$\require{mediawiki-texvc}$

연합인증

연합인증 가입 기관의 연구자들은 소속기관의 인증정보(ID와 암호)를 이용해 다른 대학, 연구기관, 서비스 공급자의 다양한 온라인 자원과 연구 데이터를 이용할 수 있습니다.

이는 여행자가 자국에서 발행 받은 여권으로 세계 각국을 자유롭게 여행할 수 있는 것과 같습니다.

연합인증으로 이용이 가능한 서비스는 NTIS, DataON, Edison, Kafe, Webinar 등이 있습니다.

한번의 인증절차만으로 연합인증 가입 서비스에 추가 로그인 없이 이용이 가능합니다.

다만, 연합인증을 위해서는 최초 1회만 인증 절차가 필요합니다. (회원이 아닐 경우 회원 가입이 필요합니다.)

연합인증 절차는 다음과 같습니다.

최초이용시에는
ScienceON에 로그인 → 연합인증 서비스 접속 → 로그인 (본인 확인 또는 회원가입) → 서비스 이용

그 이후에는
ScienceON 로그인 → 연합인증 서비스 접속 → 서비스 이용

연합인증을 활용하시면 KISTI가 제공하는 다양한 서비스를 편리하게 이용하실 수 있습니다.

Payment certification string and related electronic payment system and method 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-017/60
출원번호 US-0676692 (2000-09-29)
발명자 / 주소
  • Gross, Mitchell I.
출원인 / 주소
  • Mobius Management Systems, Inc.
대리인 / 주소
    Kramer Levin Naftalis & Frankel LLP
인용정보 피인용 횟수 : 125  인용 특허 : 36

초록

An electronic statement, bill presentment and payment system and method includes a customer client software program and client database, and a biller server software program and server database connected over an electronic information network. A customer enrolls with a biller by communicating a requ

대표청구항

An electronic statement, bill presentment and payment system and method includes a customer client software program and client database, and a biller server software program and server database connected over an electronic information network. A customer enrolls with a biller by communicating a requ

이 특허에 인용된 특허 (36)

