matthias; Mason, Henry G.; Seigel, Matthew S., Privacy preserving distributed evaluation framework for embedded personalized systems.
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  407. Martel, Mathieu Jean; Deniau, Thomas, Proactive assistance based on dialog communication between devices.
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  408. Florek, Miroslav; Masaryk, Michal, Process of selling in electronic shop accessible from the mobile communication device.
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  409. Bishop, Fred; Saunders, Peter D., Processing an RF transaction using a routing number.
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  410. Teicher Mordechai,ILX, Processing system and method for a heterogeneous electronic cash environment.
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  411. Bhattacharya, Ashmit; Bower, Bruce; Briggs, Gary; Gendron, Marc; Grove, Steve; Henson, Tina; Thomas, Parker, Processing value-ascertainable items.
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  412. Wallerstein Robert S., Programmable transaction card.
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  413. Blumberg Barry B., Promotional financial transaction machine method.
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  414. Kim, Yoon, Providing an indication of the suitability of speech recognition.
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  415. Gopalan, Prabhakar, Providing dual number access electronic wallet.
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  416. Yanagihara, Kazuhisa, Providing text input using speech data and non-speech data.
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  417. Yanagihara, Kazuhisa, Providing text input using speech data and non-speech data.
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  418. Vogt,David, Provision of transparent proxy services to a user of a client device.
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  419. Bonalle, David S.; Freud, Aliza; Nanton, Jason; Fitzmaurice Reilly, Mary Ann; Sharp, Ray, Public/private dual card system and method.
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  420. Bonalle,David S.; Freud,Aliza; Nanton,Jason E.; Reilly,Mary Ann Fitzmaurice; Sharp,Ray, Public/private dual card system and method.
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  421. Bonalle, David S.; Fehlhaber, Jeff; Saunders, Peter D., RF transaction device.
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  422. Saunders, Peter D, RF transaction system and method for storing user personal data.
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  423. Bishop, Fred, RF transactions using a wireless reader grid.
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  424. Zimmerman, Timothy M.; Ungs, Kelly J., Read authentication method and system for securing data stored on RFID tags.
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  425. England, Tony; Price, Elizabeth A.; Agrawal, Shyam Kumar, Real time digital issuance of resources.
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  426. Piernot, Philippe P.; Binder, Justin G., Reducing the need for manual start/end-pointing and trigger phrases.
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  427. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
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  428. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
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  429. Berardi, Michael J.; Bliman, Michal; Bonalle, David; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Perry, Trevor J.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; VonWald, Kristin L.; Williamson, John R., Reload protocol at a transaction processing entity.
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  430. Terranova, Steven N., Remote payment account relational system and method for retail devices.
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  431. Zuili,Patrick, Remote portable and universal smartcard authentication and authorization device.
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  432. Gangi, Frank J., Retail point-of-transaction system, program products, and related methods to provide a customized set of identification data to facilitate a transaction using electronic coupons.
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  433. Gangi, Frank Joseph, Retail point-of-transaction system, program products, and related methods to provide a customized set of identification data to facilitate a transaction using electronic coupons.
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  434. Gangi, Frank, Retail point-of-transaction systems, program products, and related methods to provide a customized set of identification data to facilitate a retail transaction using electronic coupons.
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  435. Gangi, Frank J., Retail point-of-transaction systems, program products, and related methods to provide a customized set of identification data to facilitate a retail transaction using electronic coupons.
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  436. McGhie, Sean I.; Buchheit, Brian K., Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds.
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  437. McGhie, Sean I.; Buchheit, Brian K., Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds.
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  438. Takayama,Hisashi, Secure device and mobile terminal which carry out data exchange between card applications.
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  439. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Secure ecosystem infrastructure enabling multiple types of electronic wallets in an ecosystem of issuers, service providers, and acquires of instruments.
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  440. Claus David Michael, Secure money transfer techniques using hierarchical arrangement of smart cards.
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  441. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Secure multi-application IC card system having selective loading and deleting capability.
