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A personal watercraft has a saddle with a seating surface, first and second opposite sides, and front and back ends. A pair of footing surfaces proceed from proximate lower edges of first and second opposite sides. A front recess is defined in the front end and has upper and lower portions that exte

A personal watercraft has a saddle with a seating surface, first and second opposite sides, and front and back ends. A pair of footing surfaces proceed from proximate lower edges of first and second opposite sides. A front recess is defined in the front end and has upper and lower portions that extend further away from the saddle than a medial portion. A back recess is defined in the back end and has upper and lower portions that extend further away from the saddle than a medial portion. The front and back recesses are configured to secure an inflatable body that substantially surrounds the saddle with the footing surfaces at least partially exposed.

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1. A personal watercraft comprising: a saddle having a seating surface, first and second opposite sides, and front and back ends; a pair of footing surfaces proceeding from proximate lower edges of first and second opposite sides; a front recess defined in the front end and having upper and lower po

1. A personal watercraft comprising: a saddle having a seating surface, first and second opposite sides, and front and back ends; a pair of footing surfaces proceeding from proximate lower edges of first and second opposite sides; a front recess defined in the front end and having upper and lower portions that extend further away from the saddle than a medial portion; a back recess defined in the back end and having upper and lower portions that extend further away from the saddle than a medial portion; and a motor having a control head and a propeller assembly at opposite ends of a shaft, the shaft comprising upper and lower shaft pieces connected by a hinge such that the propeller assembly may be retracted toward the saddle and the upper shaft piece placed substantially horizontal on the saddle; wherein the front and back recesses are configured to secure an inflatable body that substantially surrounds the saddle with the footing surfaces at least partially exposed. 2. The personal watercraft of claim 1, further comprising an inflatable body that is secured to the saddle via the front and back recesses. 3. The personal watercraft of claim 2, wherein the inflatable body is substantially toroidal in shape. 4. The personal watercraft of claim 3, wherein the inflatable body is affixed to an upper side of the footing surfaces. 5. The personal watercraft of claim 1, wherein the footing surfaces are hinged to the sides of the saddle such that, in a first position, the footing surfaces present a substantially horizontal surface and, in a second position, fold substantially flat against the sides of the saddle. 6. The personal watercraft of claim 1, further comprising a passage defined in the saddle and proceeding vertically therethrough for mounting a motor. 7. The personal watercraft of claim 6, further comprising a motor support insert occupying at least a portion of the passage defined in the saddle, the motor support insert providing a substantially v-shaped base that passes the shaft therethrough, and a wedge member, the wedge member having at least two positions, a first of which provides a groove in which the upper shaft piece rests in a substantially horizontal position, and a second of which locks the upper and lower shaft pieces into a vertical position in the motor support insert. 8. The personal watercraft of claim 1, wherein the base provides a guide groove for guiding the shaft into a horizontal position when the wedge member is in the first position. 9. A personal watercraft comprising: a saddle having a substantially vertical passage therethrough; anda motor having a control head on an upper end attached to an upper shaft, and having a propeller assembly on a lower and attached to a lower shaft, the upper and lower shaft connecting by a hinge;wherein the propeller assembly is retractable and the hinge bends such that the upper shaft may lies substantially horizontally over the saddle while the lower shaft remains in the passage; andwherein hinge may be straightened and the propeller assembly extended by moving the upper shaft at least partially into the passage. 10. The personal watercraft of claim 9, further comprising a collar attached to the upper shaft limiting its descent into the vertical passage. 11. The personal watercraft of claim 9, further comprising a motor support insert at least partially within the vertical passage, the motor support insert having a first configuration that retains the upper and lower shaft in a fixed coaxial relationship when the propeller unit is extended, and a second configuration where the motor support insert supports the upper shaft in a substantially horizontal position when the propeller unit is retracted. 12. The personal watercraft of claim 11, wherein the motor support insert has a movable wedge member that partially retains the upper shaft in the first configuration and provides a horizontal support in the second configuration. 13. The personal watercraft of claim 9 wherein the saddle provides a recess on each of two opposite ends, the recesses at least partially retaining an inflatable floatation member. 14. The personal watercraft of claim 13, wherein the saddle provides a retractable footrest on each of two opposite sides. 15. The personal watercraft of claim 14, wherein the footrests are attached to the saddle via hinges. 16. A personal watercraft comprising: a saddle having a seating surface and an adjacent vertical passageway through the saddle; a motor support insert at least partially occupying the vertical passageway; and a motor having an upper shaft with a control unit and hinged to a lower shaft with a propeller unit; wherein the support insert provides a first configuration that supports the motor with the propeller unit extended by retaining the upper and lower shaft in a fixed relationship but allowing rotation of the shafts, and the support insert provides a second configuration that allows the propeller unit to retract and the upper and lower shaft to bend relative to one another; with the upper shaft placed substantially horizontal on the saddle. 17. The personal watercraft of claim 16, wherein a wedge shaped member provides a horizontal surface that contacts the upper shaft when the propeller unit is extended, and moves with respect to the support insert to provide a substantially horizontal surface that contacts the upper shaft when the propeller unit is retracted. 18. The personal watercraft of claim 16, further comprising an electric battery retained within a cavity in the saddle, and connected to the motor. 19. The personal watercraft of claim 16, further comprising a floatation member that circumscribes the saddle.