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Method and system for processing supplementary product sales at a point-of-sale terminal 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-017/60
출원번호 US-0920116 (1997-08-26)
발명자 / 주소
  • Walker Jay S.
  • Jorasch James A.
  • Van Luchene Andrew S.
출원인 / 주소
  • Walker Asset Management Limited Partnership
대리인 / 주소
    Alderucci
인용정보 피인용 횟수 : 248  인용 특허 : 65

초록 ▼

A POS terminal determines an upsell to offer in exchange for the change due to a customer in connection with a purchase. The point-of-sale terminal preferably maintains a database of at least one upsell price and a corresponding upsell to offer a customer in exchange for the change due to him. If th

대표청구항 ▼

[ We claim:] [1.] A method for determining an upsell of a purchase at a point-of-sale terminal, comprising:generating a purchase price of the purchase;generating a rounded price;calculating a round-up amount, the round-up amount being a difference between the purchase price and the rounded price;gen

이 특허에 인용된 특허 (65)

  1. Myatt Larry H. (Libertyville IL) Rhoads Bruce C. (Wheaton IL), Account transaction system.
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  4. Schultz John (Stamford CT) Irion Donald (Westport CT), Automated purchase reward accounting system and method.
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  5. Langhans Stephen (San Francisco CA) Goodman Laurence M. (Foster City CA) Shapiro Sigman L. (Alamo CA), Automated purchasing control system.
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  7. Small Maynard E. (105 Ward Pkwy. ; Apt. 507 Kansas City MO 64112), Automated sweepstakes-type game.
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  8. Troy Seymour (2190 74 Ave. Sunrise FL 33310) Mullenix Kenneth E. (7117 SW. Archer Rd. Gainesville FL 32601), Automatic lottery system.
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  9. Troy Seymour (P.O. Box 5027 Fort Lauderdale FL 33310) Mullenix Kenneth E. (P.O. Box 14521 Gainesville FL 32601), Automatic lottery system.
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  10. Burke Bertram V. (No. Plainfield NJ), Automatic philanthropic contribution system.
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  11. Beller William E. (Akron OH) Wang Ynjiun P. (Fort Myers FL), Bar code dataform scanning and labeling apparatus and method.
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  12. Novak Jeffrey M. (Eugene OR), Bar code lottery ticket handling system.
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  13. Kapur Shashi B. (Tampa FL), Card-activated point-of-sale lottery terminal.
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  14. Jolliff Daniel (Moore OK) Hahn Michael W. (Oklahoma City OK) Oldham Dean C. (Moore OK), Cash register gaming device.
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  15. McCarthy Patrick D. (4384 Bowling Blvd. Louisville KY 40207), Centralized consumer cash value accumulation system for multiple merchants.
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  16. Kapur Shashi B. (Tampa FL), Centralized lottery system for remote monitoring or operations and status data from lottery terminals including detectio.
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  17. Molbak Jens H. (Bellevue WA), Coin counter/sorter and coupon/voucher dispensing machine and method.
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  18. Salmon Bardwell C. (Weston MA) Borgman John D. (Acton MA) Holtey Thomas O. (Newton MA), Computer-assisted system for interactively brokering goods or services between buyers and sellers.
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  19. Lalonde James E. (Seattle WA) Dettmann Terry R. (Kirkland WA), Computer-based classified ad system and method.
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  20. Hodroff Joel (Minneapolis MN), Currency and barter exchange debit card and system.
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  21. Mueller Raymond J. (Littleton CO), Customer operable system for a retail store or fast-food restaurant having plural ordering stations.
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  22. Moderi Martin J. (Glen Ellyn IL) Matsumoto Shigeharu (Tokyo IL JPX) Bouzide Paul M. (Chicago IL) Tsau Yung-Chun (Oak Brook IL) Kristiansen Inge B. (Pasadena CA) Castor Patrick F. (Naperville IL) Nels, Data processing system and method for retail stores.