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  442. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephens; Richards, Timothy Philip; Viner, John Charles, Secure multi-application IC card system having selective loading and deleting capability.
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  443. Ajit Kumar Zacharias, Secure multi-application card system.
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  444. Everett,David Barrington; Miller,Stuart James; Peacham,Anthony David; Simmons,Ian Stephen; Richards,Timothy Philip; Viner,John Charles, Secure multiple application card system and process.
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  445. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D; Williamson, John R, Securing RF transactions using a transactions counter.
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  446. Pitroda, Satyan G.; Desai, Mehul, Securing a driver license service electronic transaction via a three-dimensional electronic transaction authentication protocol.
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  447. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R., Securing a transaction between a transponder and a reader.
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  448. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R.; Mayers, Alexandra, Securing a transaction between a transponder and a reader.
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  449. Blossom, George, Selectable multi-purpose card.
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  450. Blossom, George, Selectable multi-purpose card.
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  451. Blossom,George, Selectable multi-purpose card.
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  452. Blossom,George, Selectable multi-purpose card.
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  453. Blossom,George, Selectable multi-purpose card.
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  454. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Selecting ecosystem features for inclusion in operational tiers of a multi-domain ecosystem platform for secure personalized transactions.
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  455. Moore, Jennifer Lauren; Naik, Devang K.; Bellegarda, Jerome R.; Aitken, Kevin Bartlett; Silverman, Kim E., Semantic search using a single-source semantic model.
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  456. Kawamura,Hiromi; Ueda,Eiji, Semiconductor memory.
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  457. Bellegarda, Jerome, Sentiment prediction from textual data.
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  458. Baerlocher, Anthony J.; Iddings, Cara L.; Schneider, Richard J., Server based gaming system having multiple progressive awards.
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  459. Baerlocher, Anthony J.; Iddings, Cara L.; Schneider, Richard J., Server based gaming system having multiple progressive awards.
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  460. Breckner, Robert E.; Benbrahim, Jamal; Vasquez, James A.; Bansemer, Mark W.; Baerlocher, Anthony J., Server based gaming system having multiple progressive awards.
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  461. Iddings, Cara L.; Dewaal, Daniel; Bullard, Bryan D.; Little, Chad; Manfredi, Vince; Schneider, Richard J., Server based gaming system having multiple progressive awards.
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  462. Iddings, Cara L.; Dewaal, Daniel; Bullard, Bryan; Little, Chad; Manfredi, Vince; Schneider, Richard J., Server based gaming system having multiple progressive awards.
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  463. Vasquez, James A.; Baerlocher, Anthony J.; Jones, Aaron T.; Bansemer, Mark W., Server based gaming system having multiple progressive awards.
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  464. Baerlocher, Anthony J.; Schneider, Richard J.; Iddings, Cara L., Server based gaming system having system triggered loyalty award sequences.
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  465. Baerlocher, Anthony J.; Schneider, Richard J.; Iddings, Cara L., Server based gaming system having system triggered loyalty award sequences.
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  466. Baerlocher, Anthony J.; Schneider, Richard J.; Iddings, Cara L., Server based gaming system having system triggered loyalty award sequences.
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  467. Graham, Jacob; Schlottmann, Greg; Low, Michael N.; Baerlocher, Anthony J.; Schneider, Richard J.; Iddings, Cara L., Server based gaming system having system triggered loyalty award sequences.
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  468. Graham, Jacob; Schlottmann, Greg; Low, Michael N.; Baerlocher, Anthony J.; Schneider, Richard J.; Iddings, Cara L., Server based gaming system having system triggered loyalty award sequences.
    상세보기
  469. Iddings, Cara L.; Baerlocher, Anthony J.; Schneider, Richard J., Server based gaming system having system triggered loyalty award sequences.
    상세보기
  470. Iddings, Cara L.; Baerlocher, Anthony J.; Schneider, Richard J., Server based gaming system having system triggered loyalty award sequences.
    상세보기
  471. Iddings, Cara L.; Baerlocher, Anthony J.; Schneider, Richard J., Server based gaming system having system triggered loyalty award sequences.