  1. Pickering Richard E. (New York NY), Automated billing consolidation system and method.
  2. Pollin Robert E., Automated payment system and method.
  3. Munsil Wesley E. ; Logan James R. ; Switzer Alan W., Billing system and method.
  4. Canfield Henry A., Coding formula for verifying checks and credit cards.
  5. Stein Lee H. ; Stefferud Einar A. ; Borenstein Nathaniel S. ; Rose Marshall T., Computerized system for facilitating transactions between parties on the internet using e-mail.
  6. McGurl Daniel M. ; O'Toole Margaret ; Herman Helmar ; Loomis James L., Disbursement system and method.
  7. Hilt James J. (Daly City CA) Hodges Ron (San Ramon CA) Pardue Stephen W. (Half Moon Bay CA) Powar William L. (Palo Alto CA), Electronic bill pay system.
  8. Kolling Ray ; Powar William L., Electronic bill pay system.
  9. Remington Darren B. ; Dent Warren T., Electronic bill presentment and payment system.
  10. Smorodinsky Lev, Electronic bill presentment and payment system which deters cheating by employing hashes and digital signatures.
  11. Kitchen Bill ; Moses Ginger B. ; Au Ralph ; Bringardner Clarence M. ; Bradley ; III Kenneth W., Electronic bill processing.
  12. Josephson Stanley M., Electronic check presentment system having transaction level reconciliation capability.
  13. Deming Gilbert R. (7853 25th Ave. Kenosha WI 53140), Electronic funds transfer system.
  14. Brian R. Gephart, Electronic payment system employing limited-use account number.
  15. Barnes Robert L. ; Berti Andrew J. ; Doyle Kevin,GBX ; Rawlinson Peter J., Electronic procurement system and method for trading partners.
  16. Griffin William J., Method and apparatus for generating and collecting a billing event object within an on-line network.
  17. Cameron Garnet ; Son-Hing Lester ; D'Ingianni Rita ; Lad Raman ; Shah Nimesh ; Adams Rodney Glen, Method and apparatus for real-time billing account query.
  18. Bednar Gregory M. ; Carr Thomas E. ; Donahue James W. ; Hendrix ; Jr. Robert F. ; Kuklentz Richard J. ; Uhrich William A., Method and system for bill presentation and payment reconciliation.
  19. Chang Sheueling ; Rochetti Robert, Method and system for electronic bill payment.
  20. Lamm David, Method and system for electronically presenting and paying bills.
  21. Lawlor Matthew P. (Washington DC) Carmody Timothy E. (McLean VA), Method and system for remote delivery of retail banking services.
  22. Schutzer Daniel ; Forster ; Jr. William Hull,NLX ; Hu Huanrui ; Lee Wenke ; Stolfo Salvatore J. ; Fan Wei, Method and system for using intelligent agents for financial transactions, services, accounting, and advice.
  23. Higley Thomas, Method and system to create, transmit, receive and process information, including an address to further information.
  24. Buhler Gerhard ; Robinson Bethany Scott, Methods and apparatus for gathering and processing billing information for internet telephony.
  25. Crooks Gerry ; Genzberger Janna ; Arnhold Ed ; Battista John ; Boni Ken ; Miller Dave ; Feichtner Mark ; Kippenhan Larry ; Nanto Shawn ; Orr Teri ; Bowers Dan, Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill co.
  26. Haseltine, Mark E.; Irribarren, Roberto; Talreja, Yash Pal; Arthur, Mohan K.; Agarwal, Siddhartha; Doshi, Mohit, Methods, devices and systems for electronic bill presentment and payment.
  27. Leonard Timothy J., Order entry system for changing communication service.
  28. Materna Richard H. (705 St. Joseph Dr. Oak Brook IL 60515) Linse John S. (9418 Bay Colony Dr. ; Apt. 3 S. Des Plaines IL 60016) Richardson Roy A. (Pinellas Park FL), Payment Authorization and Information Device.
  29. Schrader Joseph A. ; Bhatt Patanjali ; Altekruse Charles A., Personal online banking with integrated online statement and checkbook user interface.
  30. Hogan Edward J. (Bayside NY), System and method for bill delivery and payment over a communications network.
  31. Hogan Edward J. (Bayside NY), System and method for conducting cashless transactions on a computer network.
  32. Kight Peter J. ; Johnson Mark A. ; Christenson Tamara K. ; Lach Regina ; Pointer Philip ; Cook Kenneth, System and method for electronically providing customer services including payment of bills, financial analysis and lo.
  33. Lawson Todd C. ; Cave Warren D. ; Schmidt Dean L., System and method for global event notification and delivery in a distributed computing environment.
  34. Landry George W. (Cincinnati OH), System and method for paying bills and other obligations including selective payor and payee controls.
  35. Anderson Milton M. (Fair Haven NJ), System and method for paying bills electronically.
  36. Rosen Sholom S., System and method for secure presentment and payment over open networks.

이 특허를 인용한 특허 (125)

