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Remote image capture with centralized processing and storage 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • H04L-009/00
출원번호 US-0917761 (1997-08-27)
발명자 / 주소
  • Ballard Claudio R.
출원인 / 주소
  • CSP Holdings, Inc.
대리인 / 주소
    McGuire, Woods, Battle & Boothe LLP
인용정보 피인용 횟수 : 468  인용 특허 : 54

초록

A system for remote data acquisition and centralized processing and storage is disclosed called the DataTreasury.TM. System. The DataTreasury.TM. System provides comprehensive support for the processing of documents and electronic data associated with different applications including sale, business,

대표청구항

[ What is claimed is:] [1.] A system for central management, storage and report generation of remotely captured paper transactions from documents and receipts comprising:one or more remote data access subsystems for capturing and sending paper transaction data and subsystem identification informatio

이 특허에 인용된 특허 (54)

  1. Drexler Jerome (Los Altos Hills CA) Dyball Christopher J. (Half Moon Bay CA), Anti-fraud verification system using a data card.
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  4. Behera Bailochan (Farmington Hills MI), Archival document image processing and printing system.
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  38. Rudolph Volker (St. Maergen DEX) Ruppert Werner (Schoenaich DEX), Method and apparatus for pattern recognition and validation, especially for hand-written signatures.
  39. de la Guardia Mario F. (Miami FL), Method and apparatus for reducing the gray scale resolution of a digitized image.
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  51. McClure Dana W. (El Toro CA), System for printing personalized charge-card service receipts at remote locations.
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  154. Maloney,Rian R., Method and system for emulating a check sorter.
  155. Ahmad, Farhan, Method and system for emulating a private label over an open network.
  156. Ahmad, Farhan, Method and system for emulating a private label over an open network.
  157. Sheehan, Mark; Acharya, Ravi, Method and system for expediting payment delivery.
  158. Sheehan, Mark; Acharya, Ravi, Method and system for expediting payment delivery.
  159. Ibikunle, Tayo; Karnin, Ehud; Liberis, William A.; Nowicki, Tomasz J.; Reilly, Michael J.; Sachar, Howard E.; Tresser, Charles P.; Walach, Eugene; Weeshoff, David A., Method and system for extracting information from documents by document segregation.
  160. Norman, Richard; Vicknair, Tommy J.; Shishmanian, Carl; Stephens, Jr., John Spence; Jennings, W. Earl; James, David L., Method and system for facilitating network transaction processing.
  161. Norman, Richard; Vicknair, Tommy J.; Shishmanian, Carl; Stephens, Jr., John Spence; Jennings, W. Earl; James, David L., Method and system for facilitating network transaction processing.
  162. Anderson, Milton M., Method and system for implementing effective governance of transactions between trading partners.
  163. Anderson, Milton M., Method and system for implementing effective governance of transactions between trading partners.
  164. Maloney, Rian R., Method and system for online communication between a check sorter and a check processing system.
  165. Maloney, Rian R., Method and system for online communication between a check sorter and a check processing system.
  166. Maloney,Rian R., Method and system for online communication between a check sorter and a check processing system.
  167. Silverbrook,Kia; Lapstun,Paul; Walmsley,Simon Robert; Lapstun,Jacqueline Anne, Method and system for online payments using processing sensor.
  168. Yarbrough, Phillip C., Method and system for processing electronic checks.
  169. Buchanan, Danne L.; Titus, William Ronald, Method and system for processing financial instrument deposits physically remote from a financial institution.
  170. Buchanan, Danne L.; Titus, William Ronald, Method and system for processing financial instrument deposits physically remote from a financial institution.
  171. Buchanan, Danne L.; Titus, William Ronald, Method and system for processing financial instrument deposits physically remote from a financial institution.
  172. Buchanan,Danne L.; Titus,William Ronald, Method and system for processing financial instrument deposits physically remote from a financial institution.
  173. Buchanan,Danne L.; Titus,William Ronald, Method and system for processing financial instrument deposits physically remote from a financial institution.
  174. Maloney,Rian R., Method and system for processing images for a check sorter.
  175. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments.
  176. Fogliano, Frank J.; Gniewosz, Dennis J.; Trupia, Paul Gerard; Striano, Riccardo M., Method and system for processing recurring payments.
