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Method and system for building a database and performing marketing based upon prior shopping history 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06K-009/00
출원번호 US-0303631 (1994-09-08)
발명자 / 주소
  • Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX)
출원인 / 주소
  • Credit Verification Corporation (Abilene TX 02)
인용정보 피인용 횟수 : 501  인용 특허 : 100

초록

The present invention includes a system for performing retail targeted marketing on customers. The system comprises a terminal for entering selected indicia from identification presented by customers at a point-of-sale in order to generate an identification code for each customer. A reader detects t

대표청구항

A system for performing targeted marketing on customers in a retail establishment comprising: a terminal for entering selected indicia from identification presented by customers at a point-of-sale in order to generate a unique identification code for each customer; a reader for detecting the machine

이 특허에 인용된 특허 (100)

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  106. Gonsalves,Robert; Laird,Michael, Graphical user interface for color correction.
  107. Buchheit, Brian K.; Mghie, Sean I., Graphical user interface for the conversion of loyalty points for services.
  108. McGhie, Sean I.; Buchheit, Brian K., Graphical user interface for the conversion of loyalty points via a loyalty point website.
  109. Feller, Todd Stacy Leo, Initiating operating system commands based on browser cookies.
  110. Shin, Young-Cheol; Oh, Chang-Hwan; Gwon, Hyuck-Jin; Eom, Doo-Seop, Integrated customer management system and method using wireless barcode.
  111. Hoffberg, Steven Mark, Intelligent electronic appliance system and method.
  112. Golden, Steven M.; Levin, Hillel; Anderson, Bradley A.; Gentry, Gary D.; Barbour, James A.; Schornberg, Albert, Interactive marketing network and process using electronic certificates.
  113. Golden, Steven M.; Levin, Hillel; Anderson, Bradley A.; Gentry, Gary D.; Barbour, James A.; Schornberg, Albert, Interactive marketing network and process using electronic certificates.
  114. Hoffberg, Steven M.; Hoffberg-Borghesani, Linda I., Internet appliance system and method.
  115. Hoffberg, Steven M.; Hoffberg-Borghesani, Linda I., Internet appliance system and method.
  116. Storey, Thomas W., Internet-based frequency and award redemption system and method.
  117. Storey, Thomas W., Internet-based frequency and award redemption system and method.
  118. Kapczynski, Mark Joseph, Keeping up with the joneses.
  119. Kapczynski, Mark Joseph, Keeping up with the joneses.
  120. Dean, Michael John; Kapczynski, Mark Joseph, Lifescore.
  121. Dean, Michael John; Kapczynski, Mark Joseph, Lifescore.
  122. Kopra, Toni, Location aware product placement and advertising.
  123. Hoffberg, Steven; Hoffberg-Borghesani, Linda, Media recording device with packet data interface.
  124. Li, Jun; Karp, Alan H., Mediating customer-driven exchange of access to personal data for personalized merchant offers.
  125. Carlson, Mark; Stan, Patrick; Faith, Patrick; Hammad, Ayman; Rewis, Ben, Merchant alert based system and method including customer presence notification.
  126. Carlson, Mark; Stan, Patrick; Faith, Patrick; Hammad, Ayman; Rewis, Ben, Merchant competition alert.
  127. Macllwaine, John Hamilton; Stan, Patrick; Keshan, Surendra; Carlson, Mark, Merchant configured advertised incentives funded through statement credits.
  128. Walker, Jay S.; Van Luchene, Andrew S.; Alderucci, Dean, Method and apparatus for controlling the performance of a supplementary process at a point of sale terminal.
  129. Bergholm Joseph O. ; Davis John Michael ; Lee Shui Yee ; Nadji Behzad ; Ting Peter Di-Hsian, Method and apparatus for providing an efficient use of telecommunication network resources.
  130. Mueller, Raymond J.; Douglas, David H.; Van Luchene, Andrew S.; Marrazzo, George M.; Wahlquist, Shane J., Method and apparatus for selecting a supplemental product to offer for sale during a transaction.
  131. Mueller, Raymond J.; Douglas, David H.; Van Luchene, Andrew S.; Marrazzo, George M.; Wahlquist, Shane J., Method and apparatus for selecting a supplemental product to offer for sale during a transaction.
  132. Mueller, Raymond J.; Douglas, David H.; Van Luchene, Andrew S.; Marrazzo, George M.; Whalquist, Shane, Method and apparatus for selecting a supplemental product to offer for sale during a transaction.
  133. Walker, Jay S.; Van Luchene, Andrew S.; Otto, Jonathan; Tedesco, Daniel E.; Gelman, Geoffrey M., Method and apparatus for selling an aging food product.
  134. Chasko, Stephen J., Method and apparatus for tracking customer purchasing habits.
  135. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive.
  136. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds.
  137. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold.
  138. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold.
  139. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold.
  140. Deaton David W. ; Gabriel Rodney G., Method and system for building a database for use with selective incentive marketing in response to customer shopping histories.
  141. Riordan John ; Morehouse Bruce, Method and system for collecting and processing marketing data.
  142. Riordan, John; Morehouse, Bruce, Method and system for collecting and processing marketing data.
  143. Mikhail,Grinshetyn; Chang,Matthias E.; Wong,Hok Yee; Chao,Anthony; Graham,Mark, Method and system for data capture with hidden applets.
  144. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for delayed cookie transmission in a client-server architecture.
  145. Brown, Clinton Douglas; Kennedy, Nancy May; Ryan, Timothy Michael; Schmidt, Mary Ann, Method and system for delivering targeted research invitations.
