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Electric couponing method and apparatus 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-015/100
출원번호 US-0491367 (1995-06-16)
발명자 / 주소
  • Christensen Scott N.
  • Ingwersen David D.
출원인 / 주소
  • SellectSoft, L.C.
대리인 / 주소
    Robert Platt Bell & Associates, P.C.
인용정보 피인용 횟수 : 726  인용 특허 : 5

초록

A method and apparatus for distributing, generating, and redeeming discount coupons, rebate or gift certificates or the like tracks each coupon using a consumer ID number printed on the coupon. Coupons may be distributed electronically, for example, in the form of a diskette or CD-ROM software. Soft

대표청구항

[ What is claimed is:] [1.] A series of operational steps to be performed with the aid of a computer for distributing and generating coupons, comprising the steps of:generating in a first computer a database comprising at least a list of consumer names and addresses,generating in the first computer

이 특허에 인용된 특허 (5)

  1. Axler Mark W. (Troy MI) Nansour Anthony L. (Clawson MI) Zink Donald J. (Berkley MI), Coupon dispensing machine with feedback.
  2. De Lapa James P. (Grand Rapids MI) Howe Charles F. (Spring Lake MI), Focused coupon system.
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  4. Clarke F.G.E. (Essex CT), Personalized coupon generating and processing system.
  5. Von Kohorn Henry (945 Treasure La. Vero Beach FL 32963), System and method for generating and redeeming tokens.

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  198. Walker, Jay S.; Van Luchene, Andrew S.; Jorasch, James A.; Alderucci, Dean, Method and apparatus for administering a reward program.
  199. Cheyer, Adam; Guzzoni, Didier, Method and apparatus for building an intelligent automated assistant.
  200. Cheyer, Adam; Guzzoni, Didier, Method and apparatus for building an intelligent automated assistant.
  201. Fajkowski Peter W., Method and apparatus for coupon management and redemption.
  202. Fajkowski, Peter W., Method and apparatus for coupon management and redemption.
  203. Jay S. Walker ; Andrew S. Van Luchene ; Daniel E. Tedesco ; Magdalena Mik ; James A. Jorasch, Method and apparatus for defining routing of customers between merchants.
  204. Walker, Jay S.; Van Luchene, Andrew S.; Tedesco, Daniel E.; Mik, Magdalena; Jorasch, James A., Method and apparatus for defining routing of customers between merchants.
  205. Walker,Jay S.; Van Luchene,Andrew S.; Tedesco,Daniel E.; Mik,Magdalena; Jorasch,James A., Method and apparatus for defining routing of customers between merchants.
  206. Walker,Jay S.; Van Luchene,Andrew S.; Tedesco,Daniel E.; Mik,Magdalena; Jorasch,James A., Method and apparatus for defining routing of customers between merchants.
  207. Jay S. Walker ; Andrew S. Van Luchene ; Deirdre O'Shea ; Magdalena Mik, Method and apparatus for determining a subscription to a product in a retail environment.
  208. Paulik, Matthias; Evermann, Gunnar; Gillick, Laurence S., Method and apparatus for discovering trending terms in speech requests.
  209. Tedesco, Daniel E.; Jorasch, James A.; Lech, Robert R., Method and apparatus for dynamically managing vending machine inventory prices.
  210. Tedesco, Daniel E.; Jorasch, James A.; Lech, Robert R., Method and apparatus for dynamically managing vending machine inventory prices.
  211. Solokl Daniel David ; Knight Kirk Hoyt ; Corsini Frank Anton, Method and apparatus for executing electronic commercial transactions with minors.
  212. Walker, Jay S.; Tedesco, Daniel E.; Jorasch, James A.; Lech, Robert R.; Jindal, Sanjay K., Method and apparatus for issuing and managing gift certificates.
  213. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and apparatus for management of electronic receipts on portable devices.
  214. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and apparatus for management of electronic receipts on portable devices.
  215. Alberth, Jr.,William P.; Robb,Patricia A., Method and apparatus for managing information.
  216. Walker, Jay S.; Mik, Magdalena; Jorasch, James A.; Van Luchene, Andrew S.; Kobayashi, Michiko; Gelman, Geoffrey M.; Sammon, Russell Pratt; Golden, Andrew P.; Stevenson, Adam, Method and apparatus for managing subscriptions.
  217. Walker, Jay S.; Mik, Magdalena; Jorasch, James A.; Van Luchene, Andrew S.; Kobayashi, Michiko; Gelman, Geoffrey M.; Sammon, Russell Pratt; Golden, Andrew P.; Stevenson, Adam, Method and apparatus for managing subscriptions.
  218. Walker, Jay S.; Mik, Magdalena; Jorasch, James A.; Van Luchene, Andrew S.; Koyabashi, Michiko; Gelman, Geoffrey M.; Sammon, Russell P.; Golden, Andrew P.; Stevenson, Adam, Method and apparatus for managing subscriptions.
  219. Walker, Jay S.; Mik, Magdalena; Jorasch, James A.; Van Luchene, Andrew S.; Koyabashi, Michiko; Gelman, Geoffrey M.; Sammon, Russell P.; Golden, Andrew P.; Stevenson, Adam, Method and apparatus for managing subscriptions.
  220. Walker,Jay S.; Mik,Magdalena; Jorasch,James A.; Van Luchene,Andrew S.; Kobayashi,Michiko; Gelman,Geoffrey M.; Sammon,Russell Pratt; Golden,Andrew P.; Stevenson,Adam, Method and apparatus for managing subscriptions.
