최소 단어 이상 선택하여야 합니다.
최대 10 단어까지만 선택 가능합니다.
다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
NTIS 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
DataON 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Edison 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Kafe 바로가기국가/구분 | United States(US) Patent 등록 |
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국제특허분류(IPC7판) |
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출원번호 | US-0739344 (2015-06-15) |
등록번호 | US-10007923 (2018-06-26) |
발명자 / 주소 |
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출원인 / 주소 |
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대리인 / 주소 |
|
인용정보 | 피인용 횟수 : 0 인용 특허 : 773 |
A system and method for providing promotional rewards is provided. First, a promotional reward is communicated to a customer. The promotional reward offer comprises a promotional reward associated with one or more promotional reward-earning behaviors and a promotional time frame. The offer may speci
A system and method for providing promotional rewards is provided. First, a promotional reward is communicated to a customer. The promotional reward offer comprises a promotional reward associated with one or more promotional reward-earning behaviors and a promotional time frame. The offer may specify a customer population, and the customer may be enrolled in the promotional reward program if the customer is determined to be in the population. The customer is credited a promotional reward if the customer accomplishes the promotional reward-earning behavior(s) within the promotional time frame. The customer may also be enrolled in a base reward program. The promotional rewards and base rewards may be accumulated in a customer account. A system for implementing a promotional rewards program is also provided.
1. A method for identifying and offering reward programs, comprising: in an information processing device comprising at least one computer processor: receiving account information associated with a customer interfacing with at least one processor, wherein the customer is a cardmember of a financial
1. A method for identifying and offering reward programs, comprising: in an information processing device comprising at least one computer processor: receiving account information associated with a customer interfacing with at least one processor, wherein the customer is a cardmember of a financial services institution;determining, by the at least one processor, one or more accounts associated with the customer, based on the account information;determining, by the at least one processor, one or more reward programs associated with the one or more accounts;determining, by the at least one processor, a transaction history associated with the one or more accounts;determining, by the at least one processor, whether the customer is eligible for one or more other reward offers, based on the transaction history;communicating, by the at least one processor, the one or more other reward offers to the customer upon determining the customer is eligible for the one or more other reward offers;determining, by the at least one processor, whether the customer is a member of a population specified by the one or more other reward offers;enrolling, by the at least one processor, the customer in one or more other reward programs corresponding to the one or more other reward offers upon determining the customer to be a member of the population, wherein the one or more other reward programs are different from the one or more reward programs already associated with the customer;switching from the one or more reward programs to the one or more other reward programs upon receiving a customer request;in real time, converting rewards associated with the one or more reward programs to rewards associated with the one or more other reward program upon the user requesting to switch to the one or more other reward programs; andtransferring reward offers associated with the one or more reward programs to the one or more other reward programs. 2. The method of claim 1, wherein the one or more other reward programs are associated with credit card transactions. 3. The method of claim 1, wherein the one or more other reward programs are associated with the one or more products offered by a financial services institution. 4. The method of claim 1, wherein the rewards comprise redeemable points. 5. The method of claim 1, wherein the rewards comprise cash value. 6. The method of claim 1, wherein the rewards are issuer-specific or sponsor-specific. 7. The method of claim 6, wherein the issuer-specific or sponsor-specific rewards comprises any redeemable value. 8. A method for identifying and offering reward programs, comprising: in an information processing device comprising at least one computer processor: receiving account information associated with a customer interfacing with at least one processor, wherein the customer is a cardmember of a financial services institution;determining, by the at least one processor, one or more accounts associated with the customer, based on the account information;determining, by the at least one processor, one or more reward programs associated with the one or more accounts;determining, by the at least one processor, a reward program history associated with the one or more accounts;determining, by the at least one processor, whether the customer is eligible for one or more other reward offers, based on the reward program history;communicating, by the at least one processor, the one or more other reward offers to the customer upon determining the customer is eligible for the one or more other reward offers;determining, by the at least one processor, whether the customer is a member of a population specified by the one or more other reward offers;enrolling, by the at least one processor, the customer in one or more other reward programs corresponding to the one or more other reward offers upon determining the customer to be a member of the population, wherein the one or more other reward programs are different from the one or more reward programs already associated with the customer;switching from the one or more reward programs to the one or more other reward programs upon receiving a customer request;in real time, converting rewards associated with the one or more reward programs to rewards associated with the one or more other reward program upon the user requesting to switch to the one or more other reward programs; andtransferring reward offers associated with the one or more reward programs to the one or more other reward programs. 