  146. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for determining receipt of a delayed cookie in a client-server architecture.
  147. Cleary, Michael J.; Clifton, David A.; Ilijasic, Dean; Cohen, David C.; Rodgers, Kristine K., Method and system for distribution of unactivated bank account cards.
  148. Cleary, Michael; Clifton, David; Ilijasic, Dean; Cohen, David; Rodgers, Kristine, Method and system for distribution of unactivated bank account cards.
  149. Barnett Craig W. ; Reisner Karen R. ; Braunstein Mark, Method and system for electronic distribution of product redemption coupons.
  150. Barnett, Craig W.; Reisner, Karen R.; Braunstein, Mark, Method and system for electronic distribution of product redemption coupons.
  151. Craig W. Barnett ; Karen R. Reisner ; Mark Braunstein, Method and system for electronic distribution of product redemption coupons.
  152. Deaton,David W.; Gabriel,Rodney G., Method and system for facilitating consumer purchases.
  153. Roberts, Gregory B., Method and system for generating certificates having unique ID data.
  154. Roberts, Greg, Method and system for generating certificates having unique Id data.
  155. Deaton David W. ; Gabriel Rodney G., Method and system for generating incentives based on substantially real-time product purchase information.
  156. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  157. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  158. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  159. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  160. Pletz,Tracy M.; Seidel,Howard C.; Rochford,Joseph, Method and system for implementing a card product with multiple customized relationships.
  161. Spielmann, Craig; Hutter, Maria; Klein, Joel; Singhani, Naresh, Method and system for managing risk.
  162. Spielmann,Craig; Hutter,Maria; Klein,Joel; Singhani,Naresh, Method and system for managing risk.
  163. Spielmann,Craig; Hutter,Maria; Klein,Joel; Singhani,Naresh, Method and system for managing risks.
  164. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments.
  165. Noles, Michael K., Method and system for providing flexible financing.
  166. Noles, Michael K., Method and system for providing flexible financing.
  167. Mussman,David C.; Adornato,Rocco L.; Barker,Thomas B.; West,Gary L.; Katz,Ronald A., Method and system for providing offers in real time to prospective customers.
  168. Ahmad, Farhan, Method and system for providing pre-approved targeted products.
  169. Mussman, David C; Adornato, Rocco L; Barker, Thomas B; Katz, Ronald A; West, Gary L, Method and system for providing real time offers to a user based on obsolescence of possessed items.
  170. Narayanan,Lakshmi, Method for controlled and audited access to privileged accounts on computer systems.
  171. Lala,Ravesh; Trevathan,Matthew Bunkley, Method for conveniently enabling a web server to provide commercial promotions using compiled code.
  172. Yu Phillip Shi-lung ; Liang Bob Chao-Chu ; Chen Ming-Syan,TWX, Method for mining causality rules with applications to electronic commerce.
  173. Zhu,Xuewen; Ji,Kai; Yang,Aili; Xu,Congwei, Method of automatically establishing a data communication link between an optical code reading device and a host system having a data communication interface.
  174. Finsterwald Martin,DEX, Method of building up a data bank containing customer data and/or for the organization of a rebate or coupon system.
  175. Aabye, Christian; Ngo, Hao; Wilson, David, Method of performing transactions with contactless payment devices using pre-tap and two-tap operations.
  176. Mussman, David C.; Barker, Thomas B.; West, Gary L.; Katz, Ronald A., Method, program storage device, and apparatus for offering a user a plurality of scenarios under which to conduct a primary transaction.
  177. Mussman, David C; Barker, Thomas B; West, Gary L; Katz, Ronald A, Method, program storage device, and apparatus for offering a user a plurality of scenarios under which to conduct a primary transaction.
  178. Everhart,Glenn C., Method/system for preventing identity theft or misuse by restricting access.
  179. Adornato, Rocco L.; Mussman, David C., Methods and apparatus for intelligent selection of goods and services in mobile commerce.
  180. Barker, Thomas B., Methods and apparatus for intelligent selection of goods and services in point-of-sale commerce.
  181. Barker, Thomas B.; Strubbe, Todd B.; Kempkes, Rodney J.; Pettay, Mark J.; Johnson, Robert E., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
  182. Katz Ronald A. ; West Gary L. ; Barker Thomas B., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
  183. Katz, Ronald A.; West, Gary L.; Barker, Thomas B., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
  184. Katz, Ronald A.; West, Gary L.; Barker, Thomas B., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
  185. Katz,Ronald A.; West,Gary L.; Barker,Thomas B., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
  186. Strubbe, Todd B.; Adornato, Rocco L., Methods and apparatus for intelligent selection of goods and services offered to conferees.
  187. Strubbe, Todd B; Adornato, Rocco L, Methods and apparatus for intelligent selection of goods and services offered to conferees.
  188. Strubbe,Todd B.; Adornato,Rocco L., Methods and apparatus for intelligent selection of goods and services offered to conferees.
  189. Katz,Ronald A.; West,Gary L.; Barker,Thomas B., Methods and apparatus for intelligent, purpose-based selection of goods and services in telephonic and electronic commerce.
  190. Altschuler Steven J. ; Ingerman David ; Jung Edward K. ; Ridgeway Greg ; Wu Lani F., Methods and apparatus using task models for targeting marketing information to computer users based on a task being performed.
  191. Katz, Ronald A.; West, Gary L.; Barker, Thomas B., Methods and system for providing offers in real time while preserving confidential information.