  221. Walker Jay S. ; Jindal Sanjay K. ; Weir-Jones Toby, Method and apparatus for processing customized group reward offers.
  222. Walker, Jay S.; Van Luchene, Andrew S.; Fincham, Magdalena M., Method and apparatus for product display.
  223. Walker,Jay S.; Van Luchene,Andrew S.; Fincham,Magdalena M., Method and apparatus for product display.
  224. Walker, Jay S.; Tedesco, Daniel E.; Jorasch, James A.; Lech, Robert R.; Alderucci, Dean P., Method and apparatus for vending a combination of products.
  225. Walker, Jay S.; Tedesco, Daniel E.; Packes, Jr., John M.; Rattner, Charles A.; Mik, Magdalena; Van Luchene, Andrew S., Method and apparatus for vending products.
  226. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and portable device for management of electronic receipts.
  227. McIntyre, David Andrew; Stewart, Grant Lee; Loucks, Donovan Keith, Method and processes for secure real time purchase validation award system.
  228. McIntyre, David Andrew; Stewart, Grant Lee; Loucks, Donovan Keith, Method and processes for secure real time purchase validation award system.
  229. McIntyre, David Andrew; Stewart, Grant Lee; Loucks, Donovan Keith, Method and processes for secure real time purchase validation award system.
  230. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and server for management of electronic receipts.
  231. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive.
  232. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds.
  233. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold.
  234. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold.
  235. Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold.
  236. Mikhail,Grinshetyn; Chang,Matthias E.; Wong,Hok Yee; Chao,Anthony; Graham,Mark, Method and system for data capture with hidden applets.
  237. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for delayed cookie transmission in a client-server architecture.
  238. Meyer, Carl; Hoeber, Anthony N.; Kay, Erik A.; Bartlett, Stephen W., Method and system for delivering redeeming dynamically and adaptively characterized promotional incentives on a computer network.
  239. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for determining receipt of a delayed cookie in a client-server architecture.
  240. Bortolin, Corinne; Farnsworth, Jean Elizabeth; Nelson, Chris S.; Gordon, James G., Method and system for determining rewards.
  241. Cunningham, David W., Method and system for dispensing, tracking and managing pharmaceutical products.
  242. Cunningham, David W., Method and system for dispensing, tracking and managing pharmaceutical products.
  243. Kepecs Jonathan, Method and system for distributing and reconciling electronic promotions.
  244. Kepecs Jonathan, Method and system for distributing and reconciling electronic promotions.
  245. Kepecs, Jonathan, Method and system for distributing and reconciling electronic promotions.
  246. Cleary, Michael J.; Clifton, David A.; Ilijasic, Dean; Cohen, David C.; Rodgers, Kristine K., Method and system for distribution of unactivated bank account cards.
  247. Cleary, Michael; Clifton, David; Ilijasic, Dean; Cohen, David; Rodgers, Kristine, Method and system for distribution of unactivated bank account cards.
  248. Barnett Craig W. ; Reisner Karen R. ; Braunstein Mark, Method and system for electronic distribution of product redemption coupons.
  249. Barnett, Craig W.; Reisner, Karen R.; Braunstein, Mark, Method and system for electronic distribution of product redemption coupons.
  250. Craig W. Barnett ; Karen R. Reisner ; Mark Braunstein, Method and system for electronic distribution of product redemption coupons.
  251. Deaton,David W.; Gabriel,Rodney G., Method and system for facilitating consumer purchases.
  252. Roberts, Gregory B., Method and system for generating certificates having unique ID data.
  253. Roberts, Greg, Method and system for generating certificates having unique Id data.
  254. Deaton David W. ; Gabriel Rodney G., Method and system for generating incentives based on substantially real-time product purchase information.
  255. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  256. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  257. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  258. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  259. Pletz,Tracy M.; Seidel,Howard C.; Rochford,Joseph, Method and system for implementing a card product with multiple customized relationships.
  260. Spaeth, Paul; Jones, Douglas; Creighton, Adam, Method and system for implementing a loyalty merchant component.
  261. Malsbenden, Francis A.; Aravamudham, Praveen, Method and system for indicating product return information.
  262. Boone, Barry; Sacco, Nathan; Chard, Rhys, Method and system for listing items globally and regionally, and customized listing according to currency or shipping area.
  263. Redford, Liane; Shimko, Bryan; Mazour, James; Viswanathan, Rajkumar, Method and system for managing limited use coupon and coupon prioritization.
  264. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing loyalty program information on a phone.
  265. Bortolin, Corinne; Hammad, Ayman, Method and system for managing reward reversal after posting.
  266. Bortolin, Corinne; Hammad, Ayman, Method and system for managing reward reversal after posting.
  267. Spielmann, Craig; Hutter, Maria; Klein, Joel; Singhani, Naresh, Method and system for managing risk.
  268. Spielmann,Craig; Hutter,Maria; Klein,Joel; Singhani,Naresh, Method and system for managing risks.
  269. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing token image replacement.
  270. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing token image replacement.
  271. Spaeth,Paul; Jones,Douglas; Shimko,Bryan; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael, Method and system for managing token image replacement.
  272. Spaeth,Paul; Jones,Douglas; Shimko,Bryan; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael, Method and system for managing token image replacement.
