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Transaction security apparatus and method 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • H04Q-007/08
  • H04Q-007/10
  • H04Q-007/32
출원번호 US-0874051 (1997-06-12)
발명자 / 주소
  • Joao Raymond Anthony
  • Bock Robert Richard
대리인 / 주소
    Joao
인용정보 피인용 횟수 : 422  인용 특허 : 25

초록 ▼

A transaction security apparatus which comprises a receiver for receiving one of a limitation and a restriction on an account usage, wherein the one of a limitation and a restriction on an account usage are received in real-time from an individual account holder, a memory for storing the one of a li

대표청구항 ▼

[ What is claimed is:] [1.] A transaction security apparatus, which comprises:a receiver for receiving one of a limitation and a restriction on an account usage, wherein said one of a limitation and a restriction on an account usage are received in real-time from an individual account holder;a memor

이 특허에 인용된 특허 (25)

  1. Johnson Eric A. (Longmont CO) Liss Michael D. (Nederland CO) Jensen Flemming B. (Sandy UT), Apparatus and method for detecting fraudulent telecommunication activity.
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  2. Olsen Kurt B. (1103 S. 16th St. Arlington VA 22202) Olsen Charles F. (159 Williams Dr. Annapolis MD 21401) Kupinsky Stuart H. (7008 Florida St. Chevy Chase MD 20815), Automated data card payment verification method.
    상세보기
  3. Bissell Elliston P. (Mendham NJ) Campano Frank J. (Bridgewater NJ), Automatic system for forwarding of calls.
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  4. Hamilton James H. (Lawrenceville GA) Cavicchi Peter R. (N. Babylon NY) Depew Timothy W. (Ft. Lauderdale FL) Friedman Shelley K. (Boca Raton FL) Kligfeld Edward G. (Ft. Lauderdale FL) Noblett ; Jr. Pa, Data card terminal for receiving authorizations from remote locations.
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  5. Nair Parameswaran B. (Acworth GA) Price James F. (Alpharetta GA) Goulding Victor V. (Lawrenceville GA), Financial transaction systems and methods utilizing a multi-reader transaction terminal.
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  6. Matchett Noel D. (Silver Spring MD) Birch J. Neil (Potomac MD), Fraud prevention system and process for cellular mobile telephone networks.
    상세보기
  7. Peirce Roger (Los Altos CA), Loss control system.
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  8. Russell Steven P. (Menlo Park CA) McCusker Michael V. (Los Altos CA), Method and apparatus for managing information.
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  9. Bickham Richard S. (Cary IL) Furtaw Robert W. (Lake Zurich IL) Schultz Joseph G. (Bartlett IL) Sobti Arun (South Barrington IL) Zdunek Kenneth J. (Schaumburg IL), Method of providing an alert of a financial transaction.
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  10. Wittstein Alan D. (Westport CT) Ciocca Giacomo A. (Thomaston CT), Mobile telephone device for storing a plurality of changable charge rates and time limit data.
    상세보기
  11. Neustein Simon (1175 York Ave. ; #4J New York NY 10021), Paging system with third party authorization.
    상세보기
  12. Carlson Steven R. (417 2nd Ave. S.E. Beach ND 58621) Carlson Paul R. (417 2nd Ave. S.E. Beach ND 58621), Point-of-sale mechanism.
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  13. Colbert Raymond O. (Naperville IL), Secure credit/debit card authorization.
    상세보기
  14. Wong Kam-Fu (c/o Star Paging (Holding) Ltd. ; 1/F. ; Chung Nam Centre ; 414 Kwun Tong Road Kwun Tong ; Kowloon HKX), Security system for non-cash transactions.
    상세보기
  15. Elrick Alexander D. (Dundee GB6) Hutchison Brian G. (Dundee GB6) Logie Alexander W. (West Lothian GB6), Self-service, banking system.
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  16. Hogan Edward J. (Bayside NY), System and method for bill delivery and payment over a communications network.
    상세보기
  17. Golightly Cecelia K. (1382 Cherry Hill Rd. Mendota Heights MN 55118), System for identifying authorized use of credit cards.
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  18. McClure Dana W. (El Toro CA), System for printing personalized charge-card service receipts at remote locations.
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  19. McAllister Alex (Wheaton MD), Telephone based credit card protection.
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  20. McAllister Alex (Wheaton MD), Telephone based credit card protection.
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  21. Borison Victor Scott (Middletown NJ) Mattes Hans George (Ocean Township ; Monmouth County NJ) McDowell ; III Colonel Blake (Holmdel NJ) Schramm George William (Oakhurst NJ) Soloway Gerald Steven (Mor, Terminal apparatus.
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  22. Adams Carl A. (San Francisco CA), Transaction approval system.
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  23. Blonder Greg E. ; Greenspan Steven Lloyd ; Mirville J. Robert ; Sugla Binay, Transaction authorization and alert system.
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  24. Lazaridis Mihal (Waterloo CAX) Barnstijn Michael A. (Waterloo CAX), Translation and connection device for radio frequency point of sale transaction systems.
    상세보기
  25. Akhteruzzaman (Naperville IL) Hazra Amitava (Holmdel NJ), Universal authentication device for use over telephone lines.
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  128. Mesaros, Gregory J., Identifying incentives for a qualified buyer.
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  129. Cahill,Conor P.; Wexelblat,David Eli; Aoki,Norihiro Edwin; Carriere,Jeromy; Roskind,James; Toomey,Christopher Newell, Identity based service system.
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  130. Kasower, Sheldon, Indirect monitoring and reporting of a user's credit data.
