참고문헌 (70)

1. 강구상, 최원석, 김종혁, 오태현, 이현진, 김승현, 박나연, "코로나 19 대응 주요국의 재정 및 통화금융 정책", [KIEP] 세계경제 포커스, 제20권, 제11호, 2020, pp. 1-19 

2. 김성진, 안현철, "기업신용등급 예측을 위한 랜덤 포레스트의 응용", 산업혁신연구, 제32권, 제1호, 2016, pp. 187-211. 

3. 김은미, 박지영, "온라인 P2P 환경에서 딥러닝을 적용한 다분류 기반 개인신용등급 예측모형". 인터넷전자상거래연구, 제19권, 제4호, 2019, pp. 43-57. 

4. 김지윤, 조성배, "컨볼루션 신경망의 소셜대출 상환예측을 위한 요인분석 군집화기반 2D 입력배열 방법", 한국정보과학회 학술발표논문집, 2017, pp. 1337-1339. 

5. 박대현, 류두진, "P2P대출과 공급망 금융", 재무연구, 제33권, 제3호, 2020, pp. 439-463. 

6. 박성우, "개인 신용 평가 예측에 대한 다양한 머신러닝 기법 연구", 정보 및 제어 논문집, 2017, pp. 291-292. 

7. 배재권, 이승연, 서희진, "인공지능기법을 이용한 온라인 P2P 대출거래의 채무불이행예측에 관한 실증연구", 한국전자거래학회지, 제23권, 제3호, 2018, pp. 207-224. 

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8. 유환, 이영재, "은행 금융상품에서 프라이빗 뱅커의 전문투자형 사모펀드 추천 의사결정", 정보시스템연구, 제28권, 제4호, 2019, pp. 333-358. 

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9. 윤종식, 노태협, 권영식, "신용카드 매출정보를 활용한 소상공인신용평가모형", 중소기업연구, 제29권, 제2호, 2007, pp. 73-98. 

10. 이모세, 안현철, "효과적인 입력 변수 패턴 학습을 위한 시계열 그래프 기반 합성곱 신경망 모형: 주식시장 예측에의 응용", 지능정보연구, 제24권, 제1호, 2018, pp. 167-181. 

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11. 이성욱, 노태협, "통합 수리계획법을 이용한 개인신용평가모형", 정보시스템연구, 제16권, 제1호, 2007, pp. 1-21. 

12. 이재식, 한재홍, "인공신경망을 이용한 중소기업 도산 예측에있어서의 비재무정보의 유용성 검증", 한국전문가시스템학회지, 제1권, 제1호, 1995, pp. 123-134. 

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13. 이현상, 오세환, "시계열 예측을 위한 LSTM 기반 딥러닝: 기업 신용평점 예측 사례", 정보시스템연구, 제 29권, 제1호, 2020, pp. 241-265. 

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14. 조유정, 손권상, 권오병, 인공지능의 사회적 수용도에 따른 키워드 검색량 기반 주가예측모형 비교연구. 지능정보연구, 제27권, 제1호, 2021, pp. 103-128. 

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15. 천예은, 김세빈, 이자윤, 우지환, "설명 가능한 AI 기술을 활용한 신용평가 모형에 대한 연구", 한국데이터정보과학회지, 제32권, 제2호, 2021, pp. 283-295. 

16. 최수만, 전동화, 오경주, "P2P플랫폼에서의 대출자 신용분석 사례연구: 8 퍼센트, 렌딧, 어니스트 펀드", 지식경영연구, 제21권, 제3호, 2020, pp. 229-247. 

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17. 홍종선, 장동환, "ROC곡선 길이의 판단기준", 한국데이터정보과학회지, 제31권, 제5호, 2020, pp. 851-863. 

18. 홍태호, 김성훈, 김은미, "GAN과 DNN을 활용한 딥러닝 기반의 지능형 개인신용 평가모형", 인터넷전자상거래연구, 제19권, 제1호, 2019, pp. 1-16. 

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