초록 ▼

An automatic account controller for remotely arranging for payment of debt to a vendor. The controller includes a detector for activating the portable account controller upon detection of indicia of identity of an authorized user and a selector for selecting a mode of payment to the vendor. The cont

An automatic account controller for remotely arranging for payment of debt to a vendor. The controller includes a detector for activating the portable account controller upon detection of indicia of identity of an authorized user and a selector for selecting a mode of payment to the vendor. The controller further includes a keypad for entering a payment amount, a wireless transceiver for communicating with the vendor, and a processor for executing the selected mode of payment to the vendor through the apparatus for communicating.

대표청구항 ▼

An automatic portable account controller for remotely arranging for payment of debt to a vendor comprising in combination: means for activating the automatic portable account controller upon detection of indicia of identity of an authorized user; means for selecting direct value transfer as a mode o

An automatic portable account controller for remotely arranging for payment of debt to a vendor comprising in combination: means for activating the automatic portable account controller upon detection of indicia of identity of an authorized user; means for selecting direct value transfer as a mode of payment to the vendor via off-line mode; means for selecting credit purchase as a mode of payment to the vendor via off on-line mode; means for selecting bank account transfer as a mode of payment to the vendor via on-line mode; means for entering a payment amount; means for communicating with the vendor; and means for executing the selected mode of payment to the vendor through the means for communicating.