  1. Rallo, Elizabeth K.; Alpert, Jane Kilduff; Masone, Antonio; Gougler, Chris L., Apparatus and method for verifying source of funds regarding financial transactions.
  2. Minear, Brian; Yu, Julie; Oliver, Mitchell B.; Lundblade, Laurence; Horel, Gerald C.; Patwari, Jaiteerth, Application-based value billing in a wireless subscriber network.
  3. Zhu, Yinjun; Thompson, Paul, Area event handling when current network does not cover target area.
  4. Horel, Gerald Charles; Klein, Michelle; Nguyen, Phil Tien, Automated account mapping in a wireless subscriber billing system.
  5. Shoen, Edward J.; Royer, Bruce; Bierman, Chris; O'Connor, Dennis, Automated self-storage reservation and management system.
  6. Kapczynski, Mark Joseph; Dean, Michael John, Bill payment and reporting.
  7. Johnston, Cale T.; Wolfe, Hunter; Stromberg, Michael J.; Loosbrock, Anthony, Centralized financial account migration system.
  8. Johnston, Cale T.; Wolfe, Hunter; Stromberg, Michael J.; Loosbrock, Anthony, Centralized financial account migration system.
  9. Johnston, Cale T.; Wolfe, Hunter; Stromberg, Michael J.; Loosbrock, Anthony, Centralized financial account migration system.
  10. Panthaki, Behram; Rudenstine, Aaron; Sokolic, Jeremy; Sunderji, Amir; Dheer, Sanjeev; Platt, Neil; Papademetriou, Demetris, Centralized payment method and system for online and offline transactions.
  11. Sato, Takashi; Kanetsuna, Katsuyuki; Toriyama, Mitsuru; Kijima, Kaoru, Communication system, communication apparatus, communication method, storage medium, and package medium.
  12. Aaltonen,Janne; Ikonen,Ari; Koivunen,Tero, Communication terminals.
  13. Dheer, Sanjeev; Sokolic, Jeremy N., Compliance monitoring method and apparatus.
  14. Kursh,Steven R., Computer accounting method using natural language speech recognition.
  15. Hines, Gordon John; Cousins, Will, Consequential location derived information.
  16. Shah, Baiju; Horner, Ryan, Content bank for objects.
  17. Shah, Baiju; Horner, Ryan, Content bank for objects.
  18. Shah,Baiju; Horner,Ryan C., Content bank for objects.
  19. Horel, Gerald; Yu, Julie; Truitt, Robert J., Data synchronization interface.
  20. Ginter, Jr., Thomas; Ali, Salman; Pann, Tim, Device independent caller data access for emergency calls.
  21. Boehme, Thomas Friedhelm; Rindtorff, Klaus; Schaeck, Thomas; Weber, Roland, Distributing information in a markup language within a computer system.
  22. Teng, Joan C.; Remahl, Thomas B., Domain based workflows.
  23. Teng, Joan C.; Remahl, Thomas B., Domain based workflows.
  24. Ganesan, Rayi, Dynamic biller list generation.
  25. Wilkes, W. Bradley; Roper, Dan, Dynamically specifying a merchant identifier in an electronic financial transaction.
  26. Goddard, Mark, Dynamically varied map labeling.
  27. Goddard, Mark, Dynamically varied map labeling.
  28. Thompson, Paul C., Efficient prisoner tracking.
  29. Sinn, Richard P.; Teng, Joan C.; Remahl, Thomas B., Employing electronic certificate workflows.
  30. Sinn, Richard P., Employing job code attributes in provisioning.
  31. Mashinsky, Alex, Exchange of newly-added information over the internet.
  32. Zhu, Yinjun, Extended area event for network based proximity discovery.
  33. Geldenbott, Gerhard; Zhu, Yinjun; Hines, John Gordon; Burton, Victor, Extended efficient usage of emergency services keys.
  34. Geldenbott, Gerhard; Zhu, Yinjun; Hines, John Gordon; Burton, Victor, Extended efficient usage of emergency services keys.
  35. Bowman, Mark Edward; Harris, Mark T.; Lewter, Sherry Pleasant; Kell, John Alexander, Facilitating presentation of content relating to a financial transaction.
  36. Bowman, Mark Edward; Harris, Mark T.; Sondergaard, Sherry Pleasant; Kell, John Alexander, Facilitating presentation of content relating to a financial transaction.
  37. Ehrlich, Robert; Mitchell, Donald L.; Marshall, Roger S.; Hines, Gordon John, Index of suspicion determination for communications request.
  38. Battaglini, Stephen D.; Battaglini, Michael D.; Starkey, Gil, Integrated technology money transfer system.