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  23. Saladin Emery F. (Chesterfield MO) Mate Karol V. (Merrimac MA) Gers Harvey (Chesterfield MO) Ruhlin Kurt A. (Webster Groves MO), Expert credit recommendation method and system.
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  24. De Lapa James P. (Grand Rapids MI) Howe Charles F. (Spring Lake MI), Focused coupon system.
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  25. Cahlander Robert L. (Red Wing MN) Carroll David W. (Cannon Falls MN) Hanson Robert A. (Inver Grove Heights MN) Hollingsworth Al (Naperville IL) Reinertsen John O. (Glen Ellyn IL), Food preparation system and method.
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  26. Cahlander Robert L. (Red Wing MN) Carroll David W. (Cannon Falls MN) Hanson Robert A. (Inver Grove Heights MN) Hollingsworth Alfred C. (Naperville IL) Koehler Richard O. (Cannon Falls MN) Reinertsen , Food preparation system and method.
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  27. Micali Silvio (459 Chestnut Hill Rd. Brookline MA 02146), Ideal electronic negotiations.
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  28. Begum Paul G. (2608 Nottingham Way Salt Lake City UT 84108) Geiger Mark A. (871 Canyon Ridge Way #31 Midvale UT 84047), Instant electronic coupon verification system.
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  29. Dykstra Diana R. (Herald CA) Wade Patricia M. (Meadow Vista CA), Lender direct credit evaluation and loan processing system.
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  30. Brule Jean D. (Columbus OH) Young David C. (Waconia MN), Lottery agent data communication/telephone line interface.
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  31. Marshall Robert (El Paso TX), Marketing research method and system for management of manufacturer\s discount coupon offers.
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  32. Mindrum Thomas (Fairfield CT) Off George (Danville CA) Scroggie Michael C. (Valencia CA) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons.
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  33. Off George W. (Huntington Beach CA) Scroggie Michael C. (Valencia CA) Mindrum Thomas L. (Fairfield CT) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons.
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  34. Off George W. (Huntington Beach CA) Scroggie Michael C. (Valencia CA) Mindrum Thomas L. (Fairfield CT) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons.
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  35. Off George W. (Huntington Beach CA) Scroggie Michael C. (Valencia CA) Mindrum Thomas L. (Fairfield CT) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons in response to the purchase of one or more products.
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  36. Gutterman Burton J. (Glencoe IL) Brogan John J. (Palatine IL) Palenik Thomas (Oak Forest IL) Panek Dolores (St. Charles IL) Wu Shirley (Roselle IL), Method and apparatus for order management by market brokers.
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  37. May Lance (44 Victoria Street North Sydney ; New South Wales AUX 2060), Method and arrangement for validating coupons.
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  38. Deaton David W. (Abilene) Gabriel Rodney G. (Abilene TX), Method and system for building a database and performing marketing based upon prior shopping history.
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  39. Stein Buddy (Fort Lauderdale FL) Twyford Lee V. (Plantation FL) Minter David D. (Fort Lauderdale FL) Wilson Michael M. (Fort Lauderdale FL), Method and system for delivering on demand, individually targeted promotions.
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  40. Bergeron Daniel R. (Pawtucket RI) Dutton Clifton C. (Providence RI), On-line wagering system with programmable game entry cards and operator security cards.
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  41. Keane Martin A. (Arlington Hgts. IL) Black Charles H. (Des Plaines IL), Optical card reader utilizing area image processing.
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  42. Okiharu Ryoichi (Kawaguchi JPX), POS terminal device.
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  43. Valencia Luis (883 Main St. Norwell MA 02061) Howe John (19 Roubound Rd. Norwell MA 02061), Paperless coupon redemption system and method thereof.
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  44. Nichtberger Steven (New Rochelle NY) McGlynn Kevin (Yorktown NY) Snook Corey (Meredith NH), Paperless system for distributing, redeeming and clearing merchandise coupons.
