$\require{mediawiki-texvc}$

연합인증

연합인증 가입 기관의 연구자들은 소속기관의 인증정보(ID와 암호)를 이용해 다른 대학, 연구기관, 서비스 공급자의 다양한 온라인 자원과 연구 데이터를 이용할 수 있습니다.

이는 여행자가 자국에서 발행 받은 여권으로 세계 각국을 자유롭게 여행할 수 있는 것과 같습니다.

연합인증으로 이용이 가능한 서비스는 NTIS, DataON, Edison, Kafe, Webinar 등이 있습니다.

한번의 인증절차만으로 연합인증 가입 서비스에 추가 로그인 없이 이용이 가능합니다.

다만, 연합인증을 위해서는 최초 1회만 인증 절차가 필요합니다. (회원이 아닐 경우 회원 가입이 필요합니다.)

연합인증 절차는 다음과 같습니다.

최초이용시에는
ScienceON에 로그인 → 연합인증 서비스 접속 → 로그인 (본인 확인 또는 회원가입) → 서비스 이용

그 이후에는
ScienceON 로그인 → 연합인증 서비스 접속 → 서비스 이용

연합인증을 활용하시면 KISTI가 제공하는 다양한 서비스를 편리하게 이용하실 수 있습니다.

금융업 종사자의 은퇴기대, 사회적 지지 및 창업의지가 노후준비에 미치는 영향에 관한 연구
A Study on the Effects of Retirement Expectations & Social Supports & Entrepreneurial Intention for Employees Engaged in Financial Business on the Preparation for their Old Age 원문보기

벤처창업연구= Asia-Pacific journal of business and venturing, v.17 no.1, 2022년, pp.251 - 265  

김형석 (호서대학교 벤처대학원) ,  강신기 (호서대학교 글로벌창업대학원)

초록
AI-Helper 아이콘AI-Helper

2019년 통계청 자료에 의하면 우리나라는 65세 이상 노인 인구가 769만 명으로 전체 인구의 14.9%를 차지해 세계에서 가장 빠른 속도의 압축 고령화가 진행되고 있다. 금융업 종사자는 대표적인 고임금 근로자들로 업종별 차이가 있기는 하지만 금융업 종사자 대부분이 정년이전에 희망퇴직을 하는 경우가 많고, 퇴직 이후에 성공적인 전직이나 창업을 하는 경우도 드물다. 본 연구는 금융업 종사자들의 은퇴기대, 사회적 지지 및 창업의지가 노후준비에 미치는 영향과 개인특성에 따라 노후준비에 어떤 차이가 있는지를 분석하였다. 연구대상은 수도권 및 대구지역에 근무하는 금융업 종사자 280명이고, 자료 분석SPSS Win Ver. 18.0을 이용하여 빈도분석, 요인분석, 신뢰성 분석, 회귀분석 등을 실시하였으며, 본 연구 결과를 요약하면 다음과 같다. 첫째, 금융업 종사자의 은퇴기대가 노후준비에 어떠한 영향을 미치는지에 대해 연구한 결과 은퇴를 새로운 출발로 보는 사람들은 경제적, 신체적 노후준비에 유의한 영향을 미치는 것으로 나타났다. 둘째, 금융업 종사자의 사회적 지지는 경제적 노후준비에는 유의미한 영향을 미치지 못하였으나, 가족관계는 신체적 노후준비에 유의한 영향을 미치는 것으로 나타났으며, 정서·사회적 노후준비에는 가족관계와 친구관계 모두 유의한 영향을 미치는 것으로 나타났다. 셋째, 금융업 종사자의 창업의지는 경제적, 신체적 노후준비에는 유의미한 영향을 미치지 못하였으나, 정서·사회적 노후준비에는 유의한 영향을 미치는 것으로 나타났다. 넷째, 금융업 종사자의 개인특성이 노후준비에 미치는 영향을 분석한 결과 연령, 결혼 여부 및 직장 내의 직급은 노후준비에 유의미한 영향을 미치지 못하였으나, 창업교육 경험 있음은 경험 없음에 비해 노후준비에 영향을 미치는 것으로 분석되었다.

Abstract AI-Helper 아이콘AI-Helper

According to the 2019 statistics of the National Statistical Office, the population of old people over 65 is 7.69 million which consists of 14.9% of total population in Korea, and the world's fastest compressed-aging is being processed. Employees engaged in financial business as representative high-...

주제어

참고문헌 (69)

  1. Atchley, R. C.(1976). Retirement and leisure participation: continuity or crisis?. The sociology of retirement. Cambridge, MA: Schenkman. 