  192. Mussman, David C.; Adornato, Rocco L.; Barker, Thomas B.; Katz, Ronald A; West, Gary L., Methods and system for providing real time offers to a user based on obsolescence of possessed items.
  193. Musumeci, Gian-Paolo; Wehner, Kristopher C., Methods and systems for caching data using behavioral event correlations.
  194. Musumeci, Gian-Paolo; Wehner, Kristopher C., Methods and systems for caching data using behavioral event correlations.
  195. Musumeci, Gian-Paolo; Wehner, Kristopher C., Methods and systems for caching data using behavioral event correlations.
  196. Musumeci, Gian-Paolo; Wehner, Kristopher C., Methods and systems for caching data using behavioral event correlations.
  197. Bowie Britton,Simon, Methods and systems for managing successful completion of a network of processes.
  198. Mann, II,William Frederick; Hirka,Jeffrey L., Methods for providing cardless payment.
  199. Mussman,David C., Methods, computer-readable media, and apparatus for offering users a plurality of scenarios under which to conduct at least one primary transaction.
  200. Strubbe, Todd B.; Mussman, David C.; Adornato, Rocco L., Methods, media, and apparatus for intelligent selection of items encoded onto portable machine-readable entertainment media.
  201. Hickman, Andrew John; Tsang, Alan; Tao, Yaqi; Pan, Shengjun, Micro-geographic aggregation system.
  202. Carlson, Mark; Faith, Patrick, Mobile alert transaction system and method.
  203. Carlson, Mark; Ciurea, Peter, Mobile coupon method and system.
  204. Hammad, Ayman; Faith, Patrick, Mobile device including computer readable medium suitable for tax processing and currency conversion.
  205. Wentker, Dave; Wong, Erick; Shenker, Gavin; Deibert, Doug, Mobile payment management.
  206. Fernando Llavanya ; Rafii Abbas ; Williams Nicholas ; Bunn Eric A. ; Valliani Aziz, Modular signature and data-capture system and point of transaction payment and reward system.
  207. Fernando, Llavanya; Rafii, Abbas; Williams, Nicholas; Bunn, Eric A.; Valliani, Aziz, Modular signature and data-capture system and point of transaction payment and reward system.
  208. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
  209. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
  210. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
  211. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
  212. Rane, Rajendra; Juang, David; Alvarez, Eduardo J.; Fasillo, Iwao, Multidimensional personal behavioral tomography.
  213. Rane, Rajendra; Juang, David; Alvarez, Eduardo J.; Fusillo, Iwao, Multidimensional personal behavioral tomography.
  214. Kilger, Max; Fetto, Jr., John Alfred; Algranati, David, Multimedia engagement study.
  215. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  216. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  217. Sullivan, Kevin, Mutual fund card method and system.
  218. Gonsalves, Robert; Laird, Michael D., Natural color matching in a video editing system.
  219. Kopra, Toni, Navigation aware news service.
  220. Kopra, Toni, Navigation aware news service.
  221. McGhie, Sean I.; Buchheit, Brian K., Online shopping sites for redeeming loyalty points.
  222. Aabye, Christian; Ngo, Hao; Wilson, David William; Zeiden, Gustavo Mariath; Pitchford, Chris; Pirzadeh, Kiushan, Over the air update of payment transaction data stored in secure memory.
  223. Aabye, Christian; Ngo, Hao; Wilson, David William; Zeiden, Gustavo Mariath; Pitchford, Chris; Pirzadeh, Kiushan, Over the air update of payment transaction data stored in secure memory.
  224. Thomas, Tracey R.; Ferrell, Raymond R., Pay yourself first budgeting.
  225. Thomas, Tracey R., Pay yourself first with auto bill pay system and method.
  226. Thomas, Tracey R., Pay yourself first with user guidance.
  227. Patel, Ameet; Holme, Jennifer; Caiazzo, Anthony, Personalized interactive network architecture.
  228. Patel,Ameet; Holme,Jennifer; Caiazzo,Anthony, Personalized interactive network architecture.
  229. Patel, Ameet; Holme, Jennifer; Caiazzo, Anthony, Personalized interactive network with multiple channels coupled to integrated knowledge management system.
  230. Deaton, David W.; Gabriel, Rodney G., Point-of-sale server and method.
  231. Deaton,David W.; Gabriel,Rodney G., Point-of-sale server and method.
  232. Benson, Glenn Stuart; Calaceto, Joseph R.; Logar, Russell M., Portable security transaction protocol.
  233. Pinto, Stephen K.; Mansfield, Richard; Jacobs, Marc; Rubin, Donald, Predictive model augmentation by variable transformation.
  234. Pinto, Stephen K.; Mansfield, Richard, Predictive model management using a re-entrant process.
  235. Pinto, Stephen K.; Mansfield, Richard; Jacobs, Marc; Rubin, Donald, Predictive model validation.
  236. Pinto,Stephen K.; Mansfield,Richard, Predictive model variable management.
  237. Pinto, Stephen K.; Mansfield, Richard J. W.; Rubin, Donald B.; Hirshberg, Jay C., Predictor variable selection and dimensionality reduction for a predictive model.
  238. Golden,Steven M.; Levin,Hillel; Gentry,Gary D.; Barbour,James A.; Schornberg,Albert; Anderson,Bradley A., Process for the distribution and redemption of coupons.
  239. Giuliani John A., Process, system and computer readable medium for in-store printing of discount coupons and/or other purchasing incentives in various departments within a retail store.