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  45. Fukatsu Kunio (Ebina JPX), Point of sale apparatus including a depositing/withdrawing apparatus.
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  46. Golightly Cecelia K. (360 S. Lexington Pkwy. ; Apt. 302 St. Paul MN 55105), Point of sale lottery system.
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  47. Suda Hiroshi (Kawasaki JPX), Point-of-sale terminal.
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  48. Houdou Michel (Angers FRX) Morineau Jacques (Tierce FRX), Pricing display system.
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  49. Gomersall Earl R. (Inverness IL) Cipolla Arthur F. (Chicago IL), Real time, computer-driven retail pricing display system.
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  50. DeTemple William C. (Upland CA) Abell Peter (Amherst NH) Bird E. Frederick (Verdugo City CA) Goff Milton L. (Ramona CA), Remote electronic information display system for retail facility.
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  51. Roberts Brian J. (San Diego CA) Walters James T. (Oceanside CA), Secure placement of confidential information on a circulated blank ticket.
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  52. Lee Wayne M. (200 Deer Creek Dr. Matthews NC 28105), Secure teleprocessing bidding system.
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  53. Malec John (Chicago IL) Moser Joseph P. (Glendale Heights IL), Shopping cart display system.
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  54. Mueller Raymond J. (Littleton CO) Neimeister Christopher K. (Golden CO) Counter John R. (Boulder CO) Marcus Michael P. (Lakewood CO), Suggestive selling in a customer self-ordering system.
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  55. Humble David R. (Deerfield Beach FL), System and method for checkout counter product promotion.
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  56. Protheroe Robert L. (Cambridge OH), System and method for integration of lottery terminals into point of sale systems.
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  57. Burr Robert L. (7515 Charmant Dr. Ste. 1407 San Diego CA) Campbell Laird A. (Rte. 2 ; Box 223 Laceys Springs AL) Keagle Donald H. (2018 Hensel Ave. Huntsville AL 35843) Fulton Alfred L. (9423 O\Jay D, System for distributing lottery tickets.
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  58. Counts Reginald D. (1714 Legend La. St. Louis MO 63146), System for electronically recording and redeeming coupons.
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  59. Zoffel George S. (Kirkland WA) St. Laurent Nichola A. (Encinitas CA) Murdock Robb (Encinitas CA), System for generating and transmitting credit reports.
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  60. Tai Roland (Yorktown Heights NY), System for identifying heavy product purchasers who regularly use manufacturers\purchase incentives and predicting consu.
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  61. Briechle George T. (New Canaan CT) Lubowe David H. (Westport CT), Technique for communicating with electronic labels in an electronic price display system.
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  62. Scanlon John M. (Mendham NJ), Telecommunications access to lottery systems.
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  63. Adams Carl A. (San Francisco CA), Transaction approval system.
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  64. Dieulot Gerard (Paris FRX) Juan Mathias (Paris FRX) Fardeau Michel (Les Milles FRX), Unit particularly for taking stakes and possibly determining the winners in a game such as a national lotto game.
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  3. Pienkos, John T., Apparatus and method for providing product location information to customers in a store.
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  6. Walker, Jay S.; Van Luchene, Andrew S.; Suarez, Jose A.; Fincham, Magdalena M.; Alderucci, Dean P.; Jorasch, James A.; Tedesco, Robert C.; Breitenbach, Matthew D., Apparatus and methods for enforcing purchase agreements.
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  7. Walker, Jay S.; Van Luchene, Andrew S.; Suarez, Jose A.; Fincham, Magdalena M.; Alderucci, Dean P.; Jorasch, James A.; Tedesco, Robert C.; Breitenbach, Matthew D., Apparatus and methods for enforcing purchase agreements.