    상세보기
  472. Iddings, Cara L.; Baerlocher, Anthony J.; Schneider, Richard J., Server based gaming system having system triggered loyalty award sequences.
    상세보기
  473. Iddings, Cara L.; Baerlocher, Anthony J.; Schneider, Richard J., Server based gaming system having system triggered loyalty award sequences.
    상세보기
  474. Cheyer, Adam John; Guzzoni, Didier Rene; Gruber, Thomas Robert; Brigham, Christopher Dean, Service orchestration for intelligent automated assistant.
    상세보기
  475. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Shareable widget interface to mobile wallet functions.
    상세보기
  476. Arrington, III, Curtis Howell, Single access vehicle.
    상세보기
  477. Michael S. Wiltshire ; James J. Lisenbee ; Jayant S. Karmarkar ; Timothy A. Wiltshire, Slim terminal gaming system.
    상세보기
  478. Wiltshire, Michael S.; Lisenbee, James J.; Karmarkar, Jayant S.; Wiltshire, Timothy A., Slim terminal gaming system.
    상세보기
  479. Wiltshire,Michael S.; Lisenbee,James J.; Karmarkar,Jayant S.; Wiltshire,Timothy A., Slim terminal gaming system.
    상세보기
  480. Bossemeyer, Robert W.; Israelski, Edmond W.; Heinmiller, Wayne Robert; Light, Jordan Howard; Ekstrom, Gayle Roberta, Smart card application system and method.
    상세보기
  481. Claus David Michael ; Moran John Christian ; Murphy Kevin Dean ; Thompson Wanda Green, Smart card for automatic financial records.
    상세보기
  482. Gardiner, Michael; Canzi, Adriano, Smart card system comprising a card and a carrier.
    상세보기
  483. Gardiner, Michael; Canzi, Adriano, Smart card systems and methods utilizing multiple ATR messages.
    상세보기
  484. Gardiner, Michael; Canzi, Adriano, Smart card systems comprising a card and a carrier.
    상세보기
  485. Adolphe, Marsiste, Smart electronic wallet or smart e-wallet.
    상세보기
  486. Zuili,Patrick, Smartcard authentication and authorization unit attachable to a PDA, computer, cell phone, or the like.
    상세보기
  487. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using auditory scan recognition.
    상세보기
  488. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using facial scan recognition.
    상세보기
  489. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using fingerprint recognition.
    상세보기
  490. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using iris scan recognition.
    상세보기
  491. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using retinal scan recognition.
    상세보기
  492. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using signature recognition.
    상세보기
  493. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using smellprint recognition.
    상세보기
  494. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using voiceprint recognition.
    상세보기
  495. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
    상세보기
  496. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
    상세보기
  497. Naik, Devang K.; Piernot, Philippe P., Social reminders.
    상세보기
  498. Naik, Devang K.; Piernot, Philippe P., Social reminders.
    상세보기
  499. Kim, Yoon; Kajarekar, Sachin S., Speaker identification and unsupervised speaker adaptation techniques.
    상세보기
  500. Hunt, Melvyn; Bridle, John, Speech recognition involving a mobile device.
    상세보기
  501. Chen, Lik Harry, Speech recognition repair using contextual information.
    상세보기
  502. Slater, Kim Michele, Sponsor funded stored value card.
    상세보기
  503. Slater,Kim Michele, Sponsor funded stored value card.
    상세보기
  504. Mentrup, George S.; Damien, Paul, Storage-encryption-retrieval device and method with resulting business processes.
    상세보기
  505. Knackstedt, Lee; Rau, Scott, Stored value card provided with merchandise as rebate.
    상세보기
  506. Sumner, Michael R.; Newendorp, Brandon J.; Orr, Ryan M., Structured dictation using intelligent automated assistants.
    상세보기
  507. Tushie David R. ; Haeuser William W., System and apparatus for smart card personalization.
    상세보기
  508. Tushie David R. ; Haeuser William W., System and apparatus for smart card personalization.
    상세보기
  509. Sullivan,Kevin, System and method for a card benefit program providing benefits to program members based on program performance.