  240. Chen Ming-Syan,TWX ; Yu Philip Shi-Lung, Progressive method and system for CPU and I/O cost reduction for mining association rules.
  241. Kapczynski, Mark Joseph, Providing credit data in search results.
  242. Anderson,Gary Floyd; Chou,Paul Bao Luo; Chzaszcz,David Edward; Kamesam,Pasumarti Venkata, Qualified and targeted lead selection and delivery system.
  243. Granucci, Nicole Janine; Vriheas, Carrie Elaine; Hammad, Ayman, Real-time balance on a mobile phone.
  244. Granucci, Nicole Janine; Vriheas, Carrie Elaine; Hammad, Ayman A., Real-time balance on a mobile phone.
  245. Carlson, Mark; Hammad, Ayman; Faith, Patrick, Real-time balance updates.
  246. Jokinen,Jukka V.; Blants,Lioudmila; Pitk��nen,Risto; Pienim��ki,Sami; Mattila,Jouka; Suomela,Riku, Real-time wireless e-coupon (promotion) definition based on available segment.
  247. Aabye, Christian; Ngo, Hao; Wilson, David William; Mangiagalli, Guido, Recordation of electronic payment transaction information.
  248. Gangi, Frank Joseph, Retail point-of-transaction system, program products, and related methods to provide a customized set of identification data to facilitate a transaction using electronic coupons.
  249. McGhie, Sean I.; Buchheit, Brian K., Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds.
  250. McGhie, Sean I.; Buchheit, Brian K., Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds.
  251. Christie, William; Beliveau, Jeffery; Lellouche, Henri, Secure coupon distribution.
  252. Blossom, George, Selectable multi-purpose card.
  253. Blossom,George, Selectable multi-purpose card.
  254. McGhie, Sean I.; Buchheit, Brian K., Self-service stations for utilizing non-negotiable credits earned from a game of chance.
  255. Chamberlain, Simon; Giles, Harley; Lientz, Andrew, Service for associating IP addresses with user segments.
  256. Chamberlain, Simon; Giles, Harley; Lientz, Andrew, Service for associating network users with profiles.
  257. Chamberlain, Simon; Giles, Harley; Lientz, Andrew, Service for associating network users with profiles.
  258. Magennis,Gerard; Buchendorfer,Thomas, Setuid-filter method for providing secure access to a credentials store for computer systems.
  259. Gonsalves, Robert; Laird, Michael D., Source color modification on a digital nonlinear editing system.
  260. Slater,Kim Michele, Sponsor funded stored value card.
  261. Kapczynski, Mark Joseph; Dean, Michael John, Storage and maintenance of personal data.
  262. Smith Mark S. ; Epstein Seth M. ; Smith Jennifer J. ; Corarito Arthur D. ; Cinquegrana George V., Store-level marketing system.
  263. Knackstedt, Lee; Rau, Scott, Stored value card provided with merchandise as rebate.
  264. Eldering,Charles A.; Sylla,M. Lamine, Subscriber characterization system.
  265. Eldering,Charles A.; Sylla,M. Lamine; Blasko,John P., Subscriber characterization system with filters.
  266. VonDerheide, James Alan; Dhamodharan, Rajasekaran, Successive offer communications with an offer recipient.
  267. VonDerheide, James Alan; Dhamodharan, Rajasekaran, Successive offer communications with an offer recipient.
  268. Sullivan,Kevin, System and method for a card benefit program providing benefits to program members based on program performance.
  269. Sullivan,Kevin, System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance.
  270. de Boer, Elts; Jackson, Glyn Philip; Ramsey, Samuel Martin; Voltmer, Theodore S., System and method for a merchant loyalty system.
  271. de Boer, Elts; Jackson, Glyn Philip; Ramsey, Samuel Martin; Voltmer, Theodore S., System and method for a merchant loyalty system.
  272. Sullivan, Kevin M., System and method for administering a brokerage rebate card program.
  273. Benson, Glenn S., System and method for anti-phishing authentication.
  274. Benson, Glenn S., System and method for anti-phishing authentication.
  275. Benson, Glenn S., System and method for anti-phishing authentication.
  276. Benson, Glenn S., System and method for anti-phishing authentication.
  277. Celka, Christopher J.; Rojas, Cristian R., System and method for automated detection of never-pay data sets.
  278. Celka, Christopher J.; Rojas, Cristian R., System and method for automated detection of never-pay data sets.
  279. Gendler, Joseph, System and method for automatic financial project management.
  280. Robinson, Timothy L., System and method for biometric authorization for check cashing.
  281. Boyle, Kevin; Maistre, Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
  282. Boyle,Kevin; Maistre,Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
  283. Butler, Sheila S.; Schwarz, Jr., Charles E., System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag.
  284. Alarcon-Luther, Melissa; Fellner, Debra C.; Sabloff, Barry M.; Schell, III, Frank Charles; Mesrobian, Peter Mark; Griffin, Ginger; Dorion, Michelle; Karris, Gus, System and method for currency selectable stored value instrument.
  285. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for depositing negotiable instruments.
  286. Rissanen,Jussi; Tanskanene,Erkki; Makipaa,Mikko; Pakkala,Timo; Hannula,Esko, System and method for displaying information included in predetermined messages automatically.
  287. Warren, Mary Carter; Barrett, Donna M.; Schmitt, Donald H.; Ehemann, Karen R., System and method for establishing or modifying an account with user selectable terms.
  288. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  289. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  290. Anderson, Jeffrey P., System and method for evaluating vehicle purchase loyalty.