  2. Atchley, R. C.(1980). Social forces in later life(2nd ed.). Belmont, CA: Wadsworth Publishing Co. 

  3. Bae, J. D.(2014). (A) study on the main causes of the understanding and retirement attitude on the aged life of the middle aged classes affecting the preparation for the retirement. Doctoral Dissertation, Graduate School, Hanyoung Theological University. 

  4. Bae, M. J.(2009). Middle aged People's Attitudes toward Elderly and Preparations for their Old age. Journal of the Korea Gerontological Society, 29(3), 1107-1122. 

  5. Bird, B.(1988). Implementing entrepreneurial ideas: The case for intentions. Academy of Management Review, 13, 442-454. 

  6. Burgess, E. W., Corey, L. G., Pieno, P. C., & Thornbury, R. T.(1958). Occupational Differences in Attitude Toward Aging and Retirement. Journal of Gerontology, 13, 203-206. 

  7. Choi, H. L.(2012). Influence of the middle aged adults' life style and participation in leisure activities on the preparation of life in old age and life satisfaction. Doctoral Dissertation, Graduate School, Korea University. 

  8. Choi, J. G.(2021). A Study on Baby Boomer Industrial Workers' Lifelong Learning Participatory Motive Effect on Retirement Preparation and Mediating Effect of Self-Esteem and Retireent Attitude. Doctoral Dissertation, Baekseok University Graduate School. 

  9. Cobb, S.(1976). Social support as a moderator of life stress. Psychosomatic Mediccine, 38, 300-314. 

  10. Crant, J. M.(1996). The proactive personality scale as a predictor of entrepreneurial intentions. Journal of Small Business Management, 34(3), 42-49. 

  11. Gee, S., & Baillie, J.(1999). Happily ever after? An exploration of retirement expectations. Educational Gerontology, 25(2), 109-128. 

  12. Ha, K. S.(2009). A Study on the Cost of Entrepreneur's Business Failure and Entrepreneurial Intention. Doctoral Dissertation, Graduate School of Hanyang University. 

  13. Ha, K. Y., & Hong, D. A. G.(1999). The relations between friendship network and psychological wellbeing for the elderly. Korean Journal of Research in Gerontology, 8(0), 75-90. 

  14. Han, S. Y.(2013). A Study on the Influence of Mental Health and Job Satisfaction on Perceived Job Stress of Financial Companies. Journal of the Korea Academia-Industrial cooperation Society, 14(4), 1612-1619. 

  15. Hawang, S. I.(2000). (A) study on the attitude of elderly life and the preparation for elderly life of the young-aged. Master's Thesis, The Graduate School, Catholic University of Taegu-Hyosung. 

  16. Hayashi, S.(1998). Culture and Management in Japan(trans. by Frank Baldwin). Tokyo: University of Tokyo. 

  17. Hong, H. J.(2009). The relationship between retirement expectations and resocialization of the professional dancers. Doctoral Dissertation, Graduate School of Sejong University. 

  18. Hornstein, G. A., & Wapner, S.(1985). Modes of experiencing and adapting to retirement. International Journal on Aging and Human Development, 21(4), 291-315. 

  19. Jeon, G. Y., & Bae, M. J.(2010). Study on the Perception and Behavior for Preparing their Old Age. Journal of Korean Home Management Association, 28(1), 13-24. 

  20. Jeon, J. W.(2002). A STUDY ON MEASURE AGAINST OLD AGE OF THE MIDDLE-AGED PEOPLE. Master's Thesis, The Graduate School of Social Welfare, Catholic University of Daegu. 

  21. Jeong, J. H.(2012). (A) study on the effects of personality traits and social support of the elderly on the life satisfaction. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  22. Jin, J. Y., & Ha, K. S.(2016). A Study on the Effects of Preparation for the Old Aged on the satisfaction of the life. Journal of the Korea Academia-Industrial cooperation Society, 17(2), 45-57. 

  23. Jun, H. J.(2004). Providing Social Support to Others and Mental Health among Older Adults in USA. Journal of the Korea Gerontological Society, 24(1), 89-105. 

  24. Kang, S. I.(2007). Relationships of Owner-manager's Entrepreneurship and Performance in the Small and Medium Tourism Enterprises. Doctoral Dissertation, Graduate School, Cheju National University. 

  25. Kang, S. K.(2013). A Study on the Effect of the Financial Education, Retirement Expectations, Social Supports for Middle-Aged on the Preparation for their Old Age. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  26. Kang, Y. J.(2005). A Study on Korean Adults' Planning for Old Age. The Korean Society of Community Living Science, 16(4), 159-174. 