    상세보기
  510. Sullivan,Kevin, System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance.
    상세보기
  511. Antonucci, Donna A., System and method for a multiple merchant stored value card.
    상세보기
  512. Antonucci, Donna A., System and method for a multiple merchant stored value card.
    상세보기
  513. Antonucci, Donna A., System and method for a multiple merchant stored value card.
    상세보기
  514. Antonucci, Donna A., System and method for a multiple merchant stored value card.
    상세보기
  515. Antonucci, Donna A., System and method for a multiple merchant stored value card.
    상세보기
  516. Sullivan, Kevin M., System and method for administering a brokerage rebate card program.
    상세보기
  517. Sullivan,Kevin M., System and method for administering a brokerage rebate card program.
    상세보기
  518. Barrett, David; Stankiewicz, Witold, System and method for aggregating and presenting financial information.
    상세보기
  519. Mann Stewart ; Mann L. Maribel, System and method for aircraft passenger check-in and boarding using iris recognition.
    상세보기
  520. Boyle, Kevin; Maistre, Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
    상세보기
  521. Boyle,Kevin; Maistre,Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
    상세보기
  522. Markakis, Dimitrios; Hochfield, Barry; Beric, John; Roberts, David Anthony, System and method for controlling access to computer code in an IC card.
    상세보기
  523. Butler, Sheila S.; Schwarz, Jr., Charles E., System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag.
    상세보기
  524. Alarcon Luther,Melissa; Fellner,Debra C.; Sabloff,Barry M.; Schell, III,Frank Charles; Mesrobian,Peter Mark; Griffin,Ginger; Dorion,Michelle; Karris,Gus, System and method for currency selectable stored value instrument.
    상세보기
  525. Alarcon-Luther, Melissa; Fellner, Debra C.; Sabloff, Barry M.; Schell, III, Frank Charles; Mesrobian, Peter Mark; Griffin, Ginger; Dorion, Michelle; Karris, Gus, System and method for currency selectable stored value instrument.
    상세보기
  526. Sinha, Anoop K., System and method for detecting errors in interactions with a voice-based digital assistant.
    상세보기
  527. Hoffberg, Steven M., System and method for determining contingent relevance.
    상세보기
  528. Paschini, Miles, System and method for distributing personal identification numbers over a computer network.
    상세보기
  529. Paschini, Miles, System and method for distributing personal identification numbers over a computer network.
    상세보기
  530. Gougeon,Dominique; Le Crom,Serge; Sheets,John F., System and method for downloading of files to a secure terminal.
    상세보기
  531. Bonalle, David S.; Larkin, Carl; Saunders, Peter D., System and method for dynamic fob synchronization and personalization.
    상세보기
  532. Brown, Karen Lavern; Manarky, Lisa Kim, System and method for electronic bill pay and presentment.
    상세보기
  533. Paschini, Miles; Rose, Marshall, System and method for electronic prepaid account replenishment.
    상세보기
  534. Paschini, Miles; Rose, Marshall, System and method for electronic prepaid account replenishment.
    상세보기
  535. Paschini, Miles; Rose, Marshall, System and method for electronic prepaid account replenishment.
    상세보기
  536. Paschini, Miles; Rose, Marshall, System and method for electronic prepaid account replenishment.
    상세보기
  537. Paschini,Miles; Rose,Marshall, System and method for electronic prepaid account replenishment.
    상세보기
  538. Roberts, Andrew J.; Martin, David L.; Saddler, Harry J., System and method for emergency calls initiated by voice command.
    상세보기
  539. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Saunders, Peter D., System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions.
    상세보기
  540. Barrett, David M., System and method for establishing a payment mechanism with a plurality of merchants.
    상세보기
  541. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
    상세보기
  542. Lanahan, James W; Howard, Dane M; Williams, Brian F, System and method for facilitating presentations over a network.
    상세보기
  543. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, System and method for flexibly loading an IC card.