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  131. Chakiris, Philip M.; Smith, Merrill Brooks; Graves, Phillip Craig, Inserting value into customer account at point of sale using a customer account identifier.
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  132. Chakiris, Philip M.; Smith, Merrill Brooks; Graves, Phillip Craig, Inserting value into customer account at point of sale using a customer account identifier.
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  133. Chakiris, Philip M.; Smith, Merrill Brooks; Graves, Phillip Craig, Inserting value into customer account at point of sale using a customer account identifier.
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  134. Griffith Gary L., Interaction of a wireless telephone with a transaction unit.
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  135. Beenau, Blayn W.; Bonalle, David S.; Fields, Seth W.; Gray, William J.; Larkin, Carl; Montgomery, Joshua L.; Saunders, Peter D., Iris scan biometrics on a payment device.
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  136. Dean, Michael John; Kapczynski, Mark Joseph, Lifescore.
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  137. Fletcher,Christopher John, Limited use PIN system and method.
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  138. Fletcher,Christopher John, Limited use pin system and method.
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  139. Fletcher,Christopher John, Limited use pin system and method.
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  140. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D, Limiting access to account information during a radio frequency transaction.
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  141. Mesaros, Gregory J., Location based discounts.
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  142. Mesaros, Gregory J., Location based discounts.
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  143. Fourez, Pablo, Location controls on payment card transactions.
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  144. Esa Turtiainen FI, METHOD, APPARATUS, AND ARRANGEMENT FOR AUTHENTICATING A USER TO AN APPLICATION IN A FIRST COMMUNICATIONS NETWORK BY MEANS OF A MOBILE STATION COMMUNICATING WITH THE APPLICATION THROUGH A SECOND COMMU.
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  145. Carlson, Mark; Stan, Patrick; Faith, Patrick; Hammad, Ayman; Rewis, Ben, Merchant alert based system and method including customer presence notification.
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  146. Carlson, Mark; Stan, Patrick; Faith, Patrick; Hammad, Ayman; Rewis, Ben, Merchant competition alert.
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  147. Katzin, Edward; Kumnick, Phillip L.; Harris, Theodore David; Faith, Patrick; Schulz, Jennifer A., Merchant-consumer bridging platform apparatuses, methods and systems.
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  148. Johnson, Steven G.; Busch, Christopher G., Method and apparatus for assessing credit for healthcare patients.
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  149. Johnson, Steven G.; Busch, Christopher G., Method and apparatus for assessing credit for healthcare patients.
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  150. Bates, Daniel; Geaga, Jorge, Method and apparatus for associating the color of an object with an event.
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  151. O'Malley, Anne; Ray, Pragnesh; Reiter, Eve; Saunders, Peter; Teodosic, Stefan; Tze, Dennis, Method and apparatus for enrolling with multiple transaction environments.
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  152. Mesaros, Gregory J., Method and computer medium for facilitating a buyer-initiated feature within a business transaction.
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  153. Mesaros, Gregory J., Method and computer medium for facilitating a buyer-initiated feature within a business transaction.
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  154. Mesaros, Gregory J., Method and computer medium for tracking social interactions and targeting offers.
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  155. Walker, Jay S.; Schneier, Bruce; Jindal, Sanjay K.; Tedesco, Daniel E., Method and device for generating a single-use financial account number.
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  156. Walker, Jay S.; Schneier, Bruce; Jindal, Sanjay K.; Tedesco, Daniel E., Method and device for generating a single-use financial account number.
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  157. Walker, Jay S.; Schneier, Bruce; Jindal, Sanjay K.; Tedesco, Daniel E., Method and device for generating a single-use financial account number.
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  158. Walker,Jay S.; Schneier,Bruce; Jindal,Sanjay K.; Tedesco,Daniel E., Method and device for generating a single-use financial account number.
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  159. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., Method and system for DNA recognition biometrics on a fob.
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  160. Mesaros, Gregory J., Method and system for a hand-held device initiated search, purchase and delivery.
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  161. Bonalle, David S.; Larkin, Carl; Saunders, Peter D., Method and system for a travel-related multi-function fob.
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  162. Nightengale, Brad; Rowberry, Sharon, Method and system for advanced warning alerts using advanced identification system for identifying fraud detection and reporting.
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  163. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Method and system for auditory recognition biometrics on a FOB.
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  164. Mesaros, Gregory J., Method and system for configuring a set of information including a price and volume schedule for a product.
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  165. Olliphant, Hugo; Chastagnol, Franck; Su, Yi-Ling; Wu, William; Brown, Chris; Dang, Thach; Veino, Thomas; Gunby, Carol; Chu, Peter; Chen, Steve, Method and system for facilitating merchant-initiated online payments.
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  166. Olliphant, Hugo; Chastagnol, Franck; Su, Yi-Ling; Wu, William; Brown, Chris; Dang, Thach; Veino, Thomas; Gunby, Carol; Chu, Peter Zhe; Chen, Steven, Method and system for facilitating online payments based on an established payment agreement.
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  167. Olliphant, Hugo; Chastagnol, Franck; Su, Yi-Ling; Wu, William; Brown, Chris; Dang, Thach; Veino, Thomas; Gunby, Carol; Chu, Peter; Chen, Steve, Method and system for facilitating online payments based on an established payment agreement.
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  168. Hammad, Ayman; Faith, Patrick; Aabye, Christian; Sahota, Jagdeep Singh, Method and system for generating a dynamic verification value.