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  8. Walker,Jay S.; Van Luchene,Andrew S.; Suarez,Jose A.; Fincham,Magdalena M.; Alderucci,Dean P.; Jorasch,James A.; Tedesco,Robert C.; Breitenbach,Matthew D., Apparatus and methods for enforcing purchase agreements.
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  10. Fritz-Jung, Cathryn; Scrivano, David; Strother, David; Thomas, Amanda B.; Heslip, Sean M.; Deemter, Kent A.; McCoy, Tyler W.; Hoeksema, Bret A., Automated pizza assembly system.
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  15. Molbak, Jens H., Coin counter and voucher dispensing machine and method.
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  75. Walker, Jay S.; Vanluchene, Andrew S.; Tedesco, Daniel E., Method and apparatus for providing supplementary product sales to a customer at a customer terminal.
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  76. Walker, Jay S.; Vanluchene, Andrew S.; Tedesco, Daniel E., Method and apparatus for providing supplementary product sales to a customer at a customer terminal.
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  77. Mueller, Raymond J.; Douglas, David H.; Van Luchene, Andrew S.; Marrazzo, George M.; Wahlquist, Shane J., Method and apparatus for selecting a supplemental product to offer for sale during a transaction.
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  78. Mueller, Raymond J.; Douglas, David H.; Van Luchene, Andrew S.; Marrazzo, George M.; Wahlquist, Shane J., Method and apparatus for selecting a supplemental product to offer for sale during a transaction.
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  79. Mueller, Raymond J.; Douglas, David H.; Van Luchene, Andrew S.; Marrazzo, George M.; Whalquist, Shane, Method and apparatus for selecting a supplemental product to offer for sale during a transaction.
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  80. Walker Jay S. ; Van Luchene Andrew S. ; Otto Jonathan ; Tedesco Daniel E., Method and apparatus for selling an aging food product.
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  81. Walker, Jay S.; Van Luchene, Andrew S.; Otto, Jonathan; Tedesco, Daniel E.; Gelman, Geoffrey M., Method and apparatus for selling an aging food product.
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  82. Walker,Jay S.; Van Luchene,Andrew S.; Otto,Jonathan; Tedesco,Daniel E.; Gelman,Geoffrey M., Method and apparatus for selling an aging food product.
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  83. Lefkowitz, Yisroel, Method and apparatus for selling international travel tickets in combination with duty free goods.
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  84. Walker, Jay S.; Tedesco, Daniel E.; Jorasch, James A.; Lech, Robert R.; Alderucci, Dean P., Method and apparatus for vending a combination of products.
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  85. Walker, Jay S.; Tedesco, Daniel E.; Packes, Jr., John M.; Rattner, Charles A.; Mik, Magdalena; Van Luchene, Andrew S., Method and apparatus for vending products.
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  86. Junger, Peter J., Method and apparatus for verifying product sale transactions and processing product returns.
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  87. Junger, Peter J., Method and apparatus for verifying product sale transactions and processing product returns.
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  88. Junger,Peter J., Method and apparatus for verifying product sale transactions and processing product returns.
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  89. Ekisheva, Svetlana; Hill, Amy; Boykin, Charles, Method and system for conducting a lottery game as a function of a player's purchase at a retail establishment.
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  90. Mikhail,Grinshetyn; Chang,Matthias E.; Wong,Hok Yee; Chao,Anthony; Graham,Mark, Method and system for data capture with hidden applets.
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  91. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for delayed cookie transmission in a client-server architecture.
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  92. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for determining receipt of a delayed cookie in a client-server architecture.
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  93. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments.
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  94. Walker, Jay S.; Jorasch, James A.; Van Luchene, Andrew S., Method and system for processing supplementary product sales at a point-of-sale terminal.
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  95. Walker, Jay S.; Jorasch, James A.; Van Luchene, Andrew S., Method and system for processing supplementary product sales at a point-of-sale terminal.