    상세보기
  544. David Barrington Everett GB; Stuart James Miller GB; Anthony David Peacham GB; Ian Stephen Simmons GB; Timothy Philip Richards GB; John Charles Viner GB, System and method for flexibly loading in IC card.
    상세보기
  545. Sanders, Shelley F.; Bowers, Theodore, System and method for funding a collective account.
    상세보기
  546. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
    상세보기
  547. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
    상세보기
  548. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
    상세보기
  549. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
    상세보기
  550. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
    상세보기
  551. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
    상세보기
  552. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
    상세보기
  553. Peart, Lee J; Saunders, Peter D, System and method for generating an unpredictable number using a seeded algorithm.
    상세보기
  554. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
    상세보기
  555. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
    상세보기
  556. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
    상세보기
  557. Taylor, Robert Cameron; Pilarcik, Jeffrey J.; Ley, Paula M., System and method for granting promotional rewards to both customers and non-customers.
    상세보기
  558. Sheley, William S., System and method for granting promotional rewards to financial account holders.
    상세보기
  559. Pederson, Shane P.; Ma, Lizhi; Wang, Hui; Lau, Tak Wing (Edward), System and method for identifying optimal marketing offers.
    상세보기
  560. Hoffberg, Steven M., System and method for incentivizing participation in a market transaction.
    상세보기
  561. Evermann, Gunnar, System and method for inferring user intent from speech inputs.
    상세보기
  562. Reynolds, Charles William; Nardone, Christopher Michael, System and method for integrated circuit card data storage.
    상세보기
  563. Pletz, Tracy; Callahan, William T., System and method for integrated customer management.
    상세보기
  564. Coyle, Adam; Anuszewski, Terri; Coleman, Bruce; Norton, Thomas; McNary, Doug, System and method for issuing negotiable instruments by licensed money transmitter from direct deposits.
    상세보기
  565. Hirka, Jeffrey L.; Fox, Steven J., System and method for linked account having sweep feature.
    상세보기
  566. Ng, Yvonne, System and method for managing a plurality of local lists of a single user.
    상세보기
  567. Saunders, Peter D, System and method for managing a transaction protocol.
    상세보기
  568. Shenker, Gavin; Raj, Thanigaivel Ashwin; Sahota, Jagdeep Singh; Kashef, Forough; Hurry, Simon, System and method for managing electronic data transfer applications.
    상세보기
  569. Shenker,Gavin; Raj,Thanigaivel Ashwin; Sahota,Jagdeep Singh; Kashef,Forough; Hurry,Simon, System and method for managing electronic data transfer applications.
    상세보기
  570. Borgia,Evelyn; Miller,Jodi; De Gottal,Graham; O'Connor,Christine, System and method for managing global risk.
    상세보기
  571. Breslin, Jodi; Borgia, Evelyn; de Gottal, Graham, System and method for managing risks associated with outside service providers.
    상세보기
  572. Feingold, Vincent, System and method for multi-dimensional risk analysis.
    상세보기
  573. Levine,Adam Michael; Pederson,Shane P.; Lau,Tak Wing (Edward), System and method for offer management.
    상세보기
  574. Levine, Adam Michael; Bellur, Nagendra Krishnamurthy; Pisolkar, Sourabh, System and method for offer targeting.
    상세보기
  575. Das, Jayanta, System and method for offering risk-based interest rates in a credit instrument.
    상세보기
  576. Stacey Alan Barnes ; Viktors Berstis, System and method for overloading an existing card.
    상세보기
  577. New, Darren; Paschini, Miles; Rose, Marshall, System and method for personal identification number distribution and delivery.
    상세보기
  578. Giordano, Joseph A.; Travis, Tory N.; Garbarino, Louis C., System and method for processing financial transactions.
    상세보기
  579. Singh, Shantnu, System and method for processing payment transaction receipts.
    상세보기
  580. Singh, Shantnu, System and method for processing payment transaction receipts.
    상세보기
  581. Barrett, David M.; Kuchta, Kevin Michael, System and method for processing receipts and other records of users.
    상세보기
  582. Barrett, David M.; Kuchta, Kevin Michael, System and method for processing receipts and other records of users.
    상세보기
  583. Barrett, David M.; Kuchta, Kevin Michael, System and method for processing receipts and other records of users.
    상세보기
  584. Sorem, Steve, System and method for processing transactions.
    상세보기
  585. Hoffberg, Steven M., System and method for providing a payment to a non-winning auction participant.
    상세보기
  586. Bonalle,David S; Francolini,Gail A; Ing,Samantha S; Kunian,Danielle; Nulle,Danielle R, System and method for providing and RFID transaction device.