  291. Sanders, Shelley F.; Bowers, Theodore, System and method for funding a collective account.
  292. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  293. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  294. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  295. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  296. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  297. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  298. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
  299. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
  300. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  301. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  302. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interface.
  303. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interfaces.
  304. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  305. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  306. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  307. Taylor, Robert Cameron; Pilarcik, Jeffrey J.; Ley, Paula M., System and method for granting promotional rewards to both customers and non-customers.
  308. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  309. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  310. Sheley, William S., System and method for granting promotional rewards to financial account holders.
  311. Rosko, Robert J., System and method for implementing a consolidated application process.
  312. Rosko, Robert J., System and method for implementing a consolidated application process.
  313. Rosko, Robert J., System and method for implementing a consolidated application process.
  314. Brenner, Margaret S.; Proud, Scott C., System and method for management and delivery of content and rules.
  315. Brenner, Margaret S.; Proud, Scott C., System and method for management and delivery of content and rules.
  316. Borgia,Evelyn; Miller,Jodi; De Gottal,Graham; O'Connor,Christine, System and method for managing global risk.
  317. Breslin, Jodi; Borgia, Evelyn; de Gottal, Graham, System and method for managing risks associated with outside service providers.
  318. Haines, Mark; Ferrell, Raymond R; Ariff, Fauziah B; Voltmer, Theodore S, System and method for monitoring consumer purchasing activity.
  319. Feingold, Vincent, System and method for multi-dimensional risk analysis.
  320. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for negotiable instrument cashing fee setup by type.
  321. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for negotiable instrument cashing transaction assistance procedures.
  322. Scott, Kelly W., System and method for network-based project management.
  323. Scott,Kelly W., System and method for network-based project management.
  324. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraj; Zeisser, Michel P.; Fernandes, Joseph; Segal, Elizabeth Hilton, System and method for networked loyalty program.
  325. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraj; Zeisser, Michel P.; Fernandes, Joseph; Segal, Elizabeth Hilton, System and method for networked loyalty program.
  326. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P.; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  327. Ariff, Fauziah B; Voltmer, Theodore S; Antonucci, Donna A; Greenhut, Scott M; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  328. Ariff, Fauziah B; Voltmer, Theodore S; Antonucci, Donna A; Greenhut, Scott M; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  329. Haines,Mark; Ferrell,Raymond R.; Ariff,Fauziah; Voltmer,Theodore S., System and method for networked loyalty program.
  330. Voltmer, Theodore S.; Ariff, Fauziah B., System and method for networked loyalty program.
  331. Voltmer, Theodore S.; Ariff, Fauziah B., System and method for networked loyalty program.
  332. Voltmer,Theodore S.; Ariff,Fauziah B., System and method for networked loyalty program.
  333. Voltmer,Theodore S.; Ariff,Fauziah B., System and method for networked loyalty program.
  334. Das, Jayanta, System and method for offering risk-based interest rates in a credit instrument.
  335. Benson, Glenn Stuart; Croston, Sean, System and method for partner key management.
  336. Skingle, Bruce James, System and method for portal infrastructure tracking.
  337. Skingle,Bruce James, System and method for portal infrastructure tracking.
  338. Everhart, Glenn C., System and method for preventing identity theft or misuse by restricting access.
  339. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for processing applicant input information.
  340. Sorem, Steve, System and method for processing transactions.
  341. Perlman, Jeffrey William; Dempsey, Caroline Grace, System and method for promotion processing and authorization.
  342. Mears, Stuart Andrew, System and method for providing a financial transaction instrument with user-definable authorization criteria.
  343. Mears, Stuart Andrew, System and method for providing a financial transaction instrument with user-definable authorization criteria.
  344. Teicher Mordechai,ILX ; Halperin Avner,ILX, System and method for providing a store customer with personally associated prices for selected items.
  345. Courbage, Magali; Rodenbusch, Richard; Morani, Jean-Dominique, System and method for providing an aggregation tool.
  346. Hora,Rajesh; Dommer,Lisa Marie, System and method for providing automated database assistance to financial service operators.
  347. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  348. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  349. Rosko,Robert; Ampani,Kumar, System and method for providing customers with seamless entry to a remote server.
  350. Bowers, Theodore J; Ilijasic, Dean; Sanders, Shelley F., System and method for providing discriminated content to network users.
  351. Bowers,Theodore J.; Ilijasic,Dean; Sanders,Shelley F., System and method for providing discriminated content to network users.
  352. Gendler,Joseph, System and method for providing funding approval associated with a project based on a document collection.
  353. Sanders, Shelley F.; Bowers, Theodore; Ilijasic, Dean, System and method for providing incentives to consumers to share information.
  354. Hamilton, Stacy M.; Rossiter, Janet L., System and method for providing promotional pricing.
  355. Scroggie, Michael C.; Kacaba, Michael E.; Rochon, David A.; Diamond, David M., System and method for providing shopping aids and incentives to customer through a computer network.
  356. Scroggie, Michael C.; Kacaba, Michael E.; Rochon, David A.; Diamond, David M., System and method for providing shopping aids and incentives to customers through a computer network.
  357. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
  358. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
  359. Ariff, Fauziah B.; Bishop, Fred; Neemann, Trey; Voltmer, Theodore S., System and method for securing data through a PDA portal.
  360. Bishop, Fred; Neemann, Trey; Voltmer, Theodore S; Ariff, Fauziah B, System and method for securing data through a PDA portal.
  361. Bishop,Fred; Neemann,Trey; Voltmer,Theodore S.; Ariff,Fauziah B., System and method for securing data through a PDA portal.
