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Method and system for issuing a secured credit card 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-017/60
출원번호 US-0760148 (1996-12-03)
발명자 / 주소
  • Buchanan William B.
  • Greiner Dawn E.
  • Johnston Charles S.
  • Van Duinen Roger J.
출원인 / 주소
  • Providian Financial Corporation
대리인 / 주소
    Fish & Richardson P.C.
인용정보 피인용 횟수 : 189  인용 특허 : 18

초록

A computer-implemented method for issuing a credit card to a customer who has difficulty qualifying for unsecured credit or who requests a secured credit card. A card request input is received indicating that a customer has made a request for a credit card, and, in response, a credit card account wi

대표청구항

[ What is claimed is:] [1.] A computer-implemented method for issuing a credit card to a customer who has difficulty qualifying for unsecured credit or who requests a secured credit card, comprising:receiving a card request input indicating that a customer has made a request for a credit card;creati

이 특허에 인용된 특허 (18)

  1. Okada Toshihiko (Tokyo JPX), Automatic transaction system.
  2. Matsumoto Takeshi,JPX, Card issuing machine and a method for controlling the same.
  3. Fernandez-Holmann Ernesto,GTX, Credit-card based retirement fund system and method.
  4. Cuervo Vincent (Dade County FL), Default proof credit card method system.
  5. Longfield Ross N., Electronic income tax refund system utilizing the tax refund to underwrite issuance of a secured credit card.
  6. Chen James F. (Potomac MD) Wang Jieh-Shan (Potomac MD), Electronic payment system and method.
  7. Benton William M. (Ft. Lauderdale FL), Funds transfer system using optically coupled, portable modules.
  8. Levine Jack (Agoura Hills CA) Brandt Priscilla C. (San Mateo CA) Jackson Nydia (Redwood City CA) Johnson David L. (Woodside CA) Clark Helen (Mill Valley CA), Method and apparatus for distributing currency.
  9. Roberts Peter A. (New York NY) Finnerty John D. (New York NY), Method and apparatus for funding a future liability of uncertain cost.
  10. Robbins Robert (Atlanta GA), Method and system for determining interest rates.
  11. Cuervo Vincent (4251 Aurora St. Coral Gables FL 33146), Method and system for providing verifiable line of credit information.
  12. Taskett John M., Methods and apparatus for providing a prepaid, remote entry transaction instrument having multiple language capability.
  13. Hinkle Michael B., Secure credit card.
  14. Musmanno Thomas E. (Brooklyn NY), Securities brokerage-cash management system.
  15. Musmanno Thomas E. (Brooklyn NY) Marrone Joseph A. (Copiague NY) Carey Laura (New York NY), Securities brokerage-cash management system with short term investment proceeds allotted among multiple accounts.
  16. Dethloff Juergen (Brandstucken 35 2000 Hamburg 53 DEX) Hinneberg Christian (Hamburg DEX), Smart card issuing and receiving apparatus.
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  18. Stambler Leon (534 Longacre Ave. Woodhaven NY 11598), Validation systems for credit card or the like.

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