    상세보기
  587. Fife, John P.; Van Winkle, Laura K.; Birbara, Linda H., System and method for providing feedback in an interactive payment system.
    상세보기
  588. Hamilton, Stacy M.; Rossiter, Janet L., System and method for providing promotional pricing.
    상세보기
  589. Hamilton,Stacy M.; Rossiter,Janet L., System and method for providing promotional pricing.
    상세보기
  590. Bishop, Fred; Neemann, Trey; Armes, David, System and method for reassociating an account number to another transaction account.
    상세보기
  591. Antonucci, Donna A.; Voltmer, Theodore S., System and method for redeeming vouchers.
    상세보기
  592. Antonucci, Donna; Voltmer, Theodore S., System and method for redeeming vouchers.
    상세보기
  593. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
    상세보기
  594. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
    상세보기
  595. Nagel,Robert H.; Felsher,David P.; Hoffberg,Steven M., System and method for secure three-party communications.
    상세보기
  596. Saunders, Peter D; Barnes, Brian T, System and method for secure transactions manageable by a transaction account provider.
    상세보기
  597. Graves, Phillip Craig; Smith, Merrill Brooks, System and method for securely authorizing and distributing stored-value card data.
    상세보기
  598. Saunders, Peter, System and method for securing a recurrent billing transaction.
    상세보기
  599. Peart, Lee J.; Saunders, Peter D., System and method for securing sensitive information during completion of a transaction.
    상세보기
  600. Gardiner, Michael; Canzi, Adriano, System and method for selectively initiating biometric authentication for enhanced security of access control transactions.
    상세보기
  601. Tushie, David R.; Haeuser, William W., System and method for smart card personalization.
    상세보기
  602. Hoffman, Ned, System and method for tokenless biometric authorization of electronic communications.
    상세보기
  603. Hoffman, Ned, System and method for tokenless biometric authorization of electronic communications.
    상세보기
  604. Hoffman, Ned, System and method for tokenless biometric electronic scrip.
    상세보기
  605. Davis, Jr., Tommy L., System and method for tracking authenticated items.
    상세보기
  606. Rau, Scott W.; Bertetti, Scott Philip; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
    상세보기
  607. Rau, Scott W.; Bertetti, Scott Philp; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
    상세보기
  608. Naik, Devang K.; Tackin, Onur E., System and method for updating an adaptive speech recognition model.
    상세보기
  609. Naik, Devang K.; Gruber, Thomas R.; Weiner, Liam; Binder, Justin G.; Srisuwananukorn, Charles; Evermann, Gunnar; Williams, Shaun Eric; Chen, Hong; Napolitano, Lia T., System and method for user-specified pronunciation of words for speech synthesis and recognition.
    상세보기
  610. Naik, Devang K.; Gruber, Thomas R.; Weiner, Liam; Binder, Justin G.; Srisuwananukorn, Charles; Evermann, Gunnar; Williams, Shaun Eric; Chen, Hong; Napolitano, Lia T., System and method for user-specified pronunciation of words for speech synthesis and recognition.