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  96. Mussman,David C.; Adornato,Rocco L.; Barker,Thomas B.; West,Gary L.; Katz,Ronald A., Method and system for providing offers in real time to prospective customers.
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  97. Williams, Eric N.; Erickson, J. Michael; Dolan, Kellie Katherine, Method and system for providing promotions to a customer based on the status of previous promotions.
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  98. Williams,Eric N.; Erickson,J. Michael; Dolan,Kellie Katherine, Method and system for providing promotions to a customer based on the status of previous promotions.
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  99. Mussman, David C; Adornato, Rocco L; Barker, Thomas B; Katz, Ronald A; West, Gary L, Method and system for providing real time offers to a user based on obsolescence of possessed items.
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  100. Van Gorkum, Aart Adrianus, Method and system for selling an additive for a product.
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  101. Narayanan,Lakshmi, Method for controlled and audited access to privileged accounts on computer systems.
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  102. Daher, Romelo; Barnette, Tim, Method of facilitating the marketing, redemption, and reimbursement of prepaid vehicle services in a vehicle service network.
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  103. Mussman, David C.; Barker, Thomas B.; West, Gary L.; Katz, Ronald A., Method, program storage device, and apparatus for offering a user a plurality of scenarios under which to conduct a primary transaction.
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  104. Mussman, David C; Barker, Thomas B; West, Gary L; Katz, Ronald A, Method, program storage device, and apparatus for offering a user a plurality of scenarios under which to conduct a primary transaction.
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  105. Adornato, Rocco L.; Mussman, David C., Methods and apparatus for intelligent selection of goods and services in mobile commerce.
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  106. Barker, Thomas B., Methods and apparatus for intelligent selection of goods and services in point-of-sale commerce.
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  107. Barker, Thomas B.; Strubbe, Todd B.; Kempkes, Rodney J.; Pettay, Mark J.; Johnson, Robert E., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
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  108. Katz, Ronald A.; West, Gary L.; Barker, Thomas B., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
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  109. Katz, Ronald A.; West, Gary L.; Barker, Thomas B., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
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  110. Katz,Ronald A.; West,Gary L.; Barker,Thomas B., Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce.
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  111. Strubbe, Todd B.; Adornato, Rocco L., Methods and apparatus for intelligent selection of goods and services offered to conferees.
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  112. Strubbe, Todd B; Adornato, Rocco L, Methods and apparatus for intelligent selection of goods and services offered to conferees.
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  113. Strubbe,Todd B.; Adornato,Rocco L., Methods and apparatus for intelligent selection of goods and services offered to conferees.
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  114. Katz,Ronald A.; West,Gary L.; Barker,Thomas B., Methods and apparatus for intelligent, purpose-based selection of goods and services in telephonic and electronic commerce.
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  115. Walker, Jay S.; Mik, Magdalena; Van Luchene, Andrew S.; Bemer, Keith; Shepardson, John, Methods and apparatus wherein a buyer arranges to purchase a first product using a communication network and subsequently takes possession of a substitute product at a retailer.
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  116. Sorenson,Timothy N.; Boyle,Michael J., Methods and apparatuses for purchasing telephone calling card minutes using an electronic commerce kiosk and for conducting other forms of electronic commerce.
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  117. Sorenson,Timothy N.; Boyle,Michael J., Methods and apparatuses for purchasing telephone calling card minutes using an electronic commerce kiosk and for conducting other forms of electronic commerce.
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  118. Katz, Ronald A.; West, Gary L.; Barker, Thomas B., Methods and system for providing offers in real time while preserving confidential information.
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  119. Mussman, David C.; Adornato, Rocco L.; Barker, Thomas B.; Katz, Ronald A; West, Gary L., Methods and system for providing real time offers to a user based on obsolescence of possessed items.
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  120. Barth, Ryan Ray; Everett, Ryan Todd, Methods and systems for customer directed rounded purchase amount investments.