  177. Freund, Peter C., Method and system for providing electronic bill payment and presentment.
  178. Weber,Christopher S., Method and system for retaining MICR code format.
  179. Wheeler,Lynn Henry; Wheeler,Anne Mcafree, Method and system for using electronic communications for an electronic contract.
  180. Maloney, Rian R., Method and system for verifying check images.
  181. Narayanan,Lakshmi, Method for controlled and audited access to privileged accounts on computer systems.
  182. Freeman,Charles J.; Xue,Xingxiong, Method for mortgage and closed end loan portfolio management.
  183. Neofytides, Cheryl L.; Baig, Aamer Ali, Method for providing a money transfer service through a payment enabler system.
  184. Neofytides, Cheryl L.; Baig, Aamer Ali, Method for requesting and receiving an online payment through a payment enabler system.
  185. Armingaud, Francois-Dominique; Pedrazzoli Pazos, Fernando Daniel, Method for secure electronic commercial transaction on-line processing.
  186. Fariborz, Michael F.; Grim, III, Clifton E.; Wilson, John D.; Stevens, Mark B.; Weisskopf, Michael J., Method of and system for assigning documents in a workflow system.
  187. Lapstun, Paul; Silverbrook, Kia; Hollins, Michael; Dehghani, Zhamak; Newman, Andrew Timothy Robert, Method of interacting with substrate in cursor and hyperlinking modes.
  188. Schulze, Michael D.; Gagnon, Richard J., Method of obtaining an electronically stored financial document.
  189. Schulze, Michael D.; Gagnon, Richard J., Method of obtaining an electronically-stored financial document.
  190. Simonoff, Jerome, Method of printing MICR encoded negotiable instruments such as checks/drafts from facsimile transmitted checks.
  191. Naccache, David, Method of providing transaction data, terminal, transaction method, method of enhancing bank statements, server, signals and computer program products corresponding thereto.
  192. Peiffer, John C.; Hicks, Michael A.; Wright, David H.; Mears, Paul M.; Srinivasan, Venugopal; Lu, Daozheng; Kempter, Paul C., Methods and apparatus for identifying a digital audio signal.
  193. Peiffer, John C.; Hicks, Michael A.; Wright, David H.; Mears, Paul M.; Srinivasan, Venugopal; Lu, Daozheng; Kempter, Paul C., Methods and apparatus for identifying a digital audio signal.
  194. Wheeler, Henry B.; Lu, Daozheng; Kempter, Paul C.; Feininger, William A., Methods and apparatus to monitor reception of programs and content by broadcast receivers.
  195. Srinivasan, Venugopal; Ramaswamy, Arun, Methods and apparatus to verify presentation of media content.
  196. McRae, Xuan; Lam, Duc; Roland, Matthew, Methods and systems for discounts management.
  197. Kean, Brian T., Methods and systems for electromagnetic initiation of secure transactions.
  198. Bowie Britton,Simon, Methods and systems for managing successful completion of a network of processes.
  199. Buchanan,Danne L.; Titus,William Ronald, Methods and systems for processing financial instrument deposits.
  200. Gurz, Cheryl, Methods and systems for processing stranded payments and lockbox payments at the same designated payment location.
  201. deGroeve, Bernard; Petroons, Jan; Hanan, Christopher C.; Bailey, A. Graham; Gupta, Shreyas D.; Mellyn, Kevin Lawrence; Saal, Matthew; Alexander, Morio; Mondschein, Craig, Methods for electronic multiparty accounts receivable and accounts payable systems.
  202. Munte,Ralf Maximilian, Mobile paper record processing system.
  203. Milberger, Susan M.; Sherrard, Jeff D.; Dunker, Amy M.; Macfarlane, Jackie M.; Platte, Eric L.; Abrahams, Susan F.; Neofytides, Cheryl L.; Baig, Aamer Ali; Karas, Peter M.; Cowell, James E.; Yoder, James R.; Golub, Matt F., Money order debit from stored value fund.
  204. Seifert, Dean A.; Sayor, Thomas B.; Baumgart, Mark, Money transfer cards, systems and methods.
  205. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
  206. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
  207. Hanna, Assaad G.; Hansen, Kurt L.; Seifert, Dean A., Money transfer system and method.
  208. Hanna, Assaad G.; Hansen, Kurt L.; Seifert, Dean A., Money transfer system and method.
  209. Bulawa, Kurt; Bohler, Corey Allen; Seifert, Dean A.; Sayor, Thomas B.; Baumgart, Mark; Crawford, Erik S., Money transfer systems and methods.
