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NTIS 바로가기韓國컴퓨터情報學會論文誌 = Journal of the Korea Society of Computer and Information, v.25 no.9, 2020년, pp.167 - 172
Yang, Seung-Cheol (Division of Business, Chosun University) , Oh, Tae-Kon (Dept. of Law & Police, Howon University)
The purpose of this study was to suggest implications that the level of sound financial management ability of university students could be raised, starting with the awareness that not only college students but also all financial consumers need high levels of financial management ability, such as kno...
핵심어 | 질문 | 논문에서 추출한 답변 |
---|---|---|
재무관리역량이란? | 본 연구의 변수들에 대한 의의에 대해서 살펴보면 재무관리역량(Financial Magement Ability)이란 “재무환경이나 금융환경 등의 특정 맥락 하에서 금융소비자가 재무적 목표의식을 가지고 스스로 그 역할을 수행할 수 있도록 하는 능력”이라고 할 수 있다[2]. | |
재무관리역량의 구성요소는 무엇으로 이루어져 있는가? | 재무관리역량의 구성요소는 재무관리지식, 재무관리태도, 재무관리기능으로 이루어져 있다. 재무관리역량에 대한 설문문항들은 총 67문항으로 김하영(2014)[18]과 김창이(2015)[19]의 연구에서 사용한 설문을 토대로 본 연구에 맞게 응용하여 사용하였다. | |
본 연구에서 재무적 자기효능감에 대해 준비한 측정 문항은? | 대학생들이 주관적으로 인지하고 있는 재무적 자기효능감에 대한 설문문항들은 총 5문항으로 정우진(2018)의 연구[20]에서 사용한 설문을 토대로 본 연구에 맞게 응용하여 사용하였다. 따라서 “나의 재무 관리에 대해서 나는 자신이 있음”, “나는 앞으로 생각지도 않은 지출이 발생한다면 대출을 받을 계획임”, “나는 내가 설정한 재무적인 목표를 잘 달성할 수 있음”, “나는 재무적인 문제상황에 직면하면 해결을 잘하는 편임”, “나는 생각지도 않은 지출비용이 발생하는 경우에도 처음에 세운 계획을 유지하려고 할 것임” 등의 측정문항을 사용하고자 한다. 이러한 설문 문항들에 대해서는 5점 척도를 사용하여 측정한다. |
HyunBoc Lee, "Comparing Financial Management Capabilities according to the Level of Economic Power of College Students," Management Education Research, Vol. 34 No. 1, pp.289-309, Feb, 2019.
Hyewon Jang.Sungwoo Park.Jisun Sin.Suwan Lee.MinJeumg Ki, "Financial Management Capabilities and Behaviors of Savings and Investment among University Students," Human Ecology, Vol. 18 No. 1, pp.199-218.
PhilSoo, Lee. YongKi, Lee. Dongkuen, Yoo. SeungSub, Kim, "Money Attitude: Its Relationships with Financial Self-efficacy and Adoption Intention of Pension Savings," Journal of Product Research, Vol. 33, No. 4, pp.113-124, Aug, 2015.
WooJin, Jung, "A Study on Consumer's Financial Stress Experience and Influencing Factors : Focusing on Moderating Effect of Financial Management Competency and Financial Self-Efficacy," The Graduate School Seoul National University, Dec, 2018.
GaEun Han, "The Effects of the Financial Factors on the Financial Management Behaviors of the College Students," The Graduate School of Jeju National University, Feb, 2015.
PhilSoo, Lee.YongKi, Lee.Dongkuen, Yoo.SeungSub, Kim, "Money Attitude: Its Relationships with Financial Self-efficacy and Adoption Intention of Pension Savings," Journal of Product Research, Vol. 33, No. 4, pp.113-124, Aug, 2015.
Soondool Chung. SoHyun Joo? EunHee Koh. WonJoo Park, "Intergenerational Financial Satisfaction and Related Factors in Korea: Focusing on Financial Self-Efficacy," Financial Planning Review, Vol. 11, No. 1, pp.91-121, Feb, 2018.
WooJin, Jung, "A Study on Consumer's Financial Stress Experience and Influencing Factors : Focusing on Moderating Effect of Financial Management Competency and Financial Self-Efficacy," The Graduate School Seoul National University, Dec, 2018.
Yunna Choi, "A Study on the Financial Competency of Elderly Consumers," The Graduate School of Seoul National University, Aug, 2012.
AhYoung Kim, "Financial Literacy of Young Adulthood : Focusing on Independence, Self-control, and financial experiences," The Graduate School of Sungkyunkwan University, Aug, 2014.
Hyewon Jang. Sung-woo Park. Jisun Sin. Suwan Lee. MinJeumg Ki, "Financial Management Capabilities and Behaviors of Savings and Investment among University Students," Human Ecology, Vol. 18 No. 1, pp.199-218.
GaEun Han.JeongSook Kim, "The Effects of Financial Stress and Financial Communication on the Financial Management Capability of the College Students in Jeju area," Financial Consumer Research, Vol. 18 No. 1, pp.29-61, Feb, 2015.
Changyi Kim, "The effect of financial consultation and financial education on consumers' financial management competency," The Graduate School of Chonnam University, Aug, 2015.
HyunBoc Lee, "Comparing Financial Management Capabilities according to the Level of Economic Power of College Students," Management Education Research, Vol. 34 No. 1, pp.289-309, Feb, 2019.
JiHye Lee, "The Study of The Financial Distress Level, Financial Knowledge Level and Financial Management Behavior Level of College Students," The Graduate School of Ewha Womans University, Feb, 2014.
GaEun Han, "The Effects of the Financial Factors on the Financial Management Behaviors of the College Students," The Graduate School of Jeju National University, Feb, 2015.
AReum Kim, "The Effects of Financial Literacy and Financial Distress on Financial Management Behavior of the Young Adult," The Graduate School of Konkuk University, Aug, 2016.
AhYoung Kim, "Financial Literacy of Young Adulthood : Focusing on Independence, Self-control, and financial experiences," The Graduate School of Sungkyunkwan University, Aug, 2014.
Changyi Kim, "The effect of financial consultation and financial education on consumers' financial management competency," The Graduate School of Chonnam University, Aug, 2015.
WooJin, Jung, "A Study on Consumer's Financial Stress Experience and Influencing Factors : Focusing on Moderating Effect of Financial Management Competency and Financial Self-Efficacy," The Graduate School Seoul National University, Dec, 2018.
JiHye Lee, "The Study of The Financial Distress Level, Financial Knowledge Level and Financial Management Behavior Level of College Students," The Graduate School of Ewha Womans University, Feb, 2014.
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