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Abstract ▼ AI-Helper

We evaluate the coverage of long-term care insurance (LTCI) using the National Survey of Senior Citizen 2017. We estimate the coverage gap by suggesting a new definition of coverage gap using the motivation of service access and sufficiency of the service amount. The motivation of service access is ...

We evaluate the coverage of long-term care insurance (LTCI) using the National Survey of Senior Citizen 2017. We estimate the coverage gap by suggesting a new definition of coverage gap using the motivation of service access and sufficiency of the service amount. The motivation of service access is construed as whether the elderly with statutory care needs are willing to use public care service. The sufficiency of the service is defined as whether the amount of service available is adequate. Specific adjustments are also made to correct the non-representativeness of the sample. Besides micro level analysis, we also implemented a comparative analysis using OECD data to provide comparative implication on the coverage gap. By combining the result of the micro level analysis and comparative analysis, we evaluate the characteristics of the coverage of the LTCI in Korea. Finally, we consider the theoretical and practical implications of these findings.

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