9. A system for offering or marketing reward programs, comprising: at least one server, comprising at least one computer processor, communicatively coupled to a network, that is configured to: receive account information associated with a customer interfacing with at least one processor, wherein the customer is a cardmember of a financial services institution;determine one or more accounts associated with the customer, based on the account information;determine one or more reward programs associated with the one or more accounts;determine a transaction history associated with the one or more accounts;determine whether the customer is eligible for one or more other reward offers, based on the transaction history;communicate the one or more other reward offers to the customer upon determining the customer is eligible for the one or more other reward offers;determine whether the customer is a member of a population specified by the one or more other reward offers;enroll the customer in one or more other reward programs corresponding to the one or more other reward offers upon determining the customer to be a member of the population, wherein the one or more other reward programs are different from the one or more reward programs already associated with the customer;switch from the one or more reward programs to the one or more other reward programs upon receiving a customer request;in real time, convert rewards associated with the one or more reward programs to rewards associated with the one or more other reward program upon the user requesting to switch to the one or more other reward programs; andtransfer reward offers associated with the one or more reward programs to the one or more other reward programs. 10. The system of claim 9, wherein the one or more other reward programs are associated with credit card transactions. 11. The system of claim 9, wherein the one or more other reward programs are associated with the one or more products offered by a financial services institution. 12. The system of claim 9, wherein the rewards comprise redeemable points. 13. The system of claim 9, wherein the rewards comprise cash value. 14. The system of claim 9, wherein the rewards are issuer-specific or sponsor-specific. 15. The system of claim 14, wherein the issuer-specific or sponsor-specific rewards comprises any redeemable value. 16. The system of claim 9, the server being further configured to: store account activity related to the customer's account used to determine whether the customer is a member of a population. 17. A system for identifying and offering reward programs, comprising: at least one server, comprising at least one computer processor, communicatively coupled to a network, that is configured to: store and administer particulars of a plurality of reward programs including one or more reward programs associated with a customer, wherein the customer is a cardmember of a financial services institution;store and administer particulars of a plurality of accounts including one or more accounts associated with the customer;track, store, and administer particulars of a transaction history or a reward program history;determine whether the customer is eligible for one or more other reward offers, based on personal information corresponding to the one or more accounts associated with the customer, the transaction history, or the reward program history;communicate the one or more other reward offers to the customer upon determining the customer is eligible for the one or more other reward offers;determine whether the customer is a member of a population specified by the one or more other reward offers;enroll the customer in one or more other reward programs corresponding to the one or more other reward offers upon determining the customer to be a member of the population, wherein the one or more other reward programs are different from the one or more reward programs already associated with the customer;switch from the one or more reward programs to the one or more other reward programs upon receiving a customer request;in real time, convert rewards associated with the one or more reward programs to rewards associated with the one or more other reward program upon the user requesting to switch to the one or more other reward programs, wherein the conversion is based on a conversion rate stored and maintained by a conversion rate module; andtransfer reward offers associated with the one or more reward programs to the one or more other reward programs. 18. The system of claim 17, wherein the one or more other reward programs are associated with credit card transactions. 19. The system of claim 17, wherein the one or more other reward programs are associated with the one or more products offered by a financial services institution. 20. The system of claim 17, wherein the rewards comprise redeemable points. 21. The system of claim 17, wherein the rewards comprise cash value. 22. The system of claim 17, wherein the rewards are issuer-specific or sponsor-specific. 23. The system of claim 22, wherein the issuer-specific or sponsor-specific rewards comprises any redeemable value. 24. The system of claim 17, the server being further configured to: store account activity related to the customer's account used to determine whether the customer is a member of a population.
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