A display card 301 with a user interface for providing one or more services. The card 301 comprises: an external interface 302, 303 for communication with a terminal external from the card 301; a Chip 401 comprising one or more servers for storing one or more applications, wherein the Chip 401 is ar
A display card 301 with a user interface for providing one or more services. The card 301 comprises: an external interface 302, 303 for communication with a terminal external from the card 301; a Chip 401 comprising one or more servers for storing one or more applications, wherein the Chip 401 is arranged to communicate with the external interface 302, 303; a user interface 304, 305, 306 for interacting with a user of the card 301; a micro-terminal 402 for controlling the provision of one or more services, wherein the micro-terminal 402 is arranged to communicate with the user interface 304, 305, 306; and the Chip 401 and micro-terminal 402 are arranged to communicate with each other via an internal interface 403 of the Chip 401. Applications include payment cards and passes.
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1. A card (301) for providing one or more services, the card (301) comprising: an external interface (302, 303) for communication with a terminal external from the card (301);a Chip (401) comprising one or more servers for storing one or more applications, wherein the Chip (401) is arranged to commu
1. A card (301) for providing one or more services, the card (301) comprising: an external interface (302, 303) for communication with a terminal external from the card (301);a Chip (401) comprising one or more servers for storing one or more applications, wherein the Chip (401) is arranged to communicate with the external interface (302, 303);a user interface (304, 305, 306) for interacting with a user of the card (301);a re-configurable micro-terminal processor (402) for controlling the provision of one or more services, wherein the micro-terminal processor (402) is arranged to receive data from and transmit data to the user interface (304, 305, 306); andthe Chip (401) and micro-terminal processor (402) are arranged to communicate with each other via an internal interface (403) of the Chip (401) and the Chip (401) is configured to send information to the micro-terminal processor (402) via the internal interface (403) in response to receiving one or more commands from the micro-terminal processor (402). 2. The card (301) of claim 1, wherein the external interface (302, 303) comprises: a contact interface (302) for communication with the external terminal over a non-wireless connection; and/ora contactless interface (303) for wireless communication with the external terminal. 3. The card (301) according to claim 1, wherein the user interface (304, 305, 306) comprises one or more of: a keyboard (304);a display (305); andLEDs (306). 4. The card (301) according to claim 1, wherein the Chip (401) is configured to send information to the external terminal via the external interface (302, 303) in response to receiving one or more commands from the external terminal. 5. The card (301) according to claim 1, wherein the one or more commands are Command Application Protocol Data Units, C-APDUs, and the information sent in response to receiving the one or more commands are Response Application Protocol Data Units, R-APDUs. 6. The card (301) according to claim 1, further comprising a battery arranged to provide the power supply of the Chip (401), the micro-terminal (402) and the user interface (304, 305, 306). 7. The card (301) according to claim 1, wherein the Chip (401) comprises a plurality of servers. 8. The card (301) according to claim 7, wherein the Chip (401) comprises an interception application for controlling the operation of the servers of the Chip (401) when providing the services of the micro-terminal processor (402). 9. The card (301) according to claim 8, wherein the interception application is arranged between the external interface (302, 303), the internal interface (403) and the servers of the Chip (401). 10. The card (301) according to claim 8, wherein the interception application comprises an engine arranged to control logical switching and filtering operations. 11. The card (301) according to claim 8, wherein: the Chip (401) has permanent electrical connections to the components of the external interface (302, 303); andthe interception application is configured to logically switch on and off communication between the Chip (401) and the components of the external interface (302, 303) without physically changing the electrical connections to the components of the external interface (302, 303). 12. The card (301) according to claim 1, wherein the micro-terminal (402) is arranged to send one or more commands to the Chip (401) and to use the information received in one or more responses to provide one or more of the following services: display an account balance of the card (301);display a log of operations performed by the card (301);display a one time use password generated by the card (301); andverify, by the card (301), a PIN of a user that is input to the user interface (304, 305, 306) of the card (301). 13. The card (301) according to claim 1, wherein the micro-terminal processor (402) is arranged to provide a new service by performing logical operations only and without changing the electrical configuration of the card (301). 14. The card (301) according to claim 13, wherein the new service comprises disabling any of the components of the external or user interfaces of the card (301), such as disabling contactless communication with the card (301). 15. The card (301) according to claim 12, wherein the card (301) is arranged to provide a service in response to the user interface (304, 305, 306) receiving a selection of the service from a user. 16. The card according to claim 1, wherein the card is a payment card.
Chan Alfred ; Kekicheff Marc B. ; Weise Joel M. ; Wentker David C., System and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card.
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