  362. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
  363. Miller, Lawrence R; Trenholm, Martin J., System and method for single session sign-on.
  364. Skingle,Bruce James, System and method for single session sign-on with cryptography.
  365. Ellmore, Kimberly, System and method for single sign on process for websites with multiple applications and services.
  366. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  367. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  368. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  369. Ellmore,Kimberly, System and method for single sign on process for websites with multiples applications and services.
  370. Roberts, Mark E.; Mathe, Jennifer K.; Nguyen, Khahn, System and method for targeted marketing and consumer resource management.
  371. Roberts, Mark E.; Mathe, Jennifer K.; Nguyen, Khahn, System and method for targeted marketing and consumer resource management.
  372. Roberts, Mark E.; Mathe, Jennifer K.; Nguyen, Khanh, System and method for targeted marketing and consumer resource management.
  373. Roberts, Mark E.; Mathe, Jennifer K.; Nguyen, Khanh, System and method for targeted marketing and consumer resource management.
  374. Colcord, Brian, System and method for testing applications.
  375. Martino, Paul; Musumeci, Gian-Paolo; Wehner, Kristopher C., System and method for the dynamic generation of correlation scores between arbitrary objects.
  376. Martino, Paul; Musumeci, Gian-Paolo; Wehner, Kristopher C., System and method for the dynamic generation of correlation scores between arbitrary objects.
  377. Antonucci, Donna; Voltmer, Theodore S., System and method for the real-time transfer of loyalty points between accounts.
  378. Antonucci,Donna; Voltmer,Theodore S., System and method for the real-time transfer of loyalty points between accounts.
  379. Rautila,Heikki, System and method for the transfer of digital data to a mobile device.
  380. Antonucci, Donna A.; Voltmer, Theodore S., System and method for the transfer of loyalty points.
  381. Senghore, Medina J.; Thomas, Tracey R.; Ariff, Fauziah, System and method for tiered filtering of purchase transactions.
  382. Senghore, Medina J.; Thomas, Tracey R.; Ariff, Fauziah, System and method for tiered filtering of purchase transactions.
  383. Rau, Scott W.; Bertetti, Scott Philp; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
  384. Fellner,Debra C., System and method for using a stored value account having subaccount feature.
  385. Chien, Emily; Sanchez, Trish; Saunders, Daniela; Wiseman, Jill; Balagopal, C R; Kinderknecht, Al; Parson, Jon W.; Preston, Ray, System and method for using loyalty rewards as currency.
  386. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System and method for utilizing redemption information.
  387. Bauer,James L.; Masella,Margaret, System and method of operating a debit card reward program.
  388. Jones, III, Charles L.; Eginton, William A., System and method of targeted marketing.
  389. Everhart, Glenn C., System and method providing improved error detection related to transmission of data over a communication link.
  390. Hunt, III, Herbert Harris, System and methods for credit dispute processing, resolution, and reporting.
  391. Hunt, III, Herbert Harris, System and methods for credit dispute processing, resolution, and reporting.
  392. Hunt, III, Herbert Harris, System and methods for credit dispute processing, resolution, and reporting.
  393. Tsunenari,Tomoo, System and methods to effect return of a consumer product.
  394. Tsunenari,Tomoo; Saks,Arkady; Larkey,Ben; Futagami,Ryotaro, System and methods to effect return of a consumer product.
  395. Freund, Peter C., System and process for performing purchase transactions using tokens.
  396. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
  397. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
  398. Mann, III,William Frederick; Hirka,Jeffrey L., System for providing cardless payment.
  399. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System for utilizing redemption information.
  400. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System for utilizing redemption information.
  401. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  402. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  403. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  404. Pettay, Mark J; Kempkes, Rodney J, System, method, and business method for settling micropayment transactions to a pre-paid instrument.
  405. Deaton, David W.; Wood, Robert Scott, System, method, and database for processing transactions.
  406. Tenbrook, Keith A; Miller, Alicia S, Systems and method for triggering proximity detection.
  407. Rowe, III, James C.; Williams, Warren K., Systems and methods for alerting pharmacies of formulary alternatives.
  408. Fordyce, III, Edward W.; Winters, Michelle Eng; Siegel, Kevin Paul; Amaro, Leigh; Byce, Charles Raymond; Savas, Nurtekin; Ciurea, Peter; VonDerheide, James Alan; Salmon, Diane C., Systems and methods for closing the loop between online activities and offline purchases.
  409. Paradise, Andrew; Preston, Dan Richard; Mercado, Jr., Jose H., Systems and methods for confirming purchases of products from a retail establishment using a mobile device.
  410. Liu, David; Reisz, Sean Daniel; Picard, Thomas A., Systems and methods for determining prescribing physician activity levels.
  411. Chaudhuri, Anamitra; Hadenfeldt, Nancy A.; Hjermstad, Erik, Systems and methods for determining thin-file records and determining thin-file risk levels.
  412. Chaudhuri, Anamitra; Hadenfeldt, Nancy A.; Hjermstad, Erik, Systems and methods for determining thin-file records and determining thin-file risk levels.
  413. Chaudhuri, Anamitra; Hadenfeldt, Nancy A.; Hjermstad, Erik, Systems and methods for determining thin-file records and determining thin-file risk levels.
  414. Pinsonneault, Roger, Systems and methods for facilitating claim rejection resolution by providing prior authorization assistance.
  415. Troutt, Paul; Sarathi, Nikhil; Smith, Marty, Systems and methods for facilitating healthcare provider enrollment with one or more payers.