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  169. Hammad, Ayman; Faith, Patrick; Aabye, Christian; Sahota, Jagdeep Singh, Method and system for generating a dynamic verification value.
    상세보기
  170. Hammad, Ayman; Faith, Patrick; Aabye, Christian; Sahota, Jagdeep Singh, Method and system for generating a dynamic verification value.
    상세보기
  171. Hammad, Ayman; Faith, Patrick; Aabye, Christian; Sahota, Jagdeep Singh, Method and system for generating a dynamic verification value.
    상세보기
  172. Sahota, Jagdeep Singh; Aabye, Christian, Method and system for generating a dynamic verification value.
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  173. Beenau,Blayn W; Bonalle,David S; Fields,Seth W; Gray,William J; Larkin,Carl; Montgomery,Joshua L; Saunders,Peter D, Method and system for proffering multiple biometrics for use with a FOB.
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  174. Erskine,Thomas; Sonberg,Kenneth W.; Rudisill,Luther, Method and system for providing supervisory control over wireless phone usage.
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  175. Erskine,Thomas; Sonberg,Kenneth W.; Rudisill,Luther, Method and system for providing supervisory control over wireless phone usage.
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  176. Erskine,Thomas; Sonberg,Kenneth W.; Rudisill,Luther, Method and system for providing supervisory control over wireless phone usage.
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  177. Barnes, Brian T.; Bonalle, David S.; Saunders, Peter D., Method and system for resource management and evaluation.
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  178. Hogan, Edward J.; Campbell, Carl M., Method and system for secure payments over a computer network.
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  179. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., Method and system for smellprint recognition biometrics on a fob.
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  180. Barnes, Brian; Bonalle, David S.; Saunders, Peter D., Method and system for tracking user performance.
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  181. Barnes,Brian; Bonalle,David S.; Saunders,Peter D., Method and system for tracking user performance.
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  182. Schleicher, Joerg, Method and system to process credit card payment transactions initiated by a merchant.
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  183. Calvert, Brian Edward, Method for informing a user of a communication device where to obtain a product and communication system employing same.
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  184. Nystrom, Sebastian; Kuhl, Carmen, Method, device and system for automated context information based selective data provision by identification means.
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  185. Peart, Lee J.; Saunders, Peter D., Methods and apparatus for a secure proximity integrated circuit card transactions.
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  186. Mesaros, Gregory J., Methods for discounting goods and services.
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  187. Mesaros, Gregory J., Methods for dynamic discounting.
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  188. Carlson, Mark; Faith, Patrick, Mobile alert transaction system and method.
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  189. Hammad, Ayman; Dixon, Phillip; Triplett, Brian, Mobile device containing contactless payment card used in transit fare collection.
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  190. Mesaros, Gregory J., Mobile device search mechanism.
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  191. Hammad, Ayman; Dixon, Phil, Mobile payment device.
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  192. Calabrese, Gerry; Stemer, Werner, Mobile phone charge card notification and authorization method.
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  193. Hammad, Ayman; Dixon, Phil; Triplett, Brian, Mobile phone containing contactless payment card used in transit fare collection.
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  194. Hammad, Ayman; Dixon, Phil, Mobile transit fare payment.
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  195. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
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  196. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
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  197. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
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  198. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
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  199. Purves, Thomas; Mahadkar, Shilpak; Theurer, Tenni; Hammad, Ayman, Multi-directional wallet connector apparatuses, methods and systems.
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  200. Purves, Thomas; Mahadkar, Shilpak; Theurer, Tenni; Hammad, Ayman, Multi-directional wallet connector apparatuses, methods and systems.
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  201. Delaney, Jeffrey; Kirtley, William H.; Kuszewski, Robert; Mathews, Robert; Page, David; Sarabura, Martin; Warden, Gregory, Multi-mode message routing and management.
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  202. Delaney,Jeffrey; Kirtley,William H.; Kuszewski,Robert; Mathews,Robert; Page,David; Sarabura,Martin; Warden,Gregory, Multi-mode message routing and management.
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  203. Faith, Patrick; Harris, Theodore David, Multi-source, multi-dimensional, cross-entity, multimedia analytical model sharing database platform apparatuses, methods and systems.
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  204. Faith, Patrick; Harris, Theodore David, Multi-source, multi-dimensional, cross-entity, multimedia merchant analytics database platform apparatuses, methods and systems.
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  205. Faith, Patrick; Harris, Theodore David, Multi-source, multi-dimensional, cross-entry, multimedia merchant analytics database platform apparatuses, methods and systems.
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  206. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  207. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  208. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  209. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  210. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  211. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  212. Mesaros, Gregory J., Multiple price curves and attributes.
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  213. Mesaros, Gregory J., Multiple supplier system and method for transacting business.
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  214. Carlson, Mark, Online account access control by mobile device.
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  215. Weller, Kevin; Steele, Kim; Koganti, Krishna Prasad; Faith, Patrick, Online challenge-response.
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  216. Weller, Kevin; Steele, Kim; Koganti, Krishna Prasad; Faith, Patrick, Online challenge-response.
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  217. Weller, Kevin; Steele, Kim; Koganti, Krishna; Faith, Patrick, Online challenge-response.
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  218. Park, Kyung Yang; Kim, Chul Ki; Hwang, Que Min; Jung, Bong Sung; Sung, Kwang Hyun; Kim, Do Ha; Jung, Hoon Joon; Kang, Bog Heui; Cho, Eun Sang; Kim, Won Dong; Kim, Dae Yeon; Chang, Kwang Su; Woo, Hee Gu, Optical payment transceiver and system using the same.