  210. Clower, Dyron Lee; Templer, Jr., John Wesley; Griffin, Jason Victor, Monitoring transactions by non-account holder.
  211. Hoffberg, Steven M., Multifactorial optimization system and method.
  212. Bleunven, Daniel; Karotsch, Eliane; Dalban, Christian; Miller, Andrew D J, Network-based sub-allocation systems and methods for swaps.
  213. Bleunven, Daniel; Karotsch, Eliane; Dalban, Christian; Miller, Andrew D J, Network-based sub-allocation systems and methods for swaps.
  214. Ballard, Claudio R., Object authentication system.
  215. Ballard, Claudio R., Object authentication system.
  216. Ireland, Leigh-Anne T.; Strand, Marilyn; Goldberg, Michele; Winzer, Etienne, On-line higher education financing system.
  217. Cox, Christopher T., Onetime passwords for mobile wallets.
  218. Kean, Brian; Cox, Christopher T., Onetime passwords for smart chip cards.
  219. Biggar, Lynne; Tobin, Justin D.; Bishop, Fred; Greiner, Hans-Jurgen, Online card activation system and method.
  220. Novak, Christopher S.; D'Angelo, Michael; Giancola, Tom, Online interactive and partner-enhanced credit card.
  221. Thomas, George F.; Wood, Albert G.; Pawelczyk, Joseph S.; Friedman, Kenneth H.; Palmese, Paul, Payment identification code and payment system using the same.
  222. Diveley,Keith W.; Hansen,Kurt, Payment service method and system.
  223. Wheeler, Lynn Henry; Wheeler, Anne M., Person-centric account-based digital signature system.
  224. Teppler, Steven W., Personal computer system and methods for proving dates in digital data files.
  225. Rielly, William S.; Erlich, Leslie D.; Acharya, Ravi; Goldman, Dmitry, Personalized bank teller machine.
  226. Templeton, Randy J.; Mollett, Cassandra J.; Smith, David Wayne, Point of sale payment terminal.
  227. Fukuda, Aki; Nishimura, Saori, Portable electronic apparatus, processing apparatus for portable electronic apparatus, and data processing method in portable electronic apparatus.
  228. Benson, Glenn Stuart; Calaceto, Joseph R.; Logar, Russell M., Portable security transaction protocol.
  229. Blachowicz, Paul; Baker, Aaron; Purches, Frederick, Process of and system for facilitating cash collections deposits and deposit tracking.
  230. Blachowicz, Paul; Baker, Aaron; Purches, Frederick, Process of and system for facilitating cash collections deposits and deposit tracking.
  231. Hipolito, Gil Geraldo; de Alvarenga, Samuel; Dourado, Emerson, Process of facilitating financial transactions at point-of-sale employing electronic drop safes and point-of-sale terminals.
  232. Dutta, Rabindranath; Banerjee, Dwip N., Processing tax forms at an automatic teller machine.
  233. Rau, Scott W.; Knackstedt, Lee, Processing transactions using a register portion to track transactions.
  234. Tramontano, Robert J.; Bellucci, Dennis J., Provision of receipts for self service or point of sale terminals.
  235. Robert C. Houvener ; Ian P. Hoenisch, Receipt scanning system and method.
  236. Pandipati, Radha K. C., Receipts scanner and financial organizer.
  237. Pandipati, Radha K. C., Receipts scanner and financial organizer.
  238. Pandipati, Radha K. C., Receipts scanner and financial organizer.
  239. Pandipati, Radha K. C., Receipts scanner and financial organizer.
  240. Pandipati, Radha K. C., Receipts scanner and financial organizer.
  241. Pandipati, Radha K. C., Receipts scanner and financial organizer.
  242. Pandipati, Radha K. C., Receipts scanner and financial organizer.
  243. Rowen, Michael John; Beatson, Rodney; Kelty, Mark A., Reduction of transaction fraud through the use of automatic centralized signature/sign verification combined with credit and fraud scoring during real-time payment card authorization processes.