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  121. Doran, Michael; Martin, Douglas A.; Dean, Scott A.; Jacobson, Jessaca; Hanson, Kim P.; Smith, Kerry, Methods and systems for exchanging and/or transferring various forms of value.
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  122. Doran, Michael; Martin, Douglas A.; Dean, Scott A.; Jacobson, Jessaca; Hanson, Kim P.; Smith, Kerry, Methods and systems for exchanging and/or transferring various forms of value.
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  123. Doran, Michael; Martin, Douglas A.; Dean, Scott A.; Jacobson, Jessaca; Hanson, Kim P.; Smith, Kerry, Methods and systems for exchanging and/or transferring various forms of value.
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  124. Doran, Michael; Martin, Douglas A.; Dean, Scott A.; Jacobson, Jessaca; Hanson, Kim P.; Smith, Kerry, Methods and systems for exchanging and/or transferring various forms of value.
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  125. Doran, Michael; Martin, Douglas A.; Dean, Scott A.; Jacobson, Jessaca; Hanson, Kim P.; Smith, Kerry, Methods and systems for exchanging and/or transferring various forms of value.
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  126. Doran, Michael; Martin, Douglas A.; Dean, Scott A.; Jacobson, Jessaca; Hanson, Kim P.; Smith, Kerry, Methods and systems for exchanging/transferring gift cards.
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  127. Doran, Michael; Martin, Douglas A.; Dean, Scott A.; Jacobson, Jessaca; Hanson, Kim P.; Smith, Kerry, Methods and systems for exchanging/transferring gift cards.
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  128. Bowie Britton,Simon, Methods and systems for managing successful completion of a network of processes.
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  129. Mussman,David C., Methods, computer-readable media, and apparatus for offering users a plurality of scenarios under which to conduct at least one primary transaction.
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  130. Strubbe, Todd B.; Mussman, David C.; Adornato, Rocco L., Methods, media, and apparatus for intelligent selection of items encoded onto portable machine-readable entertainment media.
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  131. Yahn, Gregory; Saez, Engle, Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same.
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  132. Yahn, Gregory; Saez, Engle, Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same.
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  133. Billington,Gregory John; Pope,Andrew Simon; Fleuty,Christian Jon, Money acceptance method and apparatus.
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  134. Cheney, Brian; Junger, Peter J., Non-serialized electronic product registration system and method of operating same.
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  135. Cheney, Brian; Junger, Peter J., Non-serialized electronic product registration system and method of operating same.
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  136. Borg, Jeffrey A.; Martin, Douglas A.; Harrington, Timothy P., Optical coin discrimination systems and methods for use with consumer-operated kiosks and the like.
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  137. Borg, Jeffrey Allan; Martin, Douglas A.; Harrington, Timothy P., Optical coin discrimination systems and methods for use with consumer-operated kiosks and the like.
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  138. Zeevi, Daniel; Levavi, Noam, Point-of-sale display system.
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  139. Benson, Glenn Stuart; Calaceto, Joseph R.; Logar, Russell M., Portable security transaction protocol.
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  140. Walker, Jay S.; Tedesco, Daniel E.; Fincham, Magdalena M., Pre-sale data broadcast system and method.
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  141. Walker, Jay S.; Tedesco, Daniel E.; Fincham, Magdalena M., Pre-sale data broadcast system and method.
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  142. Walker, Jay S.; Tedesco, Daniel E.; Mik, Magdalena, Pre-sale data broadcast system and method.
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  143. Walker, Jay. S; Tedesco, Daniel E.; Mik, Magdalena, Pre-sale data broadcast system and method.
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  144. Walker,Jay. S; Tedesco,Daniel E.; Mik,Magdalena, Pre-sale data broadcast system and method.
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  145. Zeevi, Dani; Kaminsky, Amir; Hope, Maayan, Precise measurement of point-of-sale promotion impact.
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  146. Walker, Jay S.; Tedesco, Daniel E.; Alderucci, Dean P., Products and processes for managing the prices of vending machine inventory.