  39. Battaglini, Stephen D.; Battaglini, Michael D.; Starkey, Gil, Integrated technology money transfer system.
  40. Ghozati, Kambiz; Thompson, Paul, Intelligent load balancer enhanced routing.
  41. Kight, Peter; Ganesan, Ravi; Lewis, Matt; Hobday, Jr., D. Kenneth; Dreyer, Hans Daniel, Inter-network electronic billing.
  42. Kight, Peter; Ganesan, Ravi; Lewis, Matt; Hobday, Jr., D. Kenneth; Dreyer, Hans Daniel, Inter-network financial service.
  43. Kight, Peter; Ganesan, Ravi; Lewis, Matthew Sheridan; Hobday, Jr., Donald Kenneth; Dreyer, Hans Daniel, Inter-network financial service.
  44. Johnston, David; Schmidt, Mike; Grosman, Ilan; Ransom, Bob, Interactive electronic bill payment system.
  45. Schmidt, Mike; Grosman, Ilan; Johnston, David, Interactive electronic bill payment system.
  46. Wilkes, W. Bradley, Linking a financial card with a merchant account.
  47. Wilkes, W. Bradley, Linking a merchant account with a financial card.
  48. Zielke, William D.; Frech, John J; Bemis, Teri W.; McCoy, Randal A.; Moenickheim, Peter; Brothers, II, John Alfred; Ward, Cheryl L.; Stratton, Richard A.; Kozee, Casey W.; McMichael, Jr., William R., Matching consumers with billers having bills available for electronic presentment.
  49. Dilip, Venkatachari; Dheer, Sanjeev, Method and apparatus for analyzing financial data.
  50. Dilip,Venkatachari; Dheer,Sanjeev, Method and apparatus for implementing financial transactions.
  51. Dilip,Venkatachari; Dheer,Sanjeev, Method and apparatus for implementing financial transactions.
  52. Dilip,Venkatachari; Dheer,Sanjeev, Method and apparatus for implementing financial transactions.
  53. Dilip,Venkatachari; Dhcer,Sanjeev, Method and apparatus for managing multiple accounts.
  54. Dilip, Venkatachari; Dheer, Sanjeev; Sunderji, Amir; Singh, Param, Method and apparatus for managing transactions.
  55. Dilip, Venkatachari; Dheer, Sanjeev; Sunderji, Amir; Singh, Param, Method and apparatus for managing transactions.
  56. Dilip, Venkatachari; Dheer, Sanjeev; Sunderji, Amir; Singh, Param, Method and apparatus for managing transactions.
  57. Dilip, Venkatachari; Dheer, Sanjeev; Sunderji, Amir; Singh, Param, Method and apparatus for managing transactions.
  58. Hutchison, Robin B.; Llewellyn, Robert J.; Viljoen, Andre F.; Griffiths, David; Birch, David; Begg, Iain M., Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account.
  59. Hutchison, Robin B.; Llewellyn, Robert J.; Viljoen, Andre F.; Griffiths, David; Birch, David; Begg, Iain M., Method and apparatus for ordering goods, services, and content over an internetwork using a virtual payment account.
  60. Messing, Roy; Sokolic, Jeremy N.; Dheer, Sanjeev; Dilip, Venkatachari, Method and apparatus for retrieving and processing data.
  61. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen, Method and apparatus for sending, retrieving, and planning location relevant information.
  62. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen, Method and apparatus for sending, retrieving, and planning location relevant information.
  63. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen G.; Dorfman, Dima, Method and system for collecting, synchronizing, and reporting telecommunication call events.
  64. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen; Yarlagadda, Arun, Method and system for dynamic estimation and predictive route generation.
  65. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen; Yarlagadda, Arun, Method and system for dynamic estimation and predictive route generation.
  66. Sheha, Michael; Sheha, Angie; Petilli, Stephen; Yarlagadda, Arun, Method and system for dynamic estimation and predictive route generation.
  67. Cook, Scott D.; Wernikoff, Daniel, Method and system for electronic messaging of trade data.
  68. Sheha, Michael A.; Sheha, Angie; Goddard, Mark, Method and system for enabling an off board navigation solution.
  69. Sheha, Michael A.; Sheha, Angie, Method and system for identifying and defining geofences.
  70. Sheha, Michael; Sheha, Angie, Method and system for identifying and defining geofences.