  273. Freeman, Daniel; Barrentine, Derek B., Method and system for operating a multi-function portable electronic device using voice-activation.
  274. Sharma,Rajeev; Jung,Namsoon, Method and system for printing of automatically captured facial images augmented with promotional content.
  275. Packes, Jr.,John M.; Walker,Jay S.; Jorasch,James A.; Tedesco,Daniel E.; Bemer,Keith; Dickerson,John B., Method and system for processing a rebate.
  276. Jay S. Walker ; Sanjay K. Jindal ; Toby Weir-Jones, Method and system for processing customized reward offers.
  277. Walker Jay S. ; Jindal Sanjay K. ; Weir-Jones Toby, Method and system for processing customized reward offers.
  278. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments.
  279. Dixon, Kyle M.; Dearing, Stephen M., Method and system for providing a barcode image over a network.
  280. Nguyen, Loc; Hammad, Ayman; Gauthier, Patrick, Method and system for providing a distributed adaptive rules based dynamic pricing system.
  281. Nguyen, Loc; Hammad, Ayman; Gauthier, Patrick, Method and system for providing a distributed adaptive rules based dynamic pricing system.
  282. Boone, Barry; Sacco, Nathan; Chard, Rhys, Method and system for providing a record.
  283. Noles, Michael K., Method and system for providing flexible financing.
  284. Nguyen, Loc; Shimko, Bryan; Redford, Liane; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael; Berg, Glenda, Method and system for providing interactive cardholder rewards image replacement.
  285. Nguyen,Loc; Shimko,Bryan; Redford,Liane; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael; Berg,Glenda, Method and system for providing interactive cardholder rewards image replacement.
  286. Nguyen,Loc; Shimko,Bryan; Redford,Liane; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael; Berg,Glenda, Method and system for providing interactive cardholder rewards image replacement.
  287. Ahmad, Farhan, Method and system for providing pre-approved targeted products.
  288. Costello, Tana; Nguyen, Loc, Method and system for providing reward status.
  289. Costello, Tana; Nguyen, Loc Duc, Method and system for providing reward status.
  290. Quinlan, Chris; Devlin, Edward A., Method and system for redeeming product marketing rebates.
  291. Quinlan, Chris; Devlin, Edward A., Method and system for redeeming product marketing rebates.
  292. Quinlan, Chris; Devlin, Edward A., Method and system for redeeming product marketing rebates.
  293. Quinlan, Chris; Devlin, Edward A., Method and system for redeeming product marketing rebates.
  294. Nielsen Jakob, Method and system for regulating discounts on merchandise distributed through networked computer systems.
  295. Nielsen Jakob, Method and system for regulating discounts on merchandise distributed through networked computer systems.
  296. Lefebvre, Christopher R.; Konen, Sr., Christopher James; Keane, Matthew Joseph; Budischak, Elissa, Method and system for retaining customer loyalty.
  297. Myers,Connie D., Method and system for tracking consumer awareness of brand-names.
  298. Nguyen, Loc; Shimko, Bryan; Redford, Liane; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael; Berg, Glenda, Method and system including phone with rewards image.
  299. Lee, Stacy A.; Early, Justin Christopher; McSpadden, Kevin; Pedone, Greg, Method and system to facilitate an online promotion relating to a network-based marketplace.
  300. Bortolin, Corinne; Nguyen, Loc Duc; Redford, Liane, Method and system using wildcard values.
  301. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and user device for management of electronic receipts.
  302. Ahn, Hee Jung, Method for circulating an electronic gift certificate in online and offline system.
  303. Narayanan,Lakshmi, Method for controlled and audited access to privileged accounts on computer systems.
  304. Ramerth, Brent D.; Naik, Devang K.; Davidson, Douglas R.; Dolfing, Jannes G. A.; Pu, Jia, Method for disambiguating multiple readings in language conversion.
  305. Keith N. Fortenberry ; James J. Toohey ; Robert M. Szabo ; David J. Allard, Method for electronic distribution and redemption of coupons on the world wide web.
  306. Wessels, Jurina; Dawidowsky, Frank; Tiedemann, Stephen; Röhrle, Klaus; Buscemi, Meik; Schill, Dietmar, Method for generating an electronic coupon, coupon holding device, system for generating an electronic coupon, electronic coupon and computer program product.
  307. Marc A. Messner, Method for marketing and redeeming vouchers for use in online purchases.
  308. Cairns Laurie, Method for product promotion.
  309. Platner, Michael Gary; Foley, William P., Method for providing a certificate for an online product.
  310. Paulik, Matthias; Huang, Rongqing, Method for supporting dynamic grammars in WFST-based ASR.
  311. Sachs Arye, Method for transferring, receiving and utilizing electronic gift certificates.
  312. McCarthy,Mary K.; Kruger,Vickie Portwood; Reynolds,David A.; Anderson,Shere Lynne, Method of and system for delivering combined social expression cards and gift certificates.
  313. Laor, Raviv, Method of and system for distributing and redeeming electronic coupons.
  314. Laor, Raviv, Method of and system for managing promotions for purchase transactions over a network.
  315. Laor, Raviv, Method of and system for managing promotions for purchase transactions over a network.
  316. Cunningham, David W.; Harden, John M.; Engle, William N.; Reuben, Charles W., Method of delivering a pharmaceutical product via a medium.
  317. Main, Renee; Semersky, David J.; Miller, Nissa; Erpelding, Lara J.; Ampe, Edward C.; Samal, Subodh K.; Hamilton, Scott R., Method of generating and redeeming coupons.