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  219. Mesaros, Gregory J., Order aggregation and merchant ranking.
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  220. Sahota, Jagdeep Singh; Aabye, Christian, Payment service authentication for a transaction using a generated dynamic verification value.
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  221. Hammad, Ayman; Faith, Patrick, Portable consumer device configured to generate dynamic authentication data.
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  222. Hammad, Ayman; Faith, Patrick, Portable consumer device configured to generate dynamic authentication data.
    상세보기
  223. Hammad, Ayman; Faith, Patrick, Portable consumer device verification system.
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  224. Hammad, Ayman; Faith, Patrick, Portable consumer device verification system.
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  225. Wasser, Jeremy; Felice-Steele, Michelle; Nies, Melinda; Giltner, Luke, Presentation of credit score factors.
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  226. Mesaros, Gregory J., Presenting mobile offers to members of a social network.
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  227. Mesaros, Gregory J., Presenting offers to a mobile device associated with information displayed on a television.
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  228. Mesaros, Gregory J., Presenting offers to users of wireless devices.
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  229. Mesaros, Gregory J., Presenting offers to users of wireless devices.
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  230. Bhattacharya, Ashmit; Bower, Bruce; Briggs, Gary; Gendron, Marc; Grove, Steve; Henson, Tina; Thomas, Parker, Processing value-ascertainable items.
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  231. Mesaros, Gregory J., Promoting offers through social network influencers.
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  232. Mesaros, Gregory J., Promoting offers through social network influencers.
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  233. Mesaros, Gregory J., Promoting offers through social network influencers.
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  234. Mesaros, Gregory J., Promoting offers through social network influencers.
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  235. Kapczynski, Mark Joseph, Providing credit data in search results.
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  236. Dean, Michael John; Kapczynski, Mark Joseph, Providing credit inquiry alerts.
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  237. Bonalle, David S.; Freud, Aliza; Nanton, Jason; Fitzmaurice Reilly, Mary Ann; Sharp, Ray, Public/private dual card system and method.
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  238. Bonalle,David S.; Freud,Aliza; Nanton,Jason E.; Reilly,Mary Ann Fitzmaurice; Sharp,Ray, Public/private dual card system and method.
    상세보기
  239. Biship,Fred; Saunders,Peter D, RF payment via a mobile device.
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  240. Bishop, Fred; Saunders, Peter D., RF payment via a mobile device.
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  241. Bonalle, David S.; Fehlhaber, Jeff; Saunders, Peter D., RF transaction device.
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  242. Saunders, Peter D, RF transaction system and method for storing user personal data.
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  243. Bishop, Fred, RF transactions using a wireless reader grid.
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  244. Kuhl, Carmen; Wakim, Peter; Vesikivi, Petri; Huomo, Heikki, Reader device for radio frequency identification transponder with transponder functionality.
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  245. Kuhl, Carmen; Wakim, Peter; Vesikivi, Petri; Huomo, Heikki, Reader device for radio frequency identification transponder with transponder functionality.
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  246. Kuhl, Carmen; Wakim, Peter; Vesikivi, Petri; Huomo, Heikki, Reader device for radio frequency identification transponder with transponder functionality.
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  247. England, Tony; Price, Elizabeth A.; Agrawal, Shyam Kumar, Real time digital issuance of resources.
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  248. Mesaros, Gregory J., Real-time offers and dynamic price adjustments presented to mobile devices.
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  249. Bishop, Fred; Saunders, Peter D, Recurrent billing maintenance with radio frequency payment devices.
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  250. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
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  251. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
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  252. Berardi, Michael J.; Bliman, Michal; Bonalle, David; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Perry, Trevor J.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; VonWald, Kristin L.; Williamson, John R., Reload protocol at a transaction processing entity.
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  253. Purves, Thomas, Remote decoupled application persistent state apparatuses, methods and systems.
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  254. Bagoren, Sevket Ilhan; Serbetcioglu, Bekir Sami; Ozulkulu, Esref Salih; Ertas, Burak; Koca, Cem, Replenishment of pre-paid wireless telephone accounts using short message service (SMS).
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  255. Duke, Brian Lee; Desai, Vijay S.; Dulany, Paul C.; Shah, Kannan Shashank, Rule optimization for classification and detection.
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  256. Keresman, III, Michael A.; Balasubramanian, Chandra S.; Sherwin, Francis M., Secure and efficient payment processing system.
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  257. Keresman, III, Michael A.; Bhagavatula, Ravishankar; Balasubramanian, Chandra; Sherwin, Francis M., Secure and efficient payment processing system.
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  258. Keresman, III, Michael A.; Bhagavatula, Ravishankar; Balasubramanian, Chandra; Sherwin, Francis M., Secure and efficient payment processing system with account holder defined transaction limitations.
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  259. Hammad, Ayman, Secure anonymous transaction apparatuses, methods and systems.
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  260. Carlson, Mark; Keshan, Surendra; Faith, Patrick, Secure checkout and challenge systems and methods.
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  261. Cote, Stephen W., Secure dynamic page content and layouts apparatuses, methods and systems.
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  262. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D; Williamson, John R, Securing RF transactions using a transactions counter.
    상세보기
  263. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R., Securing a transaction between a transponder and a reader.
    상세보기
  264. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R.; Mayers, Alexandra, Securing a transaction between a transponder and a reader.
    상세보기
  265. Carlson, Mark; Faith, Patrick, Seeding challenges for payment transactions.
    상세보기
  266. Hammad, Ayman; Dixon, Phil, Smart sign mobile transit fare payment.
    상세보기
  267. Hammad, Ayman; Dixon, Phil, Smart sign mobile transit fare payment.
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  268. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using voiceprint recognition.