  244. Wheeler, Anne M.; Wheeler, Lynn Henry, Reliably identifying information of device generating digital signatures.
  245. Ethington, Seth; Prasad, Bharat, Remote deposit image inspection apparatuses, methods and systems.
  246. Schulze, Michael D.; Gagnon, Richard J., Remote document retrieval and storage system.
  247. Schulze, Michael D.; Gagnon, Richard J., Remote document retrieval and storage system.
  248. Schulze, Michael D.; Gagnon, Richard J., Remote document retrieval and storage system.
  249. Ballard Claudio R., Remote image capture with centralized processing and storage.
  250. Ballard, Claudio R., Remote image capture with centralized processing and storage.
  251. Kalra, Pradeep; Lancaster, Larry; Leung, Ka Wai; Ratty, Muthukumar, Remote support automation for a storage server.
  252. Wheeler, Lynn Henry; Wheeler, Anne M., Requesting execution of instructions on accounts in ABDS system.
  253. Buchanan,Danne; Titus,William Ronald, Return item early notification and return.
  254. Grim, III, Clifton; Schmidt, Christopher I.; Wilson, John D., Secure information vault, exchange and processing system and method.
  255. Ross, David Justin; Cornell, Bill G., Secure, confidential authentication with private data.
  256. Ross, David Justin; Love, Jack; Billester, Stephen E. M.; Smith, Brent R., Secure, limited-access database system and method.
  257. Wheeler, Lynn Henry; Wheeler, Anne M., Sending electronic transaction message for entity information account, digital signature derived therefrom, and sender identity information in AADS system.
  258. Wheeler, Henry Lynn; Wheeler, Anne M., Sending electronic transaction message, digital signature derived therefrom, and sender identity information in AADS system.
  259. Magennis,Gerard; Buchendorfer,Thomas, Setuid-filter method for providing secure access to a credentials store for computer systems.
  260. Teppler, Steven W., Smart card system and methods for proving dates in digital files.
  261. Rae, Peter; Loomis, Nancy; Algiene, Ken; Hansen, Kurt L.; Dively, Keith W., Staged transaction system for mobile commerce.
  262. Hansen, Kurt L.; Sayor, Thomas B.; Vialpando, Sharon K.; Algiene, Ken, Staged transactions systems and methods.
  263. Hansen,Kurt L.; Sayor,Thomas B.; Vialpando,Sharon K.; Algiene,Kenneth, Staged transactions systems and methods.
  264. Ballard, Claudio R., Starter control and indicator system.
  265. Abelman, Henry M.; Algiene, Kenneth; Karas, Peter M., Stored value payouts.
  266. Benson, Glenn S., System and method for anti-phishing authentication.
  267. Benson, Glenn S., System and method for anti-phishing authentication.
  268. Benson, Glenn S., System and method for anti-phishing authentication.
  269. Benson, Glenn S., System and method for anti-phishing authentication.
  270. Davida, George I., System and method for authenticated and privacy preserving biometric identification systems.
  271. Davida, George I., System and method for authenticated and privacy preserving biometric identification systems.
  272. Davida, George I.; Frankel, Yair, System and method for authenticated and privacy preserving biometric identification systems.
  273. Gendler, Joseph, System and method for automatic financial project management.
  274. Kaza, Shrinivas K.; McRae, Xuan (Sunny) N.; Subramani, Dillip K.; Roland, Matthew Grant; Lopin, Pavel; Mueller, Georg, System and method for automatically enrolling buyers into a network.
  275. Robinson, Timothy L., System and method for biometric authorization for check cashing.
  276. Robinson,Timothy, System and method for biometric authorization for financial transactions.
  277. Spero, Raphael; Spero, Leslie, System and method for capture, storage and processing of receipts and related data.
  278. Spero,Raphael; Spero,Leslie, System and method for capture, storage and processing of receipts and related data.
  279. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for categorizing transactions.
  280. Kotovich,Nikolay; Nepomniachtchi,Grigori, System and method for check fraud detection using signature validation.
  281. Kotovich,Nikolay; Nepomniachtchi,Grigori, System and method for check fraud detection using signature validation.
  282. Kotovich,Nikolay; Nepomniachtchi,Grigori, System and method for check fraud detection using signature validation.
  283. Kotovich,Nikolay; Nepomniachtchi,Grigori, System and method for check fraud detection using signature validation.
  284. Randall, Steve; George, Colleen, System and method for conducting transactions with different forms of payment.
  285. Dickelman, Mark, System and method for conversion of initial transaction to final transaction.
  286. Buisman,William J.; Cohen,Gary; Fox,Steven R.; Kruse,Charles; Sulpizio,Christine, System and method for converting information on paper forms to electronic data.
  287. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for depositing negotiable instruments.