  318. Main, Renee; Semersky, David J.; Miller, Nissa; Pozorski, Lara J.; Ampe, Edward C.; Samal, Subodh K.; Hamilton, Scott R., Method of generating and redeeming coupons.
  319. Aabye, Christian; Ngo, Hao; Wilson, David, Method of performing transactions with contactless payment devices using pre-tap and two-tap operations.
  320. McCaffery, Michael; Bunger, Mark; Reiling, Michael; Comb, Michael; Bank, Edward; Reiling, Carolee A.; Velten, Juan Carlos, Method, system and computer readable medium for facilitating a transaction between a customer, a merchant and an associate.
  321. McCaffery, Michael; Bunger, Mark; Reiling, Michael; Comb, Michael; Bank, Edward; Reiling, Carolee A.; Velten, Juan Carlos, Method, system and computer readable medium for facilitating a transaction between a customer, a merchant and an associate.
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  323. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
  324. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
  325. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
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  332. Carlson, Mark; Ciurea, Peter, Mobile coupon method and system.
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  335. Hammad, Ayman; Faith, Patrick, Mobile device including computer readable medium suitable for tax processing and currency conversion.
  336. Wentker, Dave; Wong, Erick; Shenker, Gavin; Deibert, Doug, Mobile payment management.
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  338. Digrigoli, Giacomo; Lee, George, Multi currency exchanges between participants.
  339. Digrigoli, Giacomo; Lee, George, Multi currency exchanges between participants.
  340. Digrigoli, Giacomo; Lee, George, Multi currency exchanges between participants of a network-based transaction facility.
  341. Digrigoli, Giacomo; Lee, George, Multi currency exchanges between participants of a networked-based transaction facility.
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  344. Mason, James Eric; Boettcher, Jesse, Multi-tiered voice feedback in an electronic device.
  345. Mason, James Eric; Boettcher, Jesse, Multi-tiered voice feedback in an electronic device.
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  352. Sullivan, Kevin, Mutual fund card method and system.
  353. Sullivan, Kevin, Mutual fund card method and system.
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  355. Naik, Devang K., Name recognition system.
  356. Gonsalves, Robert; Laird, Michael D., Natural color matching in a video editing system.
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  366. McGhie, Sean I.; Buchheit, Brian K., Online shopping sites for redeeming loyalty points.
  367. Spaeth, Paul; Shimko, Bryan; Levy, Philippe; Toibero, Liz; Garton, Benjamin; Black, Marc; Salters, Michael; Mazour, James, Opt-in/opt-out in loyalty system.
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  370. Umeta, Motoko, POS system.
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  396. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products.
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  400. Tai, Roland D., Promotion on processor and management system.
  401. Tai, Roland D., Promotion processor and management system.
  402. Tai, Roland D., Promotion processor and management system.
  403. Schlee, Daniel Roy, Promotional data delivery system and method.
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  405. Yanagihara, Kazuhisa, Providing text input using speech data and non-speech data.
  406. Yanagihara, Kazuhisa, Providing text input using speech data and non-speech data.
  407. Veres, Robert Dean; Liang, Ching-Jye, Publishing user submissions at a network-based facility.
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  412. Granucci, Nicole Janine; Vriheas, Carrie Elaine; Hammad, Ayman A., Real-time balance on a mobile phone.
  413. Carlson, Mark; Hammad, Ayman; Faith, Patrick, Real-time balance updates.
  414. Jokinen,Jukka V.; Blants,Lioudmila; Pitk��nen,Risto; Pienim��ki,Sami; Mattila,Jouka; Suomela,Riku, Real-time wireless e-coupon (promotion) definition based on available segment.
  415. Aabye, Christian; Ngo, Hao; Wilson, David William; Mangiagalli, Guido, Recordation of electronic payment transaction information.
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  417. Piernot, Philippe P.; Binder, Justin G., Reducing the need for manual start/end-pointing and trigger phrases.
  418. Scott Wayne Weller, Remote feature delivery for output devices.
  419. Weller, Scott Wayne, Remote feature delivery for output devices.
  420. Driessen, James Leonard, Retail point of sale (RPOS) apparatus for internet merchandising.
  421. Driessen, James Leonard, Retail point of sale (RPOS) digital rights convergence.
  422. Gangi, Frank Joseph, Retail point-of-transaction system, program products, and related methods to provide a customized set of identification data to facilitate a transaction using electronic coupons.
  423. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Fincham, Magdalena Mik; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymond J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
  424. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Fincham, Magdalena Mik; Tedesco, Daniel E; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymond J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
  425. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Mik, Magdalena; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymod J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
  426. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Mik, Magdalena; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymod J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
  427. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Mik, Magdalena; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymod J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
  428. Ciancio, David; Freeman, Gregory J.; Korfhagen, Edward J.; Schiesler, James E.; Stern, Richard P.; Wall, Stephen L.; Coy, Adrian; Hay, Simon; Hinds, Mark; Myatt, Sarah, Reward system.
