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Abstract ▼ AI-Helper

The purpose of this study was to classify the household financial strategies and find out variables affect the change of the household financial strategies. The data of 3994 households from Korean Labor and Income Panel Study were used. The major findings were as follows: (1) the household financial...

The purpose of this study was to classify the household financial strategies and find out variables affect the change of the household financial strategies. The data of 3994 households from Korean Labor and Income Panel Study were used. The major findings were as follows: (1) the household financial strategies were Residual Saver Type(44.6%), Unformal Institute Saver Type(13.3%), Money Saver Type(16.7%), Real estate Saver Type(13.4%), Diversities(12.0%). (2) the household financial strategy types changed largely during short term. (3) In all households, the variables which influence on the change of the household financial strategies were education, job, numbers of children, place of residence, home ownership. Similarly, in each type, the change of household financial strategies was significantly different according to the household characteristics variables.

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