  416. Casu, Jennifer Michelle, Systems and methods for facilitating the establishment of pharmaceutical rebate agreements.
  417. Blake, Neil; Watts, Paul; McVittie, Eric, Systems and methods for forecasting household economics.
  418. Carlson, Mark; Faith, Patrick, Systems and methods for geographic location notifications of payment transactions.
  419. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  420. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  421. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  422. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  423. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  424. Balducci, Michael; Manvydas, Thomas C.; Kohl, Nadya; Koelfgen, Paul, Systems and methods for processing consumer information for targeted marketing applications.
  425. DeSoto, Laura J.; Bodda, Michele M.; Adkinson, Kristi Ann; Achanta, Venkat R.; Peng, Felicia, Systems and methods for providing a direct marketing campaign planning environment.
  426. DeSoto, Laura J.; Pearson, Michele M.; Adkinson, Kristi Ann; Achanta, Venkat R.; Peng, Felicia, Systems and methods for providing a direct marketing campaign planning environment.
  427. DeSoto, Laura J.; Pearson, Michele M.; Adkinson, Kristi Ann; Achanta, Venkat R.; Peng, Felicia, Systems and methods for providing a direct marketing campaign planning environment.
  428. McMillan, Helen; Skurtovich, John Lawrence; Kress, Anita; Sumida, Timothy; McVey, Michael Charles, Systems and methods for providing an integrated identifier.
  429. Stack, Brian; Lientz, Andrew; Chamberlain, Simon; Abdous, Yacine; Kahn, Ray, Systems and methods for providing anonymized user profile data.
  430. Stack, Brian; Lientz, Andrew; Chamberlain, Simon; Abdous, Yacine; Kahn, Ray, Systems and methods for providing anonymized user profile data.
  431. Stack, Brian; Lientz, Andrew; Chamberlain, Simon; Abdous, Yacine; Kahn, Ray, Systems and methods for providing anonymized user profile data.
  432. Ringold, James Morgan, Systems and methods for providing notifications of availability of generic drugs or products.
  433. Kaye, Elizabeth S.; Liggin, Reed; Dennis, John Taylor; Reisz, Sean Daniel; Sauers, Jeffrey Scott; Williams, Jessica Landisman; Smith, Charles David, Systems and methods for providing patient medication history.
  434. Paradise, Andrew; Preston, Dan Richard; Mercado, Jr., Jose H., Systems and methods for purchasing products from a retail establishment using a mobile device.
  435. Mi, Zhe Cheng; Russell, Rita Sue, Systems and methods for real-time monitoring and analysis of prescription claim rejections.
  436. Wiley, II, Joseph Lee; Burkett, Kenneth E., Systems and methods for shifting prescription market share by presenting pricing differentials for therapeutic alternatives.
  437. Carlson, Mark; Bebenita, Dan; Keshan, Surendra; Stan, Patrick, Systems and methods for sorting alert and offer messages on a mobile device.
  438. Carlson, Mark; Bebenita, Dan; Keshan, Surendra; Stan, Patrick, Systems and methods for sorting alert and offer messages on a mobile device.
  439. Carlson, Mark; Bebenita, Dan; Keshan, Surendra; Stan, Patrick, Systems and methods for sorting alert and offer messages on a mobile device.
  440. Fordyce, III, Edward W.; Winters, Michelle Eng; Siegel, Kevin Paul; Amaro, Leigh; Byce, Charles Raymond; Savas, Nurtekin; VonDerheide, James Alan; Salmon, Diane C., Systems and methods for targeted advertisement delivery.
  441. Ringold, James Morgan, Systems and methods for the coordination of benefits in healthcare claim transactions.
  442. Harris, Sr., Patrick; Pinsonneault, Roger, Systems and methods for the intelligent coordination of benefits in healthcare transactions.
  443. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
  444. Carlson, Mark; Faith, Patrick, Systems and methods for visual representation of offers.
  445. Burger, Michael; Kapczynski, Mark Joseph, Systems and methods of identity protection and management.
  446. Burger, Michael; Kapczynski, Mark Joseph, Systems and methods of identity protection and management.
  447. Scheidelman, Edward, Systems and methods of natural language processing and statistical analysis to identify matching categories.
  448. Chandran, Rohan K. K., Systems and methods of ranking a plurality of credit card offers.
  449. Winters, Michelle Eng; Griggs, Alfred William; DiGioacchino, Laura; Salmon, Diane C.; Siegel, Kevin Paul; Subramanian, Kaushik; VonDerheide, James Alan; Fordyce, III, Edward W.; Amaro, Leigh, Systems and methods to aggregate demand.
  450. Granville, III, Walter J., Systems and methods to communicate offer options via messaging in real time with processing of payment transaction.
  451. Fordyce, III, Edward W.; Winters, Michelle Eng; Siegel, Kevin Paul; Amaro, Leigh; Byce, Charles Raymond; Savas, Nurtekin, Systems and methods to deliver targeted advertisements to audience.
  452. Fordyce, III, Edward W.; Winters, Michelle Eng; Siegel, Kevin Paul; Amaro, Leigh; Byce, Charles Raymond; Savas, Nurtekin, Systems and methods to deliver targeted advertisements to audience.
  453. Winters, Michelle Eng, Systems and methods to enhance search data with transaction based data.
  454. Winters, Michelle Eng, Systems and methods to enhance search data with transaction based data.
  455. Winters, Michelle Eng, Systems and methods to enhance search data with transaction based data.
  456. Singh, Shantnu; Dreyer, Michael; Ciurea, Peter; VonDerheide, James Alan; Fordyce, III, Edward W., Systems and methods to facilitate loyalty reward transactions.