  71. Corley, Robert David; Platt, Richard B.; Fausak, Louis G.; Fullford, Andrew K., Method and system for operating a communication service portal.
  72. Corley, Robert David; Platt, Richard B.; Fausak, Louis G.; Fullford, Andrew K., Method and system for operating a communication service portal.
  73. New, Jr.,John C.; Price,Mark T., Method and system for providing access to computer resources.
  74. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing assurance and financing services.
  75. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing buyer bank payable discounting aggregation services.
  76. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing buyer bank payable discounting services.
  77. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing seller bank receivable discounting aggregation services.
  78. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen; Goddard, Mark, Method and system for saving and retrieving spatial related information.
  79. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen; Goddard, Mark, Method and system for saving and retrieving spatial related information.
  80. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen; Goddard, Mark, Method and system for saving and retrieving spatial related information.
  81. Sheha, Michael; Sheha, Angie; Petilli, Stephen; Goddard, Mark, Method and system for saving and retrieving spatial related information.
  82. Chang, Jerry Shaw-Yau; Chiang, Matthew; Holmes-Kinsella, David, Method for electronic transaction settlement.
  83. Uehara, Tsuyoshi; Murakami, Masaharu, Method for managing buyer transactions and settlements using communication network between computers, and method for relaying information following buyer consumption trends to the buyer.
  84. Uehara, Tsuyoshi; Murakami, Masahuru, Method for managing buyer transactions and settlements using communication network between computers, and method for relaying information following buyer consumption trends to the buyer.
  85. Uehara, Tsuyoshi; Murakami, Masahuru, Method for managing buyer transactions and settlements using communication network between computers, and method for relaying information following buyer consumption trends to the buyer.
  86. Uehara, Tsuyoshi; Murakami, Masahuru, Method for managing buyer transactions and settlements using communication network between computers, and method for relaying information following buyer consumption trends to the buyer.
  87. Eugenio, Rafael A., Method for performing a digital cash transaction.
  88. Fung, Daniel Y.; Evans, Stephen C., Method, system and computer readable medium for web site account and e-commerce management from a central location.
  89. Zhu, Yinjun, Mobile internet protocol (IP) location.
  90. Zhu, Yinjun, Mobile internet protocol (IP) location.
  91. Castagna, Brandon Matthew; Lord, Chris; Oddy, Rob; Pearson, Nick; McGinness, David; Hicks, Kevin, Multicomputer processing of an event request from an event origination device with centralized event orchestration.
  92. Henry, Dean L.; Castinado, Joseph Benjamin; Castagna, Brandon; Oddy, Rob, Multicomputer processing of client device request data using centralized event orchestrator.
  93. Kates, Akiva D.; Mochnal, Tracey A.; Vaalburg, Jack; Castinado, Joseph Benjamin; Griep, Kay; Foote, Robert; Castagna, Brandon; Oddy, Rob, Multicomputer processing of client device request data using centralized event orchestrator and link discovery engine.
  94. Sokolic, Jeremy N.; Dheer, Sanjeev; Dilip, Venkatachari, Multiple trust modes for handling data.
  95. Sokolic,Jeremy N.; Dheer,Sanjeev; Dilip,Venkatachari, Multiple trust modes for handling data.
  96. Clark, Brant Miller; Goddard, Mark; Kaplan, Diego Andres, Natural navigational guidance.
  97. Clark, Brant Miller; Goddard, Mark; Kaplan, Diego Andres, Natural navigational guidance.
  98. Clark, Brant Miller; Goddard, Mark; Kaplan, Diego Andres, Navigational lane guidance.
  99. Cuff, Michael; Wang, Chih; Kasad, Farhad; Aryana, Firdaus; Hines, Gordon J., No responders online.
