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경영과 정보연구 = Management & information systems review, v.36 no.5, 2017년, pp.195 - 222
설상철 (동아대학교 경영학과) , 정성광 (동아대학교 경영학과) , 최우영 (동아대학교 경영학과)
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Today's economy is becoming more and more convergence between different industries as the demarcation of the boundaries of all areas is leading to innovations such as mobile and social network services. So Fin-tech is a new technology that can combine the advantages of mobile and Internet with the t...
| 핵심어 | 질문 | 논문에서 추출한 답변 |
|---|---|---|
| 핀테크란 무엇인가? | 오늘날의 경제는 모든 영역의 경계가 허물어짐에 따라 서로 다른 산업 간의 융복합화가 활발해지며 이는 모바일, 소셜 네트워크 서비스 등의 혁신을 이루어내고 있다. 이러한 기술혁명가운데 모바일과 인터넷의 장점을 결합하여 금융과 IT의 업무를 손쉽게 처리할 수 있는 오늘날 새로운 기술을 핀테크라 하며 이러한 핀테크는 금융을 의미하는 파이낸스(Finance)와 기술을 의미하는 테크놀로지(Technology)의 합성어이다. 이에 본 연구는 핀테크 이용 동기(유용성, 즐거움)가 이용자 태도, 구전의도에 미치는 영향의 전반적인 구조적 관계에 대하여 살펴보았다. | |
| 핀테크의 역할은 무엇인가? | 한편 국내 금융위원회(2015)에 의하면 오늘날의 핀테크에 대해 다음과 같이 설명하였다. 먼저, 카드사와 같이 지급결제의 역할을 수행하며, 둘째, 금융회사를 통하지 않고 온라인 송금 서비스를 실시하는 송금의 역할을 수행하며, 셋째, 전문적인 인터넷 은행으로서의 예금ㆍ대출의 역할을 수행한다. 넷째, 크라우드 펀딩으로서 투자자금 모집의 역할을 수행하며, 다섯째, 안정적인 자산의 관리에 대한 역할과 보험의 역할까지 담당하고 있다. | |
| 핀테크는 어떤 단어의 합성어인가? | 오늘날의 경제는 모든 영역의 경계가 허물어짐에 따라 서로 다른 산업 간의 융복합화가 활발해지며 이는 모바일, 소셜 네트워크 서비스 등의 혁신을 이루어내고 있다. 이러한 기술혁명가운데 모바일과 인터넷의 장점을 결합하여 금융과 IT의 업무를 손쉽게 처리할 수 있는 오늘날 새로운 기술을 핀테크라 하며 이러한 핀테크는 금융을 의미하는 파이낸스(Finance)와 기술을 의미하는 테크놀로지(Technology)의 합성어이다. 이에 본 연구는 핀테크 이용 동기(유용성, 즐거움)가 이용자 태도, 구전의도에 미치는 영향의 전반적인 구조적 관계에 대하여 살펴보았다. |
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