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Cashless transactions without credit cards, debit cards or checks 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-017/60
출원번호 US-0299102 (1999-04-26)
발명자 / 주소
  • Ganesan, Ravi
출원인 / 주소
  • CheckFree Corporation
대리인 / 주소
    Antonelli, Terry, Stout & Kraus, LLP
인용정보 피인용 횟수 : 156  인용 특허 : 47

초록

Cashless transactions are performed by transmitting information identifying a purchaser of a product without identifying a payment account for the purchaser. The transmitted identifying information is received at a central processing point and processed to determine if the purchaser is a registered

대표청구항

Cashless transactions are performed by transmitting information identifying a purchaser of a product without identifying a payment account for the purchaser. The transmitted identifying information is received at a central processing point and processed to determine if the purchaser is a registered

이 특허에 인용된 특허 (47)

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  13. Hayashida Shoji,JPX, Electronic cashless system.
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  16. Rosen Sholom S. (New York NY), Electronic-monetary system.
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  18. Tozzoli Guy Frederick ; Lynch Christopher James, Full service trade system.
  19. Shavit Eyal (New York NY) Teichner Lester (Chicago IL), Interactive market management system.
  20. Levine Jack (Agoura Hills CA) Brandt Priscilla C. (San Mateo CA) Jackson Nydia (Redwood City CA) Johnson David L. (Woodside CA) Clark Helen (Mill Valley CA), Method and apparatus for distributing currency.
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  29. Chasek Norman E. (24 Briar Brae Rd. Stamford CT 06903), Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes.
  30. Mandler Maria M. ; McLaughlin Ann P. ; Battenfelder Robert R. ; Rouen James E. ; Orbach Levi Y. ; Benson Carol ; Engber Marjorie ; Nevens James E. ; Krajewski William Joseph ; Moody Carol A. Baldwin , System and method for a risk-based purchase of goods.
  31. Dworkin Ross E. (Parkside PA), System and method for automated selection of equipment for purchase through input of user desired specifications.
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  33. Hogan Edward J. (Bayside NY), System and method for conducting cashless transactions.
  34. Hogan Edward J. (Bayside NY), System and method for conducting cashless transactions on a computer network.
  35. Kight Peter J. (Dublin OH) Johnson Mark A. (Dublin OH) Christenson Tamara K. (Gahanna OH) Lach Regina (Galena OH) Pointer Philip (Columbus OH) Cook Kenneth (Gahanna OH), System and method for electronically providing customer services including payment of bills, financial analysis and loan.
  36. Anderson Milton M. (Fair Haven NJ), System and method for paying bills electronically.
  37. King ; Jr. John E. (Warrenton VA) Nilsen John R. (Reston VA), System for ordering items using an electronic catalogue.
  38. Hughes Thomas S. (31310 Eagle Haven Cir. ; Ste. 100 Rancho Palos Verdes CA 90274) Molina Gustavo (24292 Rhona Dr. Laguna Niguel CA 92656), System for remote purchase payment transactions and remote bill payments.
  39. Hoffman Ned (Berkeley CA) Pare ; Jr. David F. (Berkeley CA) Lee Jonathan A. (Berkeley CA), Tokenless identification system for authorization of electronic transactions and electronic transmissions.
  40. Boggan Elvis W. (Concord CA) Campbell ; Jr. Carl M. (Newtown Square PA), Transaction approval system.
  41. Francini Joseph P. (Castro Valley CA) Asbo Einar L. (Mill Valley CA) Boston Vincent (San Mateo CA), Transaction card with magnetic stripe emulator.
  42. Brachtl Bruno (Herrenberg DEX) Holloway Christopher J. (London NY GBX) Lennon Richard E. (Saugerties NY) Matyas Stephen M. (Kingston NY) Meyer Carl H. (Kingston NY) Oseas Jonathan (Hurley NY), Transaction security system using time variant parameter.
  43. Boston Vincent (San Mateo CA) Boggan Elvis W. (Concord CA) Asbo Einar L. (Mill Valley CA), Transaction system with off-line risk assessment.
  44. Boston Vincent (San Mateo CA) Boggan Elvis W. (Concord CA) Asbo Einar L. (Mill Valley CA), Transaction system with off-line risk assessment.
  45. Hayashida Shoji,JPX, Transaction terminal for an electronic cashless system.
  46. Rosen Sholom S. (New York NY), Trusted agents for open electronic commerce.
  47. Yourick Denise A. (Gahanna OH), Video merchandising system with variable and adoptive product sequence presentation order.

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