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  147. Walker,Jay S.; Otto,Jonathan; Tedesco,Daniel E., Products and processes for promoting multiple transactions at a retail establishment.
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  148. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products.
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  149. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products via defined groups.
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  150. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products via defined groups.
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  151. Walker,Jay S.; Breitenbach,Paul T.; Tedesco,Daniel E.; Lee,Sih Y.; Signorelli,Paul D.; Gelman,Geoffrey M.; Jorasch,James A., Products and processes for vending a plurality of products via defined groups.
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  152. Walker, Jay S.; Van Luchene, Andrew S.; Mik, Magdalena; Tedesco, Daniel E., Purchasing systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network.
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  153. Walker, Jay S.; Van Luchne, Andrew S.; Fincham, Magdalena M.; Tedesco, Daniel E., Purchasing, redemption and settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network.
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  154. Walker, Jay S.; Van Luchne, Andrew S.; Fincham, Magdalena M.; Tedesco, Daniel E., Purchasing, redemption, and settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network.
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  155. Barton,Steven P.; Chibe,Paul, RF point of purchase apparatus and method of using same.
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  156. Junger, Peter J., RF-ID product tracking system with privacy enhancement.
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  157. Junger, Peter J., RF-ID product tracking system with privacy enhancement.
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  158. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Fincham, Magdalena Mik; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymond J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
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  159. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Fincham, Magdalena Mik; Tedesco, Daniel E; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymond J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
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  160. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Mik, Magdalena; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymod J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
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  161. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Mik, Magdalena; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymod J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
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  162. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Mik, Magdalena; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymod J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
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  163. Baratz,Shy, Sales enhancement system and method for retail businesses.
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  164. Walker,Jay S.; Otto,Jonothan; Van Luchene,Andrew S.; Mik,Magdalena; Tedesco,Daniel E.; Levitan,Ian, Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network.
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  165. Benson, Glenn S., System and method for anti-phishing authentication.
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  166. Benson, Glenn S., System and method for anti-phishing authentication.
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  167. Benson, Glenn S., System and method for anti-phishing authentication.
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  168. Benson, Glenn S., System and method for anti-phishing authentication.
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  169. Gendler, Joseph, System and method for automatic financial project management.
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  170. Warren, Mary Carter; Barrett, Donna M.; Schmitt, Donald H.; Ehemann, Karen R., System and method for establishing or modifying an account with user selectable terms.
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  171. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
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  172. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
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  173. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
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  174. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
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  175. Lore, Marc; Yan, Weihua, System and method for incorporating packaging and shipping ramifications of net profit/loss when up-selling.
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  176. Scott, Kelly W., System and method for network-based project management.
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  177. Benson, Glenn Stuart; Croston, Sean, System and method for partner key management.
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  178. Walker, Jay S.; Jorasch, James A.; Jindal, Sanjay K., System and method for performing lottery ticket transactions utilizing point-of-sale terminals.
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  179. Walker,Jay S.; Jorasch,James A.; Jindal,Sanjay K., System and method for performing lottery ticket transactions utilizing point-of-sale terminals.
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  180. Walker,Jay S.; Jorasch,James A.; Jindal,Sanjay K., System and method for performing lottery ticket transactions utilizing point-of-sale terminals.
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  181. Skingle, Bruce James, System and method for portal infrastructure tracking.
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  182. Skingle,Bruce James, System and method for portal infrastructure tracking.
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  183. Everhart, Glenn C., System and method for preventing identity theft or misuse by restricting access.
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  184. Giordano, Joseph; Murray, Jack, System and method for processing financial transactions.
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  185. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
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  186. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
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  187. Rosko,Robert; Ampani,Kumar, System and method for providing customers with seamless entry to a remote server.
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  188. Bowers, Theodore J; Ilijasic, Dean; Sanders, Shelley F., System and method for providing discriminated content to network users.
