최소 단어 이상 선택하여야 합니다.
최대 10 단어까지만 선택 가능합니다.
다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
NTIS 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
DataON 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Edison 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Kafe 바로가기국가/구분 | United States(US) Patent 등록 |
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국제특허분류(IPC7판) |
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출원번호 | US-0623998 (2012-09-21) |
등록번호 | US-9336634 (2016-05-10) |
발명자 / 주소 |
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출원인 / 주소 |
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대리인 / 주소 |
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인용정보 | 피인용 횟수 : 1 인용 특허 : 680 |
The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the bio
The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a biometric sensor. In another embodiment, the system includes a reader configured with a biometric sensor. In yet another embodiment, the present invention discloses methods for proffering and processing multiple biometric samples to facilitate authorization of transactions.
1. A Radio Frequency (RF) payment device comprising: a RF transponder configured to receive a device authentication code from an RFID Reader communicatively coupled to a network;a unique device encryption key corresponding to a device identification code associated with the RF payment device;a biome
1. A Radio Frequency (RF) payment device comprising: a RF transponder configured to receive a device authentication code from an RFID Reader communicatively coupled to a network;a unique device encryption key corresponding to a device identification code associated with the RF payment device;a biometric sensor configured to detect a biometric sample to create biometric sample data, wherein the biometric sensor is configured to detect an inauthentic biometric sample based on biometric scan characteristics, andwherein the biometric sensor is operable as a switch to place the RF transponder in more than one mode; anda device authentication circuit configured to use the unique device encryption key to encrypt the device authentication code and a device account code associated with the RF payment device to create an encrypted device authentication code and an encrypted device account code;wherein the RF transponder is configured to transmit at least one of the encrypted device authentication code and the encrypted device account code to the RFID Reader; andwherein the RF transponder is configured to be operable in the more than one mode including a selectivity mode and an inclusivity mode, wherein the selectivity mode includes enabling purchase of an item using a selected account number and the inclusivity mode includes the RF transponder in an operational mode permitting the RF transponder to be responsive to interrogation. 2. The RF payment device of claim 1, further comprising a verification device configured to enable the device authentication circuit in response to a proffered biometric sample data matching authenticated biometric sample data. 3. The RF payment device of claim 2, further comprising an other RF transponder, wherein at least one of the RF transponder and the other RF transponder is configured to transmit the device authentication code to the RFID Reader and receive an encrypted authentication code from the RFID Reader in response to the proffered biometric sample data matching the authenticated biometric sample data. 4. The RF payment device of claim 3, further comprising a decryption key, wherein the device authentication circuit is configured to use the decryption key to decrypt the encrypted authentication code received from the RFID Reader in order to authenticate the RFID Reader. 5. The RF payment device of claim 3, wherein the biometric sensor is further configured to store log data within the RF payment device, the log data comprising at least one of detected biometric sample data, processed biometric sample data and stored biometric sample data, and wherein the biometric sensor is further configured to employ a security procedure in response to the proffered biometric sample data differing from the log data. 6. A method for registering and using proffered biometric sample data for facilitating a transaction, comprising: detecting a proffered biometric sample at a biometric sensor to create the proffered biometric sample data, wherein the biometric sensor is operable as a switch to place a Radio Frequency (RF) transponder in more than one mode;determining whether the proffered biometric sample is an inauthentic biometric sample based on biometric scan characteristics;associating the proffered biometric sample data with at least one of an RFID device, a user identifier, and a transaction account;verifying the proffered biometric sample data to activate the RFID device and to confirm the proffered biometric sample data to create registered biometric sample data; receiving a transaction request from the RFID device at an RFID Reader communicatively coupled to a network, wherein the transaction request comprises transaction biometric sample data;authorizing the transaction request in response to the transaction biometric sample data matching the registered biometric sample data; andplacing the RF transponder in a mode, wherein the RF transponder is operable in the more than one mode including a selectivity mode and an inclusivity mode, wherein the selectivity mode includes enabling purchase of an item using a selected account number and the inclusivity mode includes the RF transponder in an operational mode permitting the RF transponder to be responsive to interrogation. 7. The method of claim 6, further comprising associating the registered biometric sample data with at least one of personal information, credit card information, debit card information, savings account information, and loyalty point information. 