    상세보기
  611. Macklin, Lee; Pinsky, Maria; Kraemer, Jessica, System and method for using a multiple-use credit card.
    상세보기
  612. Pathmasuntharan, Jaya Shankar; Tan, Cheng Lin, System and method for using a smart card.
    상세보기
  613. Fellner,Debra C., System and method for using a stored value account having subaccount feature.
    상세보기
  614. Barrett, David M., System and method for utilizing a universal prepaid card.
    상세보기
  615. Bonalle, David S.; Salow, Glen, System and method of a smartcard transaction with biometric scan recognition.
    상세보기
  616. Bonalle, David S.; Salow, Glen, System and method of a smartcard transaction with biometric scan recognition.
    상세보기
  617. Bauer, James L.; Masella, Margaret, System and method of operating a debit card reward program.
    상세보기
  618. Lanahan, James W.; Howard, Dane M.; Williams, Brian F.; Peacock, Luke; Negrillo, Belmer Perrella Garcia, System and methods for multimedia “hot spot” enablement.
    상세보기
  619. Howard, Dane M.; Lanahan, James W.; Williams, Brian F., System and methods for the cluster of media.
    상세보기
  620. Howard, Dane M.; Lanahan, James W.; Williams, Brian F., System and methods for the segmentation of media.
    상세보기
  621. Howard, Dane M.; Lanahan, James W.; Williams, Brian F., System and methods for the segmentation of media.
    상세보기
  622. Freund, Peter C., System and process for performing purchase transactions using tokens.
    상세보기
  623. Kohl, Donald, System and processes for dispensing value to cardholder in response to an authorization over an electric data network.
    상세보기
  624. Gangi, Frank J., System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods.
    상세보기
  625. Gangi,Frank J., System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods.
    상세보기
  626. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., System for biometric security using a FOB.
    상세보기
  627. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
    상세보기
  628. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
    상세보기
  629. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
    상세보기
  630. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
    상세보기
  631. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
    상세보기
  632. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
    상세보기
  633. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
    상세보기
  634. Breck, Lydia; Zoob, Jessica; Salow, Glen; Bishop, Fred; Schwarz, William; Glazer, Elliot; Johnstone, David; Cunningham, Katie; Nambiar, Anant; Belt, Jan Nunney; Wittwer, Martin; Armes, David; Chow, Christina, System for facilitating a transaction.
    상세보기
  635. Singh, Lalit; Shirsekar, Sanjay, System for packaging, processing, activating, and deactivating multiple individual transaction cards as a singular unit.
    상세보기
  636. Campos, Tomas Ariel, System for payment via electronic wallet.
    상세보기
  637. Llach, Teri, System for processing, activating and redeeming value added prepaid cards.
    상세보기
  638. Llach, Teri, System for processing, activating and redeeming value added prepaid cards.
    상세보기
  639. Barrett, David M., System, computer readable medium, and method for authorizing purchase using on-demand prepaid card.
    상세보기
  640. Doughty, Ralph O.; Antaki, Patrick R.; Palmer, Glennard D.; Gilliom, Robert M., System, method and apparatus for electronic ticketing.
    상세보기
  641. Doughty, Ralph O.; Antaki, Patrick R., System, method and apparatus for enabling transactions using a biometrically enabled programmable magnetic stripe.
    상세보기
  642. Doughty, Ralph O.; Antaki, Patrick R., System, method and apparatus for enabling transactions using a biometrically enabled programmable magnetic stripe.
    상세보기
  643. Doughty, Ralph O.; Antaki, Patrick R.; Weiss, Kenneth P., System, method and apparatus for enabling transactions using a user enabled programmable magnetic stripe.
    상세보기
  644. Kawan, Joseph C.; Munoz, Ramiro; Kogen, Mark, System, method and apparatus for value exchange utilizing value-storing applications.
    상세보기
  645. Kawan, Joseph C.; Munoz, Ramiro; Kogen, Mark, System, method and apparatus for value exchange utilizing value-storing applications.
    상세보기
  646. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
    상세보기
  647. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
    상세보기
  648. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
    상세보기
  649. Bianco Peter Garrett ; Boon William Taylor ; Sterling Robert Brewster ; Ware Karl Roger, System, method and computer program product for allowing access to enterprise resources using biometric devices.
    상세보기
  650. Bianco, Peter Garrett; Boon, William Taylor; Rochon, Anthony C.; Sherman, Marc A.; Sterling, Robert Brewster; Ware, Karl Roger, System, method and computer program product for an authentication management infrastructure.
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