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  189. Bowers,Theodore J.; Ilijasic,Dean; Sanders,Shelley F., System and method for providing discriminated content to network users.
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  190. Gendler,Joseph, System and method for providing funding approval associated with a project based on a document collection.
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  191. Sanders, Shelley F.; Bowers, Theodore; Ilijasic, Dean, System and method for providing incentives to consumers to share information.
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  192. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
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  193. Behm, William F.; Kennedy, Jr., James C.; Mitchell, Benjamin Eric; Wahler, Edward W., System and method for selling lottery game tickets.
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  194. Gilmore, Mark; Collucci, Vic, System and method for selling lottery game tickets through a point of sale system.
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  195. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
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  196. Miller, Lawrence R; Trenholm, Martin J., System and method for single session sign-on.
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  197. Skingle,Bruce James, System and method for single session sign-on with cryptography.
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  198. Ellmore, Kimberly, System and method for single sign on process for websites with multiple applications and services.
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  199. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
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  200. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
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  201. Ellmore,Kimberly, System and method for single sign on process for websites with multiples applications and services.
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  202. Colcord, Brian, System and method for testing applications.
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  203. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System and method for utilizing redemption information.
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  204. Cartwright,Shawn D., System and methods for obtaining advantages and transacting the same in a computer gaming environment.
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  205. Walker, Jay S.; Jorasch, James A.; Van Luchene, Andrew S., System and process for local acquisition of products priced online.
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  206. Maraz, Maridee Joy, System and/or method for handling returns involving products tied to post-paid subscriptions/services.
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  207. Maraz, Maridee Joy, System and/or method for handling returns involving products tied to post-paid subscriptions/services.
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  208. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
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  209. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
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  210. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System for utilizing redemption information.
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  211. Walker, Jay S.; Suarez, Jose A.; Case, T. Scott; Kobayashi, Michiko; Golden, Andrew P., System for utilizing redemption information.
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  212. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
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  213. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
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  214. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
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  215. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
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  216. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
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  217. Pettay, Mark J.; Kempkes, Rodney J., System, method, and business method for settling micropayment transactions to a pre-paid instrument.
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  218. Pettay, Mark J; Kempkes, Rodney J, System, method, and business method for settling micropayment transactions to a pre-paid instrument.
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  219. Narayana, Usha; Armstrong, Philip D., Systems and methods for additional notification and inputs of electronic transaction processing results.
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  220. Narayana, Usha; Summerrow, Kimberly Belle, Systems and methods for display notifications for routing of electronic transaction processing results.
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  221. Smith, Merrill Brooks; Graves, Phillip Craig; Chakiris, Phil M, Systems and methods for electronic device point-of-sale activation.
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  222. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
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  223. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
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  224. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
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  225. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
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  226. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
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  227. Narayana, Usha; Summerrow, Kimberly Belle; Blackburn, Jared J.; Hunter, Shaun G.; Noles, Van A., Systems and methods for tracking and adjustment of electronic transaction processing results.
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  228. Skiba, Robert; Richardson, Tim; Lewis, Jeff; Wade, Devin, Systems and methods for using a dual function medical benefits card.
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  229. Katz, Ronald A.; West, Gary L.; Barker, Thomas B., Systems and methods that use geographic data to intelligently select goods and services to offer in telephonic and electronic commerce.
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  230. Walker, Jay S.; Lin, Wen Yan; Jorasch, James A.; Mik, Magdalena; Bemer, Keith; Palmer, Timothy A.; Rutledge, Joseph R.; Dor?, Marisa S., Systems and methods using a representation of a stored benefit to facilitate a transaction.
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  231. Walker,Jay S.; Jorasch,James A.; Van Luchene,Andrew S., Systems and methods wherein a buyer purchases a product at a first price and physically acquires the product at a location associated with a merchant that offers the product for sale at a second pric.
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