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  269. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
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  270. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
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  271. Purves, Thomas; Gupta, Manav, Social checkout widget generation and integration apparatuses, methods and systems.
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  272. Mesaros, Gregory J., Social pricing.
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  273. Barnes,Brian T.; Evans,Peter B.; Glazer,Elliott; Gray,William Jody; Jagatic,Jason Stephen; Klaboe,Dana J.; Marchese,Lisa Frances; Malnati,Leigh Reynolds; Taxin,Elizabeth J., Spending account systems and methods.
    상세보기
  274. Kapczynski, Mark Joseph; Dean, Michael John, Storage and maintenance of personal data.
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  275. Erskine, Thomas; Rudisill, Luther; Sonberg, Kenneth, Subscriber management and accounting using event detection in a wireless device.
    상세보기
  276. Erskine,Thomas; Rudisill,Luther; Sonberg,Kenneth, Subscriber management and accounting using event detection in a wireless device.
    상세보기
  277. Hurry, Simon; Aabye, Christian, System and method for account identifier obfuscation.
    상세보기
  278. Graves,Phillip Craig; Smith,Merrill Brooks, System and method for adding value to a stored-value account.
    상세보기
  279. Smith,Merrill Brooks; Graves,Phillip Craig, System and method for adding value to a stored-value account.
    상세보기
  280. Berardi,Michael J.; Bliman,Michal; Bonalle,David; Elwood,Jennifer Anne; Hood,Matthew C.; Isenberg,Susan E.; Mayers,Alexandra; Perry,Trevor J.; Saunders,Peter D.; Scheding,Kathryn D.; Shah,Sejal Ajit;, System and method for assigning a funding source for a radio frequency identification device.
    상세보기
  281. Bishop,Fred; Saunders,Peter D, System and method for authenticating a RF transaction using a transaction account routing number.
    상세보기
  282. Graves, Phillip Craig; Smith, Merrill Brooks; Chakiris, Phil M., System and method for authorizing stored value card transactions.
    상세보기
  283. Smith, Merrill Brooks; Graves, Phillip Craig, System and method for authorizing the activation of a communication device.
    상세보기
  284. Matthews, Bradley Owen; Bishop, Fred, System and method for automatic reconciliation of transaction account spend.
    상세보기
  285. Anderson,Gordon Emory; Campanaro,Catherine J.; Connelly,David S.; Madaan,Sanjay; Moore,Kevin L.; Nigam,Sangarsh; Wong,Yulona Sue, System and method for calculating expected approval rates.
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  286. Anderson,Gordon Emory; Campanaro,Catherine J; Connelly,David S; Madaan,Sanjay; Moore,Kevin L; Nigam,Sangarsh; Wong,Yulona Sue, System and method for calculating expected approval rates.
    상세보기
  287. Lyle, Michael P.; Ross, Robert F.; Maricondo, James R., System and method for computer security.
    상세보기
  288. Dennis, Charles L., System and method for controlling financial transactions over a wireless network.
    상세보기
  289. Dennis, Charles L., System and method for controlling financial transactions over a wireless network.
    상세보기
  290. Dennis, Charles L., System and method for controlling financial transactions over a wireless network.
    상세보기
  291. Dennis,Charles L., System and method for controlling financial transactions over a wireless network.
    상세보기
  292. Bonalle, David S.; Larkin, Carl; Saunders, Peter D., System and method for dynamic fob synchronization and personalization.
    상세보기
  293. Michael W. Anderson ; David L. Merritt ; John W. Matthews, System and method for electronically processing invoice information.
    상세보기
  294. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Saunders, Peter D., System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions.
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  295. Benkert, Marc; Hobbs, Chris; Okamoto, Kazuhiko; Park, Grace; Rubinshtein, Tomer, System and method for facilitating a subsidiary card account.
    상세보기
  296. Benkert, Marc; Park, Grace; Rubinshtein, Tomer, System and method for facilitating a subsidiary card account.
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  297. Dunn,Melanie; Hobbs,Chris; Menichilli,Julie; Rances,Mary, System and method for facilitating a subsidiary card account with controlled spending capability.
    상세보기
  298. Saunders, Peter D, System and method for facilitating a transaction using a revolving use account associated with a primary account.
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  299. Walker, Jay S.; Tedesco, Daniel E.; Van Luchene, Andrew S.; Jorasch, James A., System and method for facilitating account-based transactions.
    상세보기
  300. Walker, Jay S.; Tedesco, Daniel E.; Van Luchene, Andrew S.; Jorasch, James A., System and method for facilitating account-based transactions.
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  301. Walker,Jay S.; Tedesco,Daniel E.; Van Luchene,Andrew S.; Jorasch,James A., System and method for facilitating account-based transactions.
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  302. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
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  303. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
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  304. Peart, Lee J; Saunders, Peter D, System and method for generating an unpredictable number using a seeded algorithm.
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  305. Lyle, Michael P.; Ross, Robert F.; Maricondo, James R., System and method for generating fictitious content for a computer.
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  306. Antoo, Nizam; Brockman, Todd J, System and method for implementing financial assistance programs.
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  307. Saunders, Peter D, System and method for managing a transaction protocol.
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  308. Faenza, Jr.,William J.; Lasch,Ellen; Saunders,Peter D.; Webb,Lisa, System and method for manufacturing a punch-out RFID transaction device.
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  309. Saunders, Peter D., System and method for manufacturing a punch-out RFID transaction device.
