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NTIS 바로가기한국산업정보학회논문지 = Journal of the Korea Industrial Information Systems Research, v.22 no.1, 2017년, pp.11 - 21
박영배 (동의대학교 금융보험학과) , 박현지
Internet Banking Offers Major Advantages for Both Banks and Customers. However, Not All People have equal Access or Skills to use such Services. The Main Objective of this Study is to Understand the Fctors Influencing Internet Banking Usage we Developed a Research Model Drawing from the UTAUT and Di...
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핵심어 | 질문 | 논문에서 추출한 답변 |
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디지털 뱅킹은 무엇인가? | 특히, 은행의 경우 인터넷의 등장으로 가장 많은 영향을 받은 대표적 금융기관으로, 여러 가지 업무를 디지털화 된 매체를 이용하여 고객에게 제공하는 경우를 포괄하여 “디지털 뱅킹 (digital banking)”이라 한다.3) 이러한 디지털 뱅킹은 먼저 금융기관의 내부 프로세스를 전자화하고 점포망을 연결하여 온라인화 함으로써 시작되었다. | |
디지털기술은 무엇인가? | 세상에 존재하는 모든 것은 아날로그의 상태로 존재한다. 이와 같이 아날로그의 상태를 숫자로 표시 가능한 기술을 디지털기술이라 하며, 디지털 기술을 사용하여 디지털화 되어진 정보를 정보통신기술을 통해 폭넓게 활용함으로써 개개인의 삶의 방식, 기업의 경영방식, 국가와 사회집단의 관계와 형태, 그리고 가치관 등에 큰 변화를 가져오는 현상을 디지털 혁명이라고 한다. 디지털 혁명은 지금까지 유지되어온 사회의 기본구조를 변화시키고 있으며, 기본적으로 사회구성원 개개인들은 이전에 비해 더 많은 정보를 활용함에 따라 이제 사회는 더 많은 정보를 가지고 있는 사람들 간의 관계로 바뀌어 가고 있다. | |
인터넷의 등장은 어떠한 분야에 영향을 미치고 있나? | 20세기 들어 네트워크간의 자유로운 정보교환을 가능하게 한 “인터넷”의 등장은 시간과 공간을 초월하여 전 세계를 하나로 묶는 강력한 도구가 되었다. 이는 개인의 생활양식부터 정치, 경제, 사회, 문화 등 모든 분야에 기존의 패러다임을 급격히 변화시키고 있으며, 금융 산업에도 큰 영향을 미치고 있다. 특히, 은행의 경우 인터넷의 등장으로 가장 많은 영향을 받은 대표적 금융기관으로, 계정계의 거래정보를 온라인화 함으로써 시작되었다. |
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