  457. Winters, Michelle Eng, Systems and methods to identify differences in spending patterns.
  458. Fordyce, III, Edward W.; Amaro, Leigh; Winters, Michelle Eng; Savas, Nurtekin; Byce, Charles Raymond; Hagey, Ryan, Systems and methods to match identifiers.
  459. Fordyce, III, Edward W.; Amaro, Leigh; Winters, Michelle Eng; Savas, Nurtekin; Byce, Charles Raymond; Hagey, Ryan, Systems and methods to match identifiers.
  460. Carlson, Mark; Stan, Patrick, Systems and methods to modify interaction rules during run time.
  461. LeBlanc, Diane; Salmon, Diane C., Systems and methods to optimize media presentations.
  462. LeBlanc, Diane; Salmon, Diane C., Systems and methods to optimize media presentations.
  463. Yoder, Jeanette; Byce, Charles Raymond; Winters, Michelle Eng, Systems and methods to optimize media presentations using a camera.
  464. Spears, Joseph; Carlson, Mark; Stan, Patrick, Systems and methods to process an offer campaign based on ineligibility.
  465. Carlson, Mark; Spears, Joseph; Stan, Patrick, Systems and methods to process referrals in offer campaigns.
  466. Carlson, Mark; Stan, Patrick, Systems and methods to provide and adjust offers.
  467. Norris, Mark; Bodington, Shaun; Stiff, Nicola; Olson, Raymond; Martin, Janet; Woods, Rosann; Carr, John, Systems and methods to provide benefits of account features to account holders.
  468. Fordyce, III, Edward W.; Winters, Michelle Eng; Amaro, Leigh, Systems and methods to provide intelligent analytics to cardholders and merchants.
  469. Yoder, Jeanette; Amaro, Leigh; Hagey, Ryan; Vroom, Derek A.; Bankston, Michael Steven, Systems and methods to provide messages in real-time with transaction processing.
  470. Yoder, Jeanette; Amaro, Leigh; Hagey, Ryan; Vroom, Derek A.; Bankston, Michael Steven, Systems and methods to provide messages in real-time with transaction processing.
  471. Yoder, Jeanette; Amaro, Leigh; Hagey, Ryan; Vroom, Derek A.; Bankston, Michael Steven, Systems and methods to provide messages in real-time with transaction processing.
  472. Clyne, Andrew, Systems and methods to provide offers to travelers.
  473. Clyne, Andrew, Systems and methods to provide offers to travelers.
  474. Yoder, Jeanette; Amaro, Leigh; Hagey, Ryan; Bankston, Michael Steven, Systems and methods to provide real-time offers via a cooperative database.
  475. Yoder, Jeanette; Amaro, Leigh; Hagey, Ryan; Bankston, Michael Steven, Systems and methods to provide real-time offers via a cooperative database.
  476. Carlson, Mark; Stan, Patrick; MacIlwaine, John Hamilton, Systems and methods to reward user interactions.
  477. Charyk, Mike; Yu, Nelson, Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules.
  478. Charyk, Mike; Yu, Nelson, Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules.
  479. Bertha, Brian; Weinstein, David, Systems, methods, and apparatuses for barcoded service requests and responses associated with healthcare transactions.
  480. Pinto, Stephen K.; Mansfield, Richard; Hirshberg, Jay C., Target profiling in predictive modeling.
  481. Barrett, Melyssa; Winters, Michelle; Amaro, Leigh, Transaction aggregator for closed processing.
  482. Field, Manning R.; Reinhard, Walter Brent, Transaction device.
  483. Fernando,Llavanya; Wang,Nathan C.; Soysa,G.F.R. Sulak, Transaction device with noise signal encryption.
  484. Shan, Honghao; Carpenter, Mason L.; Bonin, Gregor; Xiong, Shanji; DiChiara, Christer, User behavior segmentation using latent topic detection.
  485. McGhie, Sean I.; Buchheit, Brian K., User interface for the exchange of non-negotiable credits for entity independent funds.
  486. Martino, Paul J., Using cross-site relationships to generate recommendations.
  487. Simons, Paul, Variable rate payment card.
  488. Simons, Paul, Variable rate payment card.
  489. Christensen, Scott N., Virtual couponing method and apparatus for use with consumer kiosk.
  490. Rissanen, Jussi, Wireless electronic couponing technique.
  491. Rissanen, Jussi, Wireless electronic couponing technique.
  492. Rissanen, Jussi, Wireless electronic couponing technique.
  493. Rissanen, Jussi, Wireless electronic couponing technique.
  494. Rissanen, Jussi, Wireless electronic couponing technique.
  495. Rissanen,Jussi, Wireless electronic couponing technique.
  496. Myers, Joan; Garrison, Sara; Carlson, Mark, Wireless payment method and systems.
  497. Myers, Joan; Garrison, Sara; Carlson, Mark, Wireless payment method and systems.
  498. Myers, Joan; Garrison, Sara; Carlson, Mark, Wireless payment method and systems.
  499. Myers, Joan; Garrison, Sara; Carlson, Mark S., Wireless payment method and systems.
  500. Myers,Joan; Garrison,Sara; Carlson,Mark Steven, Wireless payment method and systems.
  501. Myers, Joan; Garrison, Sara, Wireless portable consumer electronics device facilitating multi-range transactions.
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