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  310. Saunders, Peter D., System and method for manufacturing a punch-out RFID transaction device.
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  311. Berardi,Michael J.; Bliman,Michal; Bonalle,David S.; Elwood,Jennifer Anne; Hood,Matthew C.; Isenberg,Susan E.; Mayers,Alexandra; Saunders,Peter D.; Scheding,Kathryn D.; Shah,Sejal Ajit; Williamson,Jo, System and method for payment using radio frequency identification in contact and contactless transactions.
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  312. D'Agostino, John, System and method for performing secure credit card transactions.
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  313. Harris, David N., System and method for pre-verifying commercial transactions.
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  314. Lyle,Michael P.; Ross,Robert F.; Maricondo,James R., System and method for preventing detection of a computer connection to an external device.
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  315. Lyle, Michael P.; Ross, Robert F.; Maricondo, James R., System and method for preventing detection of a selected process running on a computer.
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  316. Shea Patrick D. ; Good William G., System and method for processing satellite based telephone usage data for billing service providers.
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  317. Bonalle,David S; Francolini,Gail A; Ing,Samantha S; Kunian,Danielle; Nulle,Danielle R, System and method for providing and RFID transaction device.
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  318. Nightengale, Brad; Rowberry, Sharon, System and method for pushing advanced warning alerts.
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  319. Bishop, Fred; Neemann, Trey; Armes, David, System and method for reassociating an account number to another transaction account.
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  320. Saunders,Peter D., System and method for remotely initializing a RF transaction.
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  321. Saunders, Peter D; Barnes, Brian T, System and method for secure transactions manageable by a transaction account provider.
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  322. Graves, Phillip Craig; Smith, Merrill Brooks, System and method for securely authorizing and distributing stored-value card data.
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  323. Harris, David N., System and method for securing a credit account.
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  324. Saunders, Peter, System and method for securing a recurrent billing transaction.
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  325. Graves,Phillip Craig; Smith,Merrill Brooks, System and method for securing communication service.
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  326. Peart, Lee J.; Saunders, Peter D., System and method for securing sensitive information during completion of a transaction.
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  327. Castanho, Rick; Delaney, Jeffrey; Kirtley, William Harry; Kuszewski, Robert; Mathews, Robert, System and method for service specific notification.
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  328. Castanho, Rick; Delaney, Jeffrey; Kirtley, William Harry; Kuszewski, Robert; Matthews, Robert; Page, David A.; Warden, Gregory Charles, System and method for service specific notification.
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  329. Levenson, Jay; Adler, Sherri, System and method for the payment and accounting of petty disbursements.
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  330. Bates, Daniel Louis; Geaga, Jorge; Arnold, Glenn Christopher; Le, Thach Cam; Kaesman, Ann Marie; Jaroszewicz, Thomas, System and method for tracking an object in a video and linking information thereto.
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  331. Bates, Daniel Louis; Geaga, Jorge; Arnold, Glenn Christopher; Le, Thach Cam; Kaesman, Ann Marie; Jaroszewicz, Thomas, System and method for tracking an object in a video and linking information thereto.
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  332. Moran, Douglas B., System and method for using timestamps to detect attacks.
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  333. Harris, David N., System and method for verifying commercial transactions.
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  334. Carlson, Mark; Keshan, Surendra; Faith, Patrick L., System and method utilizing device information.
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  335. Hunt, III, Herbert Harris, System and methods for credit dispute processing, resolution, and reporting.
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  336. Hunt, III, Herbert Harris, System and methods for credit dispute processing, resolution, and reporting.
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  337. Hunt, III, Herbert Harris, System and methods for credit dispute processing, resolution, and reporting.
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  338. Tamassia, Hugh Robert; Stransky, Peter Franklin; Acharya, Ravi; Ranganath, Satyan, System and methods for mobile ordering and payment.
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  339. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., System for biometric security using a FOB.
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  340. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
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  341. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
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  342. Blagg, Lynn; Rodin, Michael F., System for distributing funds.
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  343. Breck, Lydia; Zoob, Jessica; Salow, Glen; Bishop, Fred; Schwarz, William; Glazer, Elliot; Johnstone, David; Cunningham, Katie; Nambiar, Anant; Belt, Jan Nunney; Wittwer, Martin; Armes, David; Chow, Christina, System for facilitating a transaction.
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  344. Breck, Lydia; Zoob, Jessica; Salow, Glen; Bishop, Fred; Schwarz, William; Glazer, Elliot; Johnstone, David; Cunningham, Katie; Nambiar, Anant; Belt, Jan Nunney; Wittwer, Martin; Armes, David; Chow, Christina, System for facilitating a transaction.
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  345. Kemper, Lynn; Vij, Akshey Shawn; O'Connell, Robin, System for personal authorization control for card transactions.
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  346. Kemper, Lynn; Vij, Akshey Shawn; O'Connell, Robin, System for personal authorization control for card transactions.
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  347. Haller, Eric; Hirn, Mark; Dichiara, Christer, Systems and methods for data verification.
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  348. Haller, Eric; Hirn, Mark; Dichiara, Christer, Systems and methods for data verification.
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  349. Nelsen, David A., Systems and methods for electronic delivery of stored value.
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  350. Smith, Merrill Brooks; Graves, Phillip Craig; Chakiris, Phil M, Systems and methods for electronic device point-of-sale activation.
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  351. Carlson, Mark; Faith, Patrick, Systems and methods for geographic location notifications of payment transactions.