  100. Ganesan, Ravi, Notification of the availability of electronic bills.
  101. Sheha, Michael A.; Goddard, Mark; Archer, John; Ewing, Germaine; Venkatraman, Gopal; Bychowski, Tom; Upparapalli, Nidhi; Peterson, Ryan; McNight, Kristy; Petilli, Stephen; Paydavousi, Jam, Personal wireless navigation system.
  102. Sheha, Michael A.; Sheha, Angie; Petilli, Stephen, Point of interest spatial rating search method and system.
  103. Sprigg, Stephen A.; Minear, Brian; Oliver, Mitchell B.; Gardner, III, Richard Wayne, Prepay accounts for applications, services and content for communication devices.
  104. Cuff, Michael; Wang, Chih; Kasad, Farhad; Aryana, Firdaus; Hines, Gordon J., Rapid assignment dynamic ownership queue.
  105. Zito, Sean, Reuse of an EBP account through alternate authentication.
  106. Thompson, Paul; Hines, Gordon John, SUPL-WiFi access point controller location based services for WiFi enabled mobile devices.
  107. Wistrand, Eric, Stateful, double-buffered dynamic navigation voice prompting.
  108. Wistrand, Eric, Stateful, double-buffered dynamic navigation voice prompting.
  109. Wistrand, Eric, Stateful, double-buffered dynamic navigation voice prompting.
  110. Billings, Sarah T.; Listwan, Laura J.; Lower, Brad A.; Murray, Cynthia E., System and method for collecting information to facilitate enrollment in an electronic funds transfer program.
  111. Hicks, Bill; Liscum, Dave, System and method for providing a real-time, online biometric signature.
  112. Sheha, Michael A.; Petilli, Stephen; Sheha, Angie, System and method for providing routing, mapping, and relative position information to users of a communication network.
  113. Sheha, Michael A.; Petilli, Stephen; Sheha, Angie, System and method for providing routing, mapping, and relative position information to users of a communication network.
  114. Minear, Brian; Gardner, III, Richard Wayne; Sprigg, Stephen A.; Nguyen, Phil Tien; Oliver, Mitchell B.; Lekven, Eric J., System and method for providing subscribed applications on wireless devices over a wireless network.
  115. Strudell, Evgenia Voskresenskaya; Danelius, Viktor Darrell; Wagner-Krankel, Dale Alan; Hall, Bryan; Fiedler, Kevin Kenneth, Systems and methods for online document sign-up.
  116. Rivera, Matthew Ismael, Systems and methods for sending consolidated electronic mail messages.
  117. Zielke,William D.; Frech,John J.; Bemis,Teri W.; Hobday, Jr.,Donald K.; Harris,Mark T.; Dreyer,Hans D.; McCoy,Randal A., Technique for presenting matched billers to a consumer.
  118. Goswami, Bhavesh; Burton, Victor; Geldenbott, Gerhard; Ali, Salman; Saha, Arpita; Chua, Yi-Min Flora; Hazzard, Andy, Unique global identifier header for minimizing prank 911 calls.
  119. Goswami, Bhavesh; Burton, Victor; Geldenbott, Gerhard; Ali, Salman; Saha, Arpita; Chua, Yi-Min Flora; Hazzard, Andy, Unique global identifier header for minimizing prank emergency 911 calls.
  120. Goswami, Bhavesh; Burton, Victor; Geldenbott, Gerhard; Ali, Salman; Saha, Arpita; Chua, Yi-Min Flora; Hazzard, Andy, Unique global identifier header for minimizing prank emergency 911 calls.
  121. Zhu, Yinjun; Hines, Gordon John; Marshall, Roger; Yang, Fei; Burton, Victor, User plane location services over session initiation protocol (SIP).
  122. Zhu, Yinjun; Hines, Gordon John; Marshall, Roger; Yang, Fei; Burton, Victor, User plane location services over session initiation protocol (SIP).
  123. Oliver, Mitchell B.; Horel, Gerald Charles; Minear, Brian, Wireless subscriber application and content distribution and differentiated pricing.
  124. Yu, Julie; Oliver, Mitchell B.; Horel, Gerald Charles; Nguyen, Phil Tien; Prast, Sandra L.; Patwari, Jaiteerth, Wireless subscriber billing and distribution.
  125. Havlark, Arlene; Burton, Victor; Ahrens, John, Wireless telecommunications location based services scheme selection.
섹션별 컨텐츠 바로가기

AI-Helper ※ AI-Helper는 오픈소스 모델을 사용합니다.

AI-Helper 아이콘
AI-Helper
안녕하세요, AI-Helper입니다. 좌측 "선택된 텍스트"에서 텍스트를 선택하여 요약, 번역, 용어설명을 실행하세요.
※ AI-Helper는 부적절한 답변을 할 수 있습니다.

선택된 텍스트

맨위로