  429. McGhie, Sean I.; Buchheit, Brian K., Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds.
  430. McGhie, Sean I.; Buchheit, Brian K., Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds.
  431. Driessen, James Leonard; Aker, Joshua, SCART-card (secure consumer advantaged retail trading).
  432. Weitzman, Jeffrey; Boal, Steven R., Searching a database including prioritizing results based on historical data.
  433. Weitzman, Jeffrey; Boal, Steven R., Searching a database including prioritizing results based on historical data.
  434. Christie, William; Beliveau, Jeffery; Lellouche, Henri, Secure coupon distribution.
  435. Whitfield, Henry, Secure system for the issuance, acquisition, and redemption of certificates in a transaction network.
  436. Whitfield,Henry, Secure system for the issuance, acquisition, and redemption of certificates in a transaction network.
  437. Blossom, George, Selectable multi-purpose card.
  438. Blossom, George, Selectable multi-purpose card.
  439. Blossom,George, Selectable multi-purpose card.
  440. Blossom,George, Selectable multi-purpose card.
  441. Blossom,George, Selectable multi-purpose card.
  442. McGhie, Sean I.; Buchheit, Brian K., Self-service stations for utilizing non-negotiable credits earned from a game of chance.
  443. Moore, Jennifer Lauren; Naik, Devang K.; Bellegarda, Jerome R.; Aitken, Kevin Bartlett; Silverman, Kim E., Semantic search using a single-source semantic model.
  444. Bellegarda, Jerome, Sentiment prediction from textual data.
  445. Chen Shuang ; Fujisaki Tetsunosuke ; Kobayashi Makoto,JPX ; Ohshima Mitsuru,JPX ; Yoshida Yoichi,JPX, Server for reconfiguring control of a subset of devices on one or more kiosks.
  446. Cheyer, Adam John; Guzzoni, Didier Rene; Gruber, Thomas Robert; Brigham, Christopher Dean, Service orchestration for intelligent automated assistant.
  447. Walker,Jay S.; Otto,Jonothan; Van Luchene,Andrew S.; Mik,Magdalena; Tedesco,Daniel E.; Levitan,Ian, Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network.
  448. Magennis,Gerard; Buchendorfer,Thomas, Setuid-filter method for providing secure access to a credentials store for computer systems.
  449. Naik, Devang K.; Piernot, Philippe P., Social reminders.
  450. Naik, Devang K.; Piernot, Philippe P., Social reminders.
  451. Gonsalves, Robert; Laird, Michael D., Source color modification on a digital nonlinear editing system.
  452. Kim, Yoon; Kajarekar, Sachin S., Speaker identification and unsupervised speaker adaptation techniques.
  453. Hunt, Melvyn; Bridle, John, Speech recognition involving a mobile device.
  454. Chen, Lik Harry, Speech recognition repair using contextual information.
  455. Slater, Kim Michele, Sponsor funded stored value card.
  456. Slater,Kim Michele, Sponsor funded stored value card.
  457. Knackstedt, Lee; Rau, Scott, Stored value card provided with merchandise as rebate.
  458. Sumner, Michael R.; Newendorp, Brandon J.; Orr, Ryan M., Structured dictation using intelligent automated assistants.
  459. VonDerheide, James Alan; Dhamodharan, Rajasekaran, Successive offer communications with an offer recipient.
  460. VonDerheide, James Alan; Dhamodharan, Rajasekaran, Successive offer communications with an offer recipient.
  461. Sullivan,Kevin, System and method for a card benefit program providing benefits to program members based on program performance.
  462. Sullivan,Kevin, System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance.
  463. de Boer, Elts; Jackson, Glyn Philip; Ramsey, Samuel Martin; Voltmer, Theodore S., System and method for a merchant loyalty system.
  464. de Boer, Elts; Jackson, Glyn Philip; Ramsey, Samuel Martin; Voltmer, Theodore S., System and method for a merchant loyalty system.
  465. Peirce Roger L. ; Rhoads Bruce C. ; Duncan John ; Loftesness Scott J. ; Johnson Kurt W. ; Dobbs Mary K. ; Mayes Dan, System and method for a targeted payment system discount program.
  466. Sullivan, Kevin M., System and method for administering a brokerage rebate card program.
  467. Sullivan,Kevin M., System and method for administering a brokerage rebate card program.
  468. Sullivan,Thomas J.; Windish,Richard J.; Lewright,Dorr H.; Trattner,Joseph M.; Arenson,Suzanne K.; Colunga,George; Hackett,Kathy S.; Campbell,Joica C., System and method for administering promotions.
  469. Simons Peter J. ; Bennett Andrew F. ; Morgan Glenn S. ; Ray William J., System and method for analyzing coupon redemption data.
  470. Benson, Glenn S., System and method for anti-phishing authentication.
  471. Benson, Glenn S., System and method for anti-phishing authentication.
  472. Benson, Glenn S., System and method for anti-phishing authentication.
  473. Benson, Glenn S., System and method for anti-phishing authentication.
  474. Boal, Steven R.; Walsh, Michael, System and method for augmenting content in electronic documents with links to contextually relevant information.
  475. Boal, Steven R; Walsh, Michael, System and method for augmenting content in electronic documents with links to contextually relevant information.
  476. Boal, Steven; Walsh, Michael, System and method for augmenting content in electronic documents with links to contextually relevant information.
  477. Kawan, Joseph C.; Takata, Melvin; Hanover, Coleman, System and method for automated electronic scrip transactions.
  478. Gendler, Joseph, System and method for automatic financial project management.
  479. Schultz, Roger Stephen, System and method for automatically registering a product.
  480. Boyle, Kevin; Maistre, Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
  481. Boyle,Kevin; Maistre,Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
  482. Perry, Dickson, System and method for combining disparate commercial transactions under a single identification mechanism.