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  352. Achanta, Venkat; Aaravabhoomi, Karthikeyan Reddy; Lassen, Patricia Cheryl; Sumida, Timothy, Systems and methods for large-scale credit data processing.
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  353. Bonalle, David; Bliman, Michal; Saunders, Peter D.; Williamson, John Robert, Systems and methods for managing account information lifecycles.
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  354. Beenau,Blayn W.; Bliman,Michal; Bonalle,David S.; Montgomery,Joshua L.; Saunders,Peter D.; Williamson,John R., Systems and methods for managing multiple accounts on a RF transaction instrument.
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  355. Tamassia, Hugh Robert; Stransky, Peter Franklin; Acharya, Ravi; Avatara, Satyan, Systems and methods for mobile ordering and payment.
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  356. Tamassia, Hugh Robert; Stransky, Peter Franklin; Acharya, Ravi; Ranganath, Satyan, Systems and methods for mobile ordering and payment.
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  357. Bishop, Fred; Saunders, Peter D, Systems and methods for non-traditional payment using biometric data.
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  358. DiChiara, Christer J.; LeFevre, Kristin M.; Mitchum, Randall P.; Wresinski, Bryan David, Systems and methods for permission arbitrated transaction services.
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  359. DiChiara, Christer J.; Mitchum, Randall P.; Ferguson, Mindy; LeFevre, Kristin M.; Jackson, James Andrew, Systems and methods for permission arbitrated transaction services.
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  360. Bonalle,David S; Fehlhaber,Jeff; Saunders,Peter D, Systems and methods for providing a RF transaction device for use in a private label transaction.
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  361. Beenau,Blayn W.; Bliman,Michal; Bonalle,David S.; Montgomery,Joshua L.; Saunders,Peter D.; Williamson,John R., Systems and methods for providing a RF transaction device operable to store multiple distinct accounts.
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  362. Bonalle,David S.; Fehlhaber,Jeff; Saunders,Peter D., Systems and methods for providing a RF transaction device operable to store multiple distinct calling card accounts.
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  363. McMillan, Helen; Skurtovich, John Lawrence; Kress, Anita; Sumida, Timothy; McVey, Michael Charles, Systems and methods for providing an integrated identifier.
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  364. Champion, Laurenn L.; Daniel, John Scott, Systems and methods for restricting the use of stolen devices on a wireless network.
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  365. Mesaros, Gregory J., Systems and methods for searchable time-based offers.
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  366. Carlson, Mark; Keshan, Surendra; Faith, Patrick, Systems and methods for secure and transparent cardless transactions.
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  367. Carlson, Mark; Keshan, Surendra; Faith, Patrick, Systems and methods for secure and transparent cardless transactions.
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  368. Carlson, Mark; Keshan, Surendra; Faith, Patrick, Systems and methods for secure and transparent cardless transactions.
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  369. Carlson, Mark; Bebenita, Dan; Keshan, Surendra; Stan, Patrick, Systems and methods for sorting alert and offer messages on a mobile device.
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  370. Carlson, Mark; Bebenita, Dan; Keshan, Surendra; Stan, Patrick, Systems and methods for sorting alert and offer messages on a mobile device.
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  371. Carlson, Mark; Bebenita, Dan; Keshan, Surendra; Stan, Patrick, Systems and methods for sorting alert and offer messages on a mobile device.
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  372. Carlson, Mark; Faith, Patrick, Systems and methods for visual representation of offers.
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  373. Burger, Michael; Kapczynski, Mark Joseph, Systems and methods of identity protection and management.
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  374. Burger, Michael; Kapczynski, Mark Joseph, Systems and methods of identity protection and management.
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  375. Charyk, Mike; Yu, Nelson, Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules.
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  376. Charyk, Mike; Yu, Nelson, Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules.
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  377. Beck, Randall G.; Feldman, Gennye; Heitz, Rachel Riley; Imada, John Steven; Martinez, Paula S.; Miller, Sven; Page, Clyde; Keiser, Steven J., Systems, methods and devices for selling transaction instruments.
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  378. Beck, Randall G.; Krasner, Gennye Feldman; Imada, Jon Steven; Simper, Paula S.; Miller, Sven; Page, Clyde; Keiser, Steven J., Systems, methods and devices for selling transaction instruments.
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  379. Beck, Randy; Feldman, Gennye; Heitz, Rachel Riley; Imada, John Steven; Martinez, Paula S; Miller, Sven; Page, Clyde; Keiser, Steven J, Systems, methods and devices for selling transaction instruments.
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  380. Beck, Randy; Feldman, Gennye; Heitz, Rachel Riley; Imada, John Steven; Martinez, Paula S; Miller, Sven; Page, Clyde; Keiser, Steven J, Systems, methods and devices for selling transaction instruments.
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  381. Beck,Randy; Feldman,Gennye; Heitz,Rachel Riley; Imada,John Steven; Martinez,Paula S; Miller,Sven; Page,Clyde; Keiser,Steven J, Systems, methods and devices for selling transaction instruments.
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  382. Beck,Randy; Feldman,Gennye; Heitz,Rachel Riley; Imada,John Steven; Martinez,Paula S; Miller,Sven; Page,Clyde; Keiser,Steven J, Systems, methods and devices for selling transaction instruments.
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  383. Austin Pamela Sue, Systems, methods, and computer program products for delivering information in a preferred medium.
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  384. Austin, Pamela Sue, Systems, methods, and computer program products for delivering information in a preferred medium.
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  385. Gupta, Ashish, Systems, methods, and devices for combined credit card and stored value transaction accounts.