  27. Kilty, K. M., & Behling, J. H.(1985). Retirement financial planning among professional workers. The Gerontologist, 26(5), 525-630. 

  28. Kim, C. H.(2019). A study on the influence of entrepreneurship education and entrepreneurship, university entrepreneurship support system at university students : focused on moderating effect of social support. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  29. Kim, D. J., Eum, T. S., & Byun, G. I.(2009). Influence of Career Aptitudes of Potential Businessmen on Their Determination to Start Business: Focused on the College Students of Food-service & Culinary Art Departments. Culinary science and hospitality research, 15(1), 67-78. 

  30. Kim, H. E., & Chung, O. B.(1992). The Psychological Anxiety of the Middle Aged Men Who Expect to Emphasizing upon the State: Trait Anxiety and the Opinion on the Present Retirement system. Family and Environment Research, 30(2), 159-169. 

  31. Kim, J. S.(2010). (The) effects of lifestyle on preparation for middle and old age and life satisfaction. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  32. Kim, K. H., & Kim, H. O.(2007). Study on social information process factors of child abuse and intervention of social support. Korean journal of family social work, 20, 37-70. 

  33. Kim, S. O.(2000). A Study of Self-Efficacy, Social Support, Health Promoting Lifestyle Profile for Middle Aged Men. Bulletin of Dongnam Health College, 18(2), 177-186. 

  34. Kim, S. S.(2009). (A) comparative study of the entrepreneurial intention between Korea and China. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  35. Kim, T. S.(2016). The affect of entrepreneurship on entrepreneurial intention: focusing on the mediating effect of self-efficacy and the moderating effect of business failure fear. Master's Thesis, The Gradute School of Global Entrepreneurship, Hoseo University. 

  36. Kim, Y. J., & Choi, H. K.(2001). The Effects of Family Caregiving on Mental Health of the Elderly with ADL Disability. Journal of the Korean Gerontological Society, 21(2), 99-112. 

  37. Lee, G. M.(2018). Influence of Entrepreneur Characteristics and Startup Preparedness on Business Continuity. Doctoral Dissertation, The Graduate School, Pusan National University. 

  38. Lee, H. S.(2019). A Study on the Antecedents and Consequences of Switching value to the Internet Primary Bank. Doctoral Dissertation, The Graduate School, Pusan National University. 

  39. Lee, J. H.(2009). The Middle Aged's perception of Aging and Physical, Financial & Social Preparation for Later Life: Focus on Gender Differences. The Korean Journal of Community Living Science, 20(2), 275-289. 

  40. Lee, J. M.(2016). Study on the factors influencing turnover intention and entrepreneurial intention of employees engaged in financial institutions: focusing on the mediating effect of entrepreneurial support. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  41. Lee, J. M.(2018). The Effects of Consumers' Perceived Value and Network Externality on Continuous Use Intention of Internet Primary Bank. JOURNAL OF CONSUMER STUDIES, 29(4), 139-159. 

  42. Lee, K. W., Jo, H. J., & Hong, S. T.(2016). Retirement planning. Seoul: FPSB KOREA. 

  43. Lee, N., & Han, J. R.(2014). Expectation and Preparation for Retirement of Employed and Unemployed Women in Middle Age. Health and Social Welfare Review, 34(3), 374-399. 

  44. Lee, S. A., & Han, G. H.(1998). Middle-aged employed men's attitudes toward retirement and plans for postretirement life. Family and Environment Research, 36(5), 125-135. 

  45. Lee, S. H.(2019). (A) study on the core factors affecting the innovation performance of technology firms: focused on the business experience. Doctoral Dissertation, The Graduate School, Chung-Ang University. 

  46. Lee, S. H.(2020). The structural relationship among social support, grit, career decision status, and career exploration behavior of college students. Doctoral Dissertation, Graduate School, Wonkwang University. 

  47. Nam, H. K.(2019). Baby-Boomers' Attitudes toward Retirement and Retirement Anxiety. Master's Thesis, The Graduate School of Hanseo University. 

  48. No, H. C.(2018). The effects of potential entrepreneur's characteristics and governmental entrepreneurship support system on the entrepreneurial intention: focusing on mediating effect of governmental entrepreneurship support system. Doctoral Dissertation, Graduate School, Daejeon University. 

  49. Oh, B. C.(2012). Male Baby Boomer Employees' Attitude towards Retirement, Preparation for Later Life, and Intention of Social Activities in the Old Age. Doctoral Dissertation, The Graduate School of Hanseo University. 