  483. Perry, Dickson, System and method for combining disparate commercial transactions under a single identification mechanism.
  484. Perry, Dickson, System and method for combining disparate commercial transactions under a single identification mechanism.
  485. Powell Ken R., System and method for controlling distribution of coupons.
  486. Walsh, Michael; Keswani, Ravi; Babu, Manicka; Reihaneh, Nahrin; Li, Bingwu, System and method for controlling use of a network resource.
  487. Butler, Sheila S.; Schwarz, Jr., Charles E., System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag.
  488. Alarcon Luther,Melissa; Fellner,Debra C.; Sabloff,Barry M.; Schell, III,Frank Charles; Mesrobian,Peter Mark; Griffin,Ginger; Dorion,Michelle; Karris,Gus, System and method for currency selectable stored value instrument.
  489. Alarcon-Luther, Melissa; Fellner, Debra C.; Sabloff, Barry M.; Schell, III, Frank Charles; Mesrobian, Peter Mark; Griffin, Ginger; Dorion, Michelle; Karris, Gus, System and method for currency selectable stored value instrument.
  490. Hansen, Gregory; Sarelson, Seth H.; Treiber, Johnathan A., System and method for delivering a restricted use in-store promotion to a consumer.
  491. Hansen, Gregory; Sarelson, Seth H.; Treiber, Johnathan A., System and method for delivering an authorized in-store promotion to a consumer.
  492. Sinha, Anoop K., System and method for detecting errors in interactions with a voice-based digital assistant.
  493. Forward, David R., System and method for directing and instructing customers to deal with specific merchants using incentives.
  494. Forward, David R., System and method for directing and instructing customers to deal with specific merchants using incentives.
  495. Forward, David R., System and method for directing and instructing customers to deal with specific merchants using incentives.
  496. Forward, David R., System and method for directing and instructing customers to deal with specific merchants using incentives.
  497. Forward,David R., System and method for directing and instructing customers to deal with specific merchants using incentives.
  498. Powell Ken R., System and method for distributing coupons through a system of computer networks.
  499. Powell,Ken R., System and method for distributing coupons through a system of computer networks.
  500. Brown, Karen Lavern; Manarky, Lisa Kim, System and method for electronic bill pay and presentment.
  501. Roberts, Andrew J.; Martin, David L.; Saddler, Harry J., System and method for emergency calls initiated by voice command.
  502. Warren, Mary Carter; Barrett, Donna M.; Schmitt, Donald H.; Ehemann, Karen R., System and method for establishing or modifying an account with user selectable terms.
  503. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  504. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  505. Sanders, Shelley F.; Bowers, Theodore, System and method for funding a collective account.
  506. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  507. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  508. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  509. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  510. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  511. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  512. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  513. Rothman, Michael J.; Witsil, Kathleen H.; Nanek, David W., System and method for gathering and standardizing customer purchase information for target marketing.
  514. Rothman, Michael J.; Witsil, Kathleen H.; Nanek, David W., System and method for gathering and standardizing customer purchase information for target marketing.
  515. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  516. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  517. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interface.
  518. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interfaces.
  519. Jacoves, Peter G.; Hall, William Y.; Mains, Karla J.; Naul, Charles H., System and method for generating price-per-gallon discounts for fuel.
  520. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  521. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  522. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  523. Taylor, Robert Cameron; Pilarcik, Jeffrey J.; Ley, Paula M., System and method for granting promotional rewards to both customers and non-customers.
  524. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  525. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  526. Sheley, William S., System and method for granting promotional rewards to financial account holders.
  527. Pederson, Shane P.; Ma, Lizhi; Wang, Hui; Lau, Tak Wing (Edward), System and method for identifying optimal marketing offers.
  528. Evermann, Gunnar, System and method for inferring user intent from speech inputs.
  529. Pletz, Tracy; Callahan, William T., System and method for integrated customer management.
  530. Jonathan Kepecs, System and method for inverted promotions.
  531. Kepecs, Jonathan, System and method for inverted promotions.
  532. Kepecs, Jonathan, System and method for inverted promotions.
  533. Kepecs,Jonathan, System and method for inverted promotions.
  534. Hirka, Jeffrey L.; Fox, Steven J., System and method for linked account having sweep feature.
  535. Walker, Jay S.; Jindal, Sanjay K.; Weir-Jones, Toby; Tulley, Stephen C.; Downs, Michael D., System and method for managing customized reward offers.
  536. Walker, Jay S.; Jindal, Sanjay K.; Weir-Jones, Toby; Tulley, Stephen C.; Downs, Michael D., System and method for managing customized reward offers.
  537. Walker, Jay S.; Jindal, Sanjay K.; Weir-Jones, Toby; Tulley, Stephen C.; Downs, Michael D., System and method for managing customized reward offers.
  538. Walker,Jay S.; Jindal,Sanjay K.; Weir Jones,Toby; Tulley,Stephen C.; Downs,Michael D., System and method for managing customized reward offers.
  539. Borgia,Evelyn; Miller,Jodi; De Gottal,Graham; O'Connor,Christine, System and method for managing global risk.
  540. Breslin, Jodi; Borgia, Evelyn; de Gottal, Graham, System and method for managing risks associated with outside service providers.
  541. Haines, Mark; Ferrell, Raymond R; Ariff, Fauziah B; Voltmer, Theodore S, System and method for monitoring consumer purchasing activity.