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  386. Gupta, Ashish, Systems, methods, and devices for combined credit card and stored value transaction accounts.
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  387. Gupta, Ashish, Systems, methods, and devices for combined credit card and stored value transaction accounts.
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  388. Beck,Randall G.; Feldman,Gennye; Imada,Jon Steven; Martinez,Paula S.; Miller,Sven; Page,Clyde; Keiser,Steven J., Systems, methods, and devices for selling transaction instruments.
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  389. Beck,Randy; Feldman,Gennye Hannover; Holt,Elizabeth Anne; Miller,Sven; Page,Clyde; Rubner,Marc; Rose,John R.; Vollmer,Nicole Milne, Systems, methods, and devices for selling transaction instruments via web-based tool.
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  390. Feldman, Gennye Hannover; Holt, Elizabeth Anne; Rubner, Marc; Rose, John R.; Vollmer, Nicole Milne, Systems, methods, and devices for selling transaction instruments via web-based tool.
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  391. Feldman, Gennye Hannover; Holt, Elizabeth Anne; Rubner, Marc; Rose, John R.; Vollmer, Nicole Milne, Systems, methods, and devices for selling transaction instruments via web-based tool.
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  392. Feldman,Gennye Hannover; Holt,Elizabeth Anne; Rubner,Marc; Rose,John R.; Vollmer,Nicole Milne, Systems, methods, and devices for selling transaction instruments via web-based tool.
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  393. Cox, Patrick M.; Huey, Christopher A.; Kepler, Michael A.; Filliger, Paul W.; Powell, A. Peter, Telephone call management system and method.
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  394. Hammad, Ayman; Faith, Patrick, Terminal data encryption.
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  395. Hammad, Ayman; Faith, Patrick, Terminal data encryption.
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  396. Theurer, Tenni; Purves, Thomas; Mahadkar, Shilpak; Hammad, Ayman, Third-party value added wallet features and interfaces apparatuses, methods and systems.
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  397. Hammad, Ayman, Track data encryption.
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  398. Hammad, Ayman, Track data encryption.
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  399. Hammad, Ayman, Track data encryption.
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  400. Morrill Webb, Lisa Ann; Faenza, Jr., William J., Transaction card.
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  401. Morrill-Webb, Lisa Ann; Faenza, Jr., William J., Transaction card.
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  402. Calabrese, Gerry; Stemer, Werner, Transaction notification and authorization method.
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  403. Kavanagh, Stephen; Clarke, Conor; Guilfoyle, Kleron; Brosnan, Patrick, Transaction processing.
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  404. Kavanagh, Stephen; Clarke, Conor; Guilfoyle, Kleron; Brosnan, Patrick, Transaction processing.
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  405. Stephen, Kavanagh; Clarke, Conor; Guilfoyle, Kleron; Brosnan, Patrick, Transaction processing.
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  406. Joao,Raymond Anthony; Bock,Robert Richard, Transaction security apparatus.
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  407. Joao, Raymond Anthony, Transaction security apparatus and method.
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  408. Joao, Raymond Anthony, Transaction security apparatus and method.
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  409. Joao, Raymond Anthony, Transaction security apparatus and method.
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  410. Maxymych, Peter Nicholas, Transaction tray with communications means.
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  411. Beenau,Blayn W.; Bonalle,David S.; Vander Eyk,Becky; Isenberg,Susan E.; Malnati,Leigh; Mueller,Sue; Norcross,Zarita; Peart,Lee J.; Saunders,Peter D.; Skilling Belmond,Lisa; Webb,Lisa; Williamson,John, Transparent transaction device.
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  412. Duke, Brian Lee; Dulany, Paul C.; Shah, Kannan Shashank, Unauthorized activity detection and classification.
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  413. Katzin, Edward; Hua, Julian; Storey, Gregory Kenneth; Mori, Michael; Shrivastava, Abhinav; Bhargava, Amit; Beck, Andrew; Hammad, Ayman; Pfisterer, Ben; Salmon, Diane; Karpenko, Igor; Schulz, Jennifer; Gavrilov, Miroslav; Ciurea, Peter; Faith, Patrick; Kumnick, Phillip; Chatterjee, Saurav; Badea, Sebastian; Li, Shaw; Jha, Shipra; Pourfallah, Stacy; French, Susan; Theurer, Tenni; Harris, Theodore; Purves, Thomas; Pandey, Vanita; Graham, Victoria; Hariramani, Prakash, Universal electronic payment apparatuses, methods and systems.
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  414. Roskind, James, Using trusted communication channel to combat user name/password theft.
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  415. Roskind, James, Using trusted communication channel to combat user name/password theft.
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  416. Dixon, Philip B.; Hammad, Ayman; El-Awady, Khalid, Verification of a portable consumer device in an offline environment.
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  417. Dixon, Philip B.; Hammad, Ayman; El-Awady, Khalid, Verification of a portable consumer device in an offline environment.
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  418. Chatterjee, Saurav; Hammad, Ayman; Katzin, Edward N.; Hua, Julian, Virtual wallet card selection apparatuses, methods and systems.
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  419. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Voiceprint biometrics on a payment device.
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  420. Purves, Thomas; Hua, Julian; Rutherford, Robert, Wearable intelligent vision device apparatuses, methods and systems.
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  421. Gregory, Keith Edward; Jean-George, Yola Kateline; Kirtley, William Harry; Page, David A.; Page, Howard Geza; Schmidt, Adrien Paul Raphael; Warden, Gregory Charles, Wireless messaging system to multiple recipients.
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  422. Gary L. Griffith, Wireless telephone as a transaction device.
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