  50. OK, J. W., Hyun, B. H., Chang, E. S., & Yang, J. M.(2020). A Study on the Effect of Social Support on Entrepreneurial Intentions and Entrepreneurial Behaviors: Mediating Effects of EntrepreneurialSelf-Efficacy and Entrepreneurial Intentions. Asia-Pacific Journal of Business Venturing and Entrepreneurship, 15(1), 151-165. 

  51. Park, J. W.(1985). A Study to Development a Scale of Social Support. Doctoral Dissertation, The Graduate School of Yonsei University. 

  52. Park, S. J., & Choe, H. J.(2006). The Influence of the Role Ambiguity, Role Conflict, and Self-efficacy on Job Attitude of Bankers in Busan. Juurnal of Human Resource Management Research, 13(3), 79-94. 

  53. Park, Y. S., & Ko, J. Y.(2012). A Study on the Effect of Psychological Traits and Environment on Learning Transfer of the Restaurant Entrepreneurship Education. Culinary Science & Hospitality Research, 18(1), 228-245. 

  54. Redding, S. G.(1982). Cultural effects in the marketing process in south-eastAsia. Journal of the market research society, 24, 98-114. 

  55. Seo, J. S.(2018). The effects of later life preparation on the happiness and life satisfaction of the elderly: centered around moderation effects from social support. Doctoral Dissertation, Dongbang Culture Graduate University. 

  56. Seo, M. J.(2021.10.17.). There was a line of bank branches closing... The greatest hopeful retirement 'wind of the wind'. Aju Business Daily, Retrieved from https://www.ajunews.com/view/20211017092021634. 

  57. Seo, S. Y.(2018). Influence of Youth's Entrepreneurial Competence on Entrepreneurial Intention and Entrepreneurial Behavior: The Mediating Effect of Entrepreneurial Intention and The Moderating Effect of Entrepreneurial Education. Doctoral Dissertation, Graduate School of Chosun University. 

  58. Seo, Y. O.(1995). Structural model for health-promoting lifestyles of middle-aged women. Doctoral Dissertation, Graduate School of Kyung Hee University. 

  59. Shapero, A.(1981). Social dimensions of entrepreneurship, In C. Kent, D. Sexton and K. Vesper, eds, The encyclopedia of entrepreneurship. Englewood Cliffs: Prentice-Hall. 

  60. Shim, J. S.(2021). Factors Influencing User Intention of Internet Primary Bank: Focusing on SST Acceptance Factors. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  61. Shin, G. S.(2012). A Study on the Effects of the Occupation and Activity Nature of the Middle-Aged on Retirement Preparation. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  62. Statistics Korea.(2019). Census, Future Population Estimation. Retrieved (2021.12.09.) from https://kosis.kr/statisticsList/statisticsListIndex.do?menuIdM_01_01&vwcdMT_ZTITLE&parmTabIdM_01_01&outLinkY&entrType#content-group. 

  63. Tag, Y. L., Kim, S. A., & Lee, B. S.(2003). Perceived Social Support, Instrumental Support Needs, and Depression of Elderly Women. Korean Journal of Women Health Nursing, 9(4), 449-456. 

  64. Yoo, I. Y.(1996). A Study on the Health Age and Functional Health Status of Seniors Using Senior Citizens' Halls. Master's Thesis, The Graduate School of Hanyang University. 

  65. Yoon, B. J.(2012). (The) effects of entrepreneurial spirit and motivation-driven entrepreneurship on establishment of new business by undergraduate student. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

  66. Yoon, B. S.(2004). Determinants of Entrepreneurial Intentions: Individual Characteristics and Environmental Factors. KOREAN BUSINESS REVIEW, 17(2), 89-110. 

  67. Yoon, J.(1986). Adult.Geriatric Psychology. Seoul: Jung-ang Jeokseong Publishing House. 

  68. Yoon, N. S.(2012). The Effect of Potential Entrepreneurial Motivations on Entrepreneurship and Commitment to Starts-up: Mediating Role of Entrepreneurship. Journal of Industrial Economics and Business, 25(2), 1537-1557. 

  69. Yu, Y. H.(2009). (An) empirical study on factors affecting entrepreneurial intention: focused on career orientation, social & cultural perception, and intentions to participate in entrepreneurial support programs. Doctoral Dissertation, The Graduate School of Venture, Hoseo University. 

섹션별 컨텐츠 바로가기

AI-Helper ※ AI-Helper는 오픈소스 모델을 사용합니다.

AI-Helper 아이콘
AI-Helper
안녕하세요, AI-Helper입니다. 좌측 "선택된 텍스트"에서 텍스트를 선택하여 요약, 번역, 용어설명을 실행하세요.
※ AI-Helper는 부적절한 답변을 할 수 있습니다.

선택된 텍스트

맨위로