  542. Feingold, Vincent, System and method for multi-dimensional risk analysis.
  543. Scott, Kelly W., System and method for network-based project management.
  544. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraj; Zeisser, Michel P.; Fernandes, Joseph; Segal, Elizabeth Hilton, System and method for networked loyalty program.
  545. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraj; Zeisser, Michel P.; Fernandes, Joseph; Segal, Elizabeth Hilton, System and method for networked loyalty program.
  546. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P.; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  547. Ariff, Fauziah B; Voltmer, Theodore S; Antonucci, Donna A; Greenhut, Scott M; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  548. Ariff, Fauziah B; Voltmer, Theodore S; Antonucci, Donna A; Greenhut, Scott M; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  549. Haines,Mark; Ferrell,Raymond R.; Ariff,Fauziah; Voltmer,Theodore S., System and method for networked loyalty program.
  550. Voltmer, Theodore S.; Ariff, Fauziah B., System and method for networked loyalty program.
  551. Voltmer, Theodore S.; Ariff, Fauziah B., System and method for networked loyalty program.
  552. Voltmer,Theodore S.; Ariff,Fauziah B., System and method for networked loyalty program.
  553. Voltmer,Theodore S.; Ariff,Fauziah B., System and method for networked loyalty program.
  554. Voltmer,Theodore S.; Ariff,Fauziah B., System and method for networked loyalty program.
  555. Levine,Adam Michael; Pederson,Shane P.; Lau,Tak Wing (Edward), System and method for offer management.
  556. Levine, Adam Michael; Bellur, Nagendra Krishnamurthy; Pisolkar, Sourabh, System and method for offer targeting.
  557. Das, Jayanta, System and method for offering risk-based interest rates in a credit instrument.
  558. Das, Jayanta, System and method for offering risk-based interest rates in a credit instutment.
  559. Benson, Glenn Stuart; Croston, Sean, System and method for partner key management.
  560. Skingle, Bruce James, System and method for portal infrastructure tracking.
  561. Skingle,Bruce James, System and method for portal infrastructure tracking.
  562. Everhart, Glenn C., System and method for preventing identity theft or misuse by restricting access.
  563. Singh, Shantnu, System and method for processing payment transaction receipts.
  564. Singh, Shantnu, System and method for processing payment transaction receipts.
  565. Sorem, Steve, System and method for processing transactions.
  566. Field, Manning R.; Reinhard, Walter Brent; Keld, Marcia, System and method for processing transactions using a multi-account transactions device.
  567. Perlman, Jeffrey William; Dempsey, Caroline Grace, System and method for promotion processing and authorization.
  568. Schultz, Roger Stephen, System and method for providing automated secondary purchase opportunities to consumers.
  569. Mortimer, Lawrence, System and method for providing cross-merchandising incentives in specialty departments.
  570. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  571. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  572. Rosko,Robert; Ampani,Kumar, System and method for providing customers with seamless entry to a remote server.
  573. Bowers, Theodore J; Ilijasic, Dean; Sanders, Shelley F., System and method for providing discriminated content to network users.
  574. Bowers,Theodore J.; Ilijasic,Dean; Sanders,Shelley F., System and method for providing discriminated content to network users.
  575. Duchow,Mark, System and method for providing electronic vouchers.
  576. Gendler,Joseph, System and method for providing funding approval associated with a project based on a document collection.
  577. Sanders, Shelley F.; Bowers, Theodore; Ilijasic, Dean, System and method for providing incentives to consumers to share information.
  578. Hamilton, Stacy M.; Rossiter, Janet L., System and method for providing promotional pricing.
  579. Hamilton,Stacy M.; Rossiter,Janet L., System and method for providing promotional pricing.
  580. Scroggie, Michael C.; Kacaba, Michael E.; Rochon, David A.; Diamond, David M., System and method for providing shopping aids and incentives to customer through a computer network.
  581. Scroggie Michael C. ; Kacaba Michael E. ; Rochon David A. ; Diamond David M., System and method for providing shopping aids and incentives to customers through a computer network.
  582. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
  583. Ariff, Fauziah B.; Bishop, Fred; Neemann, Trey; Voltmer, Theodore S., System and method for securing data through a PDA portal.
  584. Bishop, Fred; Neemann, Trey; Voltmer, Theodore S; Ariff, Fauziah B, System and method for securing data through a PDA portal.
  585. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
  586. Miller, Lawrence R; Trenholm, Martin J., System and method for single session sign-on.
  587. Skingle,Bruce James, System and method for single session sign-on with cryptography.
  588. Ellmore, Kimberly, System and method for single sign on process for websites with multiple applications and services.
  589. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  590. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  591. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  592. Ellmore,Kimberly, System and method for single sign on process for websites with multiples applications and services.
  593. Colcord, Brian, System and method for testing applications.
  594. Antonucci, Donna; Voltmer, Theodore S., System and method for the real-time transfer of loyalty points between accounts.
  595. Antonucci, Donna A.; Voltmer, Theodore S., System and method for the transfer of loyalty points.
  596. Senghore, Medina J.; Thomas, Tracey R.; Ariff, Fauziah, System and method for tiered filtering of purchase transactions.
  597. Senghore, Medina J.; Thomas, Tracey R.; Ariff, Fauziah, System and method for tiered filtering of purchase transactions.