8. The method of claim 7, further comprising associating the registered biometric sample data with second user information comprising at least one of personal information, credit card information, debit card information, savings account information, and loyalty point information. 9. The method of claim 6, further comprising facilitating at least one of authorized access, activation of a second RFID device, a financial transaction, and a non-financial transaction in response to the transaction biometric sample data matching the registered biometric sample data. 10. The method of claim 6, further comprising: transmitting a device authentication code from a sample receiver to the RFID device;receiving an encrypted device authentication code, second proffered biometric sample data, and a device identification code from the RFID device;decrypting the encrypted device authentication code using a unique device decryption key corresponding to the device identification code to create a decrypted device authentication code; andauthenticating the RFID device in response to the second proffered biometric sample data matching the registered biometric sample data and in response to the decrypted device authentication code matching the device authentication code. 11. The method of claim 10, further comprising: receiving a reader authentication code from the RFID device;encrypting the reader authentication code using a reader encryption key to create an encrypted reader authentication code;transmitting the encrypted reader authentication code to the RFID device for authentication of the sample receiver;receiving an encrypted device account code from the RFID device upon the authentication of the sample receiver;decrypting the encrypted device account code using the unique device decryption key to create a decrypted device account code; andtransmitting the decrypted device account code for processing of the transaction. 12. The method of claim 6, further comprising: receiving a device update request comprising at least one of a preloaded value update request or a reload protocol update request;updating, in response to the device update request, at least one of a preloaded value data file and a reload protocol data file, wherein the preloaded value data file comprises a stored value;requesting a funding source value from a first funding source and the preloaded value data file, wherein the requesting of the funding source value is in response to an instruction from the reload protocol data file;updating the stored value with the funding source value; and in response to the stored value being greater than the transaction value, authorizing the merchant transaction request to facilitate the transaction. 13. The method of claim 12, wherein the reload protocol update request comprises at least one of a minimum depletion value update request, a time period update request, a number of occurrences update request, and a maximum value update request. 14. The method of claim 13, further comprising determining a compliance of the transaction with a preset transaction limitation comprising at least one of a maximum transaction amount, a minimum transaction amount, a maximum number of transactions within a time period value, a maximum number of transactions value, a use by certain merchants criterion, a temporal limitation, and a use of non-monetary funds criterion. 15. The method of claim 14, further comprising requiring second proffered biometric sample data to override the preset transaction limitation. 16. A system, comprising: a biometric sensor configured to receive a first proffered biometric sample to create a first proffered biometric sample data, wherein the biometric sensor is configured to detect an inauthentic proffered biometric sample based on biometric scan characteristics, andwherein the biometric sensor is operable as a switch to place an RF transponder in more than one mode including a selectivity mode and an inclusivity mode, wherein the selectivity mode includes enabling purchase of an item using a selected account number and the inclusivity mode includes the RF transponder in an operational mode permitting the RF transponder to be responsive to interrogation;a biometric processor configured to create registered biometric sample data from the first proffered biometric sample data in response to a second proffered biometric sample data associated with an RFID device matching the first proffered biometric sample data;an RFID Reader communicatively coupled to a network, the RFID Reader configured to receive a transaction request from the RFID device, wherein the transaction request comprises transaction biometric sample data, an encrypted device account code, and a device identification code; andan authentication circuit configured to: decrypt the encrypted device account code using a unique device decryption key selected from a plurality of device-specific decryption keys, andwherein the authentication circuit is further configured to authenticate the RFID device in response to the transaction biometric sample data matching the registered biometric sample data. 17. The system of claim 16, further comprising an RF transponder configured to transmit a device authentication code to the RFID device, and receive an encrypted device authentication code from the RFID device, and wherein the authentication circuit is further configured to decrypt the encrypted device authentication code using the unique device decryption key to authenticate the RFID device. 18. The system of claim 17, wherein the RF transponder is further configured to receive an ASR authentication code from the RFID device, wherein the authentication circuit is further configured to encrypt the ASR authentication code, and wherein the RF transponder is further configured to transmit the encrypted ASR authentication code to the RFID device to facilitate authentication of the ASR.
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