  288. Hoffberg, Steven M., System and method for determining contingent relevance.
  289. Teppler,Steven W., System and method for distributing trusted time.
  290. Zhgeng, Michelle; Nieporent, Robert Andrew; Murray, Sean H.; Keevil, Allison Anne, System and method for division and management of expenses.
  291. Lam, Duc; Roland, Matthew; McRae, Xuan (Sunny), System and method for electronic authorization of batch checks.
  292. Brown, Karen Lavern; Manarky, Lisa Kim, System and method for electronic bill pay and presentment.
  293. Acharya, Ravi V., System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image.
  294. Acharya, Ravi V., System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image.
  295. Meyer, Shannon D.; Haggerty, Margaret A.; Schwabinger, Rick, System and method for electronic remittance of funds.
  296. Gilson, Jonathan C.; Weber, Christopher S., System and method for embedding check data in a check image.
  297. Arnold, Brian L.; Simpson, Paul H.; Fitzgerald, Thomas Steven; Lo, Pik Kwan; Wilson, James K.; Brockwell, John C.; Quinn, Michael F., System and method for enhancing supply chain transactions.
  298. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Robinson, Mark B., System and method for enrolling in a biometric system.
  299. Robinson, Timothy L.; Schildt, Bradford R.; Gott, Tennille V.; Robinson, Mark B., System and method for enrolling in a biometric system.
  300. Warren, Mary Carter; Barrett, Donna M.; Schmitt, Donald H.; Ehemann, Karen R., System and method for establishing or modifying an account with user selectable terms.
  301. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  302. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  303. Crook, Thomas J.; Nigrini, Mark J.; Howell, John W., System and method for evaluating fraud suspects.
  304. Grim, III, Clifton E.; Schmidt, Christopher I.; Wilson, John D., System and method for exposing internal search indices to internet search engines.
  305. Grim, III, Clifton E.; Schmidt, Christopher I.; Wilson, John D., System and method for exposing internal search indices to internet search engines.
  306. Continelli,Judith; Hazeltine,Sandy, System and method for facilitating the handling of a dispute.
  307. Royer, Coby; Continelli, Judith; Hazeltin, Sandra W., System and method for facilitating the handling of a dispute using disparate architecture.
  308. Royer, Coby; Continelli, Judith; Hazeltine, Sandra, System and method for facilitating the handling of a dispute using disparate architectures.
  309. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
  310. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
  311. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  312. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  313. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interface.
  314. Mount, Cheryl; Pradhan, Akshay; Tucker, Sheryl F.; Garvey, Danielle O.; Barry, Dennis C.; Goodwin, Brenda; Radvanyi, Tammy; O'Brien, Linda M., System and method for generating magnetic ink character recognition (MICR) testing documents.
  315. Slater, Alan; Sears, Michael L.; Hsu, Phoebe Rin-Rin; Do, Cuong D.; McSharry, H. Patrick; Dudasik, Edward M. R.; Gryte, Stephen M.; Brooks, Robert O., System and method for image depositing, image presentment and deposit taking in a commercial environment.
  316. Slater, Alan; Sears, Michael L.; Hsu, Phoebe Rin-Rin; Do, Cuong D.; McSharry, H. Patrick; Dudasik, Edward M. R.; Gryte, Stephen M.; Brooks, Robert O., System and method for image depositing, image presentment and deposit taking in a commercial environment.
  317. Hoffberg, Steven M., System and method for incentivizing participation in a market transaction.
  318. Hirka, Jeffrey L.; Fox, Steven J., System and method for linked account having sweep feature.
  319. Oakes, III, Charles Lee; Morlen, Randy Ray; Prasad, Bharat; Huth, Troy Bartlette, System and method for mobile check deposit.
  320. Jou, Brian; Adler, Lynn A.; Bing, Robert L.; Boyle, James M.; Briody, Clare K.; Emery, Ian K.; Moran, Brian A.; Mascio, Kenneth, System and method for multicurrency and multibank processing over a non-secure network.
  321. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for negotiable instrument cashing fee setup by type.
  322. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for negotiable instrument cashing transaction assistance procedures.
  323. Scott, Kelly W., System and method for network-based project management.
  324. Cataline, Glen R.; Rielly, William Smith; Sheehan, Mark Robert; Wallace, William Scott, System and method for optimized funding of electronic transactions.