  598. Rau, Scott W.; Bertetti, Scott Philp; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
  599. Naik, Devang K.; Tackin, Onur E., System and method for updating an adaptive speech recognition model.
  600. Naik, Devang K.; Gruber, Thomas R.; Weiner, Liam; Binder, Justin G.; Srisuwananukorn, Charles; Evermann, Gunnar; Williams, Shaun Eric; Chen, Hong; Napolitano, Lia T., System and method for user-specified pronunciation of words for speech synthesis and recognition.
  601. Naik, Devang K.; Gruber, Thomas R.; Weiner, Liam; Binder, Justin G.; Srisuwananukorn, Charles; Evermann, Gunnar; Williams, Shaun Eric; Chen, Hong; Napolitano, Lia T., System and method for user-specified pronunciation of words for speech synthesis and recognition.
  602. Fellner,Debra C., System and method for using a stored value account having subaccount feature.
  603. Chien, Emily; Sanchez, Trish; Saunders, Daniela; Wiseman, Jill; Balagopal, C R; Kinderknecht, Al; Parson, Jon W.; Preston, Ray, System and method for using loyalty rewards as currency.
  604. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System and method for utilizing redemption information.
  605. Blohm, Eric; Henke, Jeffrey S., System and method of data processing for a communications operation.
  606. Blohm, Eric; Henke, Jeffrey S., System and method of data processing for a printing operation.
  607. Blohm, Eric; Henke, Jeffrey S., System and method of data processing for a printing operation.
  608. Zalewski,Thomas W.; Pennington,Michael C; Roberts,Randall C.; Shaw,Steven A., System and method of making payments using an electronic device cover with embedded transponder.
  609. Nicholson G. Randy, System and method of providing multiple level discounts on cross-marketed products and discounting a price-per-unit-volume of gasoline.
  610. Everhart, Glenn C., System and method providing improved error detection related to transmission of data over a communication link.
  611. Schultz, Roger Stephen, System and methods for automating product returns.
  612. Walker, Jay S.; Jorasch, James A.; Van Luchene, Andrew S., System and process for local acquisition of products priced online.
  613. Freund, Peter C., System and process for performing purchase transactions using tokens.
  614. Narasimhan Ashok ; Raman Vas ; David Bernard, System for accessing promotion information and for generating redeemable coupons therefrom.
  615. Weller, Scott Wayne, System for installing programmable features on output devices.
  616. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
  617. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
  618. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System for utilizing redemption information.
  619. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System for utilizing redemption information.
  620. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
  621. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
  622. Walker, Jay S.; Bemer, Keith; Palmer, Timothy A.; Sammon, Russell P., System to provide price adjustments based on indicated product interest.
  623. Walker, Jay S.; Bemer, Keith; Sammon, Russell P.; Palmer, Timothy A., System to provide price adjustments based on indicated product interest.
  624. Stretch, James C.; Granucci, Nicole, System, apparatus and methods for automatically calculating discounts for purchases from merchants made using a reservation system.
  625. Dixon, III, Merritt W.; McCreary, James B., System, method and apparatus for coupon processing and booklet.
  626. Fordyce, III, Edward W.; Winters, Michelle Eng; Siegel, Kevin Paul; Amaro, Leigh; Byce, Charles Raymond; Savas, Nurtekin; Ciurea, Peter; VonDerheide, James Alan; Salmon, Diane C., Systems and methods for closing the loop between online activities and offline purchases.
  627. Anderson, Russell Wayne, Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data.
  628. James, Bryan; Herman, Kenneth; Rogers, Matthew L., Systems and methods for determining the language to use for speech generated by a text to speech engine.
  629. Pliha, Robert Kenneth, Systems and methods for distributing targeted incentives to financial institution customers.
  630. Walker,Jay S.; Fincham,Magdalena M.; Tulley,Stephen C.; Van Luchene,Andrew S.; Tedesco,Daniel E., Systems and methods for facilitating group rewards.
  631. Monk, Justin; Keay, Denise; Darmento, Nathan; Rhode, Jan, Systems and methods for fraud management in relation to stored value cards.
  632. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  633. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  634. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  635. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  636. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  637. Naik, Devang K., Systems and methods for name pronunciation.
  638. Warner, Shannon L.; Black, Marc R.; Mellas, Lisa; Mazour, James L.; Viswanathan, Rajkumar; Salters, Michael D.; Berg, Glenda L.; Bailey, Ann Elizabeth; Greeder, Michael T., Systems and methods for providing a user incentive program using circuit chip technology.
  639. Warner, Shannon L; Black, Marc R; Mellas, Lisa; Mazour, James L; Viswanathan, Rajkumar; Salters, Michael D; Berg, Glenda L; Bailey, Ann Elizabeth; Greeder, Michael T, Systems and methods for providing a user incentive program using smart card technology.
  640. Lee, Injae; Velmurugan, Selvam; Hegde, Vinayak, Systems and methods for providing promotion sharing among consumers.
  641. Keen, Daniel, Systems and methods for recognizing textual identifiers within a plurality of words.
  642. Pliha,Robert Kenneth, Systems and methods for scoring bank customers direct deposit account transaction activity to match financial behavior to specific acquisition, performance and risk events defined by the bank using a decision tree and stochastic process.
  643. Bellegarda, Jerome; Naik, Devang; Silverman, Kim, Systems and methods for selective text to speech synthesis.
  644. Bellegarda, Jerome R.; Yaman, Sibel, Systems and methods for structured stem and suffix language models.
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