  325. Benson, Glenn Stuart; Croston, Sean, System and method for partner key management.
  326. Lam, Duc; Shanbhogue, Ramnath; Kan, Immanuel; Moore, Robert; McRae, Xuan (Sunny), System and method for payer (buyer) defined electronic invoice exchange.
  327. Skingle, Bruce James, System and method for portal infrastructure tracking.
  328. Skingle,Bruce James, System and method for portal infrastructure tracking.
  329. Everhart, Glenn C., System and method for preventing identity theft or misuse by restricting access.
  330. Stroh, Tim, System and method for processing a transaction document including one or more financial transaction entries.
  331. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for processing applicant input information.
  332. Reid, Scott R.; Hawkins, Kari, System and method for processing checks and check transactions.
  333. Reid, Scott R.; Hawkins, Kari, System and method for processing checks and check transactions.
  334. Hawkins, Kari, System and method for processing checks and check transactions with thresholds for adjustments to ACH transactions.
  335. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
  336. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
  337. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
  338. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing mircotransactions.
  339. Baret, Olivier; Anisimov, Valery; Maximov, Sergey; Pepelka, Vadim, System and method for processing objects.
  340. Pletz, Tracy; Rochford, Joseph, System and method for processing qualified healthcare account related financial transactions.
  341. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  342. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  343. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  344. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  345. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
  346. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
  347. Field, Manning R.; Reinhard, Walter Brent; Keld, Marcia, System and method for processing transactions using a multi-account transactions device.
  348. Hoffberg, Steven M., System and method for providing a payment to a non-winning auction participant.
  349. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  350. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  351. Rosko,Robert; Ampani,Kumar, System and method for providing customers with seamless entry to a remote server.
  352. Bowers, Theodore J; Ilijasic, Dean; Sanders, Shelley F., System and method for providing discriminated content to network users.
  353. Bowers,Theodore J.; Ilijasic,Dean; Sanders,Shelley F., System and method for providing discriminated content to network users.
  354. Gendler,Joseph, System and method for providing funding approval associated with a project based on a document collection.
  355. Sanders, Shelley F.; Bowers, Theodore; Ilijasic, Dean, System and method for providing incentives to consumers to share information.
  356. White, Brigette A.; Levinson, Ronald; Sabharwal, Mohit, System and method for providing instant-decision, financial network-based payment cards.
  357. White, Brigette A.; Levinson, Ronald; Sabharwal, Mohit, System and method for providing instant-decision, financial network-based payment cards.
  358. White, Brigette A.; Levinson, Ronald; Sabharwal, Mohit, System and method for providing instant-decision, financial network-based payment cards.
  359. Evans, Steven E.; Pierce, Suzanne Dallmeyer, System and method for providing supplemental payment or transaction information.
  360. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for purchase benefits at a point of sale.
  361. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
  362. Varghese, Dennis, System and method for recreating tax documents.
  363. Anderson, Don; McDonald, Ana; Weitman, Cheryl; Savage, Jacquelene, System and method for remote deposit capture.
  364. Anderson, Don; McDonald, Ana; Weitman, Cheryl; Savage, Jacquelene, System and method for remote deposit capture.
  365. Anderson, Don; McDonald, Ana; Weitman, Cheryl; Savage, Jacquelene, System and method for remote deposit capture.
  366. Houvener Robert C. ; Hoenisch Ian P. ; Schappler Joseph, System and method for remote, wireless positive identity verification.
  367. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
  368. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
  369. Nagel,Robert H.; Felsher,David P.; Hoffberg,Steven M., System and method for secure three-party communications.
  370. Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
  371. Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
  372. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
  373. Miller, Lawrence R; Trenholm, Martin J., System and method for single session sign-on.
  374. Skingle,Bruce James, System and method for single session sign-on with cryptography.
  375. Ellmore, Kimberly, System and method for single sign on process for websites with multiple applications and services.
  376. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  377. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  378. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  379. Ellmore,Kimberly, System and method for single sign on process for websites with multiples applications and services.
  380. Colcord, Brian, System and method for testing applications.
  381. Hoffman, Ned, System and method for tokenless biometric authorization of electronic communications.
  382. Hoffman, Ned, System and method for tokenless biometric authorization of electronic communications.
  383. Hoffman, Ned, System and method for tokenless biometric electronic scrip.
  384. Rosedale,Matthew P.; Master,Warren; Campfield,Thomas; Phinney,John, System and method for trade settlement tracking and relative ranking.
  385. Holm, Don; Lam, Duc; McRae, Xuan (Sunny), System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms.
  386. Holm, Don; Lam, Duc; McRae, Xuan (Sunny), System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms.
  387. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for verifying identity.
  388. Grim, III, Clifton; Schmidt, Christopher I.; Wilson, John D., System and method to strengthen advertiser and consumer affinity.
  389. Teppler, Steven W., System and methods for distributing trusted time.
  390. Ballard, Claudio R.; Sargent, Andrew P.; Seward, Jeffrey N., System for integrating a plurality of modules using a power/data backbone network.
  391. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
  392. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
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  395. Prasad, Bharat; Liang, Minya; Medina, III, Reynaldo, Systems and methods for alignment of check during mobile deposit.
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  398. Harris, Scott; Lavinsky, Joshua; Sreeharsha Dasa Anjayaiah, Setty, Systems and methods for automated invoice entry.
  399. Harris, Scott; Lavinsky, Joshua; Sreeharsha Dasa Anjayaiah, Setty, Systems and methods for automated invoice entry.
  400. Hildebrand, Marc W, Systems and methods for automatic bill pay enrollment.
  401. Hildebrand, Marc W., Systems and methods for automatic bill pay enrollment.
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  405. Medina, III, Reynaldo, Systems and methods for digital signature detection.
  406. Walls, Carol Ann; Gavia, Gabriel Glenn, Systems and methods for displaying negotiable instruments derived from various sources.
  407. Hansen, Kurt L.; Diveley, Keith W., Systems and methods for enrolling consumers in goods and services.
  408. Hansen,Kurt L.; Diveley,Keith W., Systems and methods for enrolling consumers in goods and services.
  409. Oakes, III, Charles Lee; Morris, Michael Frank; Prasad, Bharat; Medina, III, Reynaldo, Systems and methods for financial deposits by electronic message.
  410. Bueche, Jr., Michael Patrick; Prasad, Bharat; Liang, Minya; Medina, Reynaldo; Oakes, III, Charles Lee, Systems and methods for image and criterion monitoring during mobile deposit.
  411. Bueche, Jr., Michael Patrick; Prasad, Bharat; Liang, Minya; Medina, Reynaldo; Oakes, III, Charles Lee, Systems and methods for image monitoring of check during mobile deposit.
  412. Bueche, Jr., Michael Patrick; Prasad, Bharat; Liang, Minya; Medina, Reynaldo; Oakes, III, Charles Lee, Systems and methods for image monitoring of check during mobile deposit.
  413. Bueche, Jr., Michael Patrick; Prasad, Bharat; Liang, Minya; Medina, Reynaldo; Oakes, III, Charles Lee, Systems and methods for image monitoring of check during mobile deposit.
  414. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  415. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  416. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  417. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  418. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  419. Pollack, Jeff; Morris, Michael Frank; Prasad, Bharat; Major, Frank Kyle; Brady, John Weatherman; Mawyer, Jr., Ralph Paige; Reynolds, Clint James; Shah, Kairav Mahesh, Systems and methods for obtaining an image of a check to be deposited.
  420. Pollack, Jeff; Morris, Michael Frank; Prasad, Bharat; Major, Frank Kyle; Brady, John Weatherman; Mawyer, Jr., Ralph Paige; Reynolds, Clint James; Shah, Kairav Mahesh, Systems and methods for obtaining an image of a check to be deposited.
  421. Hong, Xiao; Song, Xiaolan; Dong, Xin; Fei, Huchen; Wang, Lihua, Systems and methods for performing scoring optimization.
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  423. Reid, William; Ostrowski, John, Systems and methods for pre-paid futures procurement.
  424. Harpel, Greg Alan; Nuggehalli, R. Bharat Prasad; Morris, Michael Frank, Systems and methods for real-time validation of check image quality.
  425. Harpel, Greg Alan; Nuggehalli, R. Bharat Prasad; Morris, Michael Frank, Systems and methods for real-time validation of check image quality.
  426. Medina, III, Reynaldo; Prater, Matthew Wayne, Systems and methods for receiving and orienting an image of one or more checks.
  427. Oakes, III, Charles Lee; Morlen, Randy Ray; Morris, Michael Frank; Medina, III, Reynaldo; Harpel, Greg Alan; Gavia, Gabriel Glenn; Nuggehalli, R. Bharat Prasad; Major, Frank Kyle; Pollack, Jeffrey Neal, Systems and methods for remote deposit of checks.
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  430. Oakes, III, Charles Lee; Morlen, Randy Ray; Nuggehalli, R. Bharat Prasad; Huth, Troy, Systems and methods for remote deposit of checks.
  431. Oakes, III, Charles Lee; Morlen, Randy Ray; Nuggehalli, R. Bharat Prasad; Huth, Troy Bartlette, Systems and methods for remote deposit of checks.
  432. Oakes, III, Charles Lee; Morlen, Randy Ray; Prasad, Bharat; Huth, Troy Bartlette, Systems and methods for remote deposit of checks.
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  434. Medina, Reynaldo, Systems and methods for remote deposit of negotiable instrument using brightness correction.
  435. Walls, Carol Ann; Gavia, Gabriel Glenn, Systems and methods for remote deposit of negotiable instruments with non-payee institutions.
  436. Blair, Paul; Hansen, Kurt; Moore, Gary, Systems and methods for staging transactions, payments and collections.
  437. Blair,Paul; Hansen,Kurt; Moore,Gary, Systems and methods for staging transactions, payments and collections.
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  442. Bueche, Jr., Michael Patrick, Systems and methods of check re-presentment deterrent.
  443. Smith, Arthur Quentin; Hopkins, III, John Chandler; Medina, III, Reynaldo; Billman, Bradly Jay, Systems and methods to modify a negotiable instrument.
  444. Smith, Arthur Quentin; Hopkins, III, John Chandler; Medina, III, Reynaldo; Billman, Bradly Jay, Systems and methods to modify a negotiable instrument.
  445. Burks, Rickey Dale; Oakes, III, Charles Lee; Morlen, Randy Ray; Prasad, Bharat; Morris, Michael Frank; Hua, Xia, Systems and methods to use a digital camera to remotely deposit a negotiable instrument.
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  447. Gilder, Clark S.; Lalonde, Michael G., Systems and methods using paperless check 21 items.
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  449. Prasad, Bharat; Medina, III, Reynaldo, Systems, methods, and apparatus for receiving images of one or more checks.
  450. Wheeler, Anne Mcafee; Wheeler, Lynn Henry, Three party account authority digital signature (AADS) system.
  451. Hoffman, Ned; Pare, Jr., David Ferrin; Lee, Jonathan Alexander, Tokenless electronic transaction system.
  452. Hoffman, Ned, Tokenless identification system for authorization of electronic transactions and electronic transmissions.
  453. Loy, John J., Trade receivable processing method and apparatus.
  454. Loy, John J., Trade receivable processing method and apparatus.
  455. Loy, John J., Trade receivable processing method and apparatus.
  456. Loy,John J., Trade receivable processing method and apparatus.
  457. Fernando,Llavanya; Wang,Nathan C.; Soysa,G.F.R. Sulak, Transaction device with noise signal encryption.
  458. Wheeler, Lynn Henry; Wheeler, Anne M., Trusted authentication digital signature (tads) system.
  459. Holme, Gary; Martin, Wayne Joseph, Unit-based prepaid presentation instrument accounts and methods.
  460. Dutta, Rabindranath; Banerjee, Dwip N., User alerts for monitored transactions at automatic teller machines.
  461. Ross, David Justin, Verification engine for user authentication.
  462. Ross, David Justin, Verification engine for user authentication.
  463. Ballard, Claudio R., Virtual electronic switch system.
  464. Ballard, Claudio R., Virtual electronic switch system.
  465. Hawkins, Kari B., WIC check processing with vendor number overlay system and method.
  466. Hankins, Matthew; Mann, III, William; Dickelman, Mark, Waterfall prioritized payment processing.
  467. Baig, Aamer Ali; Cowell, James E.; Karas, Peter M.; Neofytides, Cheryl L.; Golub, Matthew F.; Yoder, James R.; Milberger, Susan M.; Sherrard, Jeff D.; Dunker, Amy M.; Macfarlane, Jackie M.; Platte, Eric L.; Abrahams, Susan F., Wide area network person-to-person payment.
  468. Baig, Aamer Ali; Cowell, James E.; Karas, Peter M.; Neofytides, Cheryl L.; Golub, Matthew F.; Yoder, James R.; Milberger, Susan M.; Sherrard, Jeff D.; Dunker, Amy M.; Macfarlane, Jackie M.; Platte, Eric L.; Abrahams, Susan